Whatcom Homes with State Bond Terms

Whatcom Homes with State Bond Terms

Located in the beautiful state of Washington, Whatcom County is a hidden gem for those seeking a peaceful and picturesque place to call home. Situated in the northwest corner of the United States, Whatcom County offers a unique blend of natural beauty, vibrant communities, and a thriving real estate market.

What sets Whatcom County apart is its commitment to affordable housing options. With the Homes with State Bond Terms program, prospective homeowners have the opportunity to purchase their dream home with favorable terms. This initiative aims to make homeownership more accessible by providing low-interest loans and down payment assistance to eligible individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, the Homes with State Bond Terms program can help you achieve your real estate goals. With affordable financing options and the potential for reduced monthly payments, it's an excellent opportunity to invest in your future while enjoying the benefits of homeownership.

Whatcom County offers a wide range of housing options to suit every lifestyle and budget. From cozy single-family homes in charming neighborhoods to spacious condos with stunning views, there's something for everyone. With its proximity to nature, including breathtaking mountains, pristine lakes, and miles of hiking trails, Whatcom County is an outdoor enthusiast's paradise.

If you're considering making Whatcom County your home, now is the perfect time to explore the Homes with State Bond Terms program and take advantage of the affordable housing opportunities available. With its natural beauty, strong sense of community, and attractive real estate options, Whatcom County truly has it all.

Newest Whatcom Homes with State Bond Terms

$679,900
5 Beds ⋅ 3 Baths ⋅ 2561045 MLS ⋅ ACTIVE Status
Nestled in the heart of Birch Bay, this inviting home offers the perfect blend of coastal living, natural beauty, and everyday comfort. Enjoy private beach access with deeded beach rights, making it easy to spend your days strolling the shoreline, kayaking, beachcombing, or simply enjoying the waterfront lifestyle. This spacious home is designed for comfortable living and entertaining, featuring multiple gathering areas, a kitchen with a large island, and the convenience of a main-floor bedroom, ideal for guests or multi-generational living. A three-car garage provides ample space for vehicles and recreational gear. Step outside to enjoy several patios and a fully fenced backyard with a storage shed, creating the perfect setting for outdoor entertaining, gardening, or relaxing in the fresh coastal air. Take in filtered bay views from the rooftop deck, the perfect spot for sunsets, morning coffee, or evening stargazing. Located in a peaceful neighborhood, this home offers a relaxing escape while remaining close to everything Birch Bay has to offer. Nature lovers will appreciate the scenic walking trails just steps away, providing year-round recreation and opportunities to enjoy the area's wildlife and surroundings. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, this exceptional property captures the best of Pacific Northwest coastal living with private beach access and beautiful bay views.

6994 Helweg Lane, Blaine

Listing courtesy of Windermere RE Whatcom, Inc..

$819,900
4 Beds ⋅ 3 Baths ⋅ 2562391 MLS ⋅ ACTIVE Status
Truly one of a kind, this custom home is tucked away at the end of a private driveway, offering exceptional privacy, no road noise, and no neighboring homes in sight. Completely renovated in 2018-2019, the home features a commercial grade newer foundation, windows, highline metal roof, custom blue-stained pine walls, and beautiful live-edge Western maple finishes. Efficient mini-splits provide heating and air conditioning, while the wood-burning fireplace and covered back deck create the feel of a Pacific Northwest lodge retreat in every season. The spacious floor plan includes four bedrooms, a fifth bedroom or office/den, a living room, and a separate family room. The property also features fruit trees, a chicken coop, a detached shop, and a private trail system-an ideal setting for those seeking space, tranquility, and a true connection to nature.

3695 Grandview Road, Ferndale

Listing courtesy of John L. Scott Bellingham.

$679,000
3 Beds ⋅ 3 Baths ⋅ 2557767 MLS ⋅ ACTIVE Status
Major renovations completed in 2018 transformed the home with an updated kitchen featuring new appliances, countertops, and lighting, while beautiful maple hardwood flooring and a cozy gas fireplace were added to the main living area. Tucked away on a quiet, secluded street, this Sudden Valley charmer has so much to offer. Surrounded by meticulous landscaping and abundant privacy, you’ll have no shortage of places to relax—whether it’s the front patio, kitchen deck, or lower deck. Step inside to a thoughtfully designed split-level floor plan offering excellent flexibility, including potential for multigenerational living. Upstairs, you’ll find a spacious primary suite featuring a walk-in closet and a generously sized ensuite bathroom complete with dual sinks, abundant storage, and a walk-in tile shower. The inviting living room flows seamlessly into the formal dining room and updated kitchen, which offers an eating area and access to a private upper deck. Downstairs, you’ll discover a second living area, a full bedroom, and a full bathroom, along with access to another private deck. The oversized garage features a new garage door, a new water heater, and a top-of-the-line Mitsubishi heat pump, providing efficient year-round heating and cooling

192 Harbor View Drive, Bellingham

Listing courtesy of Keller Williams Western Realty.

$650,000
2556215 MLS ⋅ ACTIVE Status
Extraordinary Coastal Opportunity! Discover an unparalleled canvas for your vision with this rare 85.44-acre fee simple offering on Lummi Shore Drive. Perfectly positioned to capture the breathtaking beauty of the Pacific Northwest, this property seamlessly blends expansive acreage with pristine, low-bank waterfront on the shores of Bellingham Bay.Property Highlights*Prime Waterfront: Boasting 8 ac. of desirable low-bank waterfront, providing immediate, easy access to the bay.*Expansive Acreage: A total of 44 ac offering significant room for development, a private estate, or long-term investment. Both parcels total 130 acres!*Iconic Vistas: Enjoy panoramic, awe-inspiring views: B'ham, San Juan's, Nooksack River, & Mount Baker.*Topography & Nature: The land is primarily level with gentle slopes, making it highly versatile for various site plans. Explore established walking trails that meander through the property, immersing you in a natural sanctuary teeming with wildlife—from soaring eagles to salmon jumping in the bay.* Both of these properties are Titled Fee Simple. Land has been replanted with 11,000 Douglas Fir, Cedar, & Hemlock. Gated, gravel road and a high-quality springer bridge were installed. Road & bridge permits pulled along with environmental wetlands report. Forms to hook up to Lummi Water and Sewer are now available on MLS listing Supplements.

Lummi Shore Road, Bellingham

Listing courtesy of eXp Realty.

$610,000
3 Beds ⋅ 2 Baths ⋅ 2555904 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained single-level home in Ferndale's desirable Pacific Highlands neighborhood! Offering 1,815 square feet, this thoughtfully designed home features 3 bedrooms plus a dedicated office/bonus room, providing the flexibility today's buyers are looking for. An abundance of natural light, and an open-concept layout create a bright, spacious feel throughout. The kitchen flows seamlessly into the dining and living areas, making it ideal for both everyday living and entertaining. Recent upgrades include brand-new windows throughout the entire home, adding both comfort and energy efficiency and brand new hot water tank. Step outside to enjoy the covered back deck overlooking the fully fenced backyard—perfect for relaxing, entertaining, or letting pets play. Complete with a spacious two-car garage, this move-in ready home offers the perfect combination of comfort, functionality, and location.

2631 Lochcarron Drive, Ferndale

Listing courtesy of RE/MAX Whatcom County, Inc..

$493,500
3 Beds ⋅ 1 Baths ⋅ 2553286 MLS ⋅ ACTIVE Status
Well taken care of 1920's craftsman with the classic look and charm of an older home, but has been updated with newer roof, floors, kitchen and bath. Centrally located for easy freeway access, walking distance to Barkley Village or Whatcom Falls Park, and on a main bus line. Home has 3 bedrooms, one bath and room for an ADU, garage, or more!

2138 Woburn Street, Bellingham

Listing courtesy of ONE Realty.

$625,000
4 Beds ⋅ 2 Baths ⋅ 2537384 MLS ⋅ ACTIVE Status
Bring your ideas and make this spacious home your own! Located in a desirable, Puget neighborhood, this 4-bedroom, 1.75-bath home offers nearly 2,000 sq. ft. of flexible living space. The open great room flows to a huge covered deck, creating the perfect setup for entertaining year-round. New exterior paint. The primary bedroom features a walk-in closet, and the second kitchen provides excellent potential for multi-generational living, guests, or possible rental opportunities (buyer to verify). Enjoy the fully fenced backyard with mature fruit trees and plenty of space to garden, play, or relax. Ideally situated just minutes from WWU, shopping, parks, and trails. Whole Foods is only one block away, with quick access to downtown and I-5 for an easy commute. A fantastic opportunity in a prime location with endless potential!

1025 Nevada Street, Bellingham

Listing courtesy of Bellwether Real Estate.

$457,000
2552742 MLS ⋅ ACTIVE Status
44.14 Aac. with 8 ac. Waterfront! Amazing Bay and Mt Baker views from parts of the property. Large flat yard, with trees, riding and walking trails. 8 ac of your own private beach! Additional 85.79 acres abutting on the west side for sale $650,000. 130 acres of land available.

3555 xx Lummi Shore Road, Bellingham

Listing courtesy of eXp Realty.

$714,900
5 Beds ⋅ 3 Baths ⋅ 2552436 MLS ⋅ ACTIVE Status
Rarely do you find a home offering two primary suites—one main level and one upstairs—creating exceptional flexibility for multi-generational living, long-term guests, or a private retreat. This beautifully maintained home offers a functional floor plan, an inviting open-concept living space, and a dedicated office nook perfect for working from home, homework, or managing daily life. Enjoy year-round relaxation in your private backyard with a hot tub, while the owned solar panels provide energy efficiency and long-term savings. Thoughtfully designed for both everyday living and entertaining, this home combines comfort, flexibility, and modern convenience. Located in one of Lynden's most desirable neighborhoods, you'll appreciate being just minutes from top-rated schools, parks, walking trails, and the charm of downtown Lynden's local shops, restaurants, and community events. This is a home designed to grow with you—offering space, versatility, and an outstanding location you'll enjoy for years to come. Welcome home!

1461 Lupin Street, Lynden

Listing courtesy of Windermere RE Whatcom, Inc..

$420,000
5 Beds ⋅ 2 Baths ⋅ 2552147 MLS ⋅ ACTIVE Status
Unbeatable value! Welcome to the best-priced 5-bedroom home with the most square footage on the market in all of Whatcom County! Discover a truly unique, one-of-a-kind property offering incredible space, versatility, and comfort. This impressive 2,401 sq. ft. home has been thoughtfully updated and features a spacious layout with 5 true bedrooms (or 4 bedrooms plus a generous home office). The inviting primary suite is flooded with natural light and boasts a fully updated en-suite bath. The designed kitchen offers abundant storage and custom built-ins, with seamless access to an expansive backyard and patio—perfect for gatherings and effortless entertaining. Enjoy rare alley-access privacy, peaceful natural surroundings, a fully fenced yard, and multiple large tool/woodsheds for projects. Complete with full RV hookups and ample off-street parking, there is room for everyone and everything! Incredible potential as a primary residence or a flexible rental opportunity. Ideally located near Mount Baker Ski Area and Silver Lake, and just 30 minutes from Bellingham. Don't miss the best deal in the County.

172 Sprague Valley Drive, Maple Falls

Listing courtesy of Coldwell Banker Bain.

$615,990
4 Beds ⋅ 2 Baths ⋅ 2552015 MLS ⋅ ACTIVE Status
Welcome to 3990 Roma Ct — Bellingham Living at Its Best! Tucked away on a peaceful cul-de-sac, this home offers the rare combination of privacy and unbeatable convenience. With minimal through-traffic and a true neighborhood feel, it's the perfect setting for anyone craving quiet without sacrificing access to everyday essentials. Squalicum High School and Northern Heights Elementary are both within walking distance, putting top-rated education right at your doorstep. The friendly neighbors and true sense of place make this a wonderful community to call home. Step outside to a beautiful garden with fruit trees — peaches, plums, apples, Asian pears, and cherries — bursting with blossoms each spring and delivering a bountiful harvest come summer. Inside, skylights bring in an abundance of natural light, while the two-car garage offers handy overhead storage. Shopping, dining, and everyday amenities are just minutes away, so groceries, coffee shops, and restaurants are always within easy reach. The home also comes with a newer hot water heater and furnace, both installed within the last few years, offering added value and efficiency. This is more than a house — it's a lifestyle. Enjoy the tranquility of cul-de-sac living paired with the convenience of being close to it all. Don't miss your chance to call 3990 Roma Ct home!

3990 Roma Court, Bellingham

Listing courtesy of Petz Real Estate.

$585,000
3 Beds ⋅ 2 Baths ⋅ 2546421 MLS ⋅ ACTIVE Status
Single-level home on a large, fully-fenced sunny lot in Birchwood. This updated home has a new tile backsplash & quartz countertops in the kitchen, gorgeous custom hickory cabinets, woodgrain laminate & LVP flooring throughout (no carpet!), vinyl windows, composite front porch, gas fireplace, and primary suite with 1/2 bathroom. A new roof will be installed prior to closing! Walk to BTC or Little Squalicum Park and the new pier. Follow the trail to Squalicum Creek Park, with its dog park, ball fields and sport courts. 5-minute drive to the airport, Costco and Fred Meyer.

3112 Greenwood Avenue, Bellingham

Listing courtesy of John L. Scott Bellingham.

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