Whatcom County Homes with Conventional Terms

Whatcom County Homes with Conventional Terms

Located in the beautiful state of Washington, Whatcom County is a picturesque region that offers a unique blend of natural beauty and urban amenities. Situated in the northwest corner of the United States, Whatcom County is known for its stunning landscapes, including the rugged Cascade Mountains, lush forests, and pristine coastline.

With a population of over 220,000 residents, this county is home to a diverse community that values the outdoors and a high quality of life. The county seat is Bellingham, a vibrant city that offers a wide range of cultural attractions, dining options, and shopping experiences.

When it comes to real estate, Whatcom County has an abundance of options to suit every taste and budget. Whether you're looking for a cozy cottage in a small town or a modern condominium in the heart of the city, you'll find plenty of homes with conventional terms available.

Homes with conventional terms provide buyers with the flexibility and stability they need when purchasing a property. With traditional financing options, buyers can secure a mortgage with a fixed interest rate, making it easier to plan for the long term.

If you're considering making Whatcom County your home, you'll be pleased to know that the real estate market here is thriving. With a wide range of properties available and a strong economy, now is the perfect time to invest in a home in this beautiful corner of Washington State.

So whether you're looking to settle down or invest in real estate, Whatcom County offers a welcoming community, stunning natural landscapes, and a variety of homes with conventional terms to choose from.

Newest Whatcom County Homes with Conventional Terms

6868 Vista Drive, Ferndale
$1,288,888
5 Beds ⋅ 7 Baths ⋅ 2598476 MLS ⋅ FIRST LOOK Status
Rare multi-dwelling acreage offering approximately 4.78 acres across two tax parcels in a desirable Ferndale location. The property features a spacious primary residence of approximately 2,870 square feet with 3 bedrooms and 4 bathrooms, plus a detached secondary residence of approximately 1,387 square feet with 2 bedrooms and 2 bathrooms. Combined finished living area is approximately 4,257 square feet. The main residence offers exceptional flexibility with two large kitchens, multiple living and gathering spaces, and a dedicated theater/media room, creating opportunities for entertaining, extended living arrangements, and a variety of lifestyle needs. The detached residence provides additional space that may be suitable for multigenerational living, guest accommodations, caretaker quarters, or other potential income-producing uses, subject to buyer verification and applicable regulations. Improvements include attached and detached garage space, abundant parking, and expansive acreage offering privacy and room to enjoy the outdoors. Conveniently located near Ferndale amenities while maintaining a peaceful country setting. This unique property must be seen in person to fully appreciate the size, layout, versatility, and overall potential. Sale includes two tax parcels. Buyer to verify all information to their own satisfaction, including square footage, lot size, taxes, zoning.Main home is Vacant and second home has Tenant.

6868 Vista Drive, Ferndale

Listing Broker: Doug Freeman Real Estate; Sam Randhawa; 360-300-0001; sam@samrandhawa.com

0 Lot 8 Teller Road, Point Roberts
$97,500
2597685 MLS ⋅ ACTIVE Status
This beautifully cleared lot in Point Roberts, is zoned STC - Small Town Commercial. Lot Dimensions are 80' x 108' = 8,657 square feet. The owner installed a privacy fence. This amazing lot is just a short walk to the town center. Close to the Marketplace, Post Office, Gas Station, Restaurants and Beach. Enjoy all that Point Roberts has to offer with your own business in the Center of town. The STC Zoning permits you to open up your own business; Day Care, Dry Cleaners, Thrift Store, Sporting Goods. Use your imagination to open up a business that currently isn't available in Point Roberts. Don't miss out on this amazing opportunity!

0 Lot 8 Teller Road, Point Roberts

Listing Broker: Coldwell Banker Bain; Tracy Evans; 206-658-5762; tracy.evans@cbrealty.com

1 Morning Beach Drive Unit #12, Bellingham
$399,900
2 Beds ⋅ 2 Baths ⋅ 2600378 MLS ⋅ ACTIVE Status
The Ranch House condominium complex lies adjacent to both the Sudden Valley Golf Course, and the shores of Lake Whatcom. This remarkable 2-bedroom single level end unit has previously been updated. Features include: An updated kitchen with raised panel maple cabinets and granite counter tops; kitchen appliances are all stainless steel; newer shower in the guest bathroom; newer vinyl plank flooring; side window with Lake Whatcom view; and newer washer and dryer. Enjoy double fairway views of the golf course and also of Lake Whatcom from this unit. Loads of natural light and a care-free lifestyle. Very easy to show. Expect high-quality exterior improvements throughout the complex as well. Short distance to Morning and Afternoon Beaches (neighborhood waterfront parks on Lake Whatcom). This is a turn-key sale - All furnishings are included in the price. Simply move in and enjoy!

1 Morning Beach Drive Unit #12, Bellingham

Listing Broker: RE/MAX Whatcom County, Inc.; Greg Paul; 360-739-7354; gregpaul@remax.net

2525 Silves Court, Everson
$650,000
3 Beds ⋅ 4 Baths ⋅ 2600328 MLS ⋅ ACTIVE Status
An acre of park-like privacy just outside of town, now offered at $650,000! This is an opportunity for buyers looking for space, flexibility, and value who can accommodate a short sale timeline. Mature landscaping, fruit trees, established berry bushes, garden space, and a fully fenced backyard create an incredible outdoor setting with room to make it your own. Inside, the home offers comfortable main-level living and an expansive lower level with the flexibility for multigenerational living, guest quarters, hobbies, a home business, or workshop space. Major updates include a high-efficiency furnace, heat pump with A/C, water heater, LVP flooring, and kitchen and bathroom improvements. A large storage shed provides room for garden equipment, with potential space for a future detached shop (buyer to verify). Not located in a flood zone, with no known history of flooding. Short sale process already underway with the lender! The previous buyer was unable to accommodate the extended closing timeline, creating a new opportunity for a buyer who can. Bring your vision, your patience, and your plans for this incredible acre!

2525 Silves Court, Everson

Listing Broker: Windermere RE North, Inc.; Tracie M Gulit; 360-201-6433; tracieg@windermere.com

8345 Sea Breeze Court, Blaine
$395,000
3 Beds ⋅ 2 Baths ⋅ 2600372 MLS ⋅ ACTIVE Status
Offering 1% lender credit (approximately $4,000) toward closing costs, plus a 5/1 ARM loan at around 5.5% for 5 years via FHA or VA through our preferred lender.Right. Most Birch Bay homes make you choose between a view and a yard. This one declined. Mt. Baker on the horizon, a freshly painted interior under vaulted ceilings and skylights, and a lifetime metal roof that will outlast your mortgage, your minivan, and possibly your opinions. Three bedrooms, two baths, one level. Out on the corner lot: raised garden beds with irrigation already plumbed in, a fully fenced yard for the dog, outbuilding storage, and RV parking for whatever adventure you’re planning next. Public water and sewer, a tiny HOA, and the beach nearby. Book the showing.

8345 Sea Breeze Court, Blaine

Listing Broker: eXp Realty; Jonathan Lien; 425-499-3899; Jonathan.lien@me.com

700 32nd Street Unit #A202, Bellingham
$199,999
1 Baths ⋅ 2600272 MLS ⋅ ACTIVE Status
With a fresh new price this is the best deal for a condo available! Centrally located studio condo near WWU & downtown Bellingham, the Cypress Condo building is a well run condo association perfect for someone looking for a low-maintenance lifestyle. With new carpet & paint this condo is move in ready! Located in a secured building this second floor unit features a deck to relax, generous size bathroom & functional open kitchen. Enjoy the amenities of the association like the fitness center, bike storage area & common areas. Near bus lines & campus this is perfect for teachers or anyone working in Bellingham. Only in town part time? Lock the front door and leave worry free that your home will be the exact way you left it when you left. Make use of the storage unit for extra space for tools & toys. Condo comes with its own parking space and has additional guest parking on the street.

700 32nd Street Unit #A202, Bellingham

Listing Broker: Keller Williams Western Realty; Ryan Greigg; 206-227-5487; ryangreigg@kw.com

4039 Todd Lane, Bellingham
$225,000
3 Beds ⋅ 3 Baths ⋅ 2599950 MLS ⋅ ACTIVE Status
*Low Income Buyers* this is your chance to buy a brand-new 1,033 sq ft, 3 bdrm, 3 bath townhome in Bellingham. It's built to high energy-efficiency standards with mini-splits and ERV ventilation systems. The open floor plan on the main level allows for flexible living. The Telegraph Townhomes is a community being built by Kulshan Community Land Trust. Low income buyers must first qualify for the KulshanCLT program before viewing the home. Subject to income, occupancy and resale restrictions with limited equity formula.

4039 Todd Lane, Bellingham

Listing Broker: Hammer Properties NW Inc.; Nikki Quinn; 360-756-6500; nqhammer@gmail.com

1627 Jills Court Unit #1-2, Bellingham
$525,000
1 Baths ⋅ 2600215 MLS ⋅ ACTIVE Status
Premium industrial/storage condominium in a highly desirable Irongate RediSpace. This double-unit offers exceptional functionality, security, was highly upgraded by the original owner and is a rare end unit. Features include professionally finished epoxy floors, custom interior paint, enhanced lighting throughout, dual heaters for year-round comfort, a wall-mounted organizational system, and a full security system with cameras. Built with quality steel construction and low-maintenance metal roofing, this gated community provides secure 24/7 access with extra-wide 70-foot drive aisles for easy maneuverability. Additional features include large 14x14 overhead doors with windows and automatic openers, vaulted ceilings, 100-amp 3-phase power, ADA restroom access, wired communications, and a personal mailbox. A rare opportunity to own a turnkey industrial condo ideal for storage, recreation, business use, or hobby space.

1627 Jills Court Unit #1-2, Bellingham

Listing Broker: Windermere RE Whatcom, Inc.; Chet E. Kenoyer; 360-303-1450; chet@chetkenoyer.com

430 9th Street, Blaine
$429,000
3 Beds ⋅ 1 Baths ⋅ 2600068 MLS ⋅ ACTIVE Status
This beautifully updated rambler is on a large sundrenched, west facing lot in downtown Blaine. The home has three generous size bedrooms and one full bath. Warm central kitchen with a large dining area. Curl up and read a book near the cozy gas fireplace in the living room. The kitchen and the dining area open to a wonderful covered patio and expansive fenced back yard with established gardens with plenty of room for more. The yard has lots of room for entertaining or just hanging out around the firepit. The secure garden shed lets you store your tools or your toys. In addition to the spacious one car garage, there is plenty of off street parking with room for an RV. Short walk to schools, shopping and downtown. Short drive to the beaches and state park at Birch Bay to enjoy walks on the beach or the gorgeous sunsets.

430 9th Street, Blaine

Listing Broker: Windermere RE Whatcom, Inc.; Drew R. Rosser; 360-961-1718; Drew@DrewRosser.com

14 Granite Circle, Bellingham
$29,000
2600127 MLS ⋅ ACTIVE Status
Up-sloping residential property located in the lakeside and golf course community of Sudden Valley. The property is located on a very nicely developing street, with new homes on both sides of the road. Very gentle access from Granite Circle onto the property. The property is up-sloping making it conducive for a 2-story home with the garage down. There are green-belted lots (owned by the community) located on both sides of this property - providing loads of "elbow room" from other homes. It's fairly easy to find the property corner's, of 14 Granite Circle, as previous survey pins are still in. Purchase now and submit house plans this spring for a new home start next summer!

14 Granite Circle, Bellingham

Listing Broker: RE/MAX Whatcom County, Inc.; Greg Paul; 360-739-7354; gregpaul@remax.net

9119 Great Blue Heron Lane, Blaine
$2,495,000
5 Beds ⋅ 4 Baths ⋅ 2595719 MLS ⋅ ACTIVE Status
Experience a residence where the Salish Sea isn’t just a view—it’s the soul of the architecture. Tucked behind the exclusive gates of Boundary Ridge, a masterclass in coastal luxury offering a level of seclusion that is increasingly rare. With 107 feet of west-facing waterfront, the property has been recently restored to an exacting standard, creating a nearly 6,000-square-foot sanctuary that dissolves the boundaries between land and sea. Expansive glass walls and dramatic bi-fold doors invite the outside in, while the interior balances grand scale with artisanal detail across three refined levels. The aesthetic is defined by the warm glow of bird’s-eye maple, imported crystal accents, and stately marble fireplaces. The thoughtful layout includes two distinct primary suites, featuring a beach-level retreat that serves as a quiet escape or a sophisticated space for guests. The outdoor living space is equally impressive, with over 2,000 sq. feet of tiered terraces providing a front-row seat to the Pacific Northwest’s most iconic sunsets. A private path leads directly from the estate to the shoreline, offering immediate and rare beach access. While this home feels like a world of its own, it sits moments from the lifestyle amenities of Semiahmoo Resort, including a full-service marina, championship golf, and a destination spa. Less than 45 minutes to Vancouver B.C. or 2 hours from Seattle, it is a sophisticated retreat perfectly positioned for international travel.

9119 Great Blue Heron Lane, Blaine

Listing Broker: COMPASS; Sandra Hurtley; 360-410-4030; Sandra.Hurtley@Compass.com

27 Riverside Drive, Deming
$28,000
2599967 MLS ⋅ FIRST LOOK Status
Nooksack River views are breathtaking from this lot. Sit back and listen to the river while watching wildlife. Bald Eagle nest across the river means lots of eagle sightings. This div 6 bigger than average 3475 sq ft lot is close to the Fireside lodge, hot tub, sauna, and heated pool that is open year round. There are multiple river access points to relax and play near the mighty Nooksack River. The Glen has all the amenities you could want, including 2 pools, hot tub, pickleball courts, laundry mat, 2 clubhouses, 24 hr security, gated entry and play areas. The county has closed the dangerous building status that resulted from the 2021 landslide. Please contact the listing agent for more info.

27 Riverside Drive, Deming

Listing Broker: RE/MAX Whatcom County, Inc.; Mark Frye; 360-224-8825; Mark.Frye@NWHomes.net

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

How much is your home worth?

Get instant property value now!