Whatcom Homes with Conventional Terms

Whatcom Homes with Conventional Terms

Located in the beautiful state of Washington, Whatcom County is a picturesque region that offers a unique blend of natural beauty and urban amenities. Situated in the northwest corner of the United States, Whatcom County is known for its stunning landscapes, including the rugged Cascade Mountains, lush forests, and pristine coastline.

With a population of over 220,000 residents, this county is home to a diverse community that values the outdoors and a high quality of life. The county seat is Bellingham, a vibrant city that offers a wide range of cultural attractions, dining options, and shopping experiences.

When it comes to real estate, Whatcom County has an abundance of options to suit every taste and budget. Whether you're looking for a cozy cottage in a small town or a modern condominium in the heart of the city, you'll find plenty of homes with conventional terms available.

Homes with conventional terms provide buyers with the flexibility and stability they need when purchasing a property. With traditional financing options, buyers can secure a mortgage with a fixed interest rate, making it easier to plan for the long term.

If you're considering making Whatcom County your home, you'll be pleased to know that the real estate market here is thriving. With a wide range of properties available and a strong economy, now is the perfect time to invest in a home in this beautiful corner of Washington State.

So whether you're looking to settle down or invest in real estate, Whatcom County offers a welcoming community, stunning natural landscapes, and a variety of homes with conventional terms to choose from.

Newest Whatcom Homes with Conventional Terms

$300,000
2 Beds ⋅ 1 Baths ⋅ 2583772 MLS ⋅ ACTIVE Status
Charming Birch Bay Cottage — Cozy, Convenient & Full of Potential! Welcome to this quaint and cozy 2-bedroom cottage in a great Birch Bay location! Featuring an attached carport and a partially fenced yard, this inviting home offers comfort and versatility for a weekend getaway, full-time residence, or investment property. The abundance of windows fills the home with natural light, creating a bright and airy atmosphere. In the fully fenced backyard, a spacious 200-square-foot shed provides plenty of additional room for storage, a workshop, studio, or creative space. Located close to Birch Bay beach and its many recreational opportunities, this cottage puts you near the water while offering a peaceful place to call home. Come enjoy the charm, convenience, and possibilities this Birch Bay cottage has to offer!

8153 Harborview Road, Blaine

Listing courtesy of Keller Williams Western Realty.

$475,000
3 Beds ⋅ 3 Baths ⋅ 2573751 MLS ⋅ ACTIVE Status
This charming Condominium complex has just five side-by-side units, beautifully landscaped and very well maintained. Step inside to soaring ceilings, abundant natural light, updated kitchen with ample cabinetry. The main level offers convenient living with a well-appointed kitchen, inviting living room, spacious bedroom, ¾ bath, and laundry room. All bedrooms are generously sized, including the luxurious owner's suite, which boasts space for a sitting area or home office, a walk-in closet, a spa-like bath with a separate tub and shower, and access to a private composite deck. With nearly 2,500 square feet, newer flooring throughout, 3 bedrooms, 2.75 baths, and an oversized attached 2-car garage.

106 Fairside Drive Unit #D, Lynden

Listing courtesy of Windermere RE Whatcom, Inc..

$230,000
2582183 MLS ⋅ ACTIVE Status
Rare opportunity to own one of only three 60' slips at Semiahmoo Marina! Fabulous close-to-shore location near the fuel dock with one of the easiest approaches for smooth maneuvering in and out. Well positioned behind the breakwater for excellent protection from wind and weather, while enjoying beautiful views toward Blaine, White Rock and the snow-capped coastal mountains. The marina offers secured gate access, showers & laundry, pump-out facilities, full-service fuel dock, power, chandlery/store, dinghy storage and nearby walking & biking trails. Ideally positioned for exploring the San Juan Islands and the inland waters of British Columbia. Buyer to verify vessel fit and beam allowance with marina.

9540 Semiahmoo Parkway Unit #B-7, Blaine

Listing courtesy of Sterling Real Estate Group.

$264,999
1 Beds ⋅ 2 Baths ⋅ 2584686 MLS ⋅ ACTIVE Status
Snowline Lodge's biggest and best condominium is now available. This "double" sized FURNISHED unit features its own private bedroom (no loft) with ensuite & huge walk-in closet/storage. Ground-level unit with open floor plan, full kitchen, two full bathrooms, ample space for friends, a private deck with entry access so you don't have to use the main building entrance. Perfect for short-term rentals too. The unit is on the south side of the building so no highway noise, step outside to the whimsical community fire pit & creek with bridge. Amenities include huge community rec room with GIANT fireplace, ping pong, foosball, laundry, gym and storage lockers. LOW monthly HOA dues include water, sewer, garbage, and internet. Right next to the famous Chair Nine restaurant and bar too. All these minutes from world-famous skiing/snow boarding, Mt biking and hiking trails. GREAT OPPORTUNITY to own for your own year-round recreational getaways, and short-term rent it out for additional income!

10433 Mt Baker Highway Unit #1007A, Deming

Listing courtesy of Keller Williams Western Realty.

$799,000
4 Beds ⋅ 2 Baths ⋅ 2583779 MLS ⋅ ACTIVE Status
Set on a sunny ~1/4-acre and perched on Puget Hill, this beautiful midcentury 4-bed home brings stunning sunset views of the bay, islands, city, and mountains straight to you! Red-bricked walkway leads through the wonderfully manicured front yard and into a main floor offering picturesque vistas from virtually everywhere, with large picture windows and an open layout. The cute kitchen stares out at the Canadian mountains over the city and connects effortlessly to the spacious living room with fireplace, dining room, and bonus room with hardwood floors, an additional fireplace, and access to outdoor deck overlooking Bellingham to the north and west. Down the hall you'll find the primary bedroom and two guest beds along with bathroom featuring a tile shower. Head downstairs to discover a fourth bedroom, half-bath, and daylight basement with wood stove and access to patio and back yard complete with garden space. Incredible storage space downstairs, an attached one-car garage, carport, and handy garden shed complete the idyllic picture. All this while being just minutes from downtown, Galbraith, Whole Foods, I-5, the sports complex, and all three lakes will have you next to everything you love about living here without sacrificing the peace and tranquility of this desirable, established neighborhood.

1145 Undine Street, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$1,179,000
4 Beds ⋅ 3 Baths ⋅ 2584502 MLS ⋅ ACTIVE Status
Room to live, work and recharge in this 3,171 sq. ft. Happy Valley contemporary, set on nearly half an acre with a wooded backdrop, exceptional flexibility & convenient access to Fairhaven, I-5, the Interurban Trail and Galbraith Mountain’s renowned mountain-biking trail network. Built in 2019, the bright, welcoming interior features high ceilings, expansive windows & an open, flowing main level. The generous kitchen combines granite countertops, abundant cabinetry & a full-size side-by-side refrigerator & freezer-ideal for everyday living & entertaining. Create the spaces that fit your life: main-floor bedroom or office/guest room, spacious upstairs living & the expansive walkout basement adds an entirely separate level of usable living space, anchored by an oversized finished rec room with plenty of room for a media lounge, game tables or gatherings. A separate partially finished downstairs room creates an ideal dedicated space for muddy bikes, fitness equipment, or storage. The generously sized primary suite includes a walk-in closet, soaking tub & oversized shower, while the very spacious fourth upstairs bedroom with french doors offers even more versatility-possibly an additional rec room. Ample parking provides space for guests, an RV or extra vehicles. Enjoy generous living space, exceptional storage & a location that keeps outdoor recreation, Historic Fairhaven, south Bellingham amenities & north-south travel within easy reach. 5 BDRMS total but 3 bedroom septic

2303 30th Street, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$539,900
4 Beds ⋅ 3 Baths ⋅ 2582998 MLS ⋅ ACTIVE Status
Welcome to this beautiful newer home in the desirable Eddie Lane subdivision! The spacious great room floor plan features 4 bedrooms, 2.75 baths, a comfortable living area, and a versatile loft that could be used as a home office, playroom, media space, or second sitting area. The great room includes a cozy fireplace, creating a warm and inviting space to gather. The primary suite offers a beautiful private bathroom and a large walk-in closet. Enjoy newer stainless-steel appliances, air conditioning, and plenty of room to spread out. Situated on a 5,600 sq ft lot with no homes directly behind, this home offers added privacy. The fully fenced yard is perfect for pets, gardening, or outdoor entertaining. Conveniently located close to the beach, parks, restaurants, and all the amenities of Birch Bay. Come see all this home has to offer! Schedule your private showing today and discover why this could be the perfect place to call home.

4508 Eddie Lane, Blaine

Listing courtesy of eXp Realty.

$529,000
3 Beds ⋅ 2 Baths ⋅ 2582132 MLS ⋅ ACTIVE Status
Welcome to a great Ferndale neighborhood! This home is tucked into a quiet cul-de-sac on a beautiful 19,166 sq. ft. lot. Offering 3 bedrooms, 2 baths and 1,697 sq. ft., this split-level home features comfortable living spaces, a flexible floor plan and plenty of opportunity to make it your own. The upper level features smooth ceilings, a bright living room with wood-burning fireplace, kitchen and dining area with access to the deck, two bedrooms and a full bath. Downstairs, you'll find a spacious third bedroom, second bathroom and generous family room with built-in shelving and direct access to the covered patio and backyard and a second fireplace. Outside, the shy half-acre setting is a standout. Mature trees and established landscaping create a sense of privacy and space, with plenty of room for gardening, entertaining or relaxing. This home offers the opportunity to enjoy it today while adding your own style and updates over time. A wonderful combination of space, setting and potential in a desirable Ferndale location.

5948 Longdin Road, Ferndale

Listing courtesy of Roma Management LLC.

$975,000
5 Beds ⋅ 3 Baths ⋅ 2584099 MLS ⋅ ACTIVE Status
Space, character & an enviable Alabama Hill location come together in this 3,000+ sq ft home on a generous 0.40-acre lot. 2303 Birch Street offers an inviting vaulted living area with open loft, warm wood accents and abundant natural light. The spacious kitchen features granite counters, ample cabinetry, breakfast-bar seating and a seamless connection to the living spaces. Five bedrooms provide flexibility for work, guests, hobbies or additional living space, while the primary suite enjoys a beautifully updated bath with a walk-in shower. Upper loft and lower-level rec room with wet bar provide space to spread out. Outside, the substantial lot offers room to garden, entertain and enjoy the surrounding setting. Just moments from Whatcom Falls Park, Bloedel Donovan Park and an extensive network of trails, with easy access to Lake Whatcom and Bellingham amenities. A rare combination of generous square footage, a sizable lot and sought-after east Bellingham location.

2303 Birch Street, Bellingham

Listing courtesy of John L. Scott Bellingham.

$679,900
4 Beds ⋅ 3 Baths ⋅ 2584590 MLS ⋅ ACTIVE Status
GOLF COURSE VIEWS, SOLAR & PRIVACY! This exceptional 2022 built home delivers the best of newer construction with a location that’s hard to beat, tucked at the end of a quiet cul-de-sac in the heart of Cordata/North Bellingham, with peaceful views toward North Bellingham Golf Course & a private greenbelt backdrop. With 1,890 SF, 4 bedrooms & 2.5 baths, there’s room for everyone, while the open-concept design keeps everyday living connected & bright. The light-filled main level features durable waterproof LVP flooring, a cozy gas fireplace & an upgraded kitchen with modern finishes, generous cabinetry & an inviting layout perfect for entertaining. Upstairs, the spacious primary suite is joined by 3 additional bedrooms, offering flexibility for guests, an office or hobbies. Step outside to your own charming backyard oasis with established garden spaces, patio & plenty of room to relax, dine or entertain. An 8 panel solar system adds energy efficiency, while the 2 car garage is already EV wired for future-ready convenience. Impeccably maintained & in excellent condition, this home offers the rare combination of newer construction, privacy, low traffic living & desirable amenities nearby. Enjoy easy access to shopping, restaurants, coffee, parks, trails, I-5 & more, all while coming home to your own quiet retreat. Modern, efficient, private & move-in ready, this one checks all the boxes!

825 Northview Street, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$849,000
5 Beds ⋅ 3 Baths ⋅ 2584298 MLS ⋅ ACTIVE Status
Classic farmhouse on 3.71 acres in a beautiful country setting! This 5-bedroom, 2.5-bath home offers 3,234 SF with original hardwood floors, generous living and dining spaces, a spacious kitchen, main-floor bedroom and an expansive upper-level bonus area. Mature trees and established landscaping surround the home, with sweeping territorial and mountain views across neighboring farmland. The large barn provides exceptional space for storage, hobbies or projects, plus a nicely finished ADU with kitchen, full bath and laundry. Detached garage and additional outbuildings provide even more versatility. A unique country property offering space, character and an incredible setting!

8799 N Telegraph Road, Everson

Listing courtesy of COMPASS.

$649,900
4 Beds ⋅ 3 Baths ⋅ 2584211 MLS ⋅ ACTIVE Status
Welcome to Kramer Lane, in Bellingham's King Mountain neighborhood! This 2001 build features a driveway lined with privacy emeralds leading up to the split-level home. Enjoy the muted PNW-inspired color palette throughout the home, along with arched windows and semi-closed layout still allows for plenty of flow through the space. Low-maintenance landscaping finishes off the space. Radiant heat boiler was replaced in Nov 2025; recent maintenance includes AC service, roof & window cleaning, pressure washing porch, patio, and deck, re-caulked windows and bathrooms, new mulch. Tucked off of E Bakerview Rd and just down the street from the planned Bakerview Meadows Park, you're just a few minutes' drive from all Bellingham has to offer!

4124 Kramer Lane, Bellingham

Listing courtesy of Bellingham Real Estate Company.

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