Whatcom Homes with Rehab Loan Terms

Whatcom Homes with Rehab Loan Terms

Located in the beautiful state of Washington, Whatcom County is a stunning region that offers a perfect blend of natural beauty and urban amenities. Situated in the northwest corner of the United States, Whatcom County is known for its picturesque landscapes, vibrant communities, and a strong real estate market.

Whatcom County, WA, is home to a variety of cities and towns, including Bellingham, Ferndale, and Lynden. Each of these areas has its own unique charm and character, making it easy to find a place that suits your lifestyle and preferences. Whether you're looking for a bustling city atmosphere or a peaceful rural setting, Whatcom County has something to offer.

One of the great aspects of real estate in Whatcom County is the availability of homes with rehab loan terms. This means that buyers have the opportunity to purchase a property in need of repairs or renovations and finance those costs into their mortgage. This can be a fantastic option for buyers who are looking to put their own personal touch on a home or for investors looking to add value to a property.

With its breathtaking natural scenery, thriving communities, and the availability of homes with rehab loan terms, Whatcom County is a fantastic place to invest in real estate. Whether you're looking for a permanent residence or a vacation home, this region has plenty to offer. So, if you're considering buying a property in the US, don't overlook the incredible opportunities that Whatcom County, WA, has in store for you.

Newest Whatcom Homes with Rehab Loan Terms

$460,000
3 Beds ⋅ 3 Baths ⋅ 2566496 MLS ⋅ ACTIVE Status
Looking for an opportunity to build equity without paying premium prices? This spacious 3-bedroom, 2.5-bathroom home offers incredible potential and is ready for your personal touch. The finished basement includes an additional finished room currently used as a bedroom, providing flexible living space to fit your needs. Situated on nearly one-third of an acre in a well-established neighborhood surrounded by beautifully maintained homes, the property offers a fenced backyard, RV parking, garden space, and a garden shed. The main level features a primary suite, two additional bedrooms, a comfortable living room with a wood-burning fireplace, a functional kitchen, and a dining area. Downstairs, the finished basement boasts a large living room with a 2nd wood-burning fireplace, abundant storage, and a separate staircase leading directly to the garage. Bring your vision and make this home your own. Priced to reflect the cosmetic updates needed, this property presents an excellent opportunity for homeowners and investors alike. Conveniently located near Bender Park, Edaleen Dairy, scenic walking trails, and local schools, this home combines value, space, and a desirable location.

8554 Bender Road, Lynden

Listing courtesy of Windermere RE Whatcom, Inc..

$2,199,900
6 Beds ⋅ 4 Baths ⋅ 2564454 MLS ⋅ ACTIVE Status
Set high above Puget Sound within the gated Chuckanut Crest community, this custom home is defined as much by its architecture as its setting. Panoramic 180-degree water views, soaring 25-foot vaulted ceilings, exposed timber beams, and walls of glass create a seamless connection between the home and the landscape. The original architectural character remains intact, while a thoughtful refresh introduces a lighter, contemporary aesthetic. Many of the home's most significant improvements have been completed, offering the next owner the opportunity to continue its evolution while honoring its original design. Partially refinished hardwood floors, fresh white walls, and nearly all-new windows bring warmth and natural light throughout. A floor-to-ceiling fireplace anchors the living room beneath the vaulted ceilings, while the newly installed NanaWall in the primary suite opens completely to the outdoors. Upstairs, the primary bathroom has been updated with clean, contemporary finishes that complement the home's natural materials. The lower-level guest residence has been refreshed with a new kitchen, updated flooring, and fresh paint. A spacious four-car garage provides exceptional storage and flexibility. Outside, expansive decks, newer siding, and a standing-seam metal roof provide durability with minimal maintenance. Every room was designed to frame the landscape, where changing light, passing boats, and unforgettable sunsets become part of everyday life.

1399 Chuckanut Crest Drive, Bellingham

Listing courtesy of COMPASS.

$385,000
3 Beds ⋅ 2 Baths ⋅ 2561505 MLS ⋅ ACTIVE Status
Quiet, secluded 5 acres minutes from I-5 and Bellingham on a dead-end road with a 1500+ sq ft home in need of some TLC. The property is cleared and flat with amazing territorial views. The barn/shop has power and has been used as a woodshop/workshop. Built in 1930, the house has great bones and with a partial remodel started is an open canvas for your dreamhouse. New exterior paint (3/26), New Vinyl plank flooring on main floor (3/26) The property is surrounded by agricultural fields and close to the Nooksack river for great recreation possibilities.

1961 Rayhorst Road, Ferndale

Listing courtesy of Keller Williams Western Realty.

$422,250
2 Beds ⋅ 1 Baths ⋅ 2560043 MLS ⋅ ACTIVE Status
What a beautiful, private, light and bright location for this 1900s era "character" home surrounded by gardens and sweeping Foothills views on nearly 2 acres! This 2 bedroom plus home on a knoll exudes classic Victorian Era charm including high ceilings, Old Growth Fir flooring, massive kitchen, built ins, cubbies, nooks and even a cozy wood stive for those chilly Pacific Northwest winters. 2 older, small barns provide extra space for your treasures, shop space or critters. A gardeners paradise with established paths through native and cultivated tree and shrub plantings with seasonal color offering a thoughtfully developed landscape including fruits, berries, rhubarb and many gorgeous ornamentals. Includes 2 additional lots. Wickersham is a quiet, bucolic little town and this could be the best location here. Bring your tools and your vision to refresh this cool home...

354 Royer Street, Acme

Listing courtesy of RE/MAX Whatcom County, Inc..

$217,000
2 Beds ⋅ 1 Baths ⋅ 2559713 MLS ⋅ ACTIVE Status
Opportunity to make this home shine and make your own or remodel and sell. Rambler has 2 bedrooms, 1 bath with 1,040 sq ft on .22 acre lot. Mini-Split for comfort! Close to all outdoor activities. Sold As-Is. Buyer to verify all information

6250 Juniper Lane, Maple Falls

Listing courtesy of KW North Sound.

$200,000
3 Beds ⋅ 2 Baths ⋅ 2548138 MLS ⋅ ACTIVE Status
Large lot with multi-family living and investment opportunity to rebuild main home or turn the entire lot into a potential business venture. This is a lot that is zoned Business General with two residential homes grandfathered in. There is value in the land, garage and a one-bedroom rental unit above the garage that is move-in ready. Rent out the rental unit for the cash flow or live in it during construction project. Conveniently located near the US/Canada border and is close to community restaurants, parks, stores and more! Surrounded by peaceful farmland and beautiful mountains. Property is being sold AS-IS. Buyer to verify all information.

136 First Street, Sumas

Listing courtesy of John L. Scott Bellingham.

$1,200,000
3 Beds ⋅ 3 Baths ⋅ 2540011 MLS ⋅ ACTIVE Status
Rare Lake Samish waterfront opportunity - sold strictly AS-IS, WHERE-IS. Set on 0.6 acre no-bank waterfront parcel with 72+ feet of frontage on the lake's coveted northeast shore, this 1982 Northwest Contemporary offers the setting and views that simply cannot be built today. The 2,826+sf, 3-bed/3-bath home features a soaring vaulted wood ceiling, an oversized living room with a fireplace and woodstove, a kitchen with breakfast nook, formal dining, and a main-level bath with sauna. Upstairs are two guest bedrooms and a primary suite with a lake-view balcony. An attached 3+ car garage offers rare storage for boats and water-sport gear, and a private dock and float await restoration. This is a true fixer for the visionary buyer or builder. The roof has a small leak, is at the end of its economic life, and needs immediate replacement, and the home shows deferred maintenance, settling, and stress cracking; the primary bath is semi-finished. Bring your contractor and your imagination. Domestic water is drawn from Lake Samish under a WA Department of Ecology permit and treated with an advanced filtration system. Direct, no-bank Lake Samish frontage rarely comes to market. Priced to reflect condition and offered for cash or renovation financing - the real upside here is the address and the shoreline. Buyer to verify all information, square footage systems, and permitted use to their satisfaction.

859 E Lake Samish Drive, Bellingham

Listing courtesy of Muljat Group.

$668,900
3 Beds ⋅ 2 Baths ⋅ 2537126 MLS ⋅ ACTIVE Status
Private and peaceful 5.6-acre property featuring a well-maintained 3-bedroom, 2-bath home with a full-height unfinished basement, attached 2-car carport, detached shop, and rooftop deck. Nearly an acre of park-like grounds is surrounded by over 4 acres of forest with private trails and a pond, creating a truly serene setting. The third bedroom is currently configured as a spacious walk-in closet and vanity area but can easily be converted back to a bedroom. A finished bonus room off the carport offers flexible space for a home office, den, or hobbies. Enjoy the privacy of country living while being less than 10 minutes from I-5 and within 15–25 minutes of Bellingham, Ferndale, Lynden, and Blaine. One year home warranty included.

7989 Andreason Place, Custer

Listing courtesy of John L. Scott Bellingham.

$440,000
2 Beds ⋅ 1 Baths ⋅ 2534614 MLS ⋅ ACTIVE Status
Bring your vision and your tool belt. Situated on just over 4.6 acres, this property offers an opportunity to create value in a rural setting. The existing 2 bedroom, 1 bathroom home is ready for its next chapter and gives the next owner a chance to invest time, effort, and improvements into the property. The property is served by the Smith Road Water Association and includes an additional water share. An older well also remains on site and may offer additional value to the next owner. With room to spread out and possible ADU opportunities subject to county approval, there are a number of paths forward for buyers looking to unlock this property's potential. Enjoy a rural setting with mountain views while still being just minutes from Barkley Village, Bellis Fair, North Bellingham Golf Course, and the P66 soccer fields, offering a convenient location close to everyday amenities and recreation.

399 E Smith Road, Bellingham

Listing courtesy of John L. Scott Bellingham.

$599,000
2 Beds ⋅ 1 Baths ⋅ 2506568 MLS ⋅ ACTIVE Status
Here's a 7.4 acre site with a 960 sq ft fixer home and owner terms on the way to Mount Baker! There's a privacy fence along the road and a big, level place to build your dream home and maybe use the existing home as an ADU? Live in it while you build? This was an approved I-502 site not long ago and some handy infrastructure remains, like another completely fenced area with a big hoop house frame and plenty of rich soil in the ground for one massive truck garden...and lots of well drained parking. Owner contract would require a $120k down payment and a 5 year term at 6% interest amortized over 30 years.

5898 Mt Baker Highway, Deming

Listing courtesy of RE/MAX Whatcom County, Inc..

$550,000
2 Beds ⋅ 1 Baths ⋅ 2490556 MLS ⋅ ACTIVE Status
3.9 acres, massive multi-family opportunity. Excellent location on Sunset Drive. The house has a gigantic shop (30’X60’).Lots of room for recreational toys. Live, work, or live in the house and rent out the shop. The property includes a charming 1920-built home featuring 2 bedrooms and 1 bathroom, along with two outbuildings and a pond. Inside, the living room features laminate flooring and a gas stove that provides ample heat, with a wood stove in the fireplace opening for additional backup warmth. The kitchen showcases classic fir flooring, while the bedrooms feature parquet floors, adding character and warmth throughout. Ideally located with quick access to I-5 and just minutes from local amenities, this property offers a rare blend of rural space with city convenience. Situated along the path of improvement on E. Sunset, the property presents outstanding buy-and-hold development potential for investors or those looking to secure land in a growing area. The land provides plenty of off-street parking for RVs, boats, cars, and a cleared trail leads to the lower portion of the property for easier exploration and inspection. Bring your vision—this unique property offers space, flexibility, and long-term opportunity.

3817 E Sunset Drive, Bellingham

Listing courtesy of Keller Williams Western Realty.

$434,900
3 Beds ⋅ 2 Baths ⋅ 2414011 MLS ⋅ ACTIVE Status
Unlock the Potential – 1.55 Acres, 9200+ SqFt of Outbuildings, Endless Possibilities! Bring your vision to this 1,548 sq ft fixer-upper, nestled on a generous 1.55-acre lot. With over 9,200 sq ft of permitted outbuildings, the opportunities here are vast — whether you're dreaming of a workshop, storage, or something entirely unique. The home itself is ready for a full makeover, offering a blank canvas for your creativity. The outbuildings, though in need of some TLC, hold incredible potential for transformation. Whether you're an investor, entrepreneur, or someone looking to build a live-work space, this property is your opportunity to make it truly special

3037 Massey Road, Everson

Listing courtesy of Muljat Group.

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