Whatcom County Homes with VA Loan Terms

Whatcom County Homes with VA Loan Terms

Located in the beautiful state of Washington, Whatcom County is a captivating region that offers a perfect blend of natural beauty, vibrant communities, and a thriving real estate market. Situated in the northwestern part of the United States, Whatcom County offers residents and visitors alike a unique experience.

Whatcom County is renowned for its stunning landscapes, including the majestic Mount Baker, which provides a breathtaking backdrop to the area. With its lush forests, picturesque lakes, and scenic coastline, outdoor enthusiasts will find plenty of opportunities for hiking, boating, fishing, and other recreational activities.

When it comes to real estate, Whatcom County has a wide range of options to suit every lifestyle and budget. Whether you're looking for a charming historic home in Bellingham, the county seat, or a modern waterfront property in Blaine, there is something for everyone.

For those who are eligible for a VA loan, Whatcom County offers a variety of homes that can be purchased with VA loan terms. A VA loan is a mortgage loan program offered to veterans, active-duty military personnel, and eligible surviving spouses, providing them with the opportunity to purchase a home with favorable terms and conditions.

With its stunning natural beauty, vibrant communities, and a real estate market that caters to VA loan terms, Whatcom County is an ideal place to call home. Whether you're a nature lover, a military service member, or simply looking for a welcoming community, Whatcom County has it all.

Newest Whatcom County Homes with VA Loan Terms

2115 I Street, Bellingham
$695,000
3 Beds ⋅ 3 Baths ⋅ 2591827 MLS ⋅ ACTIVE Status
Move-in ready in the heart of Bellingham's desirable Lettered Streets neighborhood! Built in 2002, this newer 3-bedroom, 2.25-bath home offers 1,510 square feet of comfortable living space, a functional floor plan, fenced backyard, and attached two-car garage. Enjoy an exceptional in-town location with Elizabeth Park, Broadway Park, and the shops, restaurants, and coffee spots of the Fountain District all nearby. Downtown Bellingham, the waterfront, trails, breweries, and everyday amenities are also just minutes away. Enjoy the charm and character of one of Bellingham's most established neighborhoods without the upkeep often associated with older homes. A fantastic opportunity for convenient, walkable Bellingham living. Move right in and enjoy!

2115 I Street, Bellingham

Listing Broker: Lotside; Jordan Hedlof; 360-927-2026; jordan@lotside.com

803 Mapleridge Drive, Everson
$570,000
4 Beds ⋅ 2 Baths ⋅ 2593148 MLS ⋅ ACTIVE Status
Tucked along a tranquil Everson street, 803 Mapleridge Drive offers the rare balance of serene small-town living and effortless access to Bellingham. Built in 2014, this 4-bedroom, 2-bathroom residence presents 2,286 square feet of gracefully proportioned living space, equally suited to elegant entertaining, a dedicated home office, or quiet evenings at home. A main-floor primary suite delivers refined single-level convenience, while central air conditioning ensures year-round comfort. Enduring fiber cement siding, a composition roof, and public utilities make ownership refreshingly effortless, and the attached 2-car garage provides generous space for vehicles, storage, and recreational gear. Beyond the doors, the expansive backyard is the home’s crowning feature. Set on a 0.22-acre lot bathed in exceptional sunlight, it is a private canvas for flourishing gardens, unhurried summer gatherings, and peaceful mornings beneath open Whatcom County skies. Everson Elementary is just steps away, and Hwy 542 lies moments from your door, placing Bellingham’s acclaimed dining, shopping, and amenities within easy reach. Mt. Baker’s celebrated slopes and trails and the scenic Nooksack River await nearby. Thoughtfully priced well below nearby comparable sales, this home is an exceptional value and a rare chance to secure newer construction, generous space, and a remarkable yard. Arrange your private showing today.

803 Mapleridge Drive, Everson

Listing Broker: eXp Realty; Lee Jennings; 206-419-8303; leejenningsrealtor@gmail.com

7120 Valley View Road, Ferndale
$579,000
4 Beds ⋅ 4 Baths ⋅ 2592677 MLS ⋅ ACTIVE Status
This property lives like a private estate with a well maintained, first time on the market home with extra insulation and sturdy 2x6 construction, permitted addition, and large three bay shop on a beautiful lot just under 5 acres. The original home features three bedrooms and two full bathrooms, the addition adds a second primary bedroom with attached ¾ bath, hardwood floors, and separate entrance option with accessibility ramp. The home has a metal roof, updated COREtec floors, and refinished front and back decks. The three bay shop also has a metal roof and office with updated floors and a ¾ bath. The previous owner planted and managed the forested back half of the property that also has a small natural spring and walking trail. The back of the property is fenced with garden space and established Italian plum, pear, apple, and fig trees, while the front has rolling lawns and blueberry bushes. This property has tons of potential for multi-generational single level living, hobby farm, or pure relaxation with easy access to 1-5, just 20 minutes from Bellingham.

7120 Valley View Road, Ferndale

Listing Broker: RE/MAX Whatcom County, Inc.; Emily Wyss; 360-421-4322; emilywyss@remax.net

929 Crimson Court, Nooksack
$517,700
3 Beds ⋅ 3 Baths ⋅ 2593044 MLS ⋅ ACTIVE Status
Welcome to 929 Crimson Ct, a 3-bedroom, 2.5-bath home tucked away on a quiet cul-de-sac in Nooksack. Thoughtful finishes throughout add warmth and character, including stained shelving and beams with black brackets in the living room and a statement fireplace featuring marble/stone accents and Douglas fir beams. The kitchen is finished with soft-close dovetail cabinetry, quartz countertops, a black quartzite sink, and matte black appliances. Step outside to the oversized 12x25 covered back patio, offering an ideal space for year-round entertaining, dining, and relaxing. A functional layout, distinctive finishes, and generous outdoor living space come together in a convenient location with easy access to surrounding Whatcom County communities.

929 Crimson Court, Nooksack

Listing Broker: Hansen Group Real Estate Inc; Katty Baldwin; 530-515-3971; baldwinhomegroup@gmail.com

1416 Humboldt Street, Bellingham
$565,000
2592777 MLS ⋅ ACTIVE Status
Beautiful and charming 2 story Victorian in perfect location! Just refreshed for a new owner, this classic York area home is in one of the most desirable and walkable locations of Bellingham! A half block north of Nelson's Market, it has easy access to downtown, WWU, Fred Meyers and great schools. Recent upgrades include Mini-split heat pump heating and cooling upstairs, newer water heaters and appliances, new floor coverings, (Extensive work on main level floors, finished 9/26/26) new double pane windows, new double sink in main level kitchen, new pipes for both drainage and water supply, fresh paint inside and exterior trim. Deep cleaning, including ducts, now complete. This is a partial list of improvements! Presently a legal duplex with units A and B, it could be easily changed back to a 4 bedroom home, or left as it is with the owner in one unit and renting or giving the other space as desired. (Or renting both units, monthly rents estimate=$3,700-3,800.) This charming duplex is in the heart of a high demand neighborhood with great prospects for continued long-term value appreciation. Now vacant and easy to view!

1416 Humboldt Street, Bellingham

Listing Broker: Rainshine Realty; Glen Whitfield; 360-303-7339; glenswhitfield@gmail.com

918 Citadel Drive, Everson
$898,000
2591814 MLS ⋅ ACTIVE Status
Unique opportunity to own an incredible investment property just outside of Lynden! Tucked away down a private driveway, this expansive property offers a main residence, three additional attached apartments, an attached garage, and a large detached shop all on a private, flat lot with views of Raspberry Ridge Golf Course. Partially covered front porch accented by substantial wood beams creates a welcoming entrance and extends to the outdoor living space. Single-level main home offers 3 bed, 3 bath with a spacious, open layout. Kitchen features high end cabinetry, SS appliances, granite countertops, and two islands, while walls of windows fill the home with natural light year-round. Adjoining living room features a gas fireplace & opens to an oversized deck, creating a great space for everyday living and entertaining. Spacious primary suite includes a large ensuite with a jetted tub. Additional apartments provide incredible flexibility for rental income or multigenerational living. Two identical 1-bedroom, 1-bath units are stacked above one another and each features a full kitchen and gas fireplace. The third apartment offers 2 bedrooms, 1 bath, a full kitchen, ductless heat pump, and gas stove. Walk from your front door to the golf course, District Brewing, & The Rusty Wagon. Live in the main home while generating income from the three additional units, create a multigenerational property, or take advantage of the many possibilities this unique property has to offer.

918 Citadel Drive, Everson

Listing Broker: Hansen Group Real Estate Inc; Jon Hansen; 360-223-9624; bhamdreamhome@gmail.com

8262 Gold Run Drive, Maple Falls
$479,000
3 Beds ⋅ 2 Baths ⋅ 2591669 MLS ⋅ ACTIVE Status
Quality built, brand new home in the desirable gated community of Red Mountain View! This beautifully designed 3 bedroom, 1.75 bath home sits on a spacious 10,905 sq. ft. lot and offers the perfect blend of modern style, comfort, and convenience. Inside, you'll find laminate flooring with ceramic tile bathrooms, fabulous kitchen complete with hammered copper sink, island, quality shaker style soft close cabinetry, quartz countertops, and a full stainless steel appliance package. The open dining area leads to a private covered patio, creating a great space for relaxing or entertaining. The primary suite features dual sinks in the ensuite bathroom. Central air conditioning keeps you comfortable year around. Additional highlights include a dream triple car garage with 9 foot tall doors, an electric vehicle charging outlet, home is wired for a generator, and the peace of mind of a one-year builder warranty. Located just 30 minutes from Bellingham and 25 minutes from Lynden, Red Mountain View offers the tranquility of gated community living with breathtaking mountain views, all within easy commuting distance. Don't miss this opportunity to own a beautiful brand-new home in one of the area's newest communities!

8262 Gold Run Drive, Maple Falls

Listing Broker: Weichert Realtors Vanson Assoc; Bret Van Lant; 360-933-0001; Bret@vansonsales.com

2744 Mountain View Road Unit #B, Ferndale
$749,999
2592442 MLS ⋅ ACTIVE Status
Beautiful Serene country charm with city convenience, this duplex is located just minutes from downtown Ferndale & I-5 &5 min to Alta energy company & Philipps refinery. Western University is a close drive,Whether you want to rent both sides or live on one side, the choice is yours! Step outside to your own private patio with aprivacy fence & take in the peaceful surroundings & watch the deer roam among the fruit trees & .Newly painted & roof hasbeen professionally cleaned & treated . Schedule your showing today!

2744 Mountain View Road Unit #B, Ferndale

Listing Broker: Keller Williams South Sound; Jerri Pedersen; 360-786-6900; jerripedersen12@gmail.com

1416 Humboldt Street, Bellingham
$565,000
4 Beds ⋅ 2 Baths ⋅ 2592771 MLS ⋅ ACTIVE Status
Beautiful and charming 2 story Victorian in perfect location! Refreshed for a new owner, this classic York area home is in one of the most desirable and walkable locations of Bellingham! A half block north of Nelson's Market, it has easy access to downtown, WWU, Fred Meyers and great schools. Recent upgrades include Mini-split heat pump heating and cooling upstairs, newer water heaters and appliances, new floor coverings,(extensive work on main level floors, completed 9/26/26), new windows, fresh paint inside and exterior trim, new blinds, new water pipes and drain pipes, New roof on back. Deep cleaning including ducts, now complete. This is a partial list of improvements! Presently a legal duplex with units A and B, it could be easily changed back to a 4 bedroom home, or left as it is with the owner in one unit and renting or giving the other space as desired. (Or renting both units.) Motivated sellers bought another house. This charming home in a high demand area has great prospects for continued long-term value appreciation. Vacant and easy to view!

1416 Humboldt Street, Bellingham

Listing Broker: Rainshine Realty; Glen Whitfield; 360-303-7339; glenswhitfield@gmail.com

8190 Skagit Way, Blaine
$550,000
4 Beds ⋅ 2 Baths ⋅ 2592971 MLS ⋅ ACTIVE Status
Eagles overhead. Cedars all around. Your Birch Bay retreat awaits. Welcome to this inviting four-bedroom, two-bath home in gated Birch Bay Village, where easy coastal living begins at your doorstep. Vaulted ceilings create an airy sense of space, while French doors open onto a generous Trex deck—perfect for morning coffee, summer dinners, and gathering with friends. The expansive green backyard offers room to play, garden, or create your own outdoor sanctuary. Thoughtfully positioned apart from the other bedrooms, the primary suite feels like a retreat of its own, bringing privacy and calm to comfortable single-level living. Stroll to the community’s private beach and linger beneath spectacular sunset skies. Enjoy a marina, golf, pickleball, clubhouse, and swimming pool, with Semiahmoo’s beaches and resort just a short drive away. Room to breathe. Space to gather. A place to make your own.

8190 Skagit Way, Blaine

Listing Broker: Congress Realty; Andrew English; 888-881-4118; support@congressrealty.com

1248 Lattimore Road, Ferndale
$725,000
4 Beds ⋅ 4 Baths ⋅ 2591997 MLS ⋅ ACTIVE Status
1.47 Acres, 4 bd/ 4 Ba Stick built home. Centrally located between Bellingham, Ferndale and Lynden. On a dead end street. Lots of garden space, with great soil. 2 main bedrooms, 1 on the main floor and 1 on the second floor. All bedrooms are very spacious. 1 living area is very private while the other living area opens to dining and kitchen area.

1248 Lattimore Road, Ferndale

Listing Broker: Weichert Realtors Vanson Assoc; Toni Miller; 360-933-0001; toni@vansonsales.com

1986 Steelhead Way, Lynden
$1,095,000
5 Beds ⋅ 3 Baths ⋅ 2592875 MLS ⋅ ACTIVE Status
One-of-a-kind architectural residence built by Evergreen Homes in Lynden’s private enclave of Kamm Creek—an exclusive 18-acre community of just 40 homes. Backing directly to protected greenspace, enjoy permanently unobstructed views of the Cascade Mountains. A zero-step entry with stone accents leads through a solid white oak front door into light-filled living spaces. Clean lines, natural wood tones, and custom craftsmanship define every room. The gourmet kitchen features Bosch appliances, locally hand-built cabinetry with inset white oak, full-slab seamless quartz counters and backsplash, plus a walk-in pantry with a beverage fridge, expertly hidden to keep your counters entirely clutter-free. The layout centers around a striking fireplace wall flanked by built-ins, shelving, and a custom mantle. Step through the 12-foot glass slider to a 450 sq ft covered deck with wood ceilings, creating a seamless year-round extension of your indoor living space.The primary offers heated floors, a curbless walk-in shower, and a soaking tub. The functional mudroom/laundry includes floor to ceiling lockers and integrated hamper cubbies. Beneath the main level sits over 1,200 sq ft of lower-level flex space, perfect for a workshop, home gym, art studio, etc. Complete with automated yard irrigation, this home offers low-maintenance luxury at its finest. A true masterpiece in design and craftsmanship that must be seen in person to fully experience every feature.

1986 Steelhead Way, Lynden

Listing Broker: HomeSmart One Realty; Vadim Kotsyuba; 360-483-8034; vadim.kotsyuba@hotmail.com

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