Whatcom Homes with VA Loan Terms

Whatcom Homes with VA Loan Terms

Located in the beautiful state of Washington, Whatcom County is a captivating region that offers a perfect blend of natural beauty, vibrant communities, and a thriving real estate market. Situated in the northwestern part of the United States, Whatcom County offers residents and visitors alike a unique experience.

Whatcom County is renowned for its stunning landscapes, including the majestic Mount Baker, which provides a breathtaking backdrop to the area. With its lush forests, picturesque lakes, and scenic coastline, outdoor enthusiasts will find plenty of opportunities for hiking, boating, fishing, and other recreational activities.

When it comes to real estate, Whatcom County has a wide range of options to suit every lifestyle and budget. Whether you're looking for a charming historic home in Bellingham, the county seat, or a modern waterfront property in Blaine, there is something for everyone.

For those who are eligible for a VA loan, Whatcom County offers a variety of homes that can be purchased with VA loan terms. A VA loan is a mortgage loan program offered to veterans, active-duty military personnel, and eligible surviving spouses, providing them with the opportunity to purchase a home with favorable terms and conditions.

With its stunning natural beauty, vibrant communities, and a real estate market that caters to VA loan terms, Whatcom County is an ideal place to call home. Whether you're a nature lover, a military service member, or simply looking for a welcoming community, Whatcom County has it all.

Newest Whatcom Homes with VA Loan Terms

$459,900
3 Beds ⋅ 1 Baths ⋅ 2563061 MLS ⋅ ACTIVE Status
$10k buyer rate buy down included! Welcome home to this charming, turn-key gem nestled on a quiet, non-thru street in one of Ferndale's most desirablehilltop neighborhoods! Situated on a generous 8,700+ sq. ft. corner cul-de-sac lot, this move-in-ready home offers the perfect blend of comfort, convenience, and outdoor living. Designed for effortless single-level living, the interior features fresh paint, stylish LED lighting, and durable wood laminate flooring throughout, with carpeted bedrooms. The heart of the home is a bright, expansive living room perfect for entertaining, flowing seamlessly into a kitchen updated with newer stainless steel appliances and classic solid wood cabinetry. Three comfortable bedrooms provide peaceful retreats, all serviced by a clean, modern full bath. Step outside to your private backyard oasis-a fully fenced, sunny sanctuary featuring a spacious deck, garden shed, and a relaxing hot tub. The massive level yard offers endless possibilities for gardening, pets, or play. Enjoy your morning coffee or watch the sunset from the welcoming front porch. With an attached one-car garage plus ample driveway and off-street parking, there is plenty of room for guests or a boat. You are just three doors away from a 2.5-acre city park and playground, and within easy walking distance to local schools. Don't miss this opportunity to own a solid, well maintained home in a fantastic, family-friendly community. Carpet allowance provided!

6194 Apollo Place, Ferndale

Listing courtesy of Coldwell Banker Bain.

$379,500
3 Beds ⋅ 2 Baths ⋅ 2560339 MLS ⋅ ACTIVE Status
Perched high above Birch Bay Village, south facing on the corner of a quiet street, this charming stick-built home offers privacy, an efficient layout, and beautiful views toward Point Whitehorn, Strait of Georgia and the San Juan Islands. Conveniently located near Birch Bay, beaches, shopping, and everyday amenities, the property works well as a primary residence, second home, or investment rental with strong cash-flow potential. The home features an open floor plan, three bedrooms, and a low-maintenance slab foundation. The primary bedroom includes a private bathroom, while the utility room also incorporates a convenient three-quarter bath. Two decks provide great outdoor spaces to relax and take in the surrounding views. Outside, you'll find a carport with an attached utility/storage shed, along with additional space for parking, expansion, or a future shop. The property may also offer ADU potential for additional living space or rental income. Well maintained and in good condition, this is a versatile Birch Bay property with plenty of possibilities. Vacant and move in ready!

8404 Treevue Road, Blaine

Listing courtesy of Windermere RE Whatcom, Inc..

$475,000
4 Beds ⋅ 2 Baths ⋅ 2563360 MLS ⋅ ACTIVE Status
This is a must see, well cared for and move in ready home in Balfour Village! With 4 bedrooms and 2 bathrooms, this home features a thoughtful, functional floor plan with bright, open living spaces. Custom window coverings have been installed throughout the house. The kitchen seamlessly flows into the main living area, making entertaining and everyday living a breeze. Step outside to your private, fully fenced backyard that is ideal for pets, gardening, or relaxing outdoors. Peace of mind comes standard with the home being fully wired for a generator, ensuring you're prepared for every season. Efficient ductless mini-split heating and cooling keep you comfortable throughout the year. Situated on a level lot near the gateway to Mount Baker, just minutes to year-around outdoor recreation at Mt. Baker, all while being a short drive to Bellingham, Lynden and less than 20 minutes from Silver Lake. Don’t miss out on this opportunity!

8276 Balfour Valley Ln, Maple Falls

Listing courtesy of Keller Williams Western Realty.

$989,000
3 Beds ⋅ 3 Baths ⋅ 2557577 MLS ⋅ ACTIVE Status
A classic Pacific Northwest Home awaits in this rustic custom designed property by local Whatcom County Builder. If you can appreciate quality wood work, solid wood doors, & mill work that frames the view--then this home may be the special one you have been looking floor. An artistic touch showcases the oak floors, maple cabinetry & fir trim. The expansive cedar wood deck with elevated exposure to the 3rd tee on the front nine at Semiahmoo makes the outside functional & beautiful. Lush landscaping with a gardeners touch this yard offers privacy and a protected view. Three panel shaker style solid fir doors--6 panel interior closet doors & the vaulted ceiling of the great room wrapped in mill work separates this home from all the rest. The primary on the main floor features a sitting room and a recently updated walk in master shower with an easy to care for finish. The Great room features a library style shelving that creates a warm and comfortable space that flows to the dining room. An additional inglenook with fireplace and built in work space surrounds the breakfast bar in the kitchen. Lots of counter top for multiple work stations and tons of storage. Honed granite counters & custom detail through out. Upstairs there are two spacious guest suites & a shared bath with dual sinks. As an added surprise, there is a secret interior access to the oversized bonus room that also has a private entrance from garage. Safe, private, and quiet--the best reasons to call Semiahmoo home.

8766 Wood Duck Way, Blaine

Listing courtesy of Windermere RE Whatcom, Inc..

$775,000
2 Beds ⋅ 2 Baths ⋅ 2563247 MLS ⋅ ACTIVE Status
Thoughtfully remodeled, this stunning Columbia neighborhood home blends timeless character with exceptional craftsmanship and modern comfort. Every detail has been carefully considered. City approved permits for all work completed. Features include: New roof, new Hardie board siding, fresh premium interior and exterior paint, new plumbing, and new luxury vinyl plank flooring. This home lives like new while honoring its original character and charm. Inside, natural gas fireplace, vaulted ceilings, exposed wood beams, and abundant natural light, skylights in kitchen and bathroom make for an inviting living space. The beautifully designed kitchen is a true centerpiece, featuring a commercial-grade natural gas range and cooktop, premium finishes, and quality craftsmanship throughout. Stay comfortable year-round with A/C in every room and enjoy the efficiency of a tankless water heater. Step outside onto the premium Trex decking, ideal for entertaining or relaxing, with the backyard already wired for a future hot tub. Situated in Bellingham's desirable Columbia neighborhood, this home offers easy access to downtown, parks, breweries, restaurants, and everyday amenities. Come see this today.

3011 Elm Street, Bellingham

Listing courtesy of Keller Williams Western Realty.

$849,000
3 Beds ⋅ 2 Baths ⋅ 2562863 MLS ⋅ ACTIVE Status
Uniquely situated on over five peaceful acres, this private sanctuary offers the rare opportunity to enjoy a tranquil setting just minutes from the conveniences of Bellingham. With room to make it your own, you have plenty of space for recreation, the addition of a shop, or income generating ADUs! Start your mornings with birdsong and unwind each evening to the gentle chorus of crickets from the neighboring pond. The expansive lawn provides an ideal backdrop for entertaining, recreation, and creating lasting memories, while the thoughtfully designed, low-maintenance landscape offers nearly year-round color and blooms. Inside, carefully selected updates honor the home's original character while enhancing everyday comfort, including a beautifully remodeled upstairs bath, new luxury vinyl plank flooring throughout, an updated kitchen, new fixtures throughout, a new composite deck and new garage doors. The split-level design creates inviting spaces for gathering while offering the option of separation and privacy in the upstairs bedrooms. Flat, sunny, and full of possibility, the property offers ample space to bring your vision to life—whether that's cultivating an extensive garden, building a shop for hobbies and recreational gear, or adding an ADU for multi-generational living or supplemental income. Whatever your plans, this property provides the space and flexibility to make them a reality.

4165 Cougar Road, Bellingham

Listing courtesy of RE/MAX Whatcom County, Inc..

$724,900
3 Beds ⋅ 3 Baths ⋅ 2563213 MLS ⋅ ACTIVE Status
Welcome home to this shy 4,000 sq ft home on just over 13,000 sq ft parcel in sought after Village neighborhood! They truly do not make homes like they used to - well-appointed layout for entertaining, an abundance of built-in storage/cabinets and closets, Anderson wood awning windows, etc. One owner home, first time on market, looking for buyer with Pinterest boards ready to go. One story rambler w/owner's suite (inc walk-in closet, vanity & semi-shared full bath), 2nd bdrm, ginormous living room w/french doors, great size dining off kitchen, sitting room & sunroom) plus full-size basement! Endless possibilities in spacious open rec room of basement, plus 3rd bdrm including ensuite 3/4

508 17th Street, Lynden

Listing courtesy of RE/MAX Whatcom County, Inc..

$1,950,000
3 Beds ⋅ 2 Baths ⋅ 2563055 MLS ⋅ ACTIVE Status
Tucked along 120 feet of low-bank shoreline, this 1.1-acre waterfront property is defined by its easy connection to the water, peaceful surroundings, and a level of privacy that is increasingly rare to find on the lake. A gently sloping lawn extends to the shoreline, where a private dock and a rarely available boathouse make it easy to spend the day on the water.The home was extensively renovated in 2018, including a complete interior remodel and a new electrical panel. Additional updates include air conditioning, a new garage door, and an electric vehicle charger. A detached shop and additional outbuilding provide ample space for projects, storage, or recreational equipment. The lower level features its own entrance, offering flexible space for guests, extended living, or a variety of other uses. Whether you're looking for a full-time residence or a quiet waterfront retreat, the setting is what truly sets this property apart.

3770 S Bay, Sedro Woolley

Listing courtesy of COMPASS.

$649,000
3 Beds ⋅ 3 Baths ⋅ 2560661 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 3 bedroom 2.5 bath residence in the highly desirable Trickle Creek Community. Soaring vaulted ceilings and gleaming solid oak floors create a bright , inviting atmosphere from the moment you step inside. The spacious kitchen features rich NW cherry cabinetry, granite countertops, SS appliances and ample storage and workspace for everyday living and entertaining. Enjoy outdoor living in the fully fenced backyard with raised garden beds and a covered deck for year-round gatherings. Additional features include fresh exterior paint, oak flooring throughout and an attached oversized two car garage with built in storage shelving. Ideally located just minutes form the popular Barkley Village and Sunset Square for dining and shopping options. Interurban Trail System nearby to enjoy NW living at its finest. Affordable, conveniently located and ready to sell ! Make this home your new home.

3519 Skylark Loop, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$1,050,000
4 Beds ⋅ 3 Baths ⋅ 2562967 MLS ⋅ ACTIVE Status
Set on a full acre along a quiet private road lined with high-end homes, this two-story Bellingham property offers space, privacy, and an unbeatable location just minutes from shopping, dining, top-rated schools, and I-5 access. A welcoming covered front porch leads into a bright foyer that flows seamlessly into a gourmet kitchen featuring abundant cabinetry, stainless appliances, and a sunny breakfast nook overlooking the sprawling backyard. The adjoining family room centers around a cozy gas fireplace, while a separate formal living and dining area offers additional room to gather and entertain guests year-round. Upstairs, the primary suite is a true retreat, featuring a jetted soaking tub, spacious walk-in closet, and dual-sink vanity, joined by generously sized secondary bedrooms, a full bath, and a dedicated home office/4th bedroom perfect for remote work or study. Step outside to a large patio overlooking a vast, level acre of lawn framed by distant mountain views — the kind of open, private space that's increasingly rare in this sought-after neighborhood of custom-built homes. With a 2-car garage plus ample parking for cars or RVs in the driveway, mature landscaping with robotic mower included, and plenty of room to roam for gardens, play, or a future shop, this property is a rare blend of comfort, privacy, and an unmatched, convenient location just outside the city.

5390 Bel West Drive, Bellingham

Listing courtesy of Keller Williams Western Realty.

$850,000
4 Beds ⋅ 2 Baths ⋅ 2562978 MLS ⋅ ACTIVE Status
Beautifully updated and move-in ready in Bellingham's highly sought-after Samish neighborhood! This spacious 4-bedroom, 2-bath home offers over 2,000 square feet of thoughtfully renovated living space on a generous lot. Inside, you'll find stylish updates throughout, creating a bright, modern feel that's ready for its next owners. Enjoy the peaceful backyard featuring a lush garden, perfect for entertaining, relaxing, or cultivating your green thumb. A spacious two-car garage provides plenty of room for vehicles, storage, and hobbies. Ideally located just minutes from Lake Padden, I-5, shopping, dining, and top amenities, this home offers exceptional convenience with only minimal freeway noise. Don't miss your opportunity to own a beautifully updated home in one of Bellingham's most desirable neighborhoods!

1207 34th Street, Bellingham

Listing courtesy of RE/MAX Whatcom County, Inc..

$679,900
5 Beds ⋅ 3 Baths ⋅ 2561045 MLS ⋅ ACTIVE Status
Nestled in the heart of Birch Bay, this inviting home offers the perfect blend of coastal living, natural beauty, and everyday comfort. Enjoy private beach access with deeded beach rights, making it easy to spend your days strolling the shoreline, kayaking, beachcombing, or simply enjoying the waterfront lifestyle. This spacious home is designed for comfortable living and entertaining, featuring multiple gathering areas, a kitchen with a large island, and the convenience of a main-floor bedroom, ideal for guests or multi-generational living. A three-car garage provides ample space for vehicles and recreational gear. Step outside to enjoy several patios and a fully fenced backyard with a storage shed, creating the perfect setting for outdoor entertaining, gardening, or relaxing in the fresh coastal air. Take in filtered bay views from the rooftop deck, the perfect spot for sunsets, morning coffee, or evening stargazing. Located in a peaceful neighborhood, this home offers a relaxing escape while remaining close to everything Birch Bay has to offer. Nature lovers will appreciate the scenic walking trails just steps away, providing year-round recreation and opportunities to enjoy the area's wildlife and surroundings. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, this exceptional property captures the best of Pacific Northwest coastal living with private beach access and beautiful bay views.

6994 Helweg Lane, Blaine

Listing courtesy of Windermere RE Whatcom, Inc..

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