Whatcom Homes with VA Loan Terms

Whatcom Homes with VA Loan Terms

Located in the beautiful state of Washington, Whatcom County is a captivating region that offers a perfect blend of natural beauty, vibrant communities, and a thriving real estate market. Situated in the northwestern part of the United States, Whatcom County offers residents and visitors alike a unique experience.

Whatcom County is renowned for its stunning landscapes, including the majestic Mount Baker, which provides a breathtaking backdrop to the area. With its lush forests, picturesque lakes, and scenic coastline, outdoor enthusiasts will find plenty of opportunities for hiking, boating, fishing, and other recreational activities.

When it comes to real estate, Whatcom County has a wide range of options to suit every lifestyle and budget. Whether you're looking for a charming historic home in Bellingham, the county seat, or a modern waterfront property in Blaine, there is something for everyone.

For those who are eligible for a VA loan, Whatcom County offers a variety of homes that can be purchased with VA loan terms. A VA loan is a mortgage loan program offered to veterans, active-duty military personnel, and eligible surviving spouses, providing them with the opportunity to purchase a home with favorable terms and conditions.

With its stunning natural beauty, vibrant communities, and a real estate market that caters to VA loan terms, Whatcom County is an ideal place to call home. Whether you're a nature lover, a military service member, or simply looking for a welcoming community, Whatcom County has it all.

Newest Whatcom Homes with VA Loan Terms

$699,000
3 Beds ⋅ 3 Baths ⋅ 2566155 MLS ⋅ ACTIVE Status
Welcome to this stunning 3-bedroom, 2.5-bathroom home where modern style meets the beauty of the Pacific Northwest. Thoughtfully designed with elegant, high-end finishes and a sophisticated contemporary aesthetic, this home offers the perfect balance of comfort and style. The unfinished basement presents incredible flexibility, featuring a separate entrance and endless potential to create a private ADU, guest suite, home office, or spacious bonus room. Situated on a rare double lot, you'll enjoy added privacy while being surrounded by towering trees and natural beauty. Experience peaceful living just 15 minutes from shopping, dining, and everyday conveniences, with lakes, private beaches, scenic trails, parks, playgrounds, a golf course, community pool, library, and fitness center all just minutes from your doorstep. This exceptional property offers a unique opportunity to enjoy a tranquil lifestyle without sacrificing convenience

7 Maple Court, Bellingham

Listing courtesy of Coldwell Banker Bain.

$545,000
4 Beds ⋅ 3 Baths ⋅ 2566589 MLS ⋅ ACTIVE Status
Welcome to this exceptional home situated on an expansive double lot of over 14,000 sq ft in the heart of Nooksack! Spanning over 2,000 sq ft, this thoughtfully updated property seamlessly combines modern comfort, architectural charm, and incredible storage space. Inside, the light and bright floor plan offers two distinct living areas for endless flexibility. Gather around the cozy natural gas fireplace in the inviting living room, or unwind in the spacious family room featuring soaring vaulted ceilings. The layout includes 4 generous bedrooms and 3 full bathrooms, highlighted by a primary suite complete with a walk-in closet and a luxurious ensuite bathroom. Highlighting the home's impressive upgrades, radiant heated tile flooring awaits you in both the open kitchen/dining area and the primary ensuite, offering daily warmth and comfort year-round. Outside, storage and workspace enthusiasts will love the extraordinary options. The property includes an attached 3-car garage equipped with dedicated shop space, perfect for projects or hobbies. Beyond the garage, the massive double lot boasts two storage sheds, providing ample room for tools, equipment, outdoor gear, and backyard possibilities. Located at 302 Harrison St, this rare package of luxury upgrades, functional design, and outdoor freedom is a true gem in Whatcom County. Schedule your private tour today!

302 Harrison Street, Nooksack

Listing courtesy of Keller Williams Western Realty.

$579,900
2 Beds ⋅ 2 Baths ⋅ 2566684 MLS ⋅ ACTIVE Status
Welcome to this brand-new home located in one of Bellingham’s most desirable neighborhoods! Currently under construction, this thoughtfully designed 2-story home combines modern finishes with a functional and inviting layout. The main level offers a comfortable living room, dining area, and kitchen with an open flow that’s perfect for everyday living and entertaining. Upstairs, you’ll find the primary bedroom, full bath, and conveniently located utility room. Features include vinyl plank flooring, wall-to-wall carpet, double-pane windows, and efficient ductless mini-split heating and cooling. Situated on a level 5,463 sq. ft. lot with a patio, alley access, sidewalks, paved streets, and city utilities. Ideally located near schools, parks, shopping, dining, and all that Bellingham has to offer, this new construction home is a great opportunity to enjoy modern, low-maintenance living in a highly sought-after neighborhood.

2513 Kulshan Street, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$1,149,000
5 Beds ⋅ 5 Baths ⋅ 2566661 MLS ⋅ ACTIVE Status
Welcome to this exceptional new construction home in one of Bellingham’s most desirable neighborhoods! This thoughtfully designed 2-story residence offers 3 bedrooms plus a bonus room, including two primary suites with one on the main floor and one upstairs, 3.5 bathrooms, and 2,508 sq. ft. of finished living space. The spacious kitchen features quality finishes, a walk-in pantry, and an easy flow into the main living area, perfect for everyday living and entertaining. Enjoy the convenience of a main-floor primary suite complete with a private bath and walk-in closet. A standout feature is the potential for a roughed-in 400 sq. ft., 1-bedroom, 1-bath ADU above the detached 2-car garage, offering excellent flexibility for rental income, guests, multigenerational living, or a home office. Conveniently located near schools, parks, shopping, dining, and I-5 access, this brand-new Bellingham home offers comfort, versatility, and modern living in a great location.

2519 Kulshan Street, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$990,000
3 Beds ⋅ 3 Baths ⋅ 2566565 MLS ⋅ ACTIVE Status
Discover the peace and privacy of 10.88 secluded acres, where this exceptional home blends timeless style, modern comfort, and Pacific Northwest beauty. A paved driveway winds through the trees to a beautifully sited residence surrounded by expansive lawns, offering an idyllic setting for entertaining, recreation, or quiet relaxation. Inside, vaulted ceilings, oversized windows, and abundant natural light create a warm atmosphere. Thoughtful updates complement the timeless design. The gourmet kitchen with quartz counters and tile backsplash flows seamlessly into the main living areas and entertainment deck for effortless indoor-outdoor living. The spacious primary suite is a private retreat featuring a spa-inspired bathroom remodeled in 2026 with a freestanding soaking tub, oversized walk-in shower, and peaceful woodland views. A generous bonus room above the garage offers flexibility as a media room, home office, gym, or guest retreat. Air conditioning, a fenced garden, and a dedicated dog run complete this property, offering the tranquility of country living with everyday conveniences just a short drive away.

2787 H Street Road, Blaine

Listing courtesy of Coldwell Banker Bain.

$1,090,000
5 Beds ⋅ 4 Baths ⋅ 2566509 MLS ⋅ ACTIVE Status
Perched above the treetops with panoramic views of Lake Whatcom and Lake Louise, this striking recently built home blends modern Northwest design with everyday luxury. Tucked on a quiet cul-de-sac in Sudden Valley, 3,697 SF across three light-filled levels offers 5 bedrooms and four walkout decks with lake views that put forest, water, and mountains on full display. The designer kitchen stuns with custom cabinetry, quartz counters, brass accents, and high-end Frigidaire Professional appliances, including a 68" fridge and 36" range. Custom finishes throughout like ceramic tile, Venetian plaster, heated tile floors and shower pan elevate every space. The daylight basement offers a second full kitchen, bedrooms and laundry with separate access, ideal for multigenerational living or rental income potential. Thoughtful extras: energy-efficient heating and cooling, central vac, generator hookup, and EV charger. All this in Sudden Valley, one of Bellingham's best-kept secrets: enjoy Lake Whatcom beaches, a marina, 18-hole golf, pools, tennis and pickleball, and miles of hiking trails right outside your door just 20 minutes to downtown Bellingham. Wake to sunlight filtering through the evergreens, sip coffee on the deck as the lake glitters below, and settle into a home where nature and refined comfort meet. Welcome home to 11 Oval Ct.

11 Oval Court, Bellingham

Listing courtesy of Sterling Real Estate Group.

$935,000
3 Beds ⋅ 4 Baths ⋅ 2566431 MLS ⋅ ACTIVE Status
Experience the best of Pacific Northwest living in this beautifully updated home overlooking the 17th fairway of Semiahmoo Golf & Country Club. With its sunny southern exposure and tranquil golf course setting, this home offers a bright, inviting atmosphere and picturesque views year-round.Designed for both comfort and convenience, the main-floor primary suite provides easy single-level living, while vaulted ceilings create an open, airy feel throughout the home. Recent improvements—including fresh paint, new carpeting, and stainless steel kitchen appliances—make this residence truly move-in ready.Whether you're hosting friends, working from home, or simply enjoying a quiet evening, the flexible layout offers multiple living spaces to fit your lifestyle. Outside, the spacious patio is the perfect place to enjoy morning coffee, afternoon sunshine, or dinner overlooking the fairway.Located in one of Whatcom County's premier gated golf communities, you'll enjoy easy access to championship golf, scenic walking trails, beaches, and the Semiahmoo Resort area. The Canadian border is just minutes away, making trips to Vancouver, B.C. convenient, while Seattle is approximately two hours south.**Recently reduced by $60,000, this home represents one of the best values currently available in the Semiahmoo Golf & Country Club community. Don't miss this opportunity to enjoy the lifestyle you've been waiting for.

5520 Canvasback Road, Blaine

Listing courtesy of John L. Scott Mill Creek.

$995,000
3 Beds ⋅ 3 Baths ⋅ 2566310 MLS ⋅ ACTIVE Status
Escape to the privacy of your own wooded retreat! Built by West Coast Homes, this stunning new 3 bed + office/4th bed 2,800 sq. ft residence sits on a secluded one-acre corner lot surrounded by mature trees, offering a unique combination of privacy, space, and tranquility just minutes from Blaine and quick I-5 access. Thoughtfully designed for modern living, the open-concept floor plan features a spacious great room, dining area, and an impressive kitchen with quartz counters, a large island, walk-in pantry, and luxury vinyl plank flooring throughout the main living areas. The main-floor primary suite is a private retreat with a spacious walk-in closet and a luxurious ensuite featuring a tiled walk-in shower and soaking tub. Upstairs you'll find two oversized bedrooms with walk-in closets, a dedicated office, a full bath with separate vanity area, and an expansive 12' x 24' bonus room. Enjoy outdoor living on the large rear patio, partially covered and complete with hot tub hookups. Additional highlights include a heat pump with high-efficiency HVAC, RV parking with hookups + sewer dump, and quality craftsmanship throughout. Buyers who act early may still have the opportunity to personalize select finishes, colors, and appliances. If you've been searching for the perfect combination of new construction, privacy, and room to breathe, this exceptional home is a must-see!

4164 Red Cedar Rd, Blaine

Listing courtesy of Windermere RE Whatcom, Inc..

$629,900
3 Beds ⋅ 2 Baths ⋅ 2566160 MLS ⋅ ACTIVE Status
Exceptional 3 bedroom, 2 bath stand-alone condo in the highly desirable 55+ Cordata Park Place community offering 1,646 square feet of thoughtfully designed, single-level, zero-step living. Vaulted ceilings, skylights, and a cozy gas fireplace complement the open-concept floor plan, ideal for everyday living and entertaining. The beautifully updated kitchen features granite countertops, stainless steel appliances, and abundant workspace. The spacious primary suite offers direct access to the deck, a walk-in closet, and a private bath complete with heated tile floors, a soaking tub, and a separate walk-in shower. Step outside to the expansive Trex deck with a remote-controlled retractable awning, perfect for enjoying your morning coffee. Additional features include central air conditioning, efficient gas heat, a newer roof, an attached two-car garage with generous storage, and some negotiable furnishings. Residents enjoy a beautifully maintained community with a clubhouse, kitchen, library, pool table, and secure mailboxes. Conveniently located near parks, walking trails, shopping, dining, and medical services, with HOA dues covering exterior maintenance and landscaping for carefree living.

4633 Boardwalk Drive, Bellingham

Listing courtesy of Bellwether Real Estate.

$579,000
3 Beds ⋅ 3 Baths ⋅ 2565085 MLS ⋅ ACTIVE Status
Well-Built Turn-Key 2020 Modern Home in Gate 9/Gate 3 Sudden Valley. Just 15 Minutes from I-5 North/southbound Exit 253. 3-Bedroom, 2.5 Bath, 1,526 Square Foot Home on a 5,837 Square Foot Lot. Super Private Lot. Level Driveway to 2-Car Garage. Lots of additional parking. Mitsubishi Mini-Split for A/C. 3 Bedrooms, 2.5 Bath. LVP Flooring, Quartz Countertops, Pantry and Kitchen Island. Freshly Painted Interior! Trex Deck Steps and Trex Deck Front and Back Deck. Walk-in- Closet in Primary. Home is located with other Newer Homes. Lot Next Door is owned by Sudden Valley. Convenient 15-minute trip to I-5 North/southbound. All the Sudden Valley Amenities: Beach, Marina Boat Launch into Lake Whatcom, Convenience Store, Gas and Pizza. Sudden Valley Golf Course. Snow Removal is part of $167.21 per month HOD.

8 White Mountain Lane, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$1,650,000
6 Beds ⋅ 3 Baths ⋅ 2561325 MLS ⋅ ACTIVE Status
Exceptional 3 bed/2 bath custom new construction built with uncompromising quality plus an additional 3 bed/1 bath 2nd dwelling and/or shop, all set on 70 pristine, private acres. Framed by all-day sun & easterly views of Mt Baker, the 1,817 sqft main home features designer finishes throughout, a custom chef's kitchen w/ 36" gas range & butler's pantry. Upstairs, a 569 sqft bonus room & finished storage room offer additional space or the opportunity to add more bedrooms. Attention was given to every aspect of this luxury build with an extensive list of systems, features & structural design. Panel wired for EV & hot tub. Construction is scheduled to be complete Sept 30. The 24'x28' 1,152 sqft shop, built in 2023, was recently converted into a dwelling, but can easily be all or partially converted back into shop space. With 2 separate dwellings, this property offers ideal flexibility for optimized live/work integration, as a modern multi-generational homestead or excellent opportunity for rental income. Gated access to the property & zoned forestry, enjoy the benefit of minimal land maintenance & low property taxes. Subdivide the southern 20 acres & develop or sell existing trees as marketable timber, providing future investment opportunity. 3 deeded water shares, natural gas well & mineral rights. Located just 7 mins to nearby shops & restaurants & only 20 mins to downtown Bellingham.

7549 Kickerville Road, Blaine

Listing courtesy of RE/MAX Whatcom County, Inc..

$688,000
3 Beds ⋅ 2 Baths ⋅ 2566076 MLS ⋅ ACTIVE Status
Tucked away on nearly 5 private acres, this property offers the space, freedom, and privacy that’s getting harder to find. Surrounded by mature trees with no HOA, you’ll enjoy a quiet setting with room to spread out and make it your own. The updated 3 bed, 2 bath home features new flooring and fresh interior paint, creating a clean, move-in-ready space.A standout feature is the large shop, perfect for hobbies, projects, or storing equipment and outdoor toys with additional finished space above offering flexibility for a variety of uses. The level acreage provides usable land for recreation, gardening, or future potential.Whether you're looking for a full-time residence, a basecamp for outdoor adventures, or a property where you can truly enjoy your space, this one delivers privacy, functionality, and value in the Deming area.

4454 Mosquito Lake Road, Deming

Listing courtesy of Keller Williams Western Realty.

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