Whatcom Homes with Conventional Terms

Whatcom Homes with Conventional Terms

Located in the beautiful state of Washington, Whatcom County is a picturesque region that offers a unique blend of natural beauty and urban amenities. Situated in the northwest corner of the United States, Whatcom County is known for its stunning landscapes, including the rugged Cascade Mountains, lush forests, and pristine coastline.

With a population of over 220,000 residents, this county is home to a diverse community that values the outdoors and a high quality of life. The county seat is Bellingham, a vibrant city that offers a wide range of cultural attractions, dining options, and shopping experiences.

When it comes to real estate, Whatcom County has an abundance of options to suit every taste and budget. Whether you're looking for a cozy cottage in a small town or a modern condominium in the heart of the city, you'll find plenty of homes with conventional terms available.

Homes with conventional terms provide buyers with the flexibility and stability they need when purchasing a property. With traditional financing options, buyers can secure a mortgage with a fixed interest rate, making it easier to plan for the long term.

If you're considering making Whatcom County your home, you'll be pleased to know that the real estate market here is thriving. With a wide range of properties available and a strong economy, now is the perfect time to invest in a home in this beautiful corner of Washington State.

So whether you're looking to settle down or invest in real estate, Whatcom County offers a welcoming community, stunning natural landscapes, and a variety of homes with conventional terms to choose from.

Newest Whatcom Homes with Conventional Terms

$579,000
3 Beds ⋅ 2 Baths ⋅ 2583463 MLS ⋅ ACTIVE Status
Discover the space, privacy & possibilities of this 2-acre Ferndale property near Lake Terrell. This 3-bedroom, 2-bath home features a bright, open floor plan filled with natural light, along with a new roof, fresh interior & exterior paint, and new flooring. A patio extends the living space outdoors, while the level, sunny lot offers multiple mature fruit trees & plenty of room to garden, play, or simply enjoy the privacy. The outbuildings add exceptional versatility, including a detached shop/work area, additional covered parking, & abundant storage for projects, hobbies, equipment, or recreation. All this in a peaceful setting just minutes from Ferndale, shopping, & I-5.

6128 Kickerville Road, Ferndale

Listing courtesy of John L. Scott Bellingham.

$464,545
4 Beds ⋅ 2 Baths ⋅ 2584368 MLS ⋅ ACTIVE Status
Your first home doesn't have to be perfect-it just has to be yours. Ready to stop renting and start building equity? Welcome to 140 Windward Dr, a 3-bedroom, 2-bath home in Sudden Valley offering an approachable entry into homeownership with room to make it your own. Recent updates include a new hot water heater, dishwasher, and refrigerator, while insulation added between the floors provides added comfort and sound reduction. Skylights bring in natural light, and outside, the fenced yard and double lot give you room for gardening, entertaining, pets or simply enjoying your own outdoor space. This his a home with potential-not pressure to make everything perfect on day one. Bring your ideas, your style, and your vision and create a space that works for you. Located in Sudden Valley, surrounded by the beauty of the Pacific Northwest and within reach of Bellingham's shopping, dining, recreation, and everyday conveniences. 3 Bedrooms, 2 bathrooms. Double lot. Fenced yard. Recent updates. Room to grow. If you've been searching for a Bellingham-area starter home, first-time buyer home, affordable homeownership opportunity, or 3-bedroom home with a yard, this one deserves a look. Your first home doesn't have to be your forever home-it just needs to be the one that gets you started.

140 Windward Drive, Bellingham

Listing courtesy of RE/MAX Whatcom County, Inc..

$689,000
5 Beds ⋅ 3 Baths ⋅ 2582699 MLS ⋅ ACTIVE Status
Original owner, now on the market. This beautifully maintained 5-bedroom, 2.5-bath home offers approximately 2,539 square feet in Ferndale's sought-after Pioneer Meadows neighborhood. From the moment you step inside, an elegant staircase, vaulted ceilings, and rich wood floors set a warm and inviting tone that carries throughout the main level. The floor plan is designed for how people actually live: two distinct living areas give room to spread out, while a ground-level bedroom or office adds flexibility for guests or remote work. At the heart of the home, a spacious kitchen is built around a large island — a natural gathering point for both everyday meals and entertaining. Upstairs, the primary suite offers a private, comfortable retreat away from the main living spaces, with the remaining bedrooms offering flexibility for guests or additional workspace. Outdoor living is just as thoughtfully addressed. A new deck and pergola gathering area create defined space for relaxing or hosting, while the fully fenced, generously sized backyard offers room to garden, play, or simply enjoy some privacy. An attached two-car garage adds everyday convenience, and residents also enjoy access to the private neighborhood park. Ideally located east of I-5, the home is just minutes from historic downtown Ferndale and the shops, dining, and waterfront of Bellingham — offering the best of small-town charm with easy access to city amenities.

5643 Old Settler Drive, Ferndale

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$599,000
3 Beds ⋅ 3 Baths ⋅ 2583229 MLS ⋅ ACTIVE Status
Immaculately built and located near the ocean, downtown Blaine, and Birch Bay, this beautiful 3-bed / 2.25-bath Skeers home offers both quiet and convenience. Set on a peaceful dead-end street, you'll enter an open main floor layout with guest bath, high ceilings, and living / dining rooms flowing easily through to the stunning kitchen. There you'll find quartz countertops, stainless steel appliances, Spanish oak cabinets, and a walk-in pantry; all with a clean, modern style that flows throughout the home. Step out to the low-maintenance fenced yard featuring patio, gas grill line, and gorgeous garden with built-in drainage. Or, head upstairs to find a spacious primary bedroom complete with walk-in closet and attractive en-suite 3/4 bath. Two good-sized guest beds, full guest bath, and convenient laundry room complement the big bonus room and the attached two-car garage provides plenty of space for parking and storage. All this has been meticulously maintained and is waiting for you!

408 Hammond Street, Blaine

Listing courtesy of Windermere RE Whatcom, Inc..

$525,000
3 Beds ⋅ 1 Baths ⋅ 2582382 MLS ⋅ ACTIVE Status
Opportunity in desirable Happy Valley! This single-level home offers 3 bedrooms and 1 bathroom on a 6,098 sq. ft. lot. Built in 1972, the home has a functional layout and is ready for cosmetic updates and your personal touch. Bring your vision and transform this property into a space that truly feels like home. This property offers plenty of potential in an established neighborhood with convenient access to nearby amenities.

2120 Knox Avenue, Bellingham

Listing courtesy of Muljat Group.

$500,000
3 Beds ⋅ 2 Baths ⋅ 2584067 MLS ⋅ ACTIVE Status
Affordable single-level living in a great Lynden neighborhood! This well-designed 3-bedroom, 1.75-bath home offers a spacious, open living area that makes everyday living and entertaining feel easy and inviting. The primary bedroom features a walk-in closet and private ensuite bathroom, while two additional bedrooms provide flexibility for guests, an office, or hobbies. Step outside to enjoy the private backyard, complete with a patio that’s perfect for summer gatherings, outdoor dining, or relaxing at the end of the day. Ideally located near parks and walking trails, this home offers comfortable living in a convenient and welcoming neighborhood. A great opportunity to enjoy all that Lynden has to offer!

2225 Dogwood Street, Lynden

Listing courtesy of HomeSmart One Realty.

$525,000
3 Beds ⋅ 3 Baths ⋅ 2584140 MLS ⋅ ACTIVE Status
Privacy, style, and functionality come together in this beautifully maintained Malloy Village home. Located on a quiet street and backing to a peaceful greenbelt, this home offers a private and serene setting. The main-floor primary suite features a spacious walk-in closet and large en-suite bath, while two additional upstairs bedrooms provide flexibility. The kitchen features maple cabinetry, granite countertops, and stainless-steel appliances and opens to the living room with a cozy gas fireplace. The back deck overlooks the lush greenbelt. Upstairs, the loft landing connects two bedrooms, a full bath, laundry room, and a large bonus room above the garage—ideal for a media room, office, gym, or additional living space. The finished garage offers ample parking and storage. Malloy Village features open green spaces, a community park, and clubhouse. Conveniently located near schools, shopping, dining, and other Ferndale amenities.

6264 Kona Court, Ferndale

Listing courtesy of Windermere RE Anacortes Prop..

$415,000
2 Beds ⋅ 2 Baths ⋅ 2584159 MLS ⋅ ACTIVE Status
Enjoy easy living in this bright and fresh townhome. All new paint, new carpet, new upper flooring and new custom butcher block counters complete this great home. A zero step entry, an attached garage and private patio are special features. Located on a quiet and private lane, while being right next to shopping, dining and I-5, this condo really has the best of both worlds. The main floor has open living, dining and kitchen with updated appliances and lighting. A laundry and a half bath are located off the kitchen. The upper floor has two spacious bedrooms and a spa bath that includes a shower and a large soaker tub. Lawns and exterior maintenance are handled by the HOA.

621 Sunflower Lane, Bellingham

Listing courtesy of HomeSmart One Realty.

$639,000
3 Beds ⋅ 1 Baths ⋅ 2584106 MLS ⋅ ACTIVE Status
Come home to this beautiful property northwest of Bellingham! The 3/4 acre lot includes a clearing, tall trees, and pond area out back that attracts wildlife. Inside, enjoy the beautiful (and recently updated) flooring through the sunny and bright 3-bedroom home. Don't miss the spacious south-facing deck overlooking the large backyard. 2-bay, 864 sq ft shop has 220v power and insulation and plenty of space for parking, storage, or potential to use as a guestroom/office. Over the last 5 years, sellers have updated lighting, replaced front blinds, painted front deck, and put in new flooring throughout (excess flooring left for buyer). Water heater is 1 year old. City water & natural gas; with septic system rated for 3 BR. Shop has a 4yr old 7.08kW solar system fully warrantied for parts & labor for 20 years. 5 minutes to I-5 and 15 minutes to downtown Bellingham amenities; come find your own spot of paradise!

1725 Skagit Street, Bellingham

Listing courtesy of Bellingham Real Estate Company.

$465,000
2 Beds ⋅ 2 Baths ⋅ 2583448 MLS ⋅ ACTIVE Status
Enjoy a fantastic location just 3 blocks from WWU and directly across from Laurel Park! This beautifully updated lower-level unit offers a wonderful combination of comfort, convenience, views, and outdoor space. The kitchen and bathrooms have been completely updated with new cabinetry, flooring, Corion countertops and appliances. The inviting living area features a gas fireplace and opens to a spacious viewing/entertainment deck. As the only unit on the lower level, this home still enjoys views of Bellingham Bay, the city, and the Canadian Coastal Range. Additional features include two parking spaces, a large storage unit conveniently located on the same floor, and a southwest-facing side yard exclusively for this unit, offering plenty of room for gardening and flower beds.

919 High Street Unit #101, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$465,000
2 Beds ⋅ 3 Baths ⋅ 2584094 MLS ⋅ ACTIVE Status
New construction! Move in ready! This brand-new 2 bed, 2.5 bath sits near peaceful Emerald Lake; a woodsy oasis less than 10 minutes to Barkley Village and life's amenities. This house is a rare find for the area with the extraordinary amount of sun it receives. A convenient ground-level entry with utility closet and storage leads up to the heart of the home with a bright, sun-filled kitchen and open living space. Slide open the door to a level outdoor space ready for gardening or grilling in all that sunshine. Backyard comes equipped with 6x5ft storage shed. Upstairs, both generously sized bedrooms take in sweeping tree-filtered views of Bellingham, joined by two baths and a laundry room. The building site's slope yields an oversized crawl space under the floor framing. Buyers considering future storage or finished space should verify feasibility with Whatcom County Planning. You'll be comfortable year-round with a high-efficiency heat pump for heat and AC, plus upgraded insulation and air-sealing for lower bills and steady temps. A blank canvas waiting for you to make it home!

4178 Brays Way, Bellingham

Listing courtesy of eXp Realty.

$749,000
2 Beds ⋅ 2 Baths ⋅ 2583849 MLS ⋅ ACTIVE Status
Well established 1962 home offering a 1720 SF primary residence on a spacious 0.82-acre property. The main home features 2 legal bedrooms and a flex room providing options for a home office, den, hobby room or additional sleeping space and 1.75 baths. Large, open kitchen/dining area w/ abundant cabinetry, peninsula/island-style workplace, and lots of natural light. Inviting living room featuring a substantial brick gas fireplace w/ raised hearth and original built-in wood cabinetry, adding warmth and character to the home. All new vinyl windows and a newer furnace with central A/C provide comfortable year-round heating and cooling. Enjoy the convenience of a 768 SF shop w/220V electrical service, plus a 552 SF storage building - an exceptional amount of usable space rarely found at this price point. Adding to the property's versatility is a separate 1400 SF, 1998 double wide manufactured home, currently occupied and generating $2100/month of rental income (Buyer to verify all info & uses)

4924 Northwest Drive, Bellingham

Listing courtesy of Porchlight Property Management.

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