Roy Homes with USDA Loan Terms

Roy Homes with USDA Loan Terms

Located in Pierce County, Washington, Roy is a charming city that offers a peaceful and picturesque setting for those looking to settle down. Situated in the United States, Roy is known for its natural beauty and close-knit community.

One of the highlights of Roy is the availability of homes with USDA loan terms. This means that homebuyers in the area can take advantage of the benefits offered by the United States Department of Agriculture (USDA) loan program. The USDA loan program is designed to help low to moderate-income individuals and families purchase homes in rural areas.

With USDA loan terms, homebuyers in Roy can enjoy several advantages. First and foremost, these loans often come with low or even no down payment requirements, making homeownership more accessible. Additionally, USDA loans typically have lower interest rates compared to conventional loans, resulting in more affordable monthly payments.

The homes available with USDA loan terms in Roy are diverse, ranging from cozy single-family houses to spacious properties with ample land. Whether you're a first-time homebuyer or looking to upgrade to a larger home, there are options to suit various needs and budgets.

If you're considering settling in Roy, the availability of homes with USDA loan terms provides an excellent opportunity to make your homeownership dreams a reality. With its scenic surroundings and welcoming community, Roy is a city worth exploring for those looking to find their perfect home in Pierce County, Washington.

Newest Roy Homes with USDA Loan Terms

$850,000
5 Beds ⋅ 3 Baths ⋅ 2567940 MLS ⋅ ACTIVE Status
Dirt was bought. A house was built. Roots were planted. One owner. A lifetime of love. Now, it’s ready for someone new to call it home. A house that feels like "coming home" with room to roam & front porch views. Lovingly maintained by its original owners. This spacious 2,776 SF home offers 5 bdrms + large family room/bonus room. From country charm to stunning vintage copper light fixtures & updated bathroom vanities, this home is full of details that make it feel special. A spacious kitchen w/ the perfect sink window overlooking views you’ll never get tired of & a large breakfast nook to gather. A mudroom off the garage is the perfect landing spot for muddy boots, paws & all the gear that comes w/ country living. At the end of the day, enjoy stepping inside to forced AC & unwinding in the oversized main-level primary bdrm w/ 5-pc ensuite & walk in closet. Set on an increasingly hard-to-find 17 level acres, there’s plenty of room for animals, gardening, recreation & simply enjoying the outdoors. A powered barn, powered 14x30 shop, rv hookup, chicken coop & established fruit trees (over 17) including apple & pear are ready for your homesteading dreams. 360 views to enjoy beautiful sunrises & sunsets and the feeling of country living without sacrificing convenience. Located near groceries, Hwy 507 & JBLM, you’ll have room to breathe while staying connected to everything you need. 2021 roof. new well pump 12/2023. check out the virtual tour video!

35401 S 40th Avenue, Roy

Listing courtesy of eXp Realty.

$519,000
3 Beds ⋅ 2 Baths ⋅ 2562421 MLS ⋅ ACTIVE Status
Quality meets comfort in this beautifully updated rambler located in desirable River View Estates. Set on a spacious 0.41-acre lot, this 3-bedroom, 2-bath home features an open-concept layout with vaulted ceilings, a fully remodeled kitchen, new flooring, and fresh interior paint. The generous primary suite offers flexible bonus space ideal for a home office, nursery, or oversized walk-in closet and is already plumbed for a second washer/dryer. Stay comfortable year-round with a heat pump and A/C. Outside, enjoy a full fully fenced backyard with a spacious entertainment deck, covered gazebo, raised garden beds, storage shed, and RV parking. Community river park access and a convenient location near JBLM, Yelm, and McKenna complete this move-in ready property.

8408 356th Street S, Roy

Listing courtesy of Dove Realty, Inc..

$899,000
4 Beds ⋅ 4 Baths ⋅ 2564277 MLS ⋅ ACTIVE Status
Trade in the noise for the space, privacy & freedom real Pacific Northwest living has always asked for. Set on a fully-fenced acre within the gated community of Lacamas Valley Estates, this custom home blends peaceful privacy w/ a community featuring scenic trails, neighborhood parks & breathtaking Mt Rainier views. Inside, hand-scraped hardwoods, soaring 10' ceilings, granite counters, custom cabinetry, stainless appliances & an impressive walk-in pantry set the stage. Entertaining flows seamlessly from the kitchen into the living room & out the slider to the back patio. Imagine summertime BBQs, pool parties, games on the sport court, gardening, or soaking in the hot tub at day’s end before roasting smores around the fire & gazing at all those stars. Two primary suites—1 on the main + vaulted upstairs retreat w/ luxurious 5-piece ensuite—offer flexibility for guests or multi-gen living, while 4 beds, 2 extra rooms, office, bonus room & multiple living areas provide room for all. The Detached shop w/ 200amp service, 3-car garage & gated RV parking offer space for projects, hobbies & all the toys that come w/ Pacific Northwest adventures. Stay comfortable year-round w/ a heat pump in the summer & propane fireplace for cozy winter evenings. Within 15 min of Roy, Yelm, Spanaway & JBLM's East Gate, you'll enjoy elevated rural living without giving up convenient I-5 access to the Tacoma, Olympia & Seattle metros, & all the adventures the Pacific Northwest invites you to discover.

29010 27th Avenue S, Roy

Listing courtesy of Timber Real Estate.

$699,900
3 Beds ⋅ 2 Baths ⋅ 2561082 MLS ⋅ ACTIVE Status
Ready to call this beautiful property home? This wonderfully maintained 3-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and country living. Inside, you'll find both a spacious living room with pellet stove and a separate family room, providing plenty of space to relax or entertain. The dining area flows seamlessly into the kitchen, creating an inviting space for everyday living and hosting. Step outside to enjoy the stunning back deck, where you can take in a peek-a-boo view of Mt. Rainier while enjoying your morning coffee or evening sunsets. The outdoor amenities continue with a sports court, charming gazebo, multiple outbuildings, and a large shop that offers endless possibilities for hobbies, storage, or projects. Complete with Air compressor system and furnace, perfect for working on those chilly days. The fully fenced property features gated access, level pasture, and ample room for animals, gardening, recreation, or simply enjoying the open space. An additional parcel is included with the property, presenting exciting opportunities for an accessory dwelling unit (ADU), future expansion, or other building possibilities (buyer to verify). Whether you're looking for a peaceful retreat, a hobby farm, or a property with room to grow, this home offers exceptional versatility and incredible outdoor features. Don't miss your chance to experience everything this one-of-a-kind property has to offer!

28707 26th Avenue E, Roy

Listing courtesy of Better Properties Hometown.

$595,000
3 Beds ⋅ 3 Baths ⋅ 2560762 MLS ⋅ ACTIVE Status
Just what you are looking for! Situated on a generously sized lot, this well-cared-for 2,305 sq. ft. home is exceptional. Spacious primary suite with 5-piece bath. Newer appliances, updated pantry & travertine tile flooring in kitchen. Landing for top floor-hallway has a customized storage space with sitting nook. Exterior paint completed 2025, interior paint completed 2024. Roof less than 5 years of age. Plank flooring throughout with the exception of carpet in bedrooms. Bottom floor spares no expense for a home office or flex space! Two car garage, RV parking, storage shed in backyard, deck is ready for entertaining & relaxing! Fruit trees bearing plums, cherries, Asian pears & 7 gooseberry bushes! Conveniently located 10 mins from East Gate – JBLM, easy access to local schools and shopping. Don't miss this move-in ready opportunity!

820 289th Street E, Roy

Listing courtesy of Better Properties UP/Fircrest.

$685,000
3 Beds ⋅ 3 Baths ⋅ 2558560 MLS ⋅ ACTIVE Status
Welcome to your own private sanctuary in the heart of the PNW. Nestled on 2.5 acres of pure tranquility, this property offers a rare escape from the hustle and bustle of everyday life, surrounded by towering evergreens and the soothing sounds of nature. The highlight of this property is the effortless ease of true one-level living. Spread across 1914 square feet, this rambler offers a seamless flow between the three bedrooms two and three bathrooms. It provides a functional canvas ready for your personal updated and creative vision. This acreage is a hobbyist's dream, featuring raised garden beds bursting with strawberries, dedicated RV parking with hookups, and a massive 24x36-foot detached shop with a loft. Ample additional parking too. This property is a rare find, combining single-level convenience with unparalleled outdoor freedom.

37914 34th Avenue S, Roy

Listing courtesy of Best Choice Realty LLC.

$1,175,000
5 Beds ⋅ 4 Baths ⋅ 2559250 MLS ⋅ ACTIVE Status
Come experience this exceptional farm, where thoughtfully designed infrastructure and peaceful country living come together. The level, dry, and highly usable acreage is cross fenced into 8 pastures, offering an ideal setup for livestock, rotational grazing, horseback riding, or recreational use. Inside, the farm style home features fresh interior paint, new carpet, quartz countertops, & inviting indoor-outdoor living spaces. The finished basement, w/ a separate entrance, features a full kitchen, 1 bed, 1 bath, living area, and laundry hookup providing an excellent opportunity for multi-generational living. Adding to the property's unique appeal is the established Tranquility Flower Farm, where vibrant blooms, a roadside flower stand, & 15 raised flower beds have become a beloved part of the community. The property's extensive infrastructure provides exceptional flexibility. Two large barns with power and water, multiple outbuildings, greenhouses, a chicken coop, and a climate-controlled brick building offer abundant space for equipment storage, workshops, horse facilities, or creative pursuits. Imagine starting your morning w/ coffee on the covered patio overlooking the front garden, then unwinding in the gazebo while horses and cattle graze nearby, dragonflies drift across the fields, and sunsets bring the day to a close. Whether you're envisioning a productive homestead, an equestrian retreat, a multi-gen property, or simply a place with room to grow, this is it!

816 304th Street S, Roy

Listing courtesy of Timber Real Estate.

$700,000
3 Beds ⋅ 2 Baths ⋅ 2550576 MLS ⋅ ACTIVE Status
Welcome to Sunset Acres: a premier gated community between Graham and Yelm, WA. This exceptional single-story rambler sits on 5 private acres under a stunning, mature Pacific Northwest tree canopy. It offers the perfect blend of secluded country living and easy convenience to both neighboring cities. Key Features: Move-In Ready: Features a fresh roof installed within the last two years and a crisp, newly painted interior. Spacious Layout: The open floor plan includes 3 ample bedrooms, a dedicated home office, and a fluid living space designed for seamless entertaining. True Privacy: Single-story living designed for absolute peace and quiet, providing a natural buffer between you and your neighbors. Embrace the Homestead Lifestyle: With 5 full acres at your disposal, you finally have the room to stretch out. There is plenty of usable space to build a pasture for goats or set up a hobby farm. More importantly, it offers the ultimate backyard playground to finally get that dog you've been wanting—providing tons of space for a true friend who will love you no matter what. Whether you are commuting to nearby centers or working from your private home office, this property is a rare sanctuary. Escape the suburban crowd, enjoy the security of a gated neighborhood, and come home to the peace, quiet, and space you deserve.

33110 27th Avenue E, Roy

Listing courtesy of Keller Williams Realty.

$650,000
4 Beds ⋅ 2 Baths ⋅ 2557323 MLS ⋅ ACTIVE Status
Welcome to your private Northwest retreat! Situated on over an acre of beautifully landscaped grounds, this exceptional 1,919 sq. ft. home offers the perfect blend of comfort, privacy, and outdoor living. Featuring 4 bedrooms and 2 bathrooms, the open-concept floor plan is designed for both everyday living and entertaining. The spacious kitchen is the heart of the home, showcasing granite countertops, stainless steel appliances, a breakfast bar, and a large pantry. The inviting primary suite offers a spa-like escape with a walk-in closet and luxurious 5-piece ensuite complete with a soaking tub. Step outside and discover a true backyard paradise. Enjoy year-round entertaining with a covered outdoor kitchen, expansive patio, hot tub, wood-burning fire pit, and fenced garden space. The stunning illuminated rockery waterfall creates a peaceful ambiance, while mature landscaping provides exceptional privacy and a serene park-like setting. Additional features include central air conditioning, RV parking with hookups, irrigation and sprinkler system, ample parking, and plenty of space for outdoor recreation, gardening, and gatherings. This move-in-ready property offers the lifestyle buyers are searching for—private acreage, modern amenities, outdoor entertaining spaces, and room to relax and unwind. Experience the perfect balance of country tranquility and everyday convenience in this one-of-a-kind property.

7805 300th Street Ct S, Roy

Listing courtesy of eXp Realty.

$490,000
3 Beds ⋅ 2 Baths ⋅ 2553066 MLS ⋅ ACTIVE Status
This 3-bedroom, 2-bathroom home on 5 acres offers peaceful country living with beautiful mountain views. Updated flooring in the main living areas, kitchen and bathrooms, provide a great starting point while leaving room to make it your own. The newer efficient heat pump keeps you comfortable year-round with air conditioning for hot summer days and warmth in the winter. Relax on the spacious patio, listen to the birds, and enjoy the view. The home sits more than 600 feet off the road with approximately 400 feet of wooded buffer for added privacy. Horn Creek meanders through the property, creating a welcoming drive home. The detached shop and additional outbuildings offer plenty of storage and workspace. Approximately 1.5 acres of fenced land are ready for livestock, recreation, or open space. With a large yard, peaceful setting, and endless possibilities, this property is ready for its next owner. Schedule your showing today and come see everything it has to offer.

2514 State Route 702 E, Roy

Listing courtesy of RE/MAX Exclusive.

$875,000
3 Beds ⋅ 4 Baths ⋅ 2553687 MLS ⋅ ACTIVE Status
Escape the noise in your own private sanctuary. Tucked away down a quiet drive on 5 acres of mature forest, this secluded property offers a peaceful retreat. Boasting over 3,442 sq ft of finished living space, fresh exterior paint, and a brand new roof with a transferable warranty, this home is entirely move-in ready. Inside, an open floor plan features rich hardwood floors, recessed lighting, and ample kitchen storage. Large, new windows frame views of the surrounding trees, creating a treehouse like feel throughout, especially in the living room and primary suite. The main floor hosts three bedrooms and three bathrooms: the primary suite with a full en-suite, a second full guest bath, and a convenient 3/4 bath off the attached two car garage near main floor laundry. Downstairs offers incredible versatility with its own separate entrance. A fully finished 824 sq ft rec room provides space for hobbies, while an adjacent 840 sq ft partially finished area includes a workshop, 3/4 bath, and second laundry setup, ideal for multi family living. Outside, explore timbered acreage, relax on the covered porch, or use the deeded easement for private river access. Enjoy total privacy, updated features, and peaceful country living with easy access to JBLM without relying on the I-5 for your commute. Don't miss it!

5716 Gahs Road S, Roy

Listing courtesy of John L. Scott CNT.

$455,000
3 Beds ⋅ 2 Baths ⋅ 2550667 MLS ⋅ ACTIVE Status
Enjoy the best of South Pierce County living in this well cared for rambler offering a rare blend of space, convenience, & rural charm. The thoughtfully designed kitchen features updated shaker style cabinets, granite countertops, full tile backsplash, undermount sink, stainless steel appliances, & a view of the backyard. A versatile flex room provides excellent options for additional living space, media room, bonus room, home office, or guest quarters. Spacious primary bedroom includes a walk-in closet & private bath. Efficient ductless heat pump mini-splits provide year round heating/cooling while helping reduce utility costs. Relax under the expansive covered patio, enjoy the sunshine from the deck, or take in the peaceful setting from the flat, nearly half acres lot tucked away on a quiet cul-de-sac. Property also features organic blueberries, pears, & apples from your own fruit trees. Major updates have already been completed for added peace of mind, including newer roof, windows, fencing, & water heater. Included shed for extra storage. Ideally located near JBLM, Spanaway, Graham, Yelm, Lakewood, & Tacoma, this home offers a quiet rural feel while maintaining convenient access to major employment centers, shopping, services, and regional amenities. Nearby outdoor recreation includes Spanaway Park with lake access, walking trails, playgrounds, sports courts, picnic areas, and seasonal water activities. Move-in ready and full of value, schedule your private showing today.

29428 85th Avenue Ct S, Roy

Listing courtesy of eXp Realty.

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