Roy Homes with FHA Terms

Roy Homes with FHA Terms

Welcome to Roy, a charming city located in Pierce County, Washington, in the beautiful United States. Roy offers a peaceful and idyllic setting, making it an ideal place to call home. With its close-knit community and stunning natural surroundings, it's no wonder that Roy is a sought-after destination for those looking to settle down.

Roy is situated in Pierce County, which is known for its diverse landscapes, ranging from lush forests to breathtaking mountains. This region is a haven for outdoor enthusiasts, offering plenty of opportunities for hiking, biking, and exploring the great outdoors. The county also boasts excellent schools, a thriving economy, and a rich cultural scene, ensuring that residents have access to a wide range of amenities and opportunities.

If you're in the market for a new home in Roy, you'll be pleased to know that there are homes available with FHA terms. FHA loans are backed by the Federal Housing Administration and are designed to make homeownership more accessible for individuals and families. With FHA terms, you can enjoy lower down payments, competitive interest rates, and flexible eligibility criteria.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Roy has a variety of homes for you to choose from. From cozy single-family houses to spacious townhomes, there's something to suit every taste and budget.

Don't miss out on the opportunity to make Roy your home. Contact a local real estate agent today to explore the available options and start your journey towards homeownership in this wonderful city.

Newest Roy Homes with FHA Terms

$1,998,000
3 Beds ⋅ 3 Baths ⋅ 2568076 MLS ⋅ ACTIVE Status
Welcome to an almost twelve-acre estate with Mt. Rainier views, offering nearly 4,700 square feet of living space across two distinct custom, quality homes and a standalone studio, a brand new 1,808sf RV garage/shop, an almost 1,000sf attached garage, a barn, and more, all behind an impressive electronic gate. Built for every stage of life, the 3-bedroom, 2.5-bath main residence dazzles with vaulted ceilings, tons of natural light, a chef's kitchen built for gourmet cooking, and a primary suite with a huge walk-in closet and spa-style ensuite bath, all just nine years young. A newly remodeled, gorgeous 2-bedroom, 2-bath second home, complete with its own address, driveway, laundry room, and large open living space, opens the door to multigenerational living or real rental income. Just steps away, a studio offers flexible space for a home office or creative space. Horse lovers and hobbyists will find a working barn and fenced pasture ready for livestock and projects alike. Outside, the grounds unfold into a private retreat of their own: a fountain-anchored circular drive, arbors, a gazebo, and endless sitting areas. Just 15 minutes from JBLM's East Gate, Tanwax and Clear Lakes, and easy access to Tacoma and Olympia. Properties with this combination of acreage, location, shop/garage space, and living space rarely come to market. Picture your morning coffee on the patio, watching horses graze in the pasture. Browse the photos to explore it all, and be sure to watch the video.

2315 304th Street E, Roy

Listing courtesy of Renaissance Real Estate LLC.

$615,000
5 Beds ⋅ 2 Baths ⋅ 2571771 MLS ⋅ ACTIVE Status
Escape to your own private retreat with this spacious 1-story home featuring a finished basement and 5 flat, usable acres at the end of a private street. With 5 bedrooms—2 upstairs and 3 downstairs—there’s plenty of room for everyone, plus space for guests, hobbies, or a home office. The inviting kitchen offers an abundance of counter space and cabinetry, while the main-level living room features a cozy pellet stove and ceiling fan. Downstairs, the large family room—offers even more living space and a wood stove for chilly evenings. Step outside and enjoy two decks, a patio, pasture, apple trees and blueberry bushes, and plenty of room to garden, play, raise animals, or simply enjoy the peaceful surroundings. The property also includes a barn with electricity and additional outbuildings and three separate fields for rotational grazing or separation of livestock, offering endless possibilities for storage, hobbies, projects, or your country-living dreams. If you’ve been looking for space, privacy, usable acreage, and room to spread out, this one deserves a look!

34618 50th Avenue S, Roy

Listing courtesy of Terrafin.

$625,000
3 Beds ⋅ 2 Baths ⋅ 2570165 MLS ⋅ ACTIVE Status
Your dream property awaits! Nearly 5 acres of beautifully usable land create the perfect backdrop for the lifestyle, hobbies, and outdoor oasis you’ve always wanted. This meticulously maintained one owner rambler offers the space, privacy, and flexibility to create the lifestyle you’ve been dreaming of. The beautifully landscaped, flat and usable acreage is ready to become your ultimate outdoor oasis, whether you envision gardens, entertaining spaces, a hobby farm, room for recreation, or simply a place to spread out and enjoy the outdoors. Inside, this thoughtfully cared-for 3-bedroom, 2-bath home offers comfortable single level living with the opportunity to make it your forever home. Outside is where this property truly shines, with an attached 2-car garage PLUS an oversized detached 2-car garage/shop and additional outdoor storage sheds. There is no shortage of room for vehicles, toys, tools, hobbies, projects, and all the extras that come with country living. Imagine summer gatherings on the property, creating your dream garden, tinkering in the shop, or watching your vision for the acreage come to life. With nearly 5 acres of usable land and a home that has been lovingly maintained by its original owner, this is more than a place to live, it’s an opportunity to create the space you’ve always wanted. Seller offering a $3000 carpet credit! Come see the possibilities!

35016 50th Avenue S, Roy

Listing courtesy of Redfin.

$515,000
3 Beds ⋅ 3 Baths ⋅ 2570735 MLS ⋅ ACTIVE Status
Experience waterfront lifestyle at this stunning home on the tranquil shores of Lake Serene. Imagine starting your days with coffee on your expansive wrap-around deck or heading down to the water for a morning swim or fishing right from your own backyard.Inside, the home features a light-filled, open-concept layout that is perfect for entertaining. The kitchen is a true standout, boasting ample cabinetry, updated appliances, and a beautiful tile backsplash, all flowing seamlessly into the living spaces. A convenient half-bath is located on the main floor for guests.Upstairs, you’ll find a spacious primary suite designed as a peaceful retreat, complete with an attached full bath and a walk-in closet. Two additional bedrooms offer captivating lake vistas. Outside, the fully fenced yard provides a private oasis. Ideally situated just minutes from JBLM, top-rated schools, and the heart of downtown, this home perfectly balances peaceful lakefront living with everyday convenience

31512 61st Avenue S, Roy

Listing courtesy of Keller Williams West Sound.

$624,950
4 Beds ⋅ 2 Baths ⋅ 2569669 MLS ⋅ ACTIVE Status
Discover the space, privacy, and versatility of this 2.4-acre property in Roy! Fully fenced and surrounded by a peaceful country setting ready to call home! This spacious 5 bedroom home greets you when you walk in with vaulted ceilings and large windows letting in an abundance of light! Open concept kitchen features stainless appliances, island, and walk-in pantry! The dining room opens up to the back deck for easy access BBQ and more! The primary suite has private deck access through french doors, a walk-in closet, and updated 5-piece bath! Lots of space for everyone with 4 other great size bedrooms! Pellet stove to keep you toasty and AC to keep you cool! Enjoy outdoor living from the expansive deck overlooking the huge property! An unfinished detached 384 SF studio has potential w/ a kitchenette and bath that could be flexible space for guests, office, or rental use! Multiple outbuildings add storage and room for animals, hobbies, or projects. An ideal setup for multi-generational living, homesteading, or added income potential!

6807 345th Street S, Roy

Listing courtesy of Theory Real Estate.

$850,000
5 Beds ⋅ 3 Baths ⋅ 2567940 MLS ⋅ ACTIVE Status
Dirt was bought. A house was built. Roots were planted. One owner. A lifetime of love. Now, it’s ready for someone new to call it home. A house that feels like "coming home" with room to roam & front porch views. Lovingly maintained by its original owners. This spacious 2,776 SF home offers 5 bdrms + large family room/bonus room. From country charm to stunning vintage copper light fixtures & updated bathroom vanities, this home is full of details that make it feel special. A spacious kitchen w/ the perfect sink window overlooking views you’ll never get tired of & a large breakfast nook to gather. A mudroom off the garage is the perfect landing spot for muddy boots, paws & all the gear that comes w/ country living. At the end of the day, enjoy stepping inside to forced AC & unwinding in the oversized main-level primary bdrm w/ 5-pc ensuite & walk in closet. Set on an increasingly hard-to-find 17 level acres, there’s plenty of room for animals, gardening, recreation & simply enjoying the outdoors. A powered barn, powered 14x30 shop, rv hookup, chicken coop & established fruit trees (over 17) including apple & pear are ready for your homesteading dreams. 360 views to enjoy beautiful sunrises & sunsets and the feeling of country living without sacrificing convenience. Located near groceries, Hwy 507 & JBLM, you’ll have room to breathe while staying connected to everything you need. 2021 roof. new well pump 12/2023. septic asbuilt 4bed. check out the virtual tour video!

35401 S 40th Avenue, Roy

Listing courtesy of eXp Realty.

$519,000
3 Beds ⋅ 2 Baths ⋅ 2562421 MLS ⋅ ACTIVE Status
Quality meets comfort in this beautifully updated rambler in desirable River View Estates! Set on a spacious 0.41-acre lot, this 3-bedroom, 2-bath home features an open-concept layout with vaulted ceilings and a fully remodeled kitchen. The generous primary suite offers flexible bonus space ideal for a home office, nursery, or oversized walk-in closet, plus plumbing for a second washer/dryer. Stay comfortable year-round with a brand-new $15,000 A/C unit. Outside, enjoy a fully fenced backyard with a brand-new deck and gazebo and RV parking. Community river park access and a convenient location near JBLM, Yelm, and McKenna complete this move-in-ready property!

8408 356th Street S, Roy

Listing courtesy of Dove Realty, Inc..

$445,000
3 Beds ⋅ 2 Baths ⋅ 2564791 MLS ⋅ ACTIVE Status
Charming 3-bedroom, 2-bath rambler on a spacious .33-acre lot in Roy! Featuring 1,620 square feet, a detached garage, fully fenced backyard, and covered deck perfect for year-round entertaining. New roof and flooring to be installed prior to closing. Enjoy the freedom of no HOA and the peaceful setting while remaining close to local amenities.

29710 68 Avenue S, Roy

Listing courtesy of John L. Scott Orting.

$899,000
4 Beds ⋅ 4 Baths ⋅ 2564277 MLS ⋅ ACTIVE Status
Trade in the noise for the space, privacy & freedom real Pacific Northwest living has always asked for. Set on a fully-fenced acre within the gated community of Lacamas Valley Estates, this custom home blends peaceful privacy w/ a community featuring scenic trails, neighborhood parks & breathtaking Mt Rainier views. Inside, hand-scraped hardwoods, soaring 10' ceilings, granite counters, custom cabinetry, stainless appliances & an impressive walk-in pantry set the stage. Entertaining flows seamlessly from the kitchen into the living room & out the slider to the back patio. Imagine summertime BBQs, pool parties, games on the sport court, gardening, or soaking in the hot tub at day’s end before roasting smores around the fire & gazing at all those stars. Two primary suites—1 on the main + vaulted upstairs retreat w/ luxurious 5-piece ensuite—offer flexibility for guests or multi-gen living, while 4 beds, 2 extra rooms, office, bonus room & multiple living areas provide room for all. The Detached shop w/ 200amp service, 3-car garage & gated RV parking offer space for projects, hobbies & all the toys that come w/ Pacific Northwest adventures. Stay comfortable year-round w/ a heat pump in the summer & propane fireplace for cozy winter evenings. Within 15 min of Roy, Yelm, Spanaway & JBLM's East Gate, you'll enjoy elevated rural living without giving up convenient I-5 access to the Tacoma, Olympia & Seattle metros, & all the adventures the Pacific Northwest invites you to discover.

29010 27th Avenue S, Roy

Listing courtesy of Timber Real Estate.

$795,000
3 Beds ⋅ 3 Baths ⋅ 2553362 MLS ⋅ ACTIVE Status
Rarely does an opportunity arise to own waterfront property on Hart Lake, Whether you're searching for a full-time residence, a vacation retreat, or an investment property, the possibilities are endless. This exceptional waterfront chalet-style log home is the epitome of Pacific Northwest living with sweeping 180 degree mountain water & views. Impeccably maintained, it features a spacious primary loft with an en-suite bath overlooking the great room below. The main level offers soaring vaulted ceilings, breathtaking lake views, and an expansive entertainment deck that creates the feeling of a private lakeside resort. The fully finished lower level includes a second kitchen, bedroom, full bath, and private entrance, making it ideal for guests or multi-generational living. Step outside to a nicley landscaped backyard complete with a propane BBQ, fire pit, and direct access to your private dock—perfect for boating, kayaking or simply relaxing on the water. Additional features include an attached one-car garage for your lake toys, a detached 10' x 12' storage shed, and a public boat launch just around the corner. Located in the heart of Western Washington's outdoor recreation, only 30 minutes from Tacoma you'll enjoy easy access to endless opportunities to explore. Whether you're seeking a peaceful retreat, an income-producing rental, or an inspiring home surrounded by nature, this extraordinary property delivers a lifestyle few will ever have the chance to own.

39716 24th Avenue Ct S, Roy

Listing courtesy of Keller Williams Rty Tacoma.

$689,999
3 Beds ⋅ 2 Baths ⋅ 2561082 MLS ⋅ ACTIVE Status
Ready to call this beautiful property home? This wonderfully maintained 3-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and country living. Inside, you'll find both a spacious living room with pellet stove and a separate family room, providing plenty of space to relax or entertain. The dining area flows seamlessly into the kitchen, creating an inviting space for everyday living and hosting. Step outside to enjoy the stunning back deck, where you can take in a peek-a-boo view of Mt. Rainier while enjoying your morning coffee or evening sunsets. The outdoor amenities continue with a sports court, charming gazebo, multiple outbuildings, and a large shop that offers endless possibilities for hobbies, storage, or projects. Complete with Air compressor system and furnace, perfect for working on those chilly days. The fully fenced property features gated access, level pasture, and ample room for animals, gardening, recreation, or simply enjoying the open space. An additional parcel is included with the property, presenting exciting opportunities for an accessory dwelling unit (ADU), future expansion, or other building possibilities (buyer to verify). Whether you're looking for a peaceful retreat, a hobby farm, or a property with room to grow, this home offers exceptional versatility and incredible outdoor features. Don't miss your chance to experience everything this one-of-a-kind property has to offer!

28707 26th Avenue E, Roy

Listing courtesy of Better Properties Hometown.

$799,950
3 Beds ⋅ 2 Baths ⋅ 2557602 MLS ⋅ ACTIVE Status
Whitewater Estates Big Rambler and Separate ADU Situated on Parklike Setting! Over 2.5 Acres on Extremely Private (you will not know you have a neighbor) Flat, Fully Fenced and Forested Setting. One Story Home Boasts 2,200 Sq Ft with 3 Bedrooms + Den/Office (could be 4th Bedroom) 2 Full Bathrooms, Hardwood Floors and Vaulted Ceilings with Skylights. New Roof and Quartz Counter Tops. Newer Bosch Furnace and Heat Pump with Full Air Conditioning! This Property also has a Fully Autonomous and Separate ADU (Accessory Dwelling Unit) / Living Area with Full Kitchen, Three Quarter Bathroom with Shower and Loft(See Photos). Great For Multi-Generational or Extended Living. Home and Grounds Meticulously Maintained by ORIGINAL OWNERS. (Most people tend to not move out of Whitewater). All of this in the Great, Gated Community of Whitewater Estates. Community Access to The Nisqually River (Fishing, Rafting, Swimming), Parks and Numerous Horse Riding Trails. Tons of Parking For RV's Or Toys. Bring your Horses. Close to JBLM and Downtown Yelm.

9821 344th Street S, Roy

Listing courtesy of Crescent Realty powered by KW.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.