Roy Homes with VA Loan Terms

Roy Homes with VA Loan Terms

Welcome to Roy, a charming city located in Pierce County, Washington, in the United States. Known for its picturesque landscapes and close-knit community, Roy offers a peaceful and idyllic setting for those looking to settle down.

With its convenient location in Pierce County, residents of Roy enjoy easy access to a wide range of amenities and attractions. The city is surrounded by natural beauty, with stunning views of Mount Rainier and nearby lakes and forests. Outdoor enthusiasts will find plenty of opportunities for hiking, fishing, and camping in the area.

If you're a veteran or active-duty military personnel looking to purchase a home in Roy, you'll be pleased to know that there are homes available with VA loan terms. VA loans are a great option for those who have served in the military, offering competitive interest rates and flexible terms. These loans make it easier for veterans to become homeowners and provide an excellent opportunity to invest in the Roy community.

Whether you're looking for a cozy cottage or a spacious family home, Roy has a variety of housing options to suit your needs. From traditional single-family houses to modern townhomes, you'll find a range of styles and sizes to choose from.

With its small-town charm and access to nature, Roy is a wonderful place to call home. If you're considering a move to the area, be sure to explore the homes available with VA loan terms and discover all that this beautiful city has to offer.

Newest Roy Homes with VA Loan Terms

$850,000
5 Beds ⋅ 3 Baths ⋅ 2567940 MLS ⋅ ACTIVE Status
Dirt was bought. A house was built. Roots were planted. One owner. A lifetime of love. Now, it’s ready for someone new to call it home. A house that feels like "coming home" with room to roam & front porch views. Lovingly maintained by its original owners. This spacious 2,776 SF home offers 5 bdrms + large family room/bonus room. From country charm to stunning vintage copper light fixtures & updated bathroom vanities, this home is full of details that make it feel special. A spacious kitchen w/ the perfect sink window overlooking views you’ll never get tired of & a large breakfast nook to gather. A mudroom off the garage is the perfect landing spot for muddy boots, paws & all the gear that comes w/ country living. At the end of the day, enjoy stepping inside to forced AC & unwinding in the oversized main-level primary bdrm w/ 5-pc ensuite & walk in closet. Set on an increasingly hard-to-find 17 level acres, there’s plenty of room for animals, gardening, recreation & simply enjoying the outdoors. A powered barn, powered 14x30 shop, rv hookup, chicken coop & established fruit trees (over 17) including apple & pear are ready for your homesteading dreams. 360 views to enjoy beautiful sunrises & sunsets and the feeling of country living without sacrificing convenience. Located near groceries, Hwy 507 & JBLM, you’ll have room to breathe while staying connected to everything you need. 2021 roof. new well pump 12/2023. check out the virtual tour video!

35401 S 40th Avenue, Roy

Listing courtesy of eXp Realty.

$529,900
3 Beds ⋅ 2 Baths ⋅ 2562421 MLS ⋅ ACTIVE Status
Quality meets comfort in this beautifully updated rambler located in desirable River View Estates. Set on a spacious 0.41-acre lot, this 3-bedroom, 2-bath home features an open-concept layout with vaulted ceilings, a fully remodeled kitchen, new flooring, and fresh interior paint. The generous primary suite offers flexible bonus space ideal for a home office, nursery, or oversized walk-in closet and is already plumbed for a second washer/dryer. Stay comfortable year-round with a heat pump and A/C. Outside, enjoy a full fully fenced backyard with a spacious entertainment deck, covered gazebo, raised garden beds, storage shed, and RV parking. Community river park access and a convenient location near JBLM, Yelm, and McKenna complete this move-in ready property.

8408 356th Street S, Roy

Listing courtesy of Dove Realty, Inc..

$445,000
3 Beds ⋅ 2 Baths ⋅ 2564791 MLS ⋅ ACTIVE Status
Charming 3-bedroom, 2-bath rambler on a spacious .33-acre lot in Roy! Featuring 1,620 square feet, a detached garage, fully fenced backyard, and covered deck perfect for year-round entertaining. New roof and flooring to be installed prior to closing. Enjoy the freedom of no HOA and the peaceful setting while remaining close to local amenities.

29710 68 Avenue S, Roy

Listing courtesy of John L. Scott Orting.

$899,000
4 Beds ⋅ 4 Baths ⋅ 2564277 MLS ⋅ ACTIVE Status
Trade in the noise for the space, privacy & freedom real Pacific Northwest living has always asked for. Set on a fully-fenced acre within the gated community of Lacamas Valley Estates, this custom home blends peaceful privacy w/ a community featuring scenic trails, neighborhood parks & breathtaking Mt Rainier views. Inside, hand-scraped hardwoods, soaring 10' ceilings, granite counters, custom cabinetry, stainless appliances & an impressive walk-in pantry set the stage. Entertaining flows seamlessly from the kitchen into the living room & out the slider to the back patio. Imagine summertime BBQs, pool parties, games on the sport court, gardening, or soaking in the hot tub at day’s end before roasting smores around the fire & gazing at all those stars. Two primary suites—1 on the main + vaulted upstairs retreat w/ luxurious 5-piece ensuite—offer flexibility for guests or multi-gen living, while 4 beds, 2 extra rooms, office, bonus room & multiple living areas provide room for all. The Detached shop w/ 200amp service, 3-car garage & gated RV parking offer space for projects, hobbies & all the toys that come w/ Pacific Northwest adventures. Stay comfortable year-round w/ a heat pump in the summer & propane fireplace for cozy winter evenings. Within 15 min of Roy, Yelm, Spanaway & JBLM's East Gate, you'll enjoy elevated rural living without giving up convenient I-5 access to the Tacoma, Olympia & Seattle metros, & all the adventures the Pacific Northwest invites you to discover.

29010 27th Avenue S, Roy

Listing courtesy of Timber Real Estate.

$848,000
3 Beds ⋅ 3 Baths ⋅ 2553362 MLS ⋅ ACTIVE Status
Rarely does an opportunity arise to own waterfront property on Hart Lake, Whether you're searching for a full-time residence, a vacation retreat, or an investment property, the possibilities are endless. This exceptional waterfront chalet-style log home is the epitome of Pacific Northwest living with sweeping 180 degree mountain water & views. Impeccably maintained, it features a spacious primary loft with an en-suite bath overlooking the great room below. The main level offers soaring vaulted ceilings, breathtaking lake views, and an expansive entertainment deck that creates the feeling of a private lakeside resort. The fully finished lower level includes a second kitchen, bedroom, full bath, and private entrance, making it ideal for guests or multi-generational living. Step outside to a nicley landscaped backyard complete with a propane BBQ, fire pit, and direct access to your private dock—perfect for boating, kayaking or simply relaxing on the water. Additional features include an attached one-car garage for your lake toys, a detached 10' x 12' storage shed, and a public boat launch just around the corner. Located in the heart of Western Washington's outdoor recreation, only 30 minutes from Tacoma you'll enjoy easy access to endless opportunities to explore. Whether you're seeking a peaceful retreat, an income-producing rental, or an inspiring home surrounded by nature, this extraordinary property delivers a lifestyle few will ever have the chance to own.

39716 24th Avenue Ct S, Roy

Listing courtesy of Keller Williams Rty Tacoma.

$699,900
3 Beds ⋅ 2 Baths ⋅ 2561082 MLS ⋅ ACTIVE Status
Ready to call this beautiful property home? This wonderfully maintained 3-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and country living. Inside, you'll find both a spacious living room with pellet stove and a separate family room, providing plenty of space to relax or entertain. The dining area flows seamlessly into the kitchen, creating an inviting space for everyday living and hosting. Step outside to enjoy the stunning back deck, where you can take in a peek-a-boo view of Mt. Rainier while enjoying your morning coffee or evening sunsets. The outdoor amenities continue with a sports court, charming gazebo, multiple outbuildings, and a large shop that offers endless possibilities for hobbies, storage, or projects. Complete with Air compressor system and furnace, perfect for working on those chilly days. The fully fenced property features gated access, level pasture, and ample room for animals, gardening, recreation, or simply enjoying the open space. An additional parcel is included with the property, presenting exciting opportunities for an accessory dwelling unit (ADU), future expansion, or other building possibilities (buyer to verify). Whether you're looking for a peaceful retreat, a hobby farm, or a property with room to grow, this home offers exceptional versatility and incredible outdoor features. Don't miss your chance to experience everything this one-of-a-kind property has to offer!

28707 26th Avenue E, Roy

Listing courtesy of Better Properties Hometown.

$799,950
3 Beds ⋅ 2 Baths ⋅ 2557602 MLS ⋅ ACTIVE Status
Whitewater Estates Big Rambler and Separate ADU Situated on Parklike Setting! Over 2.5 Acres on Extremely Private (you will not know you have a neighbor) Flat, Fully Fenced and Forested Setting. One Story Home Boasts 2,200 Sq Ft with 3 Bedrooms + Den/Office (could be 4th Bedroom) 2 Full Bathrooms, Hardwood Floors and Vaulted Ceilings with Skylights. New Roof and Quartz Counter Tops. Newer Bosch Furnace and Heat Pump with Full Air Conditioning! This Property also has a Fully Autonomous and Separate ADU (Accessory Dwelling Unit) / Living Area with Full Kitchen, Three Quarter Bathroom with Shower and Loft(See Photos). Great For Multi-Generational or Extended Living. Home and Grounds Meticulously Maintained by ORIGINAL OWNERS. (Most people tend to not move out of Whitewater). All of this in the Great, Gated Community of Whitewater Estates. Community Access to The Nisqually River (Fishing, Rafting, Swimming), Parks and Numerous Horse Riding Trails. Tons of Parking For RV's Or Toys. Bring your Horses. Close to JBLM and Downtown Yelm.

9821 344th Street S, Roy

Listing courtesy of Crescent Realty powered by KW.

$979,000
4 Beds ⋅ 3 Baths ⋅ 2563132 MLS ⋅ ACTIVE Status
Discover refined country living in Whitewater Estates, a coveted gated equestrian community. Set on nearly two professionally landscaped acres, this beautifully updated 4-bedroom, 2.5-bath residence offers more than 4,000 square feet of light-filled, open-concept living. The desirable split-bedroom floor plan places the expansive primary suite in a private wing, complete with fireplace, built-in bookshelves, walk-in closets and private entrance opening to a separated patio deck. The chef's kitchen features granite countertops, stainless steel appliances, a generous pantry, and seamless flow into the spacious living room with a wood-burning stove. An expansive bonus room above the oversized three-car garage provides flexible space for an office, media room, gym, or guest retreat. Designed for year-round entertaining, the park-like grounds feature a massive patio, hot tub, separated large garden area and sprinkler system. 2 large outbuildings provide dedicated storage for firewood, lawn equipment, and irrigation components. A paver-lined horseshoe driveway with a fountain creates an impressive arrival, while a 2nd driveway offers ample parking with space for RV or toys and more. Community amenities include 8+ miles of riding and hiking trails, a 40+ acre park with an outdoor riding arena, wooded riverfront land, and Nisqually River beach access. Enjoy peaceful country living yet conveniently located near shopping, JBLM, Tacoma, and Olympia. Your Pacific Northwest oasis awaits!

9609 346th Street S, Roy

Listing courtesy of Real Broker LLC.

$575,000
3 Beds ⋅ 2 Baths ⋅ 2562306 MLS ⋅ ACTIVE Status
Rare find- this rambler set on a great cul-de-sac away from the hustle & bustle, yet still close to stores & access to main towns. This one-story home features an open layout w/vaulted ceilings, easy access to the spacious backyard, and set up as a "smart" home. Primary suite has updated shower and includes a walk-through closet. Good-sized bedrooms w/2 full baths. Hickory hardwood floors grace the family room and kitchen where you can stay comfortable w/the heat pump/A-C unit. Even the garage is equipped for cooling & heat plus extra lighting for your work in the shop. Plenty of room for RV Parking and toys as 12 ft gates open on both sides of the house to the backyard. Custom built gazebo is a main feature along with a fire pit, garden space, mature fruit trees and sheds to store tools. New roof just installed. Make this your new country home today!

914 288th Street Ct E, Roy

Listing courtesy of Keller Williams Realty PS.

$1,495,000
3 Beds ⋅ 3 Baths ⋅ 2561823 MLS ⋅ ACTIVE Status
Experience a rare riverfront equestrian retreat on 3.67 gated acres in Whitewater Estates, where the Nisqually River, mountain views, pastures, trails, and thoughtful luxury come together. This custom one-owner home overlooks the river and features 3 bedrooms, 2 Den/Offices, 2 1/2 baths, Living & Family rooms, two fireplaces, vaulted ceilings, skylights, wood-burning fireplaces, a remodeled kitchen with granite counters, expansive deck, and a main-floor primary suite with spa bath, heated floors, walk-in shower, custom cabinetry, and motion lighting. Upgrades include Graber blinds, heat pump/AC, HardiPlank siding, metal roof, custom closet organizers, monitored security, private well, professional landscaping with irrigation and greenhouse. 4 large garages = 3 car offers a heated insulated shop, loft storage, and built-in cabinetry, plus separate 1-car with two fully insulated heated workshops. The 2.127-acre barn parcel invites endless possibility with fenced dog kennel, dog field, lush fenced and cross-fenced pasture, concrete compost area, 36x36 horse barn with two 10’ overhangs = one for horses, 1 for trailer parking, 1 covered tractor/implement parking and mower shed. Ride your horses without trailering on dedicated trails and arena. Whitewater Estates offers gated entry, riding trails, community arena, parks, river access, and 50-acre greenbelt. A truly exceptional riverfront equestrian property near JBLM and Yelm. Gated. Access and view with your agent.

34328 102nd Avenue S, Roy

Listing courtesy of Windermere Prof Partners.

$595,000
3 Beds ⋅ 3 Baths ⋅ 2560762 MLS ⋅ ACTIVE Status
Just what you are looking for! Situated on a generously sized lot, this well-cared-for 2,305 sq. ft. home is exceptional. Spacious primary suite with 5-piece bath. Newer appliances, updated pantry & travertine tile flooring in kitchen. Landing for top floor-hallway has a customized storage space with sitting nook. Exterior paint completed 2025, interior paint completed 2024. Roof less than 5 years of age. Plank flooring throughout with the exception of carpet in bedrooms. Bottom floor spares no expense for a home office or flex space! Two car garage, RV parking, storage shed in backyard, deck is ready for entertaining & relaxing! Fruit trees bearing plums, cherries, Asian pears & 7 gooseberry bushes! Conveniently located 10 mins from East Gate – JBLM, easy access to local schools and shopping. Don't miss this move-in ready opportunity!

820 289th Street E, Roy

Listing courtesy of Better Properties UP/Fircrest.

$789,000
3 Beds ⋅ 3 Baths ⋅ 2560836 MLS ⋅ ACTIVE Status
Discover the perfect blend of peaceful country living and modern convenience on this beautifully updated 5+ acre estate in Roy! Located on a quiet paved dead-end road with an easy commute to JBLM, this fully fenced and cross-fenced property is ideal for horse enthusiasts, hobby farmers, gardeners, or anyone seeking space and privacy. An automatic gated entry welcomes you home to a spacious 2,264 sq. ft. rambler featuring 3 bedrooms, 2.25 baths, vaulted ceilings, an open-concept design, and an impressive 400 sq. ft. great room addition filled with natural light and scenic territorial views. The oversized kitchen offers abundant cabinetry, expansive prep space, and flows seamlessly into multiple living areas perfect for entertaining. The spacious primary suite features an updated bath and large walk-in closet, while efficient mini-split heating and A/C provide year-round comfort. Step outside to enjoy the custom covered patio with skylights overlooking your private acreage. The property includes a 3-stall barn, stable, outbuildings, RV parking, raised garden beds, mature cherry, apple, pear, almond, hazelnut and walnut trees, plus room for horses, livestock, equipment, or future shop space. Additional highlights include a newer roof on the home and storage shed, attached 2-car garage with workshop space, wired generator hookup, high-speed internet, and no HOA. Move-in ready and offering the country lifestyle you've been dreaming about—just minutes from everyday conveniences.

32916 14th Avenue S, Roy

Listing courtesy of Gateway Real Estate.

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