Mount Vernon Homes with FHA Terms

Mount Vernon Homes with FHA Terms

Welcome to Mount Vernon, a charming city nestled in Skagit County, Washington. Known for its scenic beauty, friendly community, and convenient location, Mount Vernon offers a wonderful place to call home.

Situated in the heart of the Pacific Northwest, Mount Vernon is surrounded by stunning natural landscapes, including the nearby Skagit River and the majestic Cascade Mountains. Residents can enjoy a variety of outdoor activities, such as hiking, fishing, and boating, making it an ideal place for nature enthusiasts.

Mount Vernon also boasts a rich history and vibrant culture. The city's downtown area is filled with charming shops, restaurants, and historical landmarks, showcasing the area's unique heritage. The annual Skagit Valley Tulip Festival attracts visitors from all over the world, showcasing the region's stunning spring blooms.

If you're looking to purchase a home in Mount Vernon, you'll be pleased to know that there are options available with FHA terms. FHA loans are backed by the Federal Housing Administration, making them an attractive choice for first-time homebuyers or those with less-than-perfect credit. These loans offer competitive interest rates and flexible qualification requirements, making homeownership more accessible.

Whether you're searching for a cozy bungalow or a spacious family home, Mount Vernon has a variety of housing options to suit your needs. From historic properties to modern developments, there is something for everyone in this vibrant city.

Come and experience the beauty and charm of Mount Vernon, where you can find your dream home with FHA terms. Contact a local real estate agent today to start your journey to homeownership in this picturesque city.

Newest Mount Vernon Homes with FHA Terms

$519,000
3 Beds ⋅ 2 Baths ⋅ 2574104 MLS ⋅ ACTIVE Status
Welcome to 248 Shantel Street, where timeless curb appeal meets thoughtfully designed single-level living. This beautifully maintained 3-bedroom, 2-bath rambler offers 1,520 sq ft and a wonderfully versatile floor plan featuring two distinct living areas and a refined den—ideal for a home office, formal sitting room or creative retreat. An inviting covered front porch sets the tone, while the fireplace brings warmth and character to the interior. The spacious primary suite offers a private escape with a soaking tub and separate shower. An attached two-car garage and mature landscaping complete the home, while its convenient Mount Vernon location places you near Skagit Valley Hospital, shopping, dining, downtown attractions and the seasonal Mount Vernon Farmers Market. Enjoy easy access to I-5, regional military installations—including Naval Air Station Whidbey Island and Naval Station Everett—and the natural beauty and recreation of the Pacific Northwest. From local farms and waterfront communities to the world-famous Skagit Valley tulip fields, this location captures the very best of Skagit Valley living. Comfortable, connected and effortlessly inviting—

248 Shantel Street, Mount Vernon

Listing courtesy of Keller Williams Western Realty.

$499,000
4 Beds ⋅ 2 Baths ⋅ 2574361 MLS ⋅ ACTIVE Status
Charming and move-in ready, this 4-bedroom, 2-bath home offers 1,374 square feet of comfortable living space in a convenient Mount Vernon location. The home features a practical single-level layout with a bright, welcoming feel and room to make it your own including a large mostly level lot. Ideal for buyers seeking an established neighborhood setting, this property combines classic residential appeal with easy access to local amenities, schools, shopping, hospital and commuter routes. Whether you’re looking for your first home, downsizing, or adding to your investment portfolio, this home offers a solid opportunity in a desirable area. Contact the city for potential addition of ADU. Tenant vacating at the end of September.

2000 E Highland Avenue, Mount Vernon

Listing courtesy of CENTURY 21 North Homes Realty.

$403,000
3 Beds ⋅ 2 Baths ⋅ 2573643 MLS ⋅ ACTIVE Status
Tucked on a corner lot, this 3 bedroom, 2 bath home offers a functional layout with spacious rooms and plenty of natural light throughout. The detached 2 car garage adds great flexibility, whether you need extra storage, a workshop, or space for hobbies and projects. Step outside to a fully fenced backyard with room for garden beds, plus a front deck made for morning coffee or evening unwinding. Bakerview Park is close by for playground time and sports fields, with everyday errands quick and close as well. Just off College Way, this location offers a direct route to I-5 for an easy commute.

1810 N 33rd Place, Mount Vernon

Listing courtesy of Windermere RE Whatcom, Inc..

$750,000
4 Beds ⋅ 3 Baths ⋅ 2572509 MLS ⋅ ACTIVE Status
Nestled on a spacious 3/4 acre corner lot in Mount Vernon’s desirable Thunderbird neighborhood with no HOA, this home offers classic charm and exceptional value.The light-filled, 2,715 sq ft layout features 4 bedrooms, 3 bathrooms, and fresh paint throughout. Upstairs includes new trim and updated flooring, while the finished daylight basement provides excellent extra living space with a wet bar. Enjoy two cozy fireplaces - one on each level - for those cold PNW evenings. Step outside onto the brand-new wrap-around cedar deck to take in peekaboo views of the Skagit Valley framed by professionally trimmed trees, all year 'round. Move-in ready with core updates already completed, there is still tons of potential for updates to make the home fully shine. Welcome home!

4012 Pueblo Heights, Mount Vernon

Listing courtesy of Keller Williams Western Realty.

$539,000
3 Beds ⋅ 2 Baths ⋅ 2568209 MLS ⋅ ACTIVE Status
Move-in ready Mount Vernon rambler - Minutes to I-5, shopping, dining, schools, and parks- Vaulted ceilings and abundant natural light fill the spacious living room, flowing into the dining area and well-appointed kitchen. A slider leads to the spacious rear patio and fully fenced yard, perfect for entertaining, Barbecuing, gardening, or relaxing. Recent updates: new roof, exterior paint, flooring, new baseboards, bathroom vanities, and fascia. The finished two-car garage comes with an EV charging station installed, plus a detached storage shed for the ultimate workshop setup. Ask about the LENDER-PAID 1-0 BUYDOWN—an interest rate 1% LOWER your first year!

100 S 28th Street, Mount Vernon

Listing courtesy of Keller Williams Eastside.

$2,270,000
4 Beds ⋅ 4 Baths ⋅ 2572930 MLS ⋅ ACTIVE Status
Experience luxury lakeside living in this stunning 3,600 sqft new construction home. Step through a grand oak pivot door into warm engineered hardwood flooring, floating staircase, soaring ceilings with oak accents, 4 bedrooms, including two primary suites-one conveniently located on the main level and another upstairs, and 3.25 spa-inspired bathrooms that showcase radiant heated floors, wall to wall tile, bidets, and towel warmers. Soaring 20ft ceilings and dramatic floor to ceiling windows perfectly frame views of Big Lake and Mount Baker. The designer kitchen is built to impress with top-of-the-line Thermador Appliances, an oversized island, and a stylish walk in pantry with a wet bar. The home is equipped with dual heating and cooling zones, one for each level. Step outside to a massive covered outdoor living space with built in heaters, and an outdoor kitchen perfectly positioned to capture the breath taking views of the lake and mountains, that can be enjoyed year round. Built with long-term durability and low-maintenance living in mind, the exterior and overall design prioritize both luxury and ease of ownership, with an eight zone irrigation system servicing the grounds. 2+ car garage and ample driveway parking.

18315 Majestic Ridge Lane, Mount Vernon

Listing courtesy of HomeSmart One Realty.

$649,000
5 Beds ⋅ 3 Baths ⋅ 2569923 MLS ⋅ ACTIVE Status
Welcome to this beautifully **fully remodeled 5-bedroom, 3-bathroom home** that perfectly blends comfort, functionality, and modern upgrades. From the moment you arrive, you'll notice the **fresh new paint** and updated finishes, including a **refreshed kitchen floor** that adds a clean, contemporary touch.Step outside to enjoy a **spacious, fully fenced backyard**—ideal for pets and outdoor entertaining. The yard features a **fruit tree** and an **extra storage shed**, offering both charm and practicality.Inside, the **flexible layout** provides ample space for **multi-generational living**. Whether you're looking for a **primary residence** or a **smart investment opportunity**, this home checks all the boxes.Additional highlights include an **EV charger in the garage** and a **friendly neighborhood** that makes this property even more desirable.? **Fully Remodeled & Move-In Ready**? **5 Bedrooms | 3 Bathrooms**? **Fully Fenced Backyard**? **Fruit Tree + Extra Storage Shed**? **EV Charger in Garage**? **Ideal for Multi-Generational Living**? **Great Investment Opportunity**Opportunities like this don't come around often—**don't miss your chance to own this exceptional home!**

2225 E Meadow Boulevard, Mount Vernon

Listing courtesy of Merrick Real Estate, LLC.

$520,000
3 Beds ⋅ 2 Baths ⋅ 2572368 MLS ⋅ ACTIVE Status
Imagine coming home to this comfortable, thoughtfully updated home with space that adapts to the way you live. This 3-bedroom, 1.5-bath home has already had many of the big-ticket updates completed, including a newer roof (2020), fresh exterior paint (2026), and updated kitchen and bathrooms. The kitchen features quartz countertops and updated cabinetry, while a generous 440 sq. ft. of bonus space offers flexibility for a home office, gym, hobby room, or guest quarters, and storage. Outside, the large, landscaped lot features mature trees, a covered gazebo, fenced backyard, dog run, and multiple outbuildings for tools, yard supplies, and hobbies.  There is even a space for RV parking!  Spend time in your own space and enjoy the mountain view.  There is an opportunity to assume the existing FHA loan at an amazing 2.7% interest rate, subject to lender approval. Conveniently located near Haggen with easy access to I-5, restaurants, and shopping. Schedule a showing today!

1015 S 25th Street, Mount Vernon

Listing courtesy of House Love Realty.

$689,000
3 Beds ⋅ 2 Baths ⋅ 2571948 MLS ⋅ ACTIVE Status
Solid, reliable, and meticulously maintained, this 1991-built single-story home sits on a generously sized lot at the end of a quiet Mt. Vernon cul-de-sac. Out back, a massive 720 sqft detached shop offers seamless ADU potential with interior framing already done, doors and windows installed, water and sewer right next to the unit ready to connect, and previously permitted plans available in supplements (ask your agent). The home's roof has been well-maintained and demossed on a yearly basis. Inside, vaulted ceilings and newer triple-pane windows fill the space with natural light, highlighting the beautifully resilient engineered wood flooring throughout the kitchen, family, and dining rooms. The functional, spacious kitchen features granite countertops, stainless steel appliances, solid wood cabinetry, and a cozy breakfast nook. Just off the kitchen, the family room opens through glass doors to two Trex decks overlooking a chemical-free yard and organic garden with raised flower beds, a concrete patio, and mature cherry and lilac trees. The primary suite includes a bath with heated floors and a luxurious walk-in shower; both full bathrooms feature granite countertops and energy efficient solar tubes. Modern efficiency upgrades offer worry-free living, including high-efficiency heating, central A/C, a tankless hot water heater, and a reliable washer and dryer that convey. Move right in and enjoy the shop for tinkering, or complete the framed quarters to unlock instant equity.

2901 Montgomery Place, Mount Vernon

Listing courtesy of COMPASS.

$599,000
3 Beds ⋅ 2 Baths ⋅ 2570905 MLS ⋅ ACTIVE Status
Welcome home to your own peaceful rural retreat! This charming single story ranch-style home combines comfortable everyday living with incredible versatility on a shy half acre of flat land. The functional layout features an inviting living room, a large family room anchored by a cozy wood stove, a bright kitchen with plenty of cabinetry & ample counter space, and a dedicated utility room with convenient overhead storage. You will also find three generous bedrooms and a full bathroom down a private hallway as well as a 3/4 bath conveniently located by the back door. Outside, the covered back porch invites you to kick back, relax, and take in the beautiful lawn and surrounding mature trees. The large detached workshop—complete with built-in cabinetry, a deep garage bay, and a cozy free-standing stove—offers the perfect haven for hobbyists, trade projects, or extra storage. The main highlight here though is the enormous back yard which offers an incredible opportunity for entertaining large gatherings, growing an amazing private garden, or practicing your favorite outdoor hobby! It’s a truly wonderful place to relax, create, and feel at home.

13176 Avon Allen Road, Mount Vernon

Listing courtesy of Kaizen Realty.

$315,000
2 Beds ⋅ 2 Baths ⋅ 2571630 MLS ⋅ ACTIVE Status
Freshly updated and move-in ready! This 2-bedroom, 1.5-bath, two-level condo features a long list of brand-new improvements, including appliances, carpet, interior paint, toilets, vanities, faucets and kitchen counters. All existing windows are also being replaced with new vinyl windows, with installation coming soon. Both bedrooms are located upstairs along with the full bath, and one bedroom opens through a sliding glass door to a private rooftop deck—the perfect spot for morning coffee. A freestanding gas fireplace adds warmth and comfort to the main living area.Enjoy an impressive array of community amenities, including a heated indoor swimming pool, clubhouse, exercise room, racquetball court, sauna, playground and picnic area. HOA dues include water, sewer, garbage, recycling, Comcast cable TV, internet, landscaping and exterior maintenance. A great opportunity to enjoy low-maintenance condo living with updates already completed and amenities that are hard to find!

2630 Club Court Unit #101, Mount Vernon

Listing courtesy of RE/MAX Gateway.

$850,000
4 Beds ⋅ 4 Baths ⋅ 2571795 MLS ⋅ ACTIVE Status
This custom Cape Cod pairs two things everyone chases and rarely finds together: sweeping lake-and-mountain views, and a setting minutes from the water. Set in Montborne Heights, a small established neighborhood on the sunny side of Big Lake. Inside, the heart of the home shines with brand-new counters and new stainless appliances — clean, bright, and ready for their first Sunday breakfast. West-facing windows pour light through the living room and put the sunset over the lake in front of you every evening. Four bedrooms and three-and-a-half baths give everyone room to spread out — with a bathroom on every floor, so there's never a wait and never a trek up the stairs. The primary suite lives like a private spa, anchored by a five-piece bath with a jetted tub, separate shower, and double vanities. Sink in after a day on the lake and let the jets do the rest. Downstairs, a spacious finished daylight basement — with its own bath already in place — makes easy in-law or guest quarters, a home office, or a media floor. Nearly half an acre wraps the home in space for barbecues, garden plans, and long evenings on the deck as the sun drops behind the western hills. The public Big Lake boat launch, Overlook Golf Course, and the Walker Valley ORV and trail system are all minutes out, with Highway 9 an easy hop to Mount Vernon and the I-5 corridor. Weekends here write themselves — morning paddle to evening BBQ. Come see why this one's special.

18175 State Route 9, Mount Vernon

Listing courtesy of Bellwether Real Estate.

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