Mount Vernon Homes with USDA Loan Terms

Mount Vernon Homes with USDA Loan Terms

Mount Vernon is a charming city nestled in Skagit County, Washington. With its picturesque landscapes, friendly community, and convenient location, it's no wonder why Mount Vernon is a sought-after place to call home.

Situated in the heart of the Pacific Northwest, Mount Vernon offers residents a unique blend of small-town charm and big-city amenities. The city boasts a rich history, evident in its well-preserved architecture and historic downtown area. Strolling along the streets, you'll find an array of shops, restaurants, and cafes, perfect for leisurely exploration.

For those seeking a home in Mount Vernon, the USDA Loan Terms are an attractive option. These loans are designed to help low to moderate-income individuals and families purchase homes in eligible rural areas. With the USDA Loan Terms, aspiring homeowners can enjoy benefits such as low-interest rates, flexible credit requirements, and zero down payment options. Mount Vernon, with its rural setting and tranquil surroundings, qualifies for these favorable loan terms, making it an excellent choice for those looking to settle down in a peaceful environment.

The real estate market in Mount Vernon offers a diverse range of housing options to suit various preferences and budgets. From cozy bungalows and historic homes to modern townhouses and spacious family residences, there is something for everyone. With the USDA Loan Terms, prospective buyers can explore their options and find the perfect home that meets their needs and financial capabilities.

In conclusion, Mount Vernon, Washington, is a city that offers a blend of natural beauty, a tight-knit community, and the opportunity to purchase a home with favorable USDA Loan Terms. Whether you're a first-time homebuyer or looking to relocate to a tranquil setting, Mount Vernon has it all.

Newest Mount Vernon Homes with USDA Loan Terms

$390,000
1 Beds ⋅ 1 Baths ⋅ 2562591 MLS ⋅ ACTIVE Status
Why keep renting? Or settle for a condo - when you can own the whole thing? No HOA, no shared walls, no monthly dues — just your own detached home, your own garage, and your own private yard. This move-in-ready Mount Vernon home was made for easy living, with a single-level, lock-and-leave layout that keeps life simple. Step inside to all-new laminate flooring and a built-in electric fireplace that warms the living room the moment you walk in. The updated kitchen features a gas range and real space to cook, gather, and entertain, while the spacious bedroom offers its own attached bath for everyday comfort and convenience. Outside is where this home truly shines. A large detached garage and an extra-long driveway provide parking for up to four vehicles — plus room for your RV or boat - the kind of shop and storage space you simply won't find at this price point. The fully fenced backyard is ready for summer BBQs, cornhole, gardening, and cozy evenings around the fire pit. All of it just minutes from I-5, historic downtown, public transit, medical facilities, shopping, and recreation. Move-in ready, freshly updated, and low-maintenance from top to bottom — this is the rare home that fits the first-time buyer ready to stop renting, the downsizer wanting simple single-level living, or the investor looking for a turnkey rental. Homes like this don't last. Come see it before it's gone.

1509 S 7th Street S, Mount Vernon

Listing courtesy of RE/MAX Gateway.

$1,194,999
4 Beds ⋅ 1 Baths ⋅ 2570432 MLS ⋅ ACTIVE Status
10-Acre Skagit Valley Farm Near Tulip Town Remodeled Home, ADU, Barn, Shop, 4 Horse Stalls. Discover the beauty and possibilities of country living on this level, fully fenced 10-acre property in a peaceful rural setting just minutes from Mount Vernon. Located near the iconic Skagit Valley tulip fields and approximately 15 minutes from downtown Mount Vernon, this property offers and exceptional combination of agricultural land, residential space, farm infrastructure and convenient access to La Conner, Anacortes, restaurants, shopping, and entertainment. The spacious two-story main home offers approximately 2,900 sq ft with 4 bedrooms and 1 bath and has been remodeled for comfortable living. A separate 1bedroom, 1bath ADU 1400 sq2 provides additional living space for extended living, rental potential, or a private home office. Gigantic barn is designed for a variety of agricultural and hobby uses and includes an office, loft, substantial enclosed storage. The property is fully fenced and offers plenty of room for horses, livestock, farming, gardening, equipment, hobbies, RV parking, or simply enjoying wide open space. Fruit trees, apple, plum, and cherry. Enjoy spectacular sunrises and sunsets from this tranquil setting on a quiet country road. Create your own hobby farm, equestrian retreat, agricultural operation. Country living at its best

14417 Bradshaw Road, Mount Vernon

Listing courtesy of HomeSmart One Realty.

$535,000
3 Beds ⋅ 2 Baths ⋅ 2566262 MLS ⋅ ACTIVE Status
Cottage charm meets easy one-level living! Welcome to 1716 Marde Place, a beautifully cared-for rambler filled with natural light, warmth, and character. The open layout and neutral color palette create a bright, airy feel with an effortless flow for everyday living and entertaining. Pride of ownership shines throughout, with a new roof and fresh exterior paint completed last year, plus a newer water heater and fully fenced backyard added in 2024 for added peace of mind. Step outside and discover a true gardener’s oasis, where both the front and backyard are filled with mature flowers and established plantings, lovingly cared for and ready for the next owner to enjoy. The fully fenced backyard provides privacy and a wonderful space for relaxing, gardening, or entertaining. Located in a wonderful neighborhood within walking distance of Jefferson Elementary School, with shopping, dining, and vibrant Downtown Mount Vernon nearby. A delightful combination of cottage charm, thoughtful updates, beautiful gardens, and convenient single-level living—this special home is ready for its next chapter!

1716 Marde Place, Mount Vernon

Listing courtesy of RE/MAX Gateway.

$1,194,999
4 Beds ⋅ 1 Baths ⋅ 2568302 MLS ⋅ ACTIVE Status
10-Acre Skagit Valley Farm Near Tulip Town Remodeled Home, ADU, Barn, Shop, 4 Horse Stalls. Discover the beauty and possibilities of country living on this level, fully fenced 10-acre property in a peaceful rural setting just minutes from Mount Vernon. Located near the iconic Skagit Valley tulip fields and approximately 15 minutes from downtown Mount Vernon, this property offers and exceptional combination of agricultural land, residential space, farm infrastructure and convenient access to La Conner, Anacortes, restaurants, shopping, and entertainment. The spacious two-story main home offers approximately 2,900 sq ft with 4 bedrooms and 1 bath and has been remodeled for comfortable living. A separate 1bedroom, 1bath ADU 1400 sq2 provides additional living space for extended living, rental potential, or a private home office. Gigantic barn is designed for a variety of agricultural and hobby uses and includes an office, loft, substantial enclosed storage. The property is fully fenced and offers plenty of room for horses, livestock, farming, gardening, equipment, hobbies, RV parking, or simply enjoying wide open space. Fruit trees, apple, plum, and cherry. Enjoy spectacular sunrises and sunsets from this tranquil setting on a quiet country road. Create your own hobby farm, equestrian retreat, agricultural operation. Country living at its best

14417 Bradshaw Road, Mount Vernon

Listing courtesy of HomeSmart One Realty.

$1,195,000
4 Beds ⋅ 5 Baths ⋅ 2567181 MLS ⋅ ACTIVE Status
Perched at the top of Cascade Ridge Estates, just 10 minutes from town, this custom built home offers exceptional privacy and views that truly have to be experienced in person. Mount Baker fills the view from one side of the home, while the San Juan Islands stretch out from the other, with glimpses of the Olympic Mountains beyond. It is a setting that captures the beauty of the Pacific Northwest from every direction. Cascade Ridge Estates is a small, highly desired community of professionals and families, offering a wonderful sense of privacy and connection. Gated, impeccably maintained, and coming to market for the first time, the property includes private acreage, an access road leading to a potential second building site or future shop, and a home thoughtfully designed for both comfort and flexibility. Inside, warm custom finishes create an inviting atmosphere, while a built in cinema room and flexible lower level offer space for guests, multigenerational living, working from home, or simply spreading out. Thoughtfully designed, wired for modern living, and built to last, this is a home you have to see and a setting photographs simply cannot capture. Peaceful, private, and surrounded by nature, it is a rare opportunity to own one of the premier properties in Cascade Ridge Estates, with room to live, gather, and create something lasting. Its elevated mountaintop setting also makes it an exceptional location for an amateur radio enthusiast.

18345 Osprey Court, Mount Vernon

Listing courtesy of Real Broker LLC.

$1,299,000
3 Beds ⋅ 2 Baths ⋅ 2561108 MLS ⋅ ACTIVE Status
Experience exceptional west-facing waterfront living on beautiful Big Lake, where unforgettable sunsets and year-round recreation await. Perfectly positioned with golf just across the street and endless opportunities for boating, waterskiing, fishing, and paddleboarding from your own backyard. Inside, Northwest Contemporary design shines with a warm gas fireplace, slate accents, and expansive windows framing picturesque lake views. The spacious kitchen and dining area are ideal for gathering, while the generous primary suite offers a walk-in closet and French doors opening to the view deck. Two additional guest bedrooms also enjoy tranquil water views. Relax in the oversized bath featuring a soaking tub and separate shower. Complete with a custom-built 2-car garage/shop, RV parking, and an ideal location approximately one hour from both Seattle and Vancouver, this is the perfect waterfront retreat or full-time residence.

17902 Cove Lane, Mount Vernon

Listing courtesy of RE/MAX Gateway.

$639,000
4 Beds ⋅ 3 Baths ⋅ 2562764 MLS ⋅ ACTIVE Status
This spacious 4-bed, 2.25-bath mid-century tri-level offers 2,918/sf of quality-built living on a large, level .34-acre lot. A dramatic two-sided stone fireplace anchors the main floor, w/a natural-gas corner hearth warming the formal living & dining rooms, plus a true wood-burning fireplace in the kitchen - perfect for cozy mornings, wood-fired pizzas, & keeping the whole home toasty. The kitchen features exceptional storage w/built-ins, pantry cupboards, & a bright breakfast nook opening to a 450/sf deck & fenced backyard. Upstairs, 3 generously sized guest bedrooms share a full bath. The primary suite includes a private balcony, cedar-lined closet, & a spacious ¾ bath w/additional closet space. An oversized laundry room adds convenience. Throughout the home, abundant built-ins & cedar-lined closets showcase thoughtful mid-century craftsmanship & design. Downstairs, a half bath & quintessential rumpus room offer ideal space for entertaining, hobbies, or work-from-home flexibility, w/access to a covered patio. The oversized garage includes parking plus a substantial shop area w/workbenches - perfect for projects, storage, or gear. New natural-gas furnace is AC-ready. Metal roof, mature landscaping, fruit trees, garden space, & a carport complete the property. Located in an established neighborhood near medical services, schools, shopping, & dining. Well above the flood zone, this solid home delivers space, character, & a classic Brady-Bunch vibe ready for its next chapter.

300 Claremont Place, Mount Vernon

Listing courtesy of Windermere RE Skagit Valley.

$879,500
3 Beds ⋅ 2 Baths ⋅ 2560583 MLS ⋅ ACTIVE Status
This stretch of McLean Road is one of Skagit Valley's hidden gems, where quiet country roads and mountain views create a setting that's both peaceful and remarkably close to town. The home tells its story the moment you walk through the front door. Its renovation honored the character that makes an older home so memorable. Original oak hardwood floors, tall ceilings, and graceful arched doorways remain, while the kitchen, bathrooms, and living spaces were updated to complement the home's timeless character rather than compete with it. The main level offers two bedrooms, including a private primary suite with deck access and an updated ensuite bath. Downstairs, two additional finished rooms provide flexible space for guests, a home office, hobbies, a gym, or additional sleeping areas. Outside, life naturally extends beyond the walls of the home. Enjoy coffee on the deck, unwind in the hot tub, harvest apples, cherries, pears, and plums from your own trees, or finally create the garden, hobby farm, or outdoor space you've always imagined. A 30' x 30' lofted barn with power and a 12-foot overhead door is ready for RV storage, recreational toys, livestock, or your next project. The detached two-car garage includes 220 power, and the recently upgraded four-bedroom septic system offers flexibility.

17645 Mclean Road, Mount Vernon

Listing courtesy of Windermere RE North, Inc..

$589,000
3 Beds ⋅ 3 Baths ⋅ 2558895 MLS ⋅ CONTINGENT Status
Welcome to this spacious 2,330 sq. ft. home in the desirable Skagit Highlands community! Offering 3 bedrooms and 2.5 bathrooms, this thoughtfully designed home features an open-concept living, dining, and kitchen area that's perfect for both everyday living and entertaining. The main living spaces flow seamlessly to a private backyard that backs to a peaceful greenbelt, providing added privacy and a tranquil setting.Upstairs, you'll find three generously sized bedrooms, each with its own walk-in closet. The spacious primary suite includes a private en suite bathroom, while a full guest bathroom serves the additional bedrooms. A large open loft offers incredible flexibility and can easily be used as a home office, gym, media room, playroom, or additional living space. With its functional layout, generous storage, and desirable location, this home is ready to welcome its next owners!

4663 Glacier Street, Mount Vernon

Listing courtesy of Hansen Group Real Estate Inc.

$700,000
3 Beds ⋅ 2 Baths ⋅ 2557291 MLS ⋅ ACTIVE Status
Enjoy the perfect blend of privacy, space, and convenience on 11.73 acres. This well-maintained 3-bedroom, 2-bath manufactured home offers 1,410 square feet of comfortable living with a spacious primary suite featuring a walk-in closet and private bath. Enjoy a bright dining area, French doors, and abundant natural light throughout. Approximately 3 acres are cleared and usable, while the remaining acreage provides a peaceful wooded setting with room to explore, garden, or recreate. Additional features include a deck, outbuildings, RV parking, propane service, public water, and a private septic system. Conveniently located near everyday amenities while still offering privacy and room to roam.

14678 State Route 9, Mount Vernon

Listing courtesy of John L. Scott Anacortes.

$550,000
2 Beds ⋅ 1 Baths ⋅ 2555348 MLS ⋅ CONTINGENT Status
"Hobby Farm @ Lake McMurray" Charming hobby farm on .760 acres with a beautifully 2 bedroom, .75 bath remodeled in 2017. This cozy 748 sq ft home features an eat-in kitchen remodeled in 2022, including flooring in both kitchen and living room, opening to a large deck perfect for outdoor living. The bright living room offers abundant natural light and a lovely lake view. A durable metal roof was installed in 2021.Two versatile sheds built in 2022 add 400 sq ft of extra space. Shed 1 includes laundry room plus a second kitchen with refrigerator and stove—ideal for canning or hobby farm use. Shed 2 provides a shop and storage area. Enjoy gardening with a greenhouse and raised garden beds, berry patch, and fruit trees.Three additional outbuildings include a chicken coop, goat barn, and lawn-mower barn (Craftman riding mower and TORO push mower included), offering everything needed for small-scale farming. The partially fenced backyard adds convenience for pets or livestock. A unique, efficient property offering big hobby-farm potential in a compact footprint. Outdoor recreation just minutes away at Lake McMurry boat launch perfect for fishing, kayaking & summer days on the water. Welcome to Lake McMurray and farm living.

22832 State Route 9, Mount Vernon

Listing courtesy of RE/MAX Elite.

$499,500
3 Beds ⋅ 2 Baths ⋅ 2553530 MLS ⋅ ACTIVE Status
Beautifully Remodeled 3-Bedroom, 2-Bath Mount Vernon Rambler! Offering 1,360 square feet of stylish, single-level living, this move-in-ready home has been thoughtfully updated with modern finishes and cohesive flooring throughout, creating a seamless, warm, and inviting flow. Inside, enjoy year-round comfort with newly added central air conditioning. The updated kitchen features beautiful granite countertops and flows effortlessly into the main living areas, making it perfect for both everyday living and entertaining. Both remodeled bathrooms offer an extra touch of luxury with heated tile floors. Don’t miss the black out bedroom shades! Downstairs, you'll find an expansive, large walk-in basement providing a massive amount of extra storage space. Step outside to a fully fenced backyard complete with a back porch that’s perfect for relaxing with your morning coffee or hosting summer barbecues. The yard also features a versatile storage shed - currently loved as a children's playhouse, it easily transitions back to a secure, lockable space for tools and gear. Conveniently located close to schools, parks, shopping, dining, and easy I-5 access, this beautifully refreshed home offers the perfect combination of comfort, style, and convenience. Don’t miss your opportunity to own this turnkey gem!

520 N 21st Street, Mount Vernon

Listing courtesy of Keller Williams Western Realty.

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