Mount Vernon Homes with VA Loan Terms

Mount Vernon Homes with VA Loan Terms

Mount Vernon is a charming city located in Skagit County, Washington. Situated in the heart of the state, Mount Vernon offers residents a perfect blend of small-town charm and modern amenities. Known for its picturesque landscapes and friendly community, this city is an ideal place to call home.

One of the advantages of living in Mount Vernon is the availability of homes with VA loan terms. For those who have served in the United States military, the VA loan program provides an excellent opportunity to purchase a home with favorable terms. VA loans offer benefits such as lower interest rates, no down payment requirements, and flexible credit guidelines.

Whether you are a first-time homebuyer or looking to upgrade to a larger space, Mount Vernon has a variety of homes that qualify for VA loans. From cozy single-family houses to spacious townhomes, there is something to suit every lifestyle and budget. With the VA loan program, you can make your dream of homeownership a reality.

In addition to the benefits of VA loans, Mount Vernon offers a range of amenities to its residents. The city boasts excellent schools, beautiful parks, and a vibrant downtown area with shops, restaurants, and entertainment options. Outdoor enthusiasts will appreciate the nearby Skagit River and the stunning views of the Cascade Mountains.

If you are considering buying a home in Mount Vernon, the availability of homes with VA loan terms makes it an even more attractive option. Contact a local real estate agent to explore the possibilities and find the perfect home for you and your family in this wonderful city.

Newest Mount Vernon Homes with VA Loan Terms

$391,000
2 Beds ⋅ 2 Baths ⋅ 2571465 MLS ⋅ ACTIVE Status
This home is better than new. Everything has been replaced except the kitchen cabinets, which have been modified with pull out shelving and new paint. Appliances are top of the line. Except for the compactor, counter tops, disposal, sink and faucet all new. The living area has new vinyl plank flooring and the bedrooms have new carpet, blinds are new bathrooms are new including the toilet, tub and shower surrounds. All doors and moldings are new and the lighting is new. If you are looking for an outstanding 2 bedroom two bath ground level condo this is it.

2021 N LaVenture Road Unit #107, Mount Vernon

Listing courtesy of Windermere Real Estate GH LLC.

$520,000
3 Beds ⋅ 2 Baths ⋅ 2572368 MLS ⋅ ACTIVE Status
Imagine coming home to this comfortable, thoughtfully updated home with space that adapts to the way you live. This 3-bedroom, 1.5-bath home has already had many of the big-ticket updates completed, including a newer roof (2020), fresh exterior paint (2026), and updated kitchen and bathrooms. The kitchen features quartz countertops and updated cabinetry, while a generous 440 sq. ft. of bonus space offers flexibility for a home office, gym, hobby room, or guest quarters, and storage. Outside, the large, landscaped lot features mature trees, a covered gazebo, fenced backyard, dog run, and multiple outbuildings for tools, yard supplies, and hobbies.  There is even a space for RV parking!  Spend time in your own space and enjoy the mountain view.  There is an opportunity to assume the existing FHA loan at an amazing 2.7% interest rate, subject to lender approval. Conveniently located near Haggen with easy access to I-5, restaurants, and shopping. Schedule a showing today!

1015 S 25th Street, Mount Vernon

Listing courtesy of House Love Realty.

$689,000
3 Beds ⋅ 2 Baths ⋅ 2571948 MLS ⋅ ACTIVE Status
Solid, reliable, and meticulously maintained, this 1991-built single-story home sits on a generously sized lot at the end of a quiet Mt. Vernon cul-de-sac. Out back, a massive 720 sqft detached shop offers seamless ADU potential with interior framing already done, doors and windows installed, water and sewer right next to the unit ready to connect, and previously permitted plans available in supplements (ask your agent). The home's roof has been well-maintained and demossed on a yearly basis. Inside, vaulted ceilings and newer triple-pane windows fill the space with natural light, highlighting the beautifully resilient engineered wood flooring throughout the kitchen, family, and dining rooms. The functional, spacious kitchen features granite countertops, stainless steel appliances, solid wood cabinetry, and a cozy breakfast nook. Just off the kitchen, the family room opens through glass doors to two Trex decks overlooking a chemical-free yard and organic garden with raised flower beds, a concrete patio, and mature cherry and lilac trees. The primary suite includes a bath with heated floors and a luxurious walk-in shower; both full bathrooms feature granite countertops and energy efficient solar tubes. Modern efficiency upgrades offer worry-free living, including high-efficiency heating, central A/C, a tankless hot water heater, and a reliable washer and dryer that convey. Move right in and enjoy the shop for tinkering, or complete the framed quarters to unlock instant equity.

2901 Montgomery Place, Mount Vernon

Listing courtesy of COMPASS.

$639,999
3 Beds ⋅ 2 Baths ⋅ 2572101 MLS ⋅ ACTIVE Status
Welcome home to Woodside, a sought-after 55+ community where easy living meets everyday comfort. This beautifully maintained single-level home welcomes you with an open, effortless floor plan bathed in natural light from vaulted ceilings and generous windows throughout, all on one level for effortless everyday living. The kitchen is the heart of it all: gleaming quartz countertops, a large island perfect for gathering, a new refrigerator, a walk-in pantry, and storage tucked around every corner. Retreat to the primary suite, where a spacious ensuite bath and a custom-fitted walk-in closet offer a quiet place to unwind. Step out back to your own private, covered deck, an ideal spot for morning coffee or evening relaxing, rain or shine. Central A/C keeps things comfortable year-round, and the attached 2-car garage adds everyday convenience. Best of all, the HOA takes care of the landscaping, so you can spend your time enjoying life instead of maintaining a yard. Impeccably maintained with quality materials and workmanship, and set in a walkable neighborhood with medical care and shopping just moments away, this is low-maintenance living at its finest.

4681 Sierra Street, Mount Vernon

Listing courtesy of Keller Williams Western Realty.

$599,000
3 Beds ⋅ 2 Baths ⋅ 2570905 MLS ⋅ ACTIVE Status
Welcome home to your own peaceful rural retreat! This charming single story ranch-style home combines comfortable everyday living with incredible versatility on a shy half acre of flat land. The functional layout features an inviting living room, a large family room anchored by a cozy wood stove, a bright kitchen with plenty of cabinetry & ample counter space, and a dedicated utility room with convenient overhead storage. You will also find three generous bedrooms and a full bathroom down a private hallway as well as a 3/4 bath conveniently located by the back door. Outside, the covered back porch invites you to kick back, relax, and take in the beautiful lawn and surrounding mature trees. The large detached workshop—complete with built-in cabinetry, a deep garage bay, and a cozy free-standing stove—offers the perfect haven for hobbyists, trade projects, or extra storage. The main highlight here though is the enormous back yard which offers an incredible opportunity for entertaining large gatherings, growing an amazing private garden, or practicing your favorite outdoor hobby! It’s a truly wonderful place to relax, create, and feel at home.

13176 Avon Allen Road, Mount Vernon

Listing courtesy of Kaizen Realty.

$315,000
2 Beds ⋅ 2 Baths ⋅ 2571630 MLS ⋅ ACTIVE Status
Freshly updated and move-in ready! This 2-bedroom, 1.5-bath, two-level condo features a long list of brand-new improvements, including appliances, carpet, interior paint, toilets, vanities, faucets and kitchen counters. All existing windows are also being replaced with new vinyl windows, with installation coming soon. Both bedrooms are located upstairs along with the full bath, and one bedroom opens through a sliding glass door to a private rooftop deck—the perfect spot for morning coffee. A freestanding gas fireplace adds warmth and comfort to the main living area.Enjoy an impressive array of community amenities, including a heated indoor swimming pool, clubhouse, exercise room, racquetball court, sauna, playground and picnic area. HOA dues include water, sewer, garbage, recycling, Comcast cable TV, internet, landscaping and exterior maintenance. A great opportunity to enjoy low-maintenance condo living with updates already completed and amenities that are hard to find!

2630 Club Court Unit #101, Mount Vernon

Listing courtesy of RE/MAX Gateway.

$850,000
4 Beds ⋅ 4 Baths ⋅ 2571795 MLS ⋅ ACTIVE Status
This custom Cape Cod pairs two things everyone chases and rarely finds together: sweeping lake-and-mountain views, and a setting minutes from the water. Set in Montborne Heights, a small established neighborhood on the sunny side of Big Lake. Inside, the heart of the home shines with brand-new counters and new stainless appliances — clean, bright, and ready for their first Sunday breakfast. West-facing windows pour light through the living room and put the sunset over the lake in front of you every evening. Four bedrooms and three-and-a-half baths give everyone room to spread out — with a bathroom on every floor, so there's never a wait and never a trek up the stairs. The primary suite lives like a private spa, anchored by a five-piece bath with a jetted tub, separate shower, and double vanities. Sink in after a day on the lake and let the jets do the rest. Downstairs, a spacious finished daylight basement — with its own bath already in place — makes easy in-law or guest quarters, a home office, or a media floor. Nearly half an acre wraps the home in space for barbecues, garden plans, and long evenings on the deck as the sun drops behind the western hills. The public Big Lake boat launch, Overlook Golf Course, and the Walker Valley ORV and trail system are all minutes out, with Highway 9 an easy hop to Mount Vernon and the I-5 corridor. Weekends here write themselves — morning paddle to evening BBQ. Come see why this one's special.

18175 State Route 9, Mount Vernon

Listing courtesy of Bellwether Real Estate.

$390,000
1 Beds ⋅ 1 Baths ⋅ 2562591 MLS ⋅ ACTIVE Status
Why keep renting? Or settle for a condo - when you can own the whole thing? No HOA, no shared walls, no monthly dues — just your own detached home, your own garage, and your own private yard. This move-in-ready Mount Vernon home was made for easy living, with a single-level, lock-and-leave layout that keeps life simple. Step inside to all-new laminate flooring and a built-in electric fireplace that warms the living room the moment you walk in. The updated kitchen features a gas range and real space to cook, gather, and entertain, while the spacious bedroom offers its own attached bath for everyday comfort and convenience. Outside is where this home truly shines. A large detached garage and an extra-long driveway provide parking for up to four vehicles — plus room for your RV or boat - the kind of shop and storage space you simply won't find at this price point. The fully fenced backyard is ready for summer BBQs, cornhole, gardening, and cozy evenings around the fire pit. All of it just minutes from I-5, historic downtown, public transit, medical facilities, shopping, and recreation. Move-in ready, freshly updated, and low-maintenance from top to bottom — this is the rare home that fits the first-time buyer ready to stop renting, the downsizer wanting simple single-level living, or the investor looking for a turnkey rental. Homes like this don't last. Come see it before it's gone.

1509 S 7th Street S, Mount Vernon

Listing courtesy of RE/MAX Gateway.

$848,950
4 Beds ⋅ 3 Baths ⋅ 2569772 MLS ⋅ ACTIVE Status
Woodside Active Adult Community - age 55 or better! 4 Beds, 2.75 baths. 1 Year Home Warranty! Custom Brazilian Cherry Floors. Living Room w/Gas F/P. Cook's kitchen w/Granite Counters, Backsplash, Island, Breakfast Bar, Pantry, Double Oven/Gas Range with 5 burners including griddle. Upgraded Kitchen appliances: Refrigerator with water/ice in the door, Garbage Disposal, Microwave & Dishwasher. Dining area w/custom Chandelier. Primary Bed on Main with 3/4 bath and Large Shower, Double Sinks, Linen Closet, Walk In Closet and Custom heated Toilet/Bidet. 2 more beds on main (1 bedroom used as an office) Full Hall Bath with Custom Walk in Bath/Shower, Linen Closet and Heated Toilet/Bidet. Upgraded Washer/Dryer. A/C & Gas Heat. Lower level with Family Room, 1 bed, Full Bath & 2nd Kitchen (multigenerational living). 3 Decks & 1 Patio, Fenced & 2 car garage. The HOA community's low dues cover front and back yard landscaping with sprinkler system and fencing. Trails and Parks offer endless opportunities for recreation and socialization, making this home a perfect choice for those seeking a relaxed, low maintenance lifestyle. Owner in process of moving.

4541 E Broadway Street, Mount Vernon

Listing courtesy of CENTURY 21 North Homes Realty.

$1,650,000
4 Beds ⋅ 5 Baths ⋅ 2569714 MLS ⋅ ACTIVE Status
Remodeled Storybook Craftsman with high-end finishes and original hardwoods throughout. Features a new gable roof, heated tile floors, mood lighting, and a chef’s kitchen with Forno appliances, custom wine bar, and 8-ft accordion doors to a large deck and outdoor kitchen. Two luxe en-suites with soaking tubs overlook a pond with fountains. Top-level suite includes 5 closets, balcony, skylight, and smart glass door. Media room with acoustic paneling, flex space with kitchenette and ¾ bath. 2,600 SQFT shop with 4 bay doors + loft, detached garage with gym, orchard, hot tub, and gazebo. Wraparound porch on 5 usable acres—ideal for horses or a mini farm. Minutes to I-5 and all amenities!

16163 Andal Lane, Mount Vernon

Listing courtesy of WMC.

$575,000
3 Beds ⋅ 2 Baths ⋅ 2569643 MLS ⋅ ACTIVE Status
Historic charm, extensive updates, flexibility and an ideal Mount Vernon location all come together in one special property, where classic Mount Vernon charm meets an incredibly convenient, walkable lifestyle. This beautifully maintained Craftsman offers 3 bedrooms, 1.75 baths and 1,668 sq. ft. of flexible living space just minutes from downtown, parks, schools, the hospital, college, shopping easy I-5 access. Original character blends beautifully with a list of thoughtful updates including a new roof and gutters in 2024, newer natural gas furnace, updated electrical, newer plumbing and PEX-A water lines, floor and attic insulation, vinyl windows and sliding door, newer exterior and interior paint, and new LVP flooring in the kitchen and bathrooms. A skylit upper-level bedroom/flex space provides even more room to work, relax, create or accommodate changing needs. RV parking, generous off-street parking, a detached garage/shop with propane heat, an enclosed backyard/courtyard and a versatile corner lot. Whether you envision gardening, entertaining, hobbies, extra vehicles or simply having room to spread out, this property delivers. Possible additional dwelling/development options, buyer to independently verify. This is more than a house, it’s a lifestyle. Leave the car at home and enjoy being close to downtown restaurants, shops, community events and everyday conveniences, then come home to your own private space with room for your RV, projects and future plans.

218 Evergreen Street, Mount Vernon

Listing courtesy of eXp Realty.

$560,000
2567314 MLS ⋅ ACTIVE Status
Turnkey duplex offering excellent flexibility and income potential! Beautifully maintained, this property features two well-appointed units, each with 2 bedrooms and a private attached 1-car garage. The 2-bedroom, 1-bath unit is currently occupied by a long-term tenant, while the 2-bedroom, 2-bath unit is ready for its next occupant. Both units include washer/dryer hookups, welcoming front porches, and backyards for added outdoor space. With strong functionality, attractive curb appeal, and one unit ready to rent, this duplex is a fantastic opportunity for investors or those seeking additional income.

1720 S 6th Street, Mount Vernon

Listing courtesy of Redfin.

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