Mount Vernon Homes with FHA Terms

Mount Vernon Homes with FHA Terms

Welcome to Mount Vernon, a charming city nestled in Skagit County, Washington. Known for its scenic beauty, friendly community, and convenient location, Mount Vernon offers a wonderful place to call home.

Situated in the heart of the Pacific Northwest, Mount Vernon is surrounded by stunning natural landscapes, including the nearby Skagit River and the majestic Cascade Mountains. Residents can enjoy a variety of outdoor activities, such as hiking, fishing, and boating, making it an ideal place for nature enthusiasts.

Mount Vernon also boasts a rich history and vibrant culture. The city's downtown area is filled with charming shops, restaurants, and historical landmarks, showcasing the area's unique heritage. The annual Skagit Valley Tulip Festival attracts visitors from all over the world, showcasing the region's stunning spring blooms.

If you're looking to purchase a home in Mount Vernon, you'll be pleased to know that there are options available with FHA terms. FHA loans are backed by the Federal Housing Administration, making them an attractive choice for first-time homebuyers or those with less-than-perfect credit. These loans offer competitive interest rates and flexible qualification requirements, making homeownership more accessible.

Whether you're searching for a cozy bungalow or a spacious family home, Mount Vernon has a variety of housing options to suit your needs. From historic properties to modern developments, there is something for everyone in this vibrant city.

Come and experience the beauty and charm of Mount Vernon, where you can find your dream home with FHA terms. Contact a local real estate agent today to start your journey to homeownership in this picturesque city.

Newest Mount Vernon Homes with FHA Terms

$1,195,000
4 Beds ⋅ 5 Baths ⋅ 2567181 MLS ⋅ ACTIVE Status
Perched at the top of the mountain in Mount Vernon, this custom built home offers exceptional privacy and panoramic views that truly have to be experienced in person. From the San Juan Islands and a glimpse of the Olympics out front to Mount Baker rising behind you, the ever changing beauty of the Pacific Northwest surrounds you in every direction. Gated and immaculately maintained, the property includes private acreage, an access road leading to a potential second building site, and a home thoughtfully designed for both comfort and flexibility. Inside, warm custom finishes create an inviting atmosphere, while a built in cinema room and flexible lower level offer space for guests, multigenerational living, working from home, or simply spreading out. Wired for modern life and built to last, this is a home you have to see and a setting that photographs simply cannot capture. Peaceful, private, and surrounded by nature, it is a rare opportunity to own a true Pacific Northwest retreat with room to live, gather, and create something lasting.

18345 Osprey Court, Mount Vernon

Listing courtesy of Real Broker LLC.

$825,000
5 Beds ⋅ 5 Baths ⋅ 2536597 MLS ⋅ ACTIVE Status
Skagit Highlands home featuring MULTI-GENERATIONAL LIVING at its finest! This one-owner home is loaded with upgrades galore & is one of the largest floorplans in the neighborhood! PRIMARY BEDROOM (with private bath) ON THE MAIN FLOOR & a 2ND PRIMARY BEDROOM SUITE UPSTAIRS! Architectural upgrades include archways, wrought iron & wooden rails on the staircase & wood plank style tile floor throughout the main level, while the upstairs features hardwoods. Just off the entrance is a massive dining room, or formal living room, with built-in bookshelves, ceiling fan & tons of natural light. The SPACIOUS KITCHEN includes rich cabinetry, quartz countertops with a breakfast bar, room for a dining table & a dry bar/coffee bar adjacent. Gather in the cozy family room with gas fireplace, situated just off the kitchen. Upstairs, you'll find a 2ND LIVING SPACE enticing you to linger, with VIEWS of sound on a clear day & year round sunsets. Through the french doors, is the massive primary suite, with a gas fireplace, 5-piece ensuite & enormous walk in closet with a built-in storage. The remaining bedrooms & bathrooms upstairs feature built-in closet storage, & bathrooms with built-in vanities. Outdoors, is an extra wide stamped concrete driveway, terraced front yard with sprinkler system, & an inviting covered front porch, a backyard composite deck, stamped concrete patio, & cherry tree; a perfect space for relaxing or entertaining guests. Garage is equipped with an EV CHARGER!

4737 Mount Baker Loop, Mount Vernon

Listing courtesy of Realty One Group Orca.

$729,000
3 Beds ⋅ 3 Baths ⋅ 2565622 MLS ⋅ ACTIVE Status
If you've driven through Hilltop Haven, you've likely noticed this standout home. Tucked among mature landscaping on a beautifully maintained, low-maintenance .32 acre corner lot, it offers a private, whimsical setting with timeless curb appeal. Inside, vaulted ceilings, a sunken living room, and expansive windows create a bright, contemporary feel while showcasing mountain and city views. The main-floor primary bedroom offers comfort and convenience with bathroom and walk-in closet, while the sunroom opens to a peaceful courtyard. A breezeway seamlessly connects the inviting front courtyard to the back. Upstairs features a dedicated office and two additional bedrooms, including an oversized room perfect for a bonus or flex space. The drive-through garage provides convenient back property access, with ample space for RV parking or the opportunity to create your own private backyard oasis. Other great features include a newer roof, exterior paint, A/C, and on-demand hot water. Ideally located near all amenities, this one-of-a-kind home is full of architectural character and ready for your vision. Home has been pre-inspected and ready for it's next chapter.

627 N Waugh Road, Mount Vernon

Listing courtesy of John L. Scott Skagit.

$395,000
2 Beds ⋅ 1 Baths ⋅ 2555307 MLS ⋅ ACTIVE Status
Cute, well-kept, freshly painted and full of opportunity—this 2-bed, 1-bath home sits on a spacious corner lot with room to dream. Enjoy the cozy free-standing gas stove indoors; outside, imagine gardens, a future garage, an outdoor patio, or personalized spaces that fit your lifestyle. Whether you’re starting or downsizing, this property delivers charm, potential, and a canvas ready for your ideas. The refrigerator, dishwasher and carpets have been replaced within the last year.

116 S 7th Street, Mount Vernon

Listing courtesy of Skagit Tradition Realty, LLC.

$597,500
3 Beds ⋅ 2 Baths ⋅ 2565779 MLS ⋅ ACTIVE Status
New on the market! Turn-key 3 bedroom, 2 full bathroom rambler in the desirable Skagit Highlands neighborhood! This adorable home is welcoming, comfortable and filled with natural light. Attention to detail shines through in every room. Lovely vinyl plank flooring throughout creates a wonderful flow. Spacious chef's kitchen offers plenty of cabinet and counter space with large kitchen island with plenty of bar seating. Never miss a moment with the open concept kitchen, dining and living room. Primary bedroom with en-suite bathroom has a luxurious soaking tub, standing shower and double vanity. Second bedroom with large window to allow for beautiful natural lighting. Flexible third bedroom can also be used as an office. All appliances stay! Easily maintained, fully fenced backyard with covered & uncovered patios backs to greenbelt with hiking trails and 2 parks in community. Close to amenities. Welcome to your new home!

4708 Mount Baker Loop, Mount Vernon

Listing courtesy of Skyline Properties, Inc..

$350,000
1 Beds ⋅ 1 Baths ⋅ 2564019 MLS ⋅ ACTIVE Status
Tucked away on a quiet street, this charming 1924 Craftsman beautifully blends timeless character with thoughtful modern updates. Perfect for first-time buyers or those looking to downsize, this 1-bedroom, 1-bath home features newer luxury vinyl plank flooring, fresh carpet in the bedroom, recently painted interior and exterior, updated lighting and electrical outlets (no outdated wiring here!), a new washer and dryer, and new cedar fencing surrounding the front and side yard.The fully updated bathroom and spacious kitchen offer both style and function, with abundant storage, glass-front cabinetry, stainless Whirlpool appliances, and a breakfast bar that opens to the generously sized dining room—a rare feature in a home of this size. A convenient mudroom provides additional pantry and storage space.Outside, enjoy a private backyard complete with a hot tub, plus off-street parking for up to seven vehicles when the RV parking space isn't in use.With extensive updates, undeniable curb appeal, and move-in-ready condition, this is a home you won't want to miss.

1301 Walter Street, Mount Vernon

Listing courtesy of John L. Scott Snohomish.

$695,000
4 Beds ⋅ 3 Baths ⋅ 2565395 MLS ⋅ ACTIVE Status
Spacious tri-level home offering nearly 2,400 square feet with 4 bedrooms, 1 full bath and two ¾ baths. The light-filled interior features four skylights, two gas fireplaces and a mix of hardwood, laminate, tile and carpet flooring. A bright sunroom overlooks the backyard and provides a comfortable space to relax throughout the year.The generous .4-acre lot offers mature landscaping, garden space and apple, cherry and Asian pear trees. Wooded areas provide privacy while allowing plenty of sunshine. Additional features include a deck, separate playhouse, attached 2-car garage and a rare detached 22' x 22' workshop that is fully insulated and equipped with power.Conveniently located near shopping, schools and everyday services. The home offers plenty of space, a versatile floor plan and an opportunity to make updates to suit your own style.

415 Manito Drive, Mount Vernon

Listing courtesy of RE/MAX Gateway.

$825,000
4 Beds ⋅ 3 Baths ⋅ 2564168 MLS ⋅ ACTIVE Status
Welcome to Maddox Creek! Perched to capture beautiful west-facing views, this spacious 4-bedroom, 3-bath home offers comfort, quality, and room to grow. Enjoy breathtaking sunsets from the kitchen, living room, dining room, and the private primary suite. Vaulted ceilings and large windows create a light-filled, open feel, air conditioning and ceiling fans provide year-round comfort. Recent updates include a new roof w/ a transferable warranty, new carpeting, and stunning new cedar decks—perfect for entertaining or simply relaxing while taking in the view. The oversized garage offers ample room for vehicles, hobbies, and a workshop, while abundant storage continues throughout the home, including a partially finished walk-in crawl space. The upper level has two bedrooms including the primary with ensuite and walk-in closet. The lower level features a large open space perfect for a media room, 2 large bedrooms, bathroom, and storage spaces. Situated on nearly a quarter-acre, this property boasts a private backyard, covered front porch, and fully fenced with plenty of space to garden, play, or unwind. Don't let the street view fool you—this home is much larger than it appears. Conveniently located just minutes from I-5, commuting is a breeze with easy access to Seattle, Everett, Bellingham. You'll also enjoy nearby trails, shopping, restaurants, parks, recreation, and employment opportunities making this home an exceptional combination of peaceful living and everyday convenience.

3216 Shelly Hill Road, Mount Vernon

Listing courtesy of Berkshire Hathaway HS NW.

$365,000
2 Beds ⋅ 2 Baths ⋅ 2564008 MLS ⋅ ACTIVE Status
Desirable ground-floor condominium at The Ridge at Maddox Creek, a sought-after 55+ community! This beautifully maintained 2-bedroom, 1.75-bath home offers comfortable, low-maintenance living in a convenient location. The open kitchen features granite countertops with a breakfast bar overlooking the inviting living room with a cozy gas fireplace. Step onto your private covered balcony and enjoy peaceful views of the Skagit Valley to the west. The spacious primary suite includes a walk-in closet and private 3/4 bath, while the second bedroom and handicap-accessible guest bath provide flexibility for guests or hobbies. Additional amenities include elevator access to secure underground parking with a designated handicap parking space, plus access to the community recreation room. Ideally located near walking trails, shopping, medical services, and other everyday conveniences, this is carefree living at its best!

1416 Lindsay Loop Unit #107, Mount Vernon

Listing courtesy of John L. Scott Skagit.

$489,000
2 Beds ⋅ 1 Baths ⋅ 2563995 MLS ⋅ ACTIVE Status
Charming 2-bedroom, 1-bath Craftsman set on 3 lots with sweeping views of the beautiful Mount Vernon downtown & Skagit River plus a glimpse at the Olympics. This character-filled home offers timeless details, abundant natural light, and a peaceful setting perfect for enjoying the Pacific Northwest lifestyle. Renovated kitchen with butcher block countertops includes new appliances plus a generous island with dishwasher. Utility room conveniently located along with extra room for pantry or office off the kitchen. Hardwood floors stretch through most of the home including kitchen under the vinyl. The unfinished basement provides ample space for hobbies, storage, a workshop, or future expansion possibilities. Spacious yard with room to garden, a cute chicken coop, and shed. An additional buildable lot adds incredible value and flexibility for investment, a guest home, or future development. Rare opportunity to own a scenic property with room to grow in a truly picturesque location. Windows replaced in 2021 & New Roof in 2022.

112 E Division Street, Mount Vernon

Listing courtesy of John L. Scott Anacortes.

$950,000
4 Beds ⋅ 3 Baths ⋅ 2560276 MLS ⋅ ACTIVE Status
Conway Custom Home with breathtaking water, sunset, and valley views! This exceptional 2,788 SF main-level living residence is perched above the Skagit Valley. Situated on an oversized, private .61+ acre lot backing to a serene greenbelt, this home is built for entertaining and relaxation. The main-level living layout features a grand great room with cedar cathedral ceilings, skylights and cozy wood burning fireplace. Enjoy sitting down together with friends in the formal dining area and living room. The stunning large open-concept kitchen with breakfast bar, granite countertops, stainless steel appliances and walk-in pantry seamlessly connects to the great room with exceptional westerly views. You can work comfortably in your private office. There is also a guest 1/2 bath. Included on the main floor you will find the luxurious primary suite complete with a soaking tub, oversized walk-in shower, and a large walk-in closet. Flowing indoor spaces lead to spacious outdoor living. The expansive upper decks offer inviting outdoor areas perfect for relaxing, entertaining and enjoying water and sunset views. Downstairs, discover two additional bedrooms, a finished media/TV room, a versatile bonus room and ample laundry room. This gorgeous property offers spacious living, comfort, views, and lifestyle flexibility. Complete with mature, park-like landscaping, with nearby waterfall. This home perfectly blends absolute privacy and everyday convenience to local amenities.

20801 Hermway Heights Place, Mount Vernon

Listing courtesy of NextHome Preview Properties.

$635,000
4 Beds ⋅ 3 Baths ⋅ 2561997 MLS ⋅ ACTIVE Status
Welcome home to this spacious 4-bedroom, 2.5-bath single-family residence, thoughtfully designed with comfort and functionality in mind. Featuring new carpet in the downstairs living room, a mini-split A/C system, and multiple gathering spaces, this home offers room for everyone to spread out and relax. Enjoy meals in the separate dining room or unwind in the additional living area just off the entryway. The generously sized primary suite and large laundry room add convenience to everyday living. Nestled at the end of a quiet street, this peaceful property sits beside a picturesque pond that is often visited by ducks, creating a serene backdrop to your daily life. With its blend of space, comfort, and tranquility, this home is ready to welcome you.

3420 Barry Place, Mount Vernon

Listing courtesy of Engel & Voelkers Mercer Island.

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