Ellensburg Homes with VA Loan Terms

Ellensburg Homes with VA Loan Terms

Welcome to Ellensburg, a charming city nestled in the heart of Kittitas County, Washington. Known for its picturesque landscapes, vibrant community, and rich cultural heritage, Ellensburg offers a perfect blend of small-town charm and modern amenities.

With a strong presence of homes eligible for VA loan terms, Ellensburg provides a great opportunity for veterans and active-duty service members to find their dream home. VA loans offer favorable terms, including lower interest rates and no down payment requirement, making homeownership more accessible and affordable for those who have served our country.

Whether you're looking for a cozy bungalow in the historic downtown area or a spacious ranch-style home with panoramic views of the surrounding mountains, Ellensburg has a diverse range of properties to suit every taste and budget. From quaint cottages to luxurious estates, there's something for everyone in this vibrant city.

In addition to its real estate offerings, Ellensburg boasts a thriving arts and culture scene, with numerous galleries, museums, and theaters showcasing the talents of local artists and performers. Outdoor enthusiasts will also appreciate the city's proximity to hiking, fishing, and skiing opportunities, making it an ideal destination for those who love to explore the great outdoors.

Come experience the beauty and charm of Ellensburg, where small-town hospitality meets modern convenience, and find your perfect home in this welcoming community.

Newest Ellensburg Homes with VA Loan Terms

$565,000
2 Beds ⋅ 2 Baths ⋅ 2567099 MLS ⋅ ACTIVE Status
Meticulously maintained and thoughtfully upgraded, this turnkey equestrian property sits on 4.35 fenced and irrigated acres in Badger Pocket, within the Kittitas School District. The owners invested where it counts: a new roof three years ago, plus a new heat pump and furnace, a separate mini split, a water filtration system, and new LVP flooring through the main living areas all installed four years ago, delivering efficient heating and air conditioning with the big-ticket items behind you. Inside is 1,968 sqft of easy single-level living, with an open great room, dining area, and a kitchen featuring a breakfast bar, stainless appliances, and generous storage. The primary suite is its own retreat with a five-piece ensuite bath, soaking tub, double vanity, and walk-in closet. A guest bedroom, utility room with sink, oversized rec room, and an additional finished room give this floor plan more range than the square footage suggests. Outside is where the care really shows. A seven-stall barn with tack room, fenced pasture, shop, and outbuildings sit on level, usable ground, all served by two-inch pressurized irrigation lines run throughout the property. An apple tree, garden space, and sweeping valley and mountain views from the Trex deck. The attached two-car garage includes space for a workbench, with two additional carports for six covered spaces plus dedicated RV parking. Private well. Country living with the hard work done, and an easy five minutes to I-90.

2680 Carroll Road, Ellensburg

Listing courtesy of RE/MAX Extra Inc..

$419,000
3 Beds ⋅ 2 Baths ⋅ 2575137 MLS ⋅ ACTIVE Status
Clean, well-maintained rambler in a convenient location close to town and I-90. Newer interior paint and vaulted ceilings in the living room create a fresh, open feel. The well-kept front yard features irrigation water and a sprinkler system. New side gates provide easy access to the backyard, which includes fruit trees, a concrete patio off the slider, and a low-maintenance gravel area for your lawn furniture and firepit. A practical, comfortable home that is truly turnkey ready!

311 E Kristen Avenue, Ellensburg

Listing courtesy of RE/MAX, The Collective.

$375,000
2 Beds ⋅ 2 Baths ⋅ 2574996 MLS ⋅ ACTIVE Status
Enjoy the best of Ellensburg living in this charming, updated farmhouse situated on a spacious corner lot. Offering 1,212 sq. ft., this inviting home features fresh interior and exterior paint, updated laminate wood flooring, and numerous thoughtful improvements completed within the past five years. The light-filled living area showcases high ceilings, generous windows, and a cozy gas fireplace. The refreshed kitchen features stainless steel appliances, a large center island, and convenient bar seating. A functional laundry room provides direct outdoor access and includes a convenient half bath. Outside, enjoy a fully fenced yard with mature landscaping, RV parking, and an impressive 22' x 24' heated and insulated detached shop/garage. Ideally located near Rotary Park’s baseball fields, bike park, and playground, with easy access to downtown Ellensburg and the CWU campus. A wonderful blend of character, modern updates, functional space, and a convenient location!

219 N Dennis Street, Ellensburg

Listing courtesy of eXp Realty.

$835,000
3 Beds ⋅ 2 Baths ⋅ 2572889 MLS ⋅ ACTIVE Status
Set on 4.26 private acres, this exceptional 3-bdrm, 2-bath, 2,259 sq. ft. home captures breathtaking, unobstructed views of the Kittitas Valley & Stuart Mtn Range from nearly every rm. Expansive floor-to-ceiling windows in the great rm, dining area, kitchen & primary suite frame sweeping views of farmland, snow-capped peaks & spectacular sunsets that change w/every season. At the heart of the home, the vaulted great rm features an elegant greige brick fireplace & flows into a bright, open-concept kitchen w/quartz counters, a generous island, gas range & walk-in pantry. The dining area opens through a dramatic 12-ft sliding glass dr to a covered patio, creating an effortless indoor/outdoor connection & an unforgettable setting for entertaining or a quiet evening overlooking the Stuarts. The primary suite is a private retreat w/panoramic valley views & a spa-inspired bath featuring dual vanities, soaking tub, walk-in shower & spacious walk-in closet. Two more bdrms & a home office adds addit. living space flexibility for guests or work. Outside, the acreage offers endless room to garden, entertain & unwind. The backyard hot tub takes in sweeping valley & mountain views beneath the open sky. An oversized 3-car garage provides abundant space for vehicles, recreation & gear. A rare blend of privacy, thoughtful design & extraordinary scenery — this is a home that feels like a retreat every day. Properties with this combination of acreage, views & livability are truly hard to find.

2300 Tozer Road, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$1,285,000
4 Beds ⋅ 4 Baths ⋅ 2572852 MLS ⋅ ACTIVE Status
Framed by mature trees and sweeping mountain, valley, and city views, this breathtaking 5-acre westside estate offers peaceful, private luxury. Spanning 4,157 square feet, the custom home weaves timeless craftsmanship with modern amenities, anchored by authentic engineered hardwood, custom Wood Products NW cabinetry, and refined brass fixtures. Life unfolds effortlessly across thoughtfully designed spaces: gather around the gas fireplace in the main living room, step into the adjacent sitting room bathed in natural light, host in the rec room with built-ins, or celebrate under chandeliers in the formal dining room. A dedicated office offers work-from-home ease, while the French country kitchen shines with an imported ILVE range, integrated Thermador refrigeration, granite countertops, and a pot filler. Everyday living is elevated by California Closets, a large laundry room, and a primary suite featuring separate vanities, a tiled shower, radiant heated floors, and a clawfoot tub. Modern efficiency powers the home with three-zone audio, Starlink, under-cabinet lighting, and a massive 70-panel, 15kW solar array. Unwind on the front or back covered deck or gaze at the stars while enjoying the hot tub. Explore the custom playhouse and historic barn-wood “shed" with power. Anchored by a detached 3-car shop featuring epoxy floors, built-in storage, and a large finished bonus room above, this unforgettable property stands in a class of its own!

1800 Strande, Ellensburg

Listing courtesy of BHHS Brick & Mortar RE.

$599,900
3 Beds ⋅ 3 Baths ⋅ 2572533 MLS ⋅ ACTIVE Status
New construction in Kittitas with stunning Kittitas Valley views just completed! Well laid out 3 bedroom 2 bath floor plan with open concept. 1700 square feet of living space. Large vaulted great room with cozy propane fireplace and ceiling fan. Custom kitchen with knotty alder cabinets, granite counter tops, SS appliances including microwave, refrigerator, and baker's island. Tiled prim ary and main bathrooms. Forced air heating and cooling. Custom stucco exterior. Wind blocked patio perfect for entertaining. 3 car attached garage with separate 1/2 bath. Level 3 acres of irrigated KRD with partial slope. Plenty of room for future shop or barn. Stunning panoramic views of surrounding hills, Mountains, and Valley! Peaceful country location.

240 Windrow Lane, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$329,000
3 Beds ⋅ 1 Baths ⋅ 2570408 MLS ⋅ ACTIVE Status
Experience the perfect blend of comfort, convenience, and outdoor living in this beautifully maintained 3-bedroom, 1-bath home tucked away at the end of a quiet cul-de-sac. Just five blocks from Central Washington University, this 1,200 sq. ft. home offers a warm, inviting interior that has been lovingly cared for. An added storage room taken out of the garage provides exceptional space for hobbies, gathering place or storage along with what's left of the garage for storage. Step outside to enjoy the oversized 8,578 sq. ft. lot featuring rose gardens, a spacious, shaded backyard, and a patio with pergola—perfect for relaxing evenings, entertaining friends, or summer barbecues. Whether you're looking for your first home, a smart investment, or a peaceful place to settle in, this property offers an ideal combination of location, charm, and value that is sure to impress.

709 E White Birch Avenue, Ellensburg

Listing courtesy of Coldwell Banker Central.

$339,500
2 Beds ⋅ 1 Baths ⋅ 2566485 MLS ⋅ ACTIVE Status
Well built 1410 sq. ft. 2 bedrm 1 bath Home with spacious living rm -fireplace, family rm-pellet stove, dinning area with open kitchen. Carport, newer roof, fully fenced back yard, Heat source: wall heaters, pellet stove Great neighborhood and location close to city pool in Ellensburg.

804 E 5th Avenue, Ellensburg

Listing courtesy of TRELORA Realty, Inc..

$385,000
3 Beds ⋅ 2 Baths ⋅ 2569693 MLS ⋅ ACTIVE Status
Charming single-story living on a quiet cul-de-sac north of town! This 3 bedroom, 2 full bath home offers an easy, low-maintenance layout with newer plank flooring throughout most of the home and durable ceramic tile in the kitchen and both baths. The great room features a vaulted ceiling for a bright, open feel, while the kitchen delivers honey oak cabinetry, generous counter space, an eating bar for casual meals, a window over the sink, and all appliances included. A sliding glass door off the dining room opens to the side yard and patio, and the primary bedroom has its own private slider out to the fully fenced backyard—perfect for morning coffee or evening relaxation. Washer and Dryer in the hallway. Forced air heating and cooling keep you comfortable in every season, and the attached 2-car garage adds everyday convenience and storage. Tucked away on a peaceful street yet just minutes from Central Washington University, downtown Ellensburg, and all local amenities, this home offers the best of both worlds: quiet and convenience. 1177 sq ft on a 7,200 lot - Move-in ready and priced to sell at $385,000 schedule your showing today!

404 E 28th Avenue, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$299,000
3 Beds ⋅ 1 Baths ⋅ 2569237 MLS ⋅ ACTIVE Status
Charming Craftsman just blocks from CWU. This 3-bed, 1 bath is situated in a great location that is only minutes from downtown and schools. This cute home would make a great starter home or investment property. The fridge is brand new, stove new in 2025, and all appliances are included. This home features a metal roof and a large, fenced back yard. The generous 7000 square foot lot includes organic garden beds, roses, plum and pear fruit trees. In 2023 a large 15'x14' storage shed with 3 windows was built. Sold As-Is. Spacious mudroom with abundant storage - ready for your personal updates. Seller is offering a $5k credit at closing due to kitchen floor water damage (kitchen sink leak has been repaired).

307 W 14th Avenue, Ellensburg

Listing courtesy of Keller Williams Western Realty.

$410,000
3 Beds ⋅ 2 Baths ⋅ 2568641 MLS ⋅ ACTIVE Status
Escape to your own 20-acre country paradise in Kittitas County! This maintained 3-bedroom, 2-bathroom manufactured home offers the perfect blend of modern comfort and wide-open spaces. Enjoy panoramic mountain views, peaceful privacy, and endless room to roam, garden. Inside, the spacious layout features a bright kitchen, a relaxing primary suite, and plenty of storage. Located just minutes from downtown Ellensburg, WA, this property combines quiet rural living with easy access to local amenities, Central Washington University, and outdoor recreation. Bring your horses, your toys, and your vision!

7560 Lower Green Canyon Rd, Ellensburg

Listing courtesy of John L. Scott RE Cle Elum.

$219,000
2 Beds ⋅ 2 Baths ⋅ 2568393 MLS ⋅ ACTIVE Status
Welcome home to this beautifully refreshed 2-bedroom, 1.5-bath condo in a quiet, walkable neighborhood close to town and CWU. Recent updates include fresh interior paint, new carpet, and LVP flooring, creating a clean, comfortable feel that's truly move-in ready. The spacious upstairs primary suite features a walk-in closet and en-suite bath, while the additional bedroom offers flexibility and functionality as a bedroom, office, or workspace. Step outside to enjoy a quiet backyard space with your own patio—perfect for morning coffee, relaxing, or entertaining. Conveniently located near local amenities, shopping, dining, and campus, this home offers an ideal combination of comfort and convenience. If you're looking for a well-maintained property at a great price, this condo is ready to welcome you home!

209 E 18th Avenue Unit #D19, Ellensburg

Listing courtesy of BHHS Brick & Mortar RE.

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