Ellensburg Homes with FHA Terms

Ellensburg Homes with FHA Terms

Welcome to Ellensburg, a charming city located in Kittitas County, Washington, USA. Known for its picturesque landscapes, friendly community, and vibrant downtown, Ellensburg offers a delightful living experience for residents and visitors alike.

Situated in the heart of Washington state, Ellensburg is surrounded by natural beauty, including the stunning Cascade Mountains to the west and the rolling hills of the Yakima Valley to the east. This prime location provides residents with endless opportunities for outdoor activities such as hiking, biking, fishing, and skiing.

When it comes to housing in Ellensburg, you'll find a range of options to suit your needs. Whether you're looking for a historic Victorian home, a modern townhouse, or a spacious ranch-style property, there's something for everyone. And if you're interested in purchasing a home with FHA terms, you're in luck! Ellensburg offers a variety of homes that qualify for FHA loans, making homeownership more accessible and affordable.

Living in Ellensburg means enjoying a close-knit community with a vibrant arts and culture scene. The city is home to Central Washington University, which brings a youthful energy and a wealth of educational and cultural opportunities to the area. Additionally, downtown Ellensburg boasts a variety of shops, restaurants, and entertainment venues, making it a hub of activity for residents and visitors alike.

Whether you're a nature enthusiast, a history buff, or someone looking for a tight-knit community, Ellensburg has something for everyone. Come and experience the charm and beauty of this wonderful city in Kittitas County, Washington.

Newest Ellensburg Homes with FHA Terms

$565,000
2 Beds ⋅ 2 Baths ⋅ 2567099 MLS ⋅ ACTIVE Status
Meticulously maintained and thoughtfully upgraded, this turnkey equestrian property sits on 4.35 fenced and irrigated acres in Badger Pocket, within the Kittitas School District. The owners invested where it counts: a new roof three years ago, plus a new heat pump and furnace, a separate mini split, a water filtration system, and new LVP flooring through the main living areas all installed four years ago, delivering efficient heating and air conditioning with the big-ticket items behind you. Inside is 1,968 sqft of easy single-level living, with an open great room, dining area, and a kitchen featuring a breakfast bar, stainless appliances, and generous storage. The primary suite is its own retreat with a five-piece ensuite bath, soaking tub, double vanity, and walk-in closet. A guest bedroom, utility room with sink, oversized rec room, and an additional finished room give this floor plan more range than the square footage suggests. Outside is where the care really shows. A seven-stall barn with tack room, fenced pasture, shop, and outbuildings sit on level, usable ground, all served by two-inch pressurized irrigation lines run throughout the property. An apple tree, garden space, and sweeping valley and mountain views from the Trex deck. The attached two-car garage includes space for a workbench, with two additional carports for six covered spaces plus dedicated RV parking. Private well. Country living with the hard work done, and an easy five minutes to I-90.

2680 Carroll Road, Ellensburg

Listing courtesy of RE/MAX Extra Inc..

$419,000
3 Beds ⋅ 2 Baths ⋅ 2575137 MLS ⋅ ACTIVE Status
Clean, well-maintained rambler in a convenient location close to town and I-90. Newer interior paint and vaulted ceilings in the living room create a fresh, open feel. The well-kept front yard features irrigation water and a sprinkler system. New side gates provide easy access to the backyard, which includes fruit trees, a concrete patio off the slider, and a low-maintenance gravel area for your lawn furniture and firepit. A practical, comfortable home that is truly turnkey ready!

311 E Kristen Avenue, Ellensburg

Listing courtesy of RE/MAX, The Collective.

$375,000
2 Beds ⋅ 2 Baths ⋅ 2574996 MLS ⋅ ACTIVE Status
Enjoy the best of Ellensburg living in this charming, updated farmhouse situated on a spacious corner lot. Offering 1,212 sq. ft., this inviting home features fresh interior and exterior paint, updated laminate wood flooring, and numerous thoughtful improvements completed within the past five years. The light-filled living area showcases high ceilings, generous windows, and a cozy gas fireplace. The refreshed kitchen features stainless steel appliances, a large center island, and convenient bar seating. A functional laundry room provides direct outdoor access and includes a convenient half bath. Outside, enjoy a fully fenced yard with mature landscaping, RV parking, and an impressive 22' x 24' heated and insulated detached shop/garage. Ideally located near Rotary Park’s baseball fields, bike park, and playground, with easy access to downtown Ellensburg and the CWU campus. A wonderful blend of character, modern updates, functional space, and a convenient location!

219 N Dennis Street, Ellensburg

Listing courtesy of eXp Realty.

$599,900
3 Beds ⋅ 3 Baths ⋅ 2572533 MLS ⋅ ACTIVE Status
New construction in Kittitas with stunning Kittitas Valley views just completed! Well laid out 3 bedroom 2 bath floor plan with open concept. 1700 square feet of living space. Large vaulted great room with cozy propane fireplace and ceiling fan. Custom kitchen with knotty alder cabinets, granite counter tops, SS appliances including microwave, refrigerator, and baker's island. Tiled prim ary and main bathrooms. Forced air heating and cooling. Custom stucco exterior. Wind blocked patio perfect for entertaining. 3 car attached garage with separate 1/2 bath. Level 3 acres of irrigated KRD with partial slope. Plenty of room for future shop or barn. Stunning panoramic views of surrounding hills, Mountains, and Valley! Peaceful country location.

240 Windrow Lane, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$329,000
3 Beds ⋅ 1 Baths ⋅ 2570408 MLS ⋅ ACTIVE Status
Experience the perfect blend of comfort, convenience, and outdoor living in this beautifully maintained 3-bedroom, 1-bath home tucked away at the end of a quiet cul-de-sac. Just five blocks from Central Washington University, this 1,200 sq. ft. home offers a warm, inviting interior that has been lovingly cared for. An added storage room taken out of the garage provides exceptional space for hobbies, gathering place or storage along with what's left of the garage for storage. Step outside to enjoy the oversized 8,578 sq. ft. lot featuring rose gardens, a spacious, shaded backyard, and a patio with pergola—perfect for relaxing evenings, entertaining friends, or summer barbecues. Whether you're looking for your first home, a smart investment, or a peaceful place to settle in, this property offers an ideal combination of location, charm, and value that is sure to impress.

709 E White Birch Avenue, Ellensburg

Listing courtesy of Coldwell Banker Central.

$339,500
2 Beds ⋅ 1 Baths ⋅ 2566485 MLS ⋅ ACTIVE Status
Well built 1410 sq. ft. 2 bedrm 1 bath Home with spacious living rm -fireplace, family rm-pellet stove, dinning area with open kitchen. Carport, newer roof, fully fenced back yard, Heat source: wall heaters, pellet stove Great neighborhood and location close to city pool in Ellensburg.

804 E 5th Avenue, Ellensburg

Listing courtesy of TRELORA Realty, Inc..

$299,000
3 Beds ⋅ 1 Baths ⋅ 2569237 MLS ⋅ ACTIVE Status
Charming Craftsman just blocks from CWU. This 3-bed, 1 bath is situated in a great location that is only minutes from downtown and schools. This cute home would make a great starter home or investment property. The fridge is brand new, stove new in 2025, and all appliances are included. This home features a metal roof and a large, fenced back yard. The generous 7000 square foot lot includes organic garden beds, roses, plum and pear fruit trees. In 2023 a large 15'x14' storage shed with 3 windows was built. Sold As-Is. Spacious mudroom with abundant storage - ready for your personal updates. Seller is offering a $5k credit at closing due to kitchen floor water damage (kitchen sink leak has been repaired).

307 W 14th Avenue, Ellensburg

Listing courtesy of Keller Williams Western Realty.

$410,000
3 Beds ⋅ 2 Baths ⋅ 2568641 MLS ⋅ ACTIVE Status
Escape to your own 20-acre country paradise in Kittitas County! This maintained 3-bedroom, 2-bathroom manufactured home offers the perfect blend of modern comfort and wide-open spaces. Enjoy panoramic mountain views, peaceful privacy, and endless room to roam, garden. Inside, the spacious layout features a bright kitchen, a relaxing primary suite, and plenty of storage. Located just minutes from downtown Ellensburg, WA, this property combines quiet rural living with easy access to local amenities, Central Washington University, and outdoor recreation. Bring your horses, your toys, and your vision!

7560 Lower Green Canyon Rd, Ellensburg

Listing courtesy of John L. Scott RE Cle Elum.

$219,000
2 Beds ⋅ 2 Baths ⋅ 2568393 MLS ⋅ ACTIVE Status
Welcome home to this beautifully refreshed 2-bedroom, 1.5-bath condo in a quiet, walkable neighborhood close to town and CWU. Recent updates include fresh interior paint, new carpet, and LVP flooring, creating a clean, comfortable feel that's truly move-in ready. The spacious upstairs primary suite features a walk-in closet and en-suite bath, while the additional bedroom offers flexibility and functionality as a bedroom, office, or workspace. Step outside to enjoy a quiet backyard space with your own patio—perfect for morning coffee, relaxing, or entertaining. Conveniently located near local amenities, shopping, dining, and campus, this home offers an ideal combination of comfort and convenience. If you're looking for a well-maintained property at a great price, this condo is ready to welcome you home!

209 E 18th Avenue Unit #D19, Ellensburg

Listing courtesy of BHHS Brick & Mortar RE.

$859,000
3 Beds ⋅ 5 Baths ⋅ 2565963 MLS ⋅ ACTIVE Status
Custom-built by the owner and loved ever since, this spacious 3,169 sq ft home sits on 3 private acres on a dead-end road — close to town, but a world away from the noise. Inside, the open kitchen anchors the home with solid maple shaker cabinetry, a large island perfect for hosting, a big pantry, and room to actually cook and gather. Solid oak & tile flooring run through the main areas w/ comfy carpet in the LR & bedrooms. 3 bedrooms, 3 full baths & 2 1/2 baths, a dedicated office in the main part of the home , & a bonus room above the garage with a half bath & tongue-and-groove pine ceiling and walls round out a floor plan with space for everyone and everything. Enough room to work from home & have a studio or theater space for flex space! Great storage throughout with amazing thought-out accessible spaces for all of your things. Custom details at every turn on this one.Open views, mature landscaping, a variety of flowers, shade trees, & a large lawn with sprinklers create a setting that's as beautiful as it is functional. Pasture area gives you room for animals & it stays green with senior water rights. Coming and going is nice and clean with a paved drive leads to an oversized 2-car garage. A brand new roof in 2025 means a big cost is already handled. This is the kind of home that rarely comes available — built right, maintained well, & ready for its next chapter.

461 Fields Road, Ellensburg

Listing courtesy of RE/MAX Community One Realty.

$394,000
3 Beds ⋅ 3 Baths ⋅ 2564714 MLS ⋅ ACTIVE Status
Better than new and one of the best values in Black Horse! Built in 2024, this beautifully maintained 3-bedroom, 2.5-bathroom home offers 1,340 square feet of bright, open living space with contemporary finishes, smart switches throughout, LED lighting, central A/C, stainless steel appliances, and a modern kitchen with a center island. The fully fenced backyard features attractive pavers combined with gravel, creating a stylish zero maintenance outdoor space. Enjoy community trails, a private park, and convenient access to downtown Ellensburg and I-90. One of the best values in the Black Horse community. Call your favorite agent and schedule a private tour today!

3111 Wrangler Drive, Ellensburg

Listing courtesy of RE/MAX, The Collective.

$449,900
4 Beds ⋅ 2 Baths ⋅ 2564031 MLS ⋅ ACTIVE Status
Better than new and completely move-in ready! This beautifully maintained home sits on a desirable corner lot and has all the finishing touches already completed, including full landscaping, a fully fenced backyard, and an underground sprinkler system. Inside, you'll find a bright, open-concept floor plan that's perfect for everyday living and entertaining, along with numerous thoughtful updates throughout that add both style and functionality. Pride of ownership shines in every room, making this home exceptionally clean and truly turnkey. Step outside to enjoy a backyard oasis featuring established fruit trees and grapevines, creating the perfect space to relax, garden, or entertain. Skip the hassle and expense of completing a new build, this home has it all and is ready for its next owners!

1802 S Mallard Way Unit #31, Ellensburg

Listing courtesy of RE/MAX, The Collective.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.