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USDA APPROVED CONDOS, HOMES AND REAL ESTATE

SEARCH USDA APPROVED LISTINGS IN WA STATE | KING COUNTY WA USDA | PIERCE COUNTY WA USDA CONDOS HOMES

LINK TO USDA WEBSITE - ELEGIBILTY MAPS - INCOME RESTRICTIONS

The links provides all currently available properties marketed as approved for zero down USDA financing in King County WA and Pierce County WA. Listings can be refined to display USDA approved condos and USDA real estate listings. USDA is available with a zero down payment however there are some additional costs such as an increased interest rate and funding fee.

  Areas of USDA loan eligibility can be confirmed on the link for the USDA WA website below by entering a property address in King or Pierce County WA or by viewing the boundary map. Common cities approved for zero down USDA financing are Bonney Lake, Lake Tapps, Enumclaw, Buckley, Orting, select areas of Auburn, Puyallup, Graham, Spanaway, Tacoma, Gig Harbor, Sumner and surrounding areas.

   I work with great lenders and have represented many USDA first time homebuyers throughout the years. In addition to selling real estate I am also a licensed home inspector. Since USDA loans often require homes to be well maintained or no large repairs I believe this adds a great value to identify something that may result in financing restrictions or identifying costly repairs prior to entering a purchase contract. Should you have any questions with USDA zero down financing in King or Pierce County WA, would like help searching for a USDA approved home or if I can assist otherwise please feel free to call, text or email anytime.

  In addition to USDA zero down financing WA state offers other down payment assistance programs which may have more flexible credit criteria, income restrictions and more attractive interest rates. I'm happy to answer any questions or refer you to a great ZERO DOWN lender to determine the best loan avenue for your home purchase.

Alex Foraker - Skyline Properties - 253.209.4200 or af4200@gmail.com

WA USDA ELIGIBLE PROPERTIES NEWEST LISTINGS IN KING AND PIERCE COUNTY WA

$869,888
3 Beds 3 Baths 2582704 MLS ACTIVE Status
Welcome home to this elegant, meticulously maintained Rambler nestled in the foothills of charming Buckley. Offering easy single-level living, this beautifully updated home is sure to impress. The spacious Primary Suite features private backyard access through a private door, a large Walk-in Closet, and a luxurious 5-piece bath. Two generous Guest Bedrooms each include Walk-in Closets with custom built-ins and share a convenient Jack-and-Jill Bathroom. The stunning Remodeled Kitchen show an Oversized Island with Waterfall Quartz Counters, Newer Appliances, and a cozy dining nook, making it the perfect gathering space. Additional conveniences include a Utility Room with a sink, AC and abundant storage throughout. Step outside to your own private retreat, featuring Mature Landscaping, peaceful Fountains, Drip System for your garden, Privacy Awnings, and a brand-new Shed, creating the perfect setting for relaxing or entertaining year-round. Recent upgrades provide peace of mind and added value, including a Newer 50-year Roof, fresh Interior and Exterior Paint, Crawl Space improvements, Newer Water Heater, professional Landscaping, Sprinkler System, New Carpet, refinished Hardwoods and more. This move-in-ready home combines comfort, style, and quality craftsmanship in a highly desirable Buckley location. Don't miss out on this rare, move-in ready home - homes like this are rare to come by! Check out Matterport Tour & Video!

510 Mountain Circle, Buckley

Listing courtesy of Real Broker LLC.

$424,000
2 Beds 2 Baths 2581903 MLS ACTIVE Status
BRAND NEW CONSTRUCTION in the heart of Tacoma's Hilltop neighborhood. This thoughtfully designed 2 bedroom, 1.5 bath single family home offers 1,016 square feet of modern, efficient living with contemporary finishes, comfortable indoor outdoor space, a dedicated parking space, and views of Mt. Rainier. The location is incredible! Stanley Elementary is directly across the street, with the Al Davies Boys & Girls Club and Stanley Playfield just steps away. Major Tacoma medical centers, including St. Joseph Medical Center and Tacoma General Hospital, are nearby, making this an especially convenient location for healthcare professionals. Enjoy quick access to I-5, with UW Tacoma, downtown Tacoma, Tacoma Link light rail, restaurants, coffee, shopping and entertainment all just minutes from home. Leave the car in your dedicated parking space and enjoy easy access to some of Tacoma's best connected neighborhoods. Inside, the efficient floor plan makes smart use of every square foot, while the outdoor space gives you room to relax, entertain and enjoy the Mt. Rainier views. Whether you're buying your first home, downsizing, or looking for low maintenance new construction in Central Tacoma, this is a rare opportunity to own a brand new single family home at an attainable price point without sacrificing location, design or convenience. This home sits on a divided lot, with an HOA covering shared services like trash and yard maintenance for low-maintenance living.

1717 S 17th Street, Tacoma

Listing courtesy of Northwest Investment Partners.

$1,650,000
3 Beds 3 Baths 2580516 MLS ACTIVE Status
Wake up to breathtaking panoramic views of Puget Sound, the Olympic Mountains, and unforgettable sunsets from this remarkably private Federal Way waterfront retreat. Set on approximately 1.5 acres with 125 feet of no-bank waterfront, this rare property offers the space, privacy, and direct beach access that are exceptionally difficult to find. The fully renovated custom home combines timeless Northwest character with modern comfort. Expansive windows frame the water views throughout the home, while the elegant sunken living room features gracious beamed ceilings and a dramatic fireplace. The refreshed kitchen offers Corian countertops and a cozy breakfast nook, while the spacious dining area is perfectly positioned for entertaining with the Sound as your backdrop. Multiple water-view decks and an expansive patio create seamless indoor-outdoor living—ideal for morning coffee, al fresco dining, entertaining, or simply enjoying spectacular Pacific Northwest sunsets. A separate 1200 square feet cottage provides flexible space for a home office, studio, guest retreat, or additional-purpose space. A peaceful wooded trail winds through the property to an enchanting sandy beach and waterfront cabana. At low tide, explore miles of shoreline directly from your own private waterfront setting. The property also benefits from a new septic system design and approval, with installation to be completed by the new owner. The separate cottage is 1200 square feet; buyers to verify.

5112 SW 311th Place, Federal Way

Listing courtesy of WeLakeside.

$749,000
4 Beds 2 Baths 2580392 MLS ACTIVE Status
Experience the best of Snoqualmie living in this beautifully reimagined 4-bedroom, 1.75-bath home, ideally located just moments from historic downtown Snoqualmie in a peaceful, established neighborhood. Enjoy convenient access to local boutiques, restaurants, coffee shops, parks & trails. Enjoy nearby Railroad Park, Sandy Cove Park, & Three Forks Off-Leash Dog Park, all while being within the highly regarded Snoqualmie Valley School District and just minutes from assigned schools. Neighborhood block parties and a strong sense of community further enhance the appeal of this sought-after location. Thoughtfully remodeled from top to bottom, nearly every surface has been refreshed with curated designer finishes and modern functionality. The stunning new kitchen stainless steel appliances & fully updated bathrooms are complemented by luxury vinyl plank flooring, fresh interior & exterior paint, a new roof, new windows & siding, and a new electrical panel, creating a truly turnkey home. Downstairs, a spacious flex area offers exceptional versatility, ideal for a media room, game room, home gym, office, or additional living space tailored to your needs. Outside, a new front deck and refreshed landscaping provide inviting curb appeal and a warm welcome home. Move in with confidence knowing a 1-year home warranty is included for the new owner. Modern updates, flexible living spaces, and an unbeatable Snoqualmie location make this turnkey home ready for its next chapter.

39845 SE Spruce Street, Snoqualmie

Listing courtesy of Windermere Real Estate Central.

$1,299,000
3 Beds 2 Baths 2580276 MLS ACTIVE Status
Welcome to this beautifully renovated home in the desirable Copper Wood community of Kirkland’s South Juanita neighborhood. Completely renovated and refreshed, this home offers the feel of a brand-new property while retaining the charm and privacy of an established residential setting. Step inside to a bright, spacious living area featuring vaulted ceilings, brand-new flooring, fresh interior finishes, and a large fireplace that creates a warm and inviting focal point. Expansive windows bring in abundant natural light throughout the main living spaces. The brand-newly renovated kitchen is designed for both everyday living and entertaining, featuring new cabinetry, quartz countertops, a custom glass-tile backsplash, and stainless-steel appliances. The spacious primary bedroom offers a private ensuite bathroom and walk-in closet. Two additional bedrooms feature new flooring and fresh paint, complemented by a beautifully refreshed full bathroom. Outside, enjoy a large, private backyard with mature landscaping and plenty of room for outdoor dining, play, gardening, or simply relaxing. The oversized two-car garage provides abundant storage and workspace, with plenty of room for tools, hobbies, or a workshop. Situated on a large private lot in the Copper Wood community, this home offers a peaceful residential setting while remaining conveniently close to I-405, restaurants, shopping, parks, and everyday amenities.

11527 113th Place NE, Kirkland

Listing courtesy of WeLakeside.

$474,900
3 Beds 2 Baths 2579805 MLS ACTIVE Status
Tucked away on a quiet cul-de-sac, this beautifully maintained 3-bedroom, 2-bath rambler offers the privacy, comfort and easy living you’ve been looking for. Step inside to a bright, inviting interior with vaulted ceilings, spacious rooms, a cozy gas fireplace and fresh paint throughout. New LVP and carpet and a thoughtful, open layout create a clean, modern feel with an easy flow from room to room. The light-filled living room opens through a sliding glass door to the private, fully fenced backyard and newly refreshed deck, creating an inviting extension of the living space. There’s plenty of room for a patio table, chairs and BBQ—perfect for summer meals, morning coffee or enjoying the peaceful surroundings. Low-maintenance landscaping in both the front and back adds beauty without adding a lot of upkeep. The primary suite includes a welcoming full bath with a skylight and walk-in closet. Recent updates include a 2023 roof, newer water heater and new heat pump with A/C. A large covered front porch offers another wonderful outdoor space, while the 2-car garage features convenient hanging storage racks and the oversized driveway provides plenty of additional parking. Located in the friendly Sandy Glen Community with sidewalks and two neighborhood parks, and served by highly sought-after schools. With its peaceful setting, thoughtful updates, inviting outdoor spaces and comfortable one-level living, this is a home that feels welcoming from the moment you arrive!

8123 146th Street E, Puyallup

Listing courtesy of eXp Realty.

$1,190,000
3 Beds 2 Baths 2579277 MLS ACTIVE Status
Tucked away in the Desirable Kirkland's Juanita neighborhood, this extensively updated single-story rambler delivers modern luxury and effortless everyday living. *** Greeted by a brand-new concrete driveway and walkway, step inside to a bright, open floor plan showcasing newer luxury vinyl plank (LVP) flooring, fresh contemporary fixtures, and all-new designer lighting throughout. *** A fully remodeled chef’s kitchen thoughtfully appointed with custom white shaker cabinetry, quartz countertops, a Italian marble backsplash, a sleek microwave drawer, and a panel-ready range hood & dishwasher. A substantial central island provides ample prep and entertaining space, centered around a premium induction range. *** The primary suite offers a peaceful retreat with an updated bath featuring a new custom shower and modern vanity. Throughout the home, newer Milgard triple-pane windows deliver superior thermal efficiency and sound dampening. *** Major infrastructure has been thoroughly updated for total comfort, including all brand-new equipment: New electrical panel, new high-efficiency central HVAC system with central A/C (all installed within the past year and freshly serviced in September 2026). *** Fully fenced back yard is anchored by an adjustable louvered pergola, Raised garden beds and mature greenery complete the setting, just minutes to The Village at Totem Lake, Juanita Beach Park, Lake Washington schools, and convenient I-405 commuter.

13444 110th Place NE, Kirkland

Listing courtesy of Globenex Realty.

$389,000
2 Beds 2 Baths 2578846 MLS ACTIVE Status
Welcome to island living at its best! Nestled on a spacious shy ½-acre setting along a quiet dead-end road, this charming 2-bedroom, 1.5-bath home offers a peaceful retreat just a stone’s throw from Lake Florence. Enjoy partial lake views and convenient members-only park and dock access directly across the street, plus easy proximity to the ferry, commercial center, Riviera HOA amenities and all that Anderson Island has to offer. Two separate entrances add ultimate convenience and flexibility. Once on the property you will be greeted by a wraparound deck from which to relax & take in lake views. Enter to a light & bright living space, with thoughtfully designed windows that look out onto a beautiful setting & cozy wood fireplace. On the main level, an open concept kitchen & living space that leads down the hall to a ¾ bath with soaker tub & generously sized primary bedroom. The daylight basement offers incredible flexibility with a large bonus room featuring built-in bookshelves & desk, exterior access, plus a spacious bedroom and ¾ bath that could easily serve as a second primary suite or guest quarters. The detached 2-car garage and shop provide plenty of room for vehicles, projects, hobbies and storage. Plus plenty of space to expand your outdoor living potential, start a vegetable garden, or park your RV. All HOA amenities included! Marina, golf course, & more. This is the perfect opportunity to enjoy the serenity, recreation & community of island life. View today!

10006 Eagle Place, Anderson Island

Listing courtesy of Coldwell Banker Bain.

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