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WA FHA APPROVED CONDOS, HOMES AND REAL ESTATE

SEARCH FHA APPROVED LISTINGS IN WA STATE | KING COUNTY WA FHA | PIERCE COUNTY WA FHA | THURSTON COUNTY

  The link below provides all currently available properties marketed as approved for FHA financing in King County WA and Pierce County WA. Listings can be refined to display FHA approved condos and townhomes, FHA single family listings and FHA real estate listings. FHA is available with 3.5% down payment however there are zero down options such as state bond, house key program and many other down payment assistance programs.

   I work with great lenders and have represented many FHA first time homebuyers throughout the years.  FHA loans often require homes to be well maintained or no large repairs which I have extensive knowledge about a homes condition, I believe this adds a great value to identify something that may result in financing restrictions or identifying costly repairs prior to entering a purchase contract. Should you have any questions with financing, would like help searching for a FHA approved home or if I can assist otherwise, please feel free to call, text or email anytime.

 

WA FHA APPROVED NEWEST LISTINGS

$1,083,000
4 Beds 4 Baths 2584480 MLS ACTIVE Status
2019 REIMAGINED AND EXTENSIVE REBUILD DOWN TO THE STUDS this exceptional West Seattle home combines the character of an established neighborhood with comfort, design, and SMART technology systems of a thoughtfully rebuilt residence. CAT6 wiring, hard wired exterior cameras, remote controlled systems throughout the house powered by your smart phone. A stunning transformation offers a 4 Bed, 3.5 Bath home + office and blends distinctive style w/everyday life in mind. Soaring ceilings on both levels create a dramatic sense of space while a gorgeous custom front door makes a memorable first impression.Dual furnaces and dual A/C provide separate zoning levels for upstairs and down. The main level offers add'l possibilities, including the potential for add'l primary suite, guest quarters, or multi-generational living. And then there's the yard-a private secure peaceful oasis that feels worlds away from the city. Designed for gathering, playing, relaxing, and entertaining, it offers plenty of room for four-legged family members. Summer evenings stretch a little longer and friends naturally want to stay. All this tucked into a convenient Arbor Heights location near AH elementary, Atlas Summit Public, private secondary school's Explorer West Middle School, Westside PreK-8th, restaurants, WW Village and Morgan Street Thriftway. Could this be your next chapter?

10030 37th Avenue SW, Seattle

Listing courtesy of HomeSmart Real Estate Assoc.

$499,995
3 Beds 2 Baths 2584065 MLS ACTIVE Status
Modern Seattle living for half the price! Built in 2020, this 3-bedroom, 1.75-bath townhome combines contemporary construction with practical amenities: dedicated deeded parking and AC! The main level features an open-concept living, dining, and kitchen arrangement with modern finishes and abundant natural light. The kitchen offers an upgraded island providing additional cabinetry and storage. Upstairs, a dedicated primary suite features an attached bath and walk-in closet, while two additional bedrooms offer flexibility for guests, bedrooms, or a home office. The private rooftop deck extends the living space outdoors, with elevated views and room for seating, dining, or entertaining. Newer construction brings modern systems and finishes, while the deeded parking space adds convenience. Set in South Park, this home is surrounded by a neighborhood with a character all its own. Locally owned restaurants, cafés, shops, parks, community spaces, and the Duwamish River shape a setting that feels distinctly Seattle. Nearby Georgetown adds another layer of independent restaurants, breweries, creative businesses, and local culture. Downtown is within easy reach, connecting you to employment, dining, entertainment, and cultural destinations while maintaining a neighborhood-oriented setting at home. A newer construction townhome with a dedicated primary suite, deeded parking, rooftop deck, AC, and a location that puts Downtown Seattle and South Park’s local character within reach.

1039 S Cloverdale Street Unit #A, Seattle

Listing courtesy of Rain Town Realty + JPAR.

$1,083,000
4 Beds 4 Baths 2584479 MLS ACTIVE Status
2019 REIMAGINED AND EXTENSIVE REBUILD DOWN TO THE STUDS this exceptional West Seattle home combines the character of an established neighborhood with comfort, design, and SMART technology systems of a thoughtfully rebuilt residence. CAT6 wiring, hard wired exterior cameras, remote controlled systems throughout the house powered by your smart phone. A stunning transformation offers a 4 Bed, 3.5 Bath home + office and blends distinctive style w/everyday life in mind. Soaring ceilings on both levels create a dramatic sense of space while a gorgeous custom front door makes a memorable first impression.Dual furnaces and dual A/C provide separate zoning levels for upstairs and down. The main level offers add'l possibilities, including the potential for add'l primary suite, guest quarters, or multi-generational living. And then there's the yard-a private secure peaceful oasis that feels worlds away from the city. Designed for gathering, playing, relaxing, and entertaining, it offers plenty of room for four-legged family members. Summer evenings stretch a little longer and friends naturally want to stay. All this tucked into a convenient Arbor Heights location near AH elementary, Atlas Summit Public, private secondary school's Explorer West Middle School, Westside PreK-8th, restaurants, WW Village and Morgan Street Thriftway. Could this be your next chapter?

10030 37th Avenue SW, Seattle

Listing courtesy of HomeSmart Real Estate Assoc.

$730,000
6 Beds 3 Baths 2583740 MLS ACTIVE Status
Some homes give you extra rooms. This one gives you options. With 6 bedrooms, 3 bathrooms, 2,596 SF, and a 3-car garage, this University Place home offers the space to live comfortably today while giving you flexibility for whatever comes next. It starts with a welcoming covered front porch, then opens to a bright main floor where natural light, wide sightlines, and LVP flooring installed in 2021 create an easy flow from room to room. The family room centers around a fireplace and connects naturally to the dining area and kitchen, making this a space where people can gather without feeling crowded. The kitchen was updated in 2021 with white cabinetry, soft close doors and drawers, granite countertops, updated appliances, and a generous center island with extra prep and storage space. From the dining area, step directly onto the covered deck, where outdoor living becomes part of everyday life. Beyond the deck is a large fully fenced backyard with plenty of lawn for play, gardening, or entertaining. A separate fenced dog run and storage shed add even more function. The 6 bedrooms create options for sleeping space, guests, home offices, fitness, or hobbies, while 3 bathrooms and a main floor laundry room help keep daily life moving. A 35 panel solar system was installed in 2022 to take advantage of the home’s southern exposure. The EV charger connects through the solar inverter, rounding out a home that offers space, comfort, and practical updates inside and out.

6410 63rd Street W, University Place

Listing courtesy of COMPASS.

$630,000
3 Beds 3 Baths 2582671 MLS ACTIVE Status
Welcome to this secluded, move-in ready, beautifully updated home on just shy of an acre! The home features NEW soft close cabinets & NEW quartz counters in the kitchen & upstairs bathrooms, NEW waterproof Pergo luxury vinyl tile flooring in the kitchen & all bathrooms, newer stainless appliances, NEW gutters, NEW paint on the exterior & deck, & NEW paint throughout most of the interior of the house. Natural light fills the house, with vaulted ceilings in the entry way, living room, & dining room. Upstairs you’ll find the kitchen, main living room, & dining room, along with the primary bedroom with dual vanity, dual closets, & 3/4 bath, 2 bedrooms, & a full bathroom. Downstairs you’ll find a large family room, a bonus room/office, & another 3/4 bathroom. There are 3 showers in this house so everyone can have their own! Included is a full size attached 2 car garage with a workbench with even more space for parking your cars/RV/boats/other toys in the huge driveway & space along the side of the house. There is a huge 12’ x 20’ shed for extra storage. The partially fenced property is in a lush parklike setting with mature landscaping that includes fruit trees (Rainier cherry, apple, pear) with plenty of space for entertaining guests on the expansive concrete patio and the large deck. There are an abundance of trees and tons of space for gardening & enjoying sunshine so you get the best of both worlds! Convenient access to Canyon Road, Hwy 512, shopping, dining, parks, & JBLM.

5125 162nd St Court E, Tacoma

Listing courtesy of Max Realty LLC.

$510,000
4 Beds 2 Baths 2583899 MLS ACTIVE Status
Classic Tacoma charm meets an impressive list of recent upgrades in this beautifully updated 4-bed, 2 bath bungalow! Thoughtfully refreshed with nearly $116K in renovations, this home offers exceptional space, character and flexibility across two finished levels. Step inside to a light filled living room where updated LVP flooring, new lighting and a timeless brick fireplace create a warm and welcoming first impression. The remodeled kitchen features granite countertops, new cabinetry, newer appliances and plenty of room for gathering. The main level bathroom has been completely refreshed with tile flooring, a custom tiled shower with glass enclosure, updated vanity and fixtures. The expansive lower level feels like an extension of the home with a huge bedroom, a bonus/flex room, a full bathroom, a second living area, and a cozy second fireplace perfect for movie night, work from home space, and/or easy multigenerational living. Extensive recent improvements include an upgraded electrical panel, newer cadet heaters, vinyl windows, new interior doors, new cement board siding and trim, fresh interior/exterior paint, gutters, soffits & vents, porch railings, new garage opener, and door. Fireplaces and chimney have been recently professionally cleaned and inspected. Outside features a large fully fenced back yard with mature landscaping, privacy and space for it all. Amazing access to schools, shopping, parks and freeways. The hard works already done! 1yr home warranty included.

1518 S Tyler Street, Tacoma

Listing courtesy of COMPASS.

$729,950
3 Beds 2 Baths 2584430 MLS ACTIVE Status
Beautifully updated one-story home on an exceptionally private lot with room to live, relax, entertain, and enjoy the outdoors. This meticulously maintained mid-century home offers 3 bedrooms each with ceiling fans and 2 full baths, new high-end LVP flooring, granite countertops, brand NEW oven/stove and refrigerator, NEW furnace in 2025, two fire places, wood burning in the living room and natural gas in the primary suite. Fully fenced and beautifully landscaped property provides a rare combination of privacy, space, and flexibility with 28,000 sq ft of land (buyer to verify), and NO HOA. Enjoy the peaceful park-like setting, mature landscaping, fruit trees including: fig, plum, cherry, pear, and grapes, plus asparagus, garden areas, and private backyard. For those who need additional space, the property features an attached oversized heated 2 car garage (460 sq ft), detached heated/powered shop, and tool shed, RV parking, and generator ready electrical. Plenty of room for vehicles, hobbies, projects, and storage, or simply enjoying the property your way. A saltwater hot tub/spa, new garage door, automatic sprinkler system, front load washer/dryer, ultra quiet Bosch dishwasher add to the homes comfort and convenience. A rare opportunity to own a beautifully updated home with exceptional privacy, flexibility, and land – while still being close to everything Renton has to offer.

12255 SE 184th Street, Renton

Listing courtesy of RE/MAX Northwest.

$465,000
3 Beds 4 Baths 2584384 MLS ACTIVE Status
BRAND NEW CONSTRUCTION with space, flexibility and Mt. Rainier views in the heart of Tacoma. Offering approximately 1,700 square feet across three thoughtfully designed levels, this 3 bedroom, 3.25 bathroom townhome delivers space and functionality that's hard to find in new construction at this price point. The 2nd floor living level is built for everyday living and entertaining, with an open kitchen, generous living and dining areas, and plenty of room to gather. A bathroom on every floor adds convenience and privacy throughout. The flexible lower level opens up even more possibilities, easily serving as a home office, guest suite, multigenerational space, workout room or additional lounge. Upstairs, comfortable bedrooms are set apart from the main living areas, with Mt. Rainier views adding a special touch. Step outside to your private patio, or take advantage of your own garage for secure parking and extra storage. This home sits on a divided lot, with an HOA covering shared services like trash and yard maintenance for low-maintenance living. HOA documents are available upon request. The location is hard to beat. Stanley Elementary sits directly across the street, with the Al Davies Boys & Girls Club and Stanley Playfield just steps away. St. Joseph Medical Center, Tacoma General, UW Tacoma, downtown Tacoma and Tacoma Link light rail are all nearby, with quick access to I-5 for an easy commute throughout the region.

1717 S 17th Street Unit #A, Tacoma

Listing courtesy of Northwest Investment Partners.

$730,000
3 Beds 3 Baths 2584173 MLS ACTIVE Status
Tucked away for ultimate privacy, this unique shy-1-acre property offers the perfect blend of country freedom and modern luxury. The open-concept main level shines with newer vinyl plank flooring and a gourmet kitchen featuring a massive quartz island, solid wood shaker cabinetry, and LG stainless steel appliances. Efficiency meets style in the updated laundry room, complete with an all-in-one GE washer/dryer and a custom butcher block folding station. Comfort is guaranteed year-round with a cozy pellet stove and a mini-split for heating and cooling. The main floor hosts a versatile bedroom and a dedicated office, while upstairs serves as a private retreat. The oversized primary suite has vaulted ceilings, a granite vanity ensuite with a skylight, and French doors opening to a private balcony. Guests will never want to leave their dedicated suite, which features an attached sunroom—the ultimate spot for kicking back with a good book. Outdoors is a true sanctuary, featuring a natural spring pond, a delightful koi pond, apple tree, and a fully fenced yard. For the hobbyist, entrepreneur, or car enthusiast, the property is a dream come true: a massive 1,000+ sf shop with a wood stove and an upstairs office with ½ bath. Covered RV storage, interior RV space within the shop with 30amp hookup, and an additional shipping container shed. Close to shopping and highways and light rail, yet worlds away. Mortgage savings may be available for buyers of this listing!

32217 51st Avenue S, Auburn

Listing courtesy of Redfin.

$1,500,000
3 Beds 3 Baths 2583089 MLS ACTIVE Status
A once-in-a-lifetime opportunity to own a truly exceptional 19.02-acre legacy equestrian estate—returning to the market after over a century of family ownership. Private, protected and steeped in character, this extraordinary Buckley property pairs quiet elegance with the soul of a true working farm—a singular find for those seeking a luxury acreage retreat, equestrian-ready property or multigenerational haven. The 3,600sf residence, custom built in 1999 features a gracious front porch, soaring vaulted ceilings, stone fireplace and warm finishes. Recent improvements include new LVP flooring, fresh paint, custom hickory cabinetry, granite counters, new gas stove and new hardware. The primary suite offers a walk-in closet and ensuite bath with jetted tub. A daylight basement with French doors that open to an RV parking pad. A wet bar in the downstairs entertainment area and flexible living space offers room for hobbies, fitness or multigenerational living. Gently rolling acreage opens to pastures, barns, shop and territorial views. Exceptional access allows large equipment to maneuver and park including Lowboys, truck-and-pups, extra long trailers and substantial construction or farming equipment. The expansive 4-stall barn has a dedicated wash stall with piped hot water, tack room, office with ¾ bath & storage. Large shop includes 50-amp welder circuit, RV 50-amp hookup. Private well, 500-gallon propane tank and 2023 heat pump. Pre-inspected. Private. Historic. Beautiful.

22724 64th Street E, Buckley

Listing courtesy of Marketplace Sotheby's Intl Rty.

$884,950
5 Beds 3 Baths 2583681 MLS ACTIVE Status
There comes a point when you’re ready for a home that gives everyone a little more room, and this Fairwood Greens home delivers beautifully. Step inside to a light-filled living room where vaulted ceilings, walls of windows and a dramatic fireplace create an inviting space to gather. Thoughtfully updated with modern finishes throughout, the spacious kitchen and dining area keep everyday life connected, while the main-level primary suite offers a comfortable retreat of its own. Downstairs, an expansive lower level gives you even more room to live, work and entertain. Picture movie nights, game days, overnight guests, multi-generational living, a home office or simply a space for everyone to call their own. With five bedrooms throughout, this is a home that can flex and change right along with you. Whether you’re growing, gathering, or simply craving more space, there’s room for it here. Outside, a large deck overlooks the private, tree-lined backyard, creating a peaceful setting for summer dinners, morning coffee and relaxed weekends at home. A backyard like this makes staying home feel like the perfect plan. Set in sought-after Fairwood Greens, with parks, recreation and Fairwood Golf & Country Club nearby, this home offers more than space. It offers flexibility, comfort and room for the life ahead. Pre-inspected and ready to welcome you home.

15227 SE 175th Place, Renton

Listing courtesy of KW Lake Washington So.

$849,999
4 Beds 4 Baths 2581623 MLS ACTIVE Status
Experience the best of Ruston living in a home designed for space, flexibility and connection. Offering approximately 2,400 sqft across three thoughtfully arranged levels, this 4-bedroom, 3.5-bath residence features two private bedroom suites—an uncommon layout with comfortable options for guests, extended stays, multigenerational living or working from home. The main living level brings everyone together with an open-concept living room, dining area and kitchen flowing onto an expansive covered deck for outdoor dining and year-round enjoyment. A generous bedroom suite with a walk-in closet and private bath completes this level. Upstairs, the secluded primary retreat occupies its own floor with a walk-in closet, spacious ensuite bath, private balcony and access to abundant attic storage. Two additional bedrooms, a full bath and laundry room are located on the lower level, along with access to a nearly 30ft covered patio and oversized attached garage. Multiple outdoor spaces make it easy to enjoy the fresh PNW air in every season. In the heart of Ruston, just 1.5 blocks from Rust Park, the home places neighborhood cafés, local boutiques, the Point Ruston waterfront and the trails and scenery of Point Defiance Park within easy reach. A distinctive floor plan, generous storage and sought-after location come together in a home built for the way life evolves.

4919 N Winnifred Street, Ruston

Listing courtesy of COMPASS.

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