ASSUMABLE MORTGAGE PROPERTIES FOR SALE

ASSUMABLE MORTGAGE LISTINGS FOR SALE | ASSUMABLE MORTGAGE PROPERTIES FOR SALE WA

  Assumable mortgage properties may be a great way to increase your purchase capability lowering borrowing costs. The links below provided currently available properties for sale, MLS listings, real estate, homes and condos for sale marketed as assumable mortgages. 

 Assumable mortgages are done by qualifying with the lienholder holding the mortgage. The difference between sales price and existing loan balance is due as an increased down payment or closing costs. If you have questions with WA state assumptions or need assistance otherwise, call, text or email anytime. 

Assumable mortgage property listings

$1,020,000
3 Beds 2 Baths 2579746 MLS ACTIVE Status
Welcome to this beautifully renovated Magnolia home, thoughtfully updated with quality finishes and everyday convenience in mind. As you step through the front door, you’ll be greeted by gorgeous new hardwood floors and an abundance of natural light. The inviting living room features lovely territorial views, charming built-ins, and a cozy wood-burning fireplace, creating the perfect space to relax and unwind. The stylish, newly updated kitchen showcases quartz countertops, newer stainless-steel appliances, and a sliding glass door that opens to the back deck, making indoor-outdoor living and entertaining a breeze. Step outside to your own private backyard oasis. A gardener’s dream, the beautifully landscaped yard features terraced garden beds and a lovely deck ready for summer gatherings or morning coffee.Two spacious bedrooms and a newly renovated bathroom complete the main level. Downstairs, a cozy family room with brand-new carpet offers the perfect setting for movie nights or casual gatherings. A third bedroom and generously sized office—both with new carpet—provide plenty of flexibility for guests or work-from-home needs. A brand-new second bathroom with designer finishes and a large laundry room complete the lower level. For added convenience, the home also includes your own personal EV charger on the street. VA loan is assumable at 3.5% interest rate. This move-in-ready home combines thoughtful updates, timeless charm, and modern functionality in a wonderful setting.

3243 22nd Avenue W, Seattle

Listing courtesy of Windermere Real Estate Midtown.

$1,100,000
6 Beds 4 Baths 2577328 MLS ACTIVE Status
Welcome to this impressive HC home in Tehaleh, where space, privacy & thoughtfully crafted gathering areas come together with a backyard you'll never want to leave. Includes 6 beds, 3.75 baths, walk-out basement, 3-car garage & beautifully designed living spaces for versatility around every corner. Four gas fireplaces bring warmth throughout the home, including one in the expansive primary suite with dual walk-in closets. Then another in the daylight basement, where a built-in bar sets the scene for movie nights, play & easy conversation. At the heart of the home is a gourmet kitchen with both a butler's pantry & a walk-in pantry. Thoughtful details continue, including a mudroom, built-in speakers, a main-level bedroom & bath, air conditioning & quality at every turn. Step outside to a covered deck, overlooking a peaceful greenbelt, the perfect spot to unwind each evening listening to birds & taking in the view. The secluded backyard feels like a private retreat with mature landscaping, a gas fire pit, outdoor kitchen & a covered patio that offers more room to gather. Tehaleh features more than 25 miles of trails, parks, tree-lined surroundings & unforgettable Mount Rainier views. Walk to Post & Pour, Big Sky Park & Tehaleh Heights Elementary. Explore miles of trails outside your door. You're just minutes away from Bonney Lake shopping & dining. From quiet evenings by the fire to peaceful walks & stunning views, this is a home where every day feels like a getaway. See video!

13415 185th Avenue Ct E, Bonney Lake

Listing courtesy of Coldwell Banker Danforth.

$10,950,000
5 Beds 6 Baths 2548781 MLS ACTIVE Status
Once you’ve lived on the water, you know what to look for: south-facing exposure with beautiful all-day light. Flat, usable land. Low-bank waterfront with an expansive lawn. And a home designed equally well for everyday life and entertaining. Simple, but rare. Set on an extraordinary 21,008SF private waterfront lot in Laurelhurst, this nearly 6,000SF home has been transformed through two phases of designer-led renovation, pairing thoughtful craftsmanship with the scale of a true estate property. Walls of glass frame expansive lake views, while the floor plan unfolds naturally toward the water. The main level offers open kitchen, living and dining spaces, a built-in bar and butler’s pantry, dedicated office, ensuite bedrooms, and a massive level-entry garage. The daylight lower level adds a full MIL, with its own laundry, dedicated fitness studio with custom Tracy Anderson flooring, and flexible bonus room for a fifth bedroom, office, or studio. Outside, a covered patio and sweeping level lawn lead directly to the water. Rift-cut white oak floors, richly textured Ann Sacks tile, high-end appliances and considered finishes create a warm, restrained palette. With five bedrooms, five baths and a powder room, the home also offers exceptional infrastructure, including a 50-year metal roof, three heat pumps, two furnaces, dual 80-gallon water heaters, and three laundry sets. The result is a quiet sophistication—and a waterfront setting that simply cannot be recreated.

3517 43rd Avenue NE, Seattle

Listing courtesy of Windermere Real Estate Co..

$560,671
3 Beds 3 Baths 2575708 MLS ACTIVE Status
Set on a quiet private road in Bremerton's West Hills neighborhood, this 3% ASSUMABLE & PRE-INSPECTED 2019-built tri-level gives you 2,537sf, 3 bedrooms, and 2.5 baths with room to spread out across three levels. No HOA!!! The main floor is built for how people actually live — an open kitchen, dining, and living area that flows together, with two-tone wood cabinetry, slab granite counters, a spacious pantry, and stainless appliances. Step out to the deck off the main level, take in the view of Sinclair Inlet, and look over a fully fenced, level backyard that's low maintenance.Upstairs, the primary suite has its own en-suite with a soaking tub and separate shower, plus two more bedrooms and a full bath. The lower level flexes to whatever you need — rec room, home office, gym, or guest space. Ductless mini-split heating and cooling keeps the main level comfortable year-round while the attached two-car garage plus off-street parking handles the vehicles and gear.Location is the quiet advantage here. You're minutes from Highway 3, which makes the commute to Puget Sound Naval Shipyard, Naval Base Kitsap-Bangor, and the Bremerton ferry terminal genuinely easy — whether you're heading to the yard, catching the fast ferry to downtown Seattle, or driving south on Highway 16 toward Tacoma and JBLM. West Hills STEM Academy sits right in the neighborhood, St. Michael Medical Center in Silverdale is a short drive north, and everyday shopping, dining, and parks are all close by.

1941 Hardway Lane, Bremerton

Listing courtesy of eXp Realty.

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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