3263 Evergreen Point Road, Medina
Listing Broker: Windermere Real Estate/East; David Martin; 425-894-4516; davidmartin@windermere.com
(253) 209-4200
Real Estate Company
HOMES77 | KING COUNTY NEW HOME FINANCING
Search new homes and compare builder mortgage-rate buydowns, preferred-lender offers, closing-cost credits, design upgrades and potential move-in-ready discounts.
Explore Featured New HomesFind Current Builder Financing OffersSell My Home Before Buying NewSearch intent: King County new construction with builder incentives, below-market mortgage interest rates, 2-1 buydowns, permanent rate buydowns, seller-paid closing costs, builder financing specials, price reductions and quick-move-in homes. Offers change frequently and depend on the specific home, contract, lender, loan type and closing deadline. The listings attached to this page are a saved selection, not a verified live inventory of incentive offers.
| Offer | What to compare |
|---|---|
| Below-market mortgage rate | Ask whether the rate is permanent, the loan type, APR, points, required lender, lock deadline and purchase-price assumptions. |
| 2-1 or 3-2-1 temporary buydown | Payments may be reduced temporarily, then increase to the full note-rate payment. Qualification may be based on the note rate; verify with lender. |
| Permanent rate buydown | Builder credit may pay discount points to reduce the rate for the remaining loan term. Compare total costs and break-even period. |
| Closing-cost contribution | May help with eligible fees and prepaids, subject to loan-program limits and lender requirements. Not always convertible to cash. |
| Price reduction or design upgrades | Compare appraised value, future resale, taxes and whether an upgrade credit is worth more than a lower purchase price. |
VA, FHA and conventional financing can have different seller-contribution limits and property requirements. Ask a qualified lender for the rules applying to your loan.
A new-construction rate buydown may reduce upfront costs, while an assumable mortgage may preserve an existing rate but require substantial funds for the difference between purchase price and loan balance. Compare APR, monthly payment, total cash to close, equity gap, closing timeline and long-term costs rather than comparing advertised rates alone.
Explore the Washington assumable mortgage education and listing guide.
Get a property-specific pricing strategy and timeline based on recent closed sales, active competition, expected builder completion, contingencies and potential overlapping housing payments. Builder incentives on your next home do not automatically increase your current home's resale value.
Request My King County Home ValuationPlan My Sell-and-Buy MoveSome builders advertise financing promotions on selected homes, often with restrictions. We do not represent that any specific below-market rate is currently available without written builder and lender confirmation.
Possibly, depending on the builder, promotion, loan type and contribution limits. Request the combined offer in writing.
Some do, subject to VA and lender requirements, appraisal and builder/property eligibility. Verify the specific home and financing before contracting.
Compare the total financing package and Loan Estimates; the advertised incentive may depend on a particular lender, but its net value can differ after fees and rates.
Looking for new construction below-market mortgage rates, 2-1 buydowns, permanent rate buydowns, builder-paid closing costs, preferred-lender credits, price reductions or quick-move-in specials? Builders may advertise these in listing remarks, community promotions or lender flyers rather than in searchable MLS fields. We review the specific home and written financing offer before describing it as a verified incentive.
Focus markets: Bellevue, Renton, Auburn, Kent, Covington, Maple Valley, Black Diamond and Seattle. Ask about move-in-ready inventory, finished spec homes, year-end or inventory-reduction promotions, and whether advertised terms apply to FHA, VA or conventional loans.
Buyer tip: A builder advertising a lower interest rate does not necessarily offer the lowest total purchase cost. Compare the full Loan Estimate, not just the headline rate.
Builders can compete with resale listings using rate buydowns and closing-cost incentives. If you are selling in King County, your pricing plan should compare competing new-home promotions alongside recent closed sales and active resale inventory. Request a local strategy that addresses condition, timing, concessions and how to position your home against nearby builders.
Compare My Home Against Builder CompetitionBuild My Resale Marketing PlanThe existing saved MLS listing selection is displayed below when available. Verify active status, pricing and incentives on each property before relying on the offer.
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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