Washington VA home loans and military homeowner guide

Kitsap County WA Homes Marketed for VA Financing

Compare Kitsap County homes, condos, townhomes and manufactured homes whose MLS financing terms include VA Loan. Choose a city below to narrow the search, or use the county-wide listings to compare more locations.

These listings are marketed for VA financing; they are not certified VA-approved properties. Your lender must review borrower eligibility, underwriting, appraisal and property requirements. An MLS financing label does not establish condo project eligibility or manufactured-home qualification.

Explore Kitsap County City VA Home Searches

These city searches each had at least five active listings with VA Loan financing terms when checked October 23, 2026. Inventory changes; broaden to this county search when city options are limited. Cities spanning more than one county may show homes across county lines.

Bremerton VA Homes Port Orchard VA Homes

Check Your VA Home Loan Eligibility

Start with the VA's official eligibility guidance and Certificate of Eligibility process, then ask your lender to review your borrowing plan. The COE documents service-based eligibility; the lender also reviews income, credit, occupancy and the property.

Official VA Eligibility Request a Certificate of Eligibility VA Purchase Loan Guide

Compare Assumable Mortgage Options in Kitsap County

A seller accepting a new VA-backed loan is different from offering an existing loan for assumption. Confirm the servicer's process, remaining loan balance, required cash gap and seller release before relying on an advertised assumption.

Kitsap County Assumable Homes Regional Assumable Mortgages Military PCS and VA Guide

Newest Kitsap County VA Financing Listings

Active MLS listings with VA Loan financing terms. Confirm each property's current availability and financing with your lender.

Newest Kitsap County VA Financing Listings

$1,395,000

3 Beds ⋅ 4 Baths ⋅ 2601232 MLS ⋅ ACTIVE Status

Imagine waking up to breathtaking views of Puget Sound, watching ferries glide across the water, military ships passing by or catching a glimpse of an orca right from your own home! With spectacular views of Mt. Rainier, abundant marine life & unforgettable sunsets, this exceptional custom waterfront home offers a front-row seat to the best of PNW living! Thoughtfully designed to embrace its remarkable setting, expansive windows frame stunning water views throughout, filling the home w/natural light & bringing the outdoors in. Inviting living spaces blend comfort & character w/a cozy fireplace, gorgeous staircase, spacious kitchen w/center island & generous gathering areas. The primary suite is a wonderful place to unwind w/a private sunroom, walk-in closet & upgraded 5-piece bath. Two additional bedrooms & full bath upstairs, plus an expansive lower level offering incredible flexibility w/versatile living space, wet bar, 3/4 bath & abundant storage. Quality double-wall construction & extensive Trex-style decks create exceptional spaces for entertaining, relaxing & soaking in the sights and sounds of the Sound. Beautifully landscaped grounds, a greenhouse for gardening enthusiasts & concrete steps leading directly to the beach make this property even more special. Ample parking adds convenience & room for guests. Watch eagles soar, marine life play & the tides change from your own waterfront retreat. Every day brings something new! Welcome Home.

3747 NE Bahia Vista Drive, Bremerton

Listing Broker: Crafted Real Estate; Brittney Bell; 360-731-7177; bell@craftedre.com

$522,499

2 Beds ⋅ 2 Baths ⋅ 2600904 MLS ⋅ ACTIVE Status

RARE OPPURTUNITY/ HOOD CANAL COASTAL RETREAT making its debut in Historic Holly~ located in S. Seabeck, where towering evergreens, tranquil waters & Olympic Mtn VIEWS set the stage for an ideal Pacific N.W. experience. Inside, soaring vaulted ceilings extend into an expansive bonus loft area, creating an impressive sense of volume & light. French doors open to COVERED VIEW DECK w/composite decking & stainless cable railings- ideal for morning coffee or sunsets over the canal! Gas Fireplace & Heat pump w/AIR CONDITIONING provide comfort all year round. Daylight walkout bsmt offers flexibility w/a Private Entrance, view windows, painted drywall, recessed lighting & completed Full Bath- an effortless canvas for a guest suite, bunkroom, media space, hobbies or storage. Flooring & trimwork help finish the space! Exceptional private Holly Beach View amenities include highly sought-after BOAT LAUNCH for HOOD CANAL ACCESS! Waterfront Clubhouse w/grand stone fireplace features BBQ, full kitchen, baths w/showers & open space for convenient WATERFRONT ENTERTAINING. Outdoor amenities include picnic areas, fire pit, horseshoe toss, paddle boats & PICKLEBALL/SPORTS COURT. Enjoy access to fishing, crabbing, shrimping, clamming, kayaking & boating right outside your door! With deep local roots, properties seldom become available! This HOLLY GEM captures the essence of a Pacific Northwest retreat surrounded by nature, connected to water & designed to be enjoyed in every season! Welcome Home!

24688 W Holly View Drive, Seabeck

Listing Broker: Keller Williams Realty Bothell; Brittany Hansen; 206-841-8909; brittanyhansen@kw.com

$550,000

2 Beds ⋅ 2 Baths ⋅ 2600900 MLS ⋅ FIRST LOOK Status

Views for days! This adorable craftsman style home offers a grand owners suite that boasts an oversized, extra deep jetted tub, 5' shower w/ dual shower heads, and dual vanity as well as a private patio on the lower level. The upper floor showcases unobstructed views of Sinclair Inlet, the Olympic Mountains, and the Kitsap Naval Base, soaring cathedral ceilings throughout the large great room and a well designed and spacious kitchen and dining. Roof has been replaced in 2026. Close to restaurants, ferries, and more. Call today

238 Tracy Avenue N, Port Orchard

Listing Broker: Paramount Real Estate Group; Donna Cryder; 360-340-5369; Donnacry@gmail.com

$895,000

4 Beds ⋅ 4 Baths ⋅ 2600697 MLS ⋅ ACTIVE Status

Welcome home to a one-of-a-kind custom rambler on a private, beautifully landscaped estate where timeless craftsmanship, thoughtful design, & exceptional quality meet. The spacious lot offers a 3-car garage, a Victorian-style greenhouse, & an impressive two-story barn/shed, making this a property unlike any other. Every detail was considered, from gallery-style hallways w/dedicated art lighting to handcrafted finishes & countless custom touches. The expansive great room boasts dramatic beamed ceilings, custom built-ins, a stone fireplace, & seamless indoor-outdoor flow. The gourmet kitchen offers custom cabinetry, a walk-in pantry, a skylight, premium finishes, & generous workspace for entertaining. Retreat to the luxurious primary suite w/Venetian plaster walls, copper ceiling accents, a custom walk-in closet, heated soaking tub, bidet, & a stunning custom marble, travertine, & alabaster shower. Outside, enjoy a covered four-season pergola w/retractable roof & screens, outdoor stone fireplace, built-in gas grill, hot tub, pool, mature landscaping, English-inspired gardens, fruit trees, raised beds, creek frontage, animal facilities, & tranquil spaces made for year-round living. With nearly every inch thoughtfully customized, this home must be experienced in person. A rare chance to own a property with this level of character, privacy, & craftsmanship.

15325 Glenshire Place SW, Port Orchard

Listing Broker: Keller Williams Rty Tacoma; Matt Harber; 253-229-1329; matt@harberhomegroup.com

$560,000

4 Beds ⋅ 3 Baths ⋅ 2600373 MLS ⋅ ACTIVE Status

Welcome home to this beautifully maintained, move-in-ready two-story residence in one of Silverdale's most sought-after neighborhoods. Tucked away from the hustle and bustle yet just minutes from shopping, dining, and everyday conveniences, this location offers the perfect balance of peace and accessibility. Pride of ownership shines throughout, with numerous recent updates including remodeled bathrooms, new flooring, updated interior doors, and fresh interior paint. The functional floor plan features all four bedrooms upstairs, including a spacious primary suite with an oversized ensuite bath and plenty of room to relax and unwind. Outdoor living is a standout feature with a covered patio, perfect for year-round entertaining and grilling, even on rainy Pacific Northwest days. Rare RV and boat parking provides valuable flexibility and storage that is hard to find in this neighborhood, making it easy to accommodate your recreational lifestyle. Conveniently located with an easy commute to Bangor, Keyport, and PSNS, and just minutes from the Silverdale waterfront, shopping mall, parks, and amenities. A well-cared-for home in an exceptional location, this is one you won't want to miss.

5120 NW Whisper Street, Silverdale

Listing Broker: John L. Scott, Inc.; Bob Harkness; 360-516-9217; bobh@johnlscott.com

$560,000

4 Beds ⋅ 3 Baths ⋅ 2601050 MLS ⋅ ACTIVE Status

MOVE-IN READY in Stetson Heights, Port Orchard! Welcome to the Hawthorne, a beautifully designed home featuring an open-concept floor plan and comfortable living spaces. The spacious great room flows into the island kitchen, complete with slab quartz countertops, stainless steel appliances, soft-close cabinetry, and an oversized walk-in pantry. Upstairs, you'll find four bedrooms, two full bathrooms, and a convenient utility room. Enjoy the added comfort of central A/C, smart home features, a garage door opener, and a fully fenced, landscaped backyard. Nestled in Stetson Heights, this home offers scenic natural surroundings while keeping you close to downtown Port Orchard. Explore the charming shops and diverse dining options along historic Bay Street, or enjoy waterfront strolls, marina views, and community events. Move-in ready and waiting for you to make it home

6035 Waverly Road SW, Port Orchard

Listing Broker: Coldwell Banker Bain; Angela Angell; 206-229-8055; angelaangell@cbbain.com

$395,000

2 Beds ⋅ 1 Baths ⋅ 2599274 MLS ⋅ ACTIVE Status

Freshly remodeled and ready for its new owner. Perfect for First-time home buyers, investors, or as a turn key rental opportunity. Enjoy modern updates, low-maintenance living, and a convenient location just minutes off Highway 16, shopping, restaurants, and every day conveniences. Don't forget thr RV parking! A great value in the heart of Port Orchard!

5230 Bethel Road SE, Port Orchard

Listing Broker: Neighborhood Experts Real Est.; Robert Wiles; 253-682-8650; robert@neighborhoodexpertswa.com

4300 SW Kerbin Lane Unit #384, Port Orchard

$774,900

5 Beds ⋅ 3 Baths ⋅ 2595792 MLS ⋅ ACTIVE Status

Beautiful, brand new home under construction now! Located on a premium corner homesite where you can enjoy outdoor living on the covered patio, perfect for BBQs and then cool off inside with an energy-efficient heat pump. The main floor features an open-concept great room with seamless flow, ideal for entertaining. Professionally curated finishes blend style and function with 3cm quartz countertops, a GAS cooktop for the chef in your life, ample counter space, and a walk-in pantry. Upstairs offers four spacious bedrooms, including the expansive primary suite with a spa-inspired bath and separate WICs, plus a large loft/second living area creating another living space! The 3-car garage delivers the space you need! Additional highlights include a main-floor guest room, mudroom, oversized secondary bedrooms, and a thoughtfully designed layout with designer selected finishes! Explore our smart home package and ask about the Buyer Bonus with Tri Pointe Connect! Reg Policy #4675: Buyer’s Broker must accompany and register buyer at first visit or no BBC paid. Schedule your tour today!

4300 SW Kerbin Lane Unit #384, Port Orchard

Listing Broker: Tri Pointe Homes Real Estate; Jill Dianne Bullion; 425-295-5904; jill.bullion@tripointehomes.com

$429,950

3 Beds ⋅ 3 Baths ⋅ 2600748 MLS ⋅ ACTIVE Status

Welcome to the Yarrow at Stoneridge, a Lennar community. The first level of this three-story home is host to a versatile flex space and offers access to the two-car garage. Upstairs, the Great Room to kitchen with tons of cabinets, counter space, large island and dining room share a convenient and contemporary open floorplan that allows for effortless transition between rooms- LAMINATE on this entire floor! All kitchen appliances are included as well as Blinds! All three bedrooms occupy the top level of the home, including the luxe owner’s suite which is comprised of a restful bedroom, en-suite bathroom and walk-in closet. Community has 3 parks, basketball court and walking trails throughout. Close to schools, shopping and Banger Base! Prices, dimensions and features may vary and are subject to change. Photos are for representation only. Everything’s Included®, enjoy new stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

9413 Shale Avenue NW, Silverdale

Listing Broker: Lennar Sales Corp.; Hannah Holden; 253-528-8860; hannah.holden@lennar.com

$433,950

3 Beds ⋅ 3 Baths ⋅ 2600744 MLS ⋅ ACTIVE Status

9365 Shale Avenue NW, Silverdale

Listing Broker: Lennar Sales Corp.; Sarah Carr; 253-528-8860; Sarah.r.carr@lennar.com

$456,950

2 Beds ⋅ 3 Baths ⋅ 2600740 MLS ⋅ ACTIVE Status

This home has Dual PRIMARY SUITES and a extra enclosed office!! Affordable new construction in Kitsap County offering an excellent opportunity for first-time buyers seeking entry-level homeownership. Welcome to the Fern at Stoneridge, a Lennar community. This three-story townhome features a convenient flex room on the first floor. Upstairs is an open concept layout among the Great Room, dining room and kitchen with an attached deck for outdoor living. On the top floor are two bedrooms, each featuring a private full-sized bathroom. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only. Everything’s Included®, enjoy new stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

9389 Shale Avenue NW, Silverdale

Listing Broker: Lennar Sales Corp.; Hannah Holden; 253-528-8860; hannah.holden@lennar.com

$671,950

5 Beds ⋅ 3 Baths ⋅ 2600553 MLS ⋅ ACTIVE Status

This home checks ALL the boxes!! Great yard, Check! Bed and bath on the main, CHECK! Huge loft, CHECK! We present to you the Meridian II plan by LENNAR! This new two-story home is ready for modern lifestyles with a spacious and flexible open-concept layout on the first floor, with a nearby covered patio offering seamless indoor-outdoor living. A convenient bedroom and full bathroom are secluded near the front of the home. On the second level, a versatile bonus room provides a shared living area easily accessible from three bedrooms and a lavish owner’s suite with a full bathroom and walk-in closet. ! Buyer's broker must be registered during customers first interaction with Lennar Associate to be eligible for compensation.

4930 Birkin Lane SW, Port Orchard

Listing Broker: Lennar Sales Corp.; Sarah Carr; 253-528-8860; Sarah.r.carr@lennar.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Kitsap County WA Homes Marketed for VA Financing

Explore Kitsap County City VA Home Searches

Check Your VA Home Loan Eligibility

Compare Assumable Mortgage Options in Kitsap County

Other Washington County VA Searches

Plan Your Kitsap County Purchase or Sale

Newest Kitsap County VA Financing Listings

Newest Kitsap County VA Financing Listings

How much is your home worth?

How much is your home worth?