Washington VA home loans and military homeowners, illustrated family and Mount Rainier

Port Orchard WA Homes Marketed for VA Financing

Find Port Orchard homes and condos whose MLS financing terms include VA Loan. Compare Kitsap County alternatives, review official eligibility resources and ask for a search matched to your purchase timeline.

A VA financing tag is a search aid, not VA approval. Eligibility, lender underwriting, appraisal and property requirements must be confirmed for the actual transaction. Condo project eligibility and manufactured-home requirements need individual review.

Port Orchard VA Financing Search Snapshot

On October 23, 2026, the active Port Orchard search returned 236 listings marketed with VA Loan financing terms, with asking prices from $250,000 to $2,200,000. These are asking prices across matching property types, not appraised values or a measure of what an individual borrower can finance. Live listings below can change.

The newest sample includes Burley, Port Orchard locations. Reported property types in that sample: Single Family Residential. Compare the actual property, association documents where applicable, condition and lender requirements rather than assuming every listing meets VA standards.

Recent matching listing	Asking price	Property type
1405 SE Pine Road, Port Orchard	$549,950	Single Family Residential
2984 Sprague Street, Port Orchard	$465,000	Single Family Residential
5815 SE Pennswood Court, Port Orchard	$499,999	Single Family Residential

Sample checked October 23, 2026. Availability and prices may change; the native MLS listings below provide the current search.

Check Your VA Home Loan Eligibility

Start with the VA's official eligibility guidance and Certificate of Eligibility process, then ask your lender to review your borrowing plan. The COE documents service-based eligibility; the lender also reviews income, credit, occupancy and the property.

Official VA Eligibility Request a Certificate of Eligibility VA Purchase Loan Guide

New VA Financing or an Assumable Mortgage?

A new VA-backed purchase loan and assuming a seller's existing mortgage are different paths. For an advertised assumption, confirm the actual loan type, balance, equity gap, approval process and seller release with the loan servicer. An MLS VA financing tag does not mean the seller has an assumable loan.

Compare Assumable Mortgage Homes Regional VA Financing Homes Military PCS Home-Buying Guide

Newest Port Orchard Listings Marketed for VA Financing

Active homes, condos, townhomes and manufactured homes with VA Loan financing terms. Ask your lender to verify the specific home before relying on financing availability.

Newest Port Orchard VA Financing Listings

$540,000

3 Beds ⋅ 3 Baths ⋅ 2601696 MLS ⋅ ACTIVE Status

Move-in ready in Port Orchard’s Grand Ridge neighborhood! This beautifully refreshed 3-bedroom, 2.5-bath home offers an impressive list of updates and a convenient location with direct access to Hwy 16 and the Southworth Ferry. The updated kitchen features soft-close cabinets and drawers, quartz countertops and under-cabinet lighting. Newer appliances are all included. Home complemented by new wide plank LVP flooring, fresh interior paint, and new lighting throughout. Additional improvements include a new garage door, new water heater and a new roof installed in 2021. The versatile floor plan offers a spacious living room with a separate dining area, plus an additional family room off the kitchen with a breakfast nook. Enjoy the warmth of a wood-burning fireplace currently featuring a removable electric insert. The fully fenced backyard offers double-gate access and abundant parking for your RV, boat or recreational toys. Automatic exterior lighting show off the fresh exterior paint at night. Just a short walk to the community park and dog relief area, with shopping and schools nearby. A fantastic opportunity to enjoy an updated home in a convenient location!

3046 SE Grandhaven Street, Port Orchard

Listing Broker: Better Properties Gig Harbor; Aleah Clark; 253-381-7335; aleahaclark@gmail.com

10400 SE Calle Bonita Lane, Port Orchard

$424,900

3 Beds ⋅ 2 Baths ⋅ 2601548 MLS ⋅ ACTIVE Status

Great location! Easy access to Southworth Ferry and walking distance to public transit. Recently updated 3 bedroom 1 and 3/4 bath home on a spacious 1.15 acre lot. Lots of room for mini farm, room to build a detatched shop, RV Parking, off of a paved road, very private setting. Recent updates to the home include fresh paint inside and out, new kitchen including cabinets, countetops, and appliances, new flooring through out, new roof, updated electrical. Permits were obtained through L&I for roof, siding, drywall and electrical

10400 SE Calle Bonita Lane, Port Orchard

Listing Broker: All in One Real Estate; RJ Peabody; 206-229-5117; rjrealestate@msn.com

$749,950

5 Beds ⋅ 5 Baths ⋅ 2601900 MLS ⋅ ACTIVE Status

Welcome to the Whidbey Next Gen at McCormick Trails - a beautiful new Lennar community! This new two-story Next Gen® home features a private suite on the first level, complete with a separate entrance, living area, kitchenette, bedroom and bathroom to accommodate the needs of multigenerational households. The main home is host to an inviting open-concept layout with convenient access to a covered patio for simple transitions, entertaining and multitasking. On the second floor, a versatile loft provides a shared living area easily accessible from three bedrooms and a lavish owner’s suite with a full bathroom. Buyer's broker must be registered during customers first interaction w/ Lennar Associate to be eligible for compensation.

4928 Capilano Lane SW, Port Orchard

Listing Broker: Lennar Sales Corp.; Sarah Carr; 253-528-8860; Sarah.r.carr@lennar.com

5345 E Harbor Heights Drive, Port Orchard

$529,900

4 Beds ⋅ 3 Baths ⋅ 2598773 MLS ⋅ ACTIVE Status

Welcome to your own private slice of Port Orchard paradise! Nestled on a beautifully landscaped, level .53-acre lot, this exceptional 4-bedroom, 2.5-bath rambler offers an irresistible blend of space, comfort, and thoughtful improvements. The park-like grounds feature mature fruit trees (Asian pear, plum, cherry), a fenced backyard, and plenty of room to garden, entertain or simply enjoy the peaceful surroundings. Inside, discover a beautifully remodeled kitchen, updated bathrooms (2025), fresh carpeting (2026), and Bali cellular blinds (2026). A stunning brick fireplace with a wood-burning insert anchors the living space, adding timeless character, rich texture, and inviting warmth for those cozy Pacific Northwest evenings. The spacious family room features a new sliding glass door & window, welcoming natural light & views of the picturesque grounds. Significant improvements include a 50-year transferable roof (Cloise & Mike, 2025), an updated electrical panel (2021), driveway, walkway, and porch (2020), plus a heat pump for year-round comfort. Outdoors, enjoy a sprinkler system, a custom shed (2024), an RV parking pad, and expansive, usable grounds. Garage storage cabinets & appliances are included! Seller pre-inspection completed, with most identified items already addressed. Beautifully maintained, thoughtfully improved, & offering the ease of single-level living, this Port Orchard gem is ready to welcome you home!

5345 E Harbor Heights Drive, Port Orchard

Listing Broker: Paramount Real Estate Group; Janet Lovett; 360-265-6656; janetlovetthomes@gmail.com

$640,000

3 Beds ⋅ 3 Baths ⋅ 2598188 MLS ⋅ ACTIVE Status

Privacy, possibility, and the freedom to live on your own terms define this 1.26-acre property in Olalla. Offering 2,704 SqFt with 3 bedrooms and 2.25 baths, the home features a spacious living room anchored by a wood-burning stove, creating a warm and inviting place to gather. Peek-a-boo views of the Olympic Mountains add to the peaceful Northwest setting, while the expansive grounds offer room for gardening, recreation, or simply enjoying the outdoors. A detached garage with an additional room provides flexibility for hobbies, projects, or storage. A brand-new furnace and heat pump, along with a roof just two years old, bring added peace of mind. Conveniently located near Banner Forest, the Southworth Ferry, and local amenities, this property offers the space and privacy of country living without sacrificing accessibility.

6865 SE King Road, Port Orchard

Listing Broker: Paramount Real Estate Group; Donna Cryder; 360-340-5369; Donnacry@gmail.com

5888 Ivanoff Lane SW Unit #17, Port Orchard

$559,995

4 Beds ⋅ 3 Baths ⋅ 2596938 MLS ⋅ ACTIVE Status

Feel at home in this Hawthorne floor plan home at Stetson Heights located in Port Orchard. Step inside onto the main floor and enjoy everyday moments in the open-concept common area where the great room, dining nook, and kitchen seamlessly connect. The kitchen features an island that is great for storage, meal preparation, and to add some barstools for additional seating. There is a powder room nearby plus ample storage among hallway closets and the 2-car garage. Walk upstairs to the upper floor where you will find 4 bedrooms which includes the primary bedroom complete with an en-suite walk-in closet and private bath. There is also a laundry room and a second bathroom on this floor, both with hallway access. Stetson Heights is a quick drive from everyday destinations, local parks, and the Historic marine downtown area. Highway 16 provides swift commutes to cities including Gig Harbor, Bremerton, and Tacoma. Hop on the ferry for a fun day trip to Seattle. Ready to learn more? Schedule a tour and prepare to call Port Orchard Home! This home is estimated to be move-in ready by late December. Ask about below market rates for qualified buyers.

5888 Ivanoff Lane SW Unit #17, Port Orchard

Listing Broker: D.R. Horton; Justin Sanner; 206-218-5185; jjsanner@drhorton.com

$845,000

4 Beds ⋅ 4 Baths ⋅ 2596272 MLS ⋅ FIRST LOOK Status

Discover refined Northwest living in this beautifully upgraded and meticulously cared-for MainVue home on a desirable corner lot in McCormick Woods. Offering 3,639 sq ft, this exceptional home features 4 bedrooms, 3.75 baths, a private office, and spacious bonus room. Soaring 12-foot vaulted ceilings and abundant natural light create a stunning first impression, while the open-concept main floor blends elegant design with everyday living. A statement gas fireplace anchors the living room, while the chef-inspired kitchen features contemporary cabinetry, quartz countertops, an oversized island, gas range, and built-in oven and microwave. A custom barn door adds character to the recreation room. Upstairs, a versatile living area connects four spacious bedrooms, including a luxurious primary suite with a spa-inspired 5-piece ensuite, freestanding soaking tub, and expansive walk-in closet. The second bedroom features its own full bath, ideal for guests. Outside, enjoy the beautifully maintained, fully fenced backyard from the expansive covered deck, complete with a cozy outdoor fireplace for year-round enjoyment. Located in sought-after McCormick Woods, enjoy scenic trails, parks, and golf, with convenient access to ferries, military bases, and everyday amenities. Beautifully upgraded, exceptionally maintained, and move-in ready!

4555 Castleton Road SW, Port Orchard

Listing Broker: Windermere Prof Partners; Jennifer Harder; 206-963-4622; jenniferharder@windermere.com

$550,000

2 Beds ⋅ 2 Baths ⋅ 2600900 MLS ⋅ ACTIVE Status

Sweeping views of Sinclair Inlet, the Olympic Mountains, and the Kitsap Naval Base set the stage for this charming Craftsman-style home. Upstairs, vaulted ceilings complement an open layout connecting the kitchen, dining, and living areas, creating an inviting space for entertaining while taking in the water and mountain views. Downstairs, the impressive primary suite features an oversized jetted soaking tub, a spacious shower with dual shower heads, dual vanities, and access to a private patio. Brand new roof in 2026. Perched on top of downtown Port Orchard, you are close to the foot Ferry, parks, local amenities bringing convenience to this remarkable setting. A home where the views truly take center stage.

238 Tracy Avenue N, Port Orchard

Listing Broker: Paramount Real Estate Group; Donna Cryder; 360-340-5369; Donnacry@gmail.com

$895,000

4 Beds ⋅ 4 Baths ⋅ 2600697 MLS ⋅ ACTIVE Status

Welcome home to a one-of-a-kind custom rambler on a private, beautifully landscaped estate where timeless craftsmanship, thoughtful design, & exceptional quality meet. The spacious lot offers a 3-car garage, a Victorian-style greenhouse, & an impressive two-story barn/shed, making this a property unlike any other. Every detail was considered, from gallery-style hallways w/dedicated art lighting to handcrafted finishes & countless custom touches. The expansive great room boasts dramatic beamed ceilings, custom built-ins, a stone fireplace, & seamless indoor-outdoor flow. The gourmet kitchen offers custom cabinetry, a walk-in pantry, a skylight, premium finishes, & generous workspace for entertaining. Retreat to the luxurious primary suite w/Venetian plaster walls, copper ceiling accents, a custom walk-in closet, heated soaking tub, bidet, & a stunning custom marble, travertine, & alabaster shower. Outside, enjoy a covered four-season pergola w/retractable roof & screens, outdoor stone fireplace, built-in gas grill, hot tub, pool, mature landscaping, English-inspired gardens, fruit trees, raised beds, creek frontage, animal facilities, & tranquil spaces made for year-round living. With nearly every inch thoughtfully customized, this home must be experienced in person. A rare chance to own a property with this level of character, privacy, & craftsmanship.

15325 Glenshire Place SW, Port Orchard

Listing Broker: Keller Williams Rty Tacoma; Matt Harber; 253-229-1329; matt@harberhomegroup.com

$560,000

4 Beds ⋅ 3 Baths ⋅ 2601050 MLS ⋅ ACTIVE Status

MOVE-IN READY in Stetson Heights, Port Orchard! Welcome to the Hawthorne, a beautifully designed home featuring an open-concept floor plan and comfortable living spaces. The spacious great room flows into the island kitchen, complete with slab quartz countertops, stainless steel appliances, soft-close cabinetry, and an oversized walk-in pantry. Upstairs, you'll find four bedrooms, two full bathrooms, and a convenient utility room. Enjoy the added comfort of central A/C, smart home features, a garage door opener, and a fully fenced, landscaped backyard. Nestled in Stetson Heights, this home offers scenic natural surroundings while keeping you close to downtown Port Orchard. Explore the charming shops and diverse dining options along historic Bay Street, or enjoy waterfront strolls, marina views, and community events. Move-in ready and waiting for you to make it home

6035 Waverly Road SW, Port Orchard

Listing Broker: Coldwell Banker Bain; Angela Angell; 206-229-8055; angelaangell@cbbain.com

4300 SW Kerbin Lane Unit #384, Port Orchard

$774,900

5 Beds ⋅ 3 Baths ⋅ 2595792 MLS ⋅ ACTIVE Status

Beautiful, brand new home under construction now! Located on a premium corner homesite where you can enjoy outdoor living on the covered patio, perfect for BBQs and then cool off inside with an energy-efficient heat pump. The main floor features an open-concept great room with seamless flow, ideal for entertaining. Professionally curated finishes blend style and function with 3cm quartz countertops, a GAS cooktop for the chef in your life, ample counter space, and a walk-in pantry. Upstairs offers four spacious bedrooms, including the expansive primary suite with a spa-inspired bath and separate WICs, plus a large loft/second living area creating another living space! The 3-car garage delivers the space you need! Additional highlights include a main-floor guest room, mudroom, oversized secondary bedrooms, and a thoughtfully designed layout with designer selected finishes! Explore our smart home package and ask about the Buyer Bonus with Tri Pointe Connect! Reg Policy #4675: Buyer’s Broker must accompany and register buyer at first visit or no BBC paid. Schedule your tour today!

4300 SW Kerbin Lane Unit #384, Port Orchard

Listing Broker: Tri Pointe Homes Real Estate; Jill Dianne Bullion; 425-295-5904; jill.bullion@tripointehomes.com

$671,950

5 Beds ⋅ 3 Baths ⋅ 2600553 MLS ⋅ ACTIVE Status

This home checks ALL the boxes!! Great yard, Check! Bed and bath on the main, CHECK! Huge loft, CHECK! We present to you the Meridian II plan by LENNAR! This new two-story home is ready for modern lifestyles with a spacious and flexible open-concept layout on the first floor, with a nearby covered patio offering seamless indoor-outdoor living. A convenient bedroom and full bathroom are secluded near the front of the home. On the second level, a versatile bonus room provides a shared living area easily accessible from three bedrooms and a lavish owner’s suite with a full bathroom and walk-in closet. ! Buyer's broker must be registered during customers first interaction with Lennar Associate to be eligible for compensation.

4930 Birkin Lane SW, Port Orchard

Listing Broker: Lennar Sales Corp.; Sarah Carr; 253-528-8860; Sarah.r.carr@lennar.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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