Washington assumable mortgage guide with VA FHA USDA loans and Mount Rainier

HOMES77 | THURSTON COUNTY

Thurston County WA Assumable Mortgage Homes

Find homes advertised with assumable VA, FHA and USDA financing, understand buyer qualification and compare opportunities.

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Assumable Mortgages in Thurston County

Explore Olympia, Lacey, Tumwater and Yelm and nearby communities. MLS descriptions may advertise an assumable mortgage, but only the loan servicer can confirm the rate, balance, program requirements and approval process.

VA Assumptions

Qualified buyers, including eligible non-veterans, may assume certain VA loans. Confirm release of seller liability and any effect on VA entitlement.

FHA Assumptions

FHA-insured loans can be assumable subject to applicable credit and servicer requirements. Check mortgage insurance and remaining terms.

USDA Assumptions

Eligibility and transferable terms vary by USDA program. Verify agency approval, occupancy requirements and interest-rate treatment.

How the Equity Gap Works

If a home sells for $600,000 with a $425,000 remaining assumable mortgage, the buyer must cover a $175,000 equity gap plus applicable costs. Cash or permitted secondary financing may help; approval is not automatic.

Five Steps Before Making an Offer

Confirm the existing loan type, balance, interest rate and remaining term.
Request the servicer's assumption package, requirements and timeline.
Calculate the equity gap and available funding.
Confirm seller release of liability and any VA entitlement implications.
Coordinate underwriting, contract deadlines, title and closing.

Selling a Thurston County Home With an Assumable Loan?

We can evaluate relevant sold comparables and help market a verified assumption opportunity without overstating eligibility or savings.

Request a Custom Seller Valuation

Related Resources

Washington Assumable Mortgage Guide | Builder Incentives

Newest Thurston County Assumable Mortgage Listings

Browse active MLS properties below. An advertised loan assumption requires independent verification with the mortgage servicer.

VA Home Loan Eligibility and Local Financing Searches

Compare VA financing-tagged listings with assumable mortgage opportunities. An MLS financing tag is not proof that a property qualifies for a VA loan or that its existing mortgage can be assumed. Verify the loan and property with the lender or servicer.

Browse Thurston County VA Financing Homes | Washington VA Financing Guide | Official VA Eligibility | Request a VA Certificate of Eligibility

Request a Custom Buyer Search | Seller: Get a Home Valuation

Newest Thurston County Assumable Mortgage Homes

$597,000

4 Beds ⋅ 2 Baths ⋅ 2591712 MLS ⋅ FIRST LOOK Status

Move-in ready Boston Harbor charmer on a generous, fully fenced lot with big shop/garage and play space. Thoughtful remodel features new electrical, mini split heating/cooling, fresh interior paint and durable plank flooring throughout. Light-filled living room with custom built-ins flows to an updated kitchen with white shaker cabinets, solid-surface counters and stainless appliances, including washer/dryer. Flexible layout offers 4 bedrooms plus office/nook—ideal for remote work, guests or a cozy playroom. Step outside to the large deck overlooking a level yard with play structure, garden beds and room for pets, projects and gatherings. Oversized detached garage/shop gives excellent parking, storage and hobby space. Seller is open to **owner financing** via real estate contract or lease-option for well-qualified buyers—see financing supplement for terms. LA to include supplemental document outlining preferred down payment, interest rate range, balloon period, and qualification criteria; contact LA prior to drafting offers that include seller financing.

7028 Boston Harbor Road NE, Olympia

Listing Broker: Real Broker LLC; Ryan Garrison; 360-230-1616; ryan@garrisonre.com

$634,000

5 Beds ⋅ 3 Baths ⋅ 2599934 MLS ⋅ ACTIVE Status

Beautiful and Immaculate Home! One year old with $50K in upgrades. Spacious Open Concept with 5 bedrooms and room to Relax! Fully fenced back yard if you have pets to secure. The Covered patio is extended with newly installed Trex decking, Gazebo, Hot Tub and Fireplace for outdoor enjoyment and entertaining. Kitchen with Island opens into Great Room. SS appliances and quartz countertops in kitchen and baths. Main level has a Bedroom/Office with a 3/4 Bath just inside the door. Primary Bedroom with ensuite Bath and Walk in Shower upstairs, along with 3 other Bedrooms surrounding the Very Large Open Loft Area. Spacious rooms and high ceilings provide smooth flow through on both floors. Close to shopping, medical services, schools and all that Olympia offers. Heat Pump provides Heating/Cooling. Elementary School is within walking distance. All ready for Move In! Seller must relocate leaving all of this behind for you! See it today!

4401 17th Way NE, Olympia

Listing Broker: RSVP Brokers ERA; Linda L. Alexander; 206-595-9908; lindaalexander96@gmail.com

$559,999

4 Beds ⋅ 2 Baths ⋅ 2594371 MLS ⋅ ACTIVE Status

Space, style, and room to make it your own! This 4-bedroom, 2-bath Lacey home offers 1,808 sq ft of versatile living space with modern updates and timeless character. Enjoy an updated kitchen, spacious living areas, and a flexible bonus room perfect for an office, hobby space, or additional entertaining. Step outside to a fully fenced quarter-acre lot featuring a covered deck, plenty of room to garden, and space to enjoy the outdoors. Additional highlights include a ductless mini-split, 2-car garage, RV parking, and NO HOA! Conveniently located near shopping, dining, parks, JBLM, and I-5. Don’t miss this opportunity to enjoy space and flexibility in a fantastic Lacey location!

1609 Homann Drive SE, Lacey

Listing Broker: eXp Realty; Aubrey Davenport; 503-508-4482; aubreycdavenport@gmail.com

$599,000

4 Beds ⋅ 3 Baths ⋅ 2599119 MLS ⋅ ACTIVE Status

Beautifully updated and impeccably maintained, this inviting 4 bd+ Den/office home is truly move-in ready! Step inside to a warm, welcoming interior featuring stylish vinyl plank flooring, a beautifully renovated kitchen with a pass-through butler's pantry, leading to the dedicated dining room perfect for everyday meals or entertaining. Every detail has been thoughtfully cared for, creating a home that feels fresh, comfortable, and exceptionally well-maintained. The breakfast bar and eat-in kitchen space lead to a cozy family room with gas fireplace. Outside, enjoy your own private retreat with an immaculate backyard featuring mature landscaping and a charming patio & gazebo—perfect for relaxing and entertaining. Sip your morning coffee on the covered front porch. A spacious two-car garage plus ample driveway parking provides plenty of room for vehicles, guests, and storage. A wonderful blend of modern updates, pride of ownership, and the highly sought-after Horizon Pointe! Close to everything, walkable via gorgeous tree-lined streets to Horizon Elementary, area parks & trails, multiple Golf Courses, and a quick drive to JBLM!

6913 Axis Street SE, Lacey

Listing Broker: RE/MAX Honors; Ashly Brown; 253-227-5980; ashlybrown@remax.net

$449,950

3 Beds ⋅ 2 Baths ⋅ 2597806 MLS ⋅ ACTIVE Status

Discover the perfect blend of comfort, style, and recreation in this beautifully updated 3-bedroom, 2-bath rambler offering just under 1,500 sq. ft. Vaulted ceilings create an open, airy feel, while a wood stove and air conditioning provide year-round comfort. The kitchen features newer stainless steel appliances, and a new water heater adds peace of mind. Generator-ready capability is another valuable feature. Outside, enjoy a fully fenced backyard on a lot just under a quarter acre, with room to relax, entertain, or garden. Located in a gated recreational community, this home offers a lifestyle beyond your front door. Enjoy one large lake and two smaller lakes, ideal for boating, fishing, and beach days. Community amenities include a swimming pool, hot tub, basketball and sport courts, horseshoe pits, and scenic walking trails. Whether you're seeking weekend adventure, an active outdoor lifestyle, or a peaceful place to call home, this property delivers comfort, updates and resort-style recreation. A VA assumable loan at 5.75% may offer a fantastic financing opportunity for eligible buyers: terms and qualification requirements apply. Buyer and buyer's agent to verify all information to their own satisfaction.

18315 Avonwood Court SE, Yelm

Listing Broker: John L. Scott/Yelm; Rick Simpson; 253-861-9813; rsimpson@johnlscott.com

$490,000

4 Beds ⋅ 3 Baths ⋅ 2587631 MLS ⋅ ACTIVE Status

Welcome home to this beautiful 4-bedroom, 2.5-bath home offering 1,928 sq ft of comfortable living space, tucked away on a cul-de-sac in a desirable Yelm neighborhood! The inviting open-concept floor plan features beautiful wood flooring, a cozy gas fireplace, and a spacious kitchen with stainless steel appliances, abundant cabinetry, and generous counter space. The adjoining dining area provides easy access to the fully fenced backyard and concrete patio, perfect for entertaining or relaxing outdoors. Upstairs, retreat to the spacious primary suite featuring a five-piece ensuite bath with dual vanities, soaking tub, separate shower, and walk-in closet. Three additional bedrooms offer plenty of flexibility for guests, a home office, or hobbies. Enjoy the convenience of a dedicated laundry room and attached garage. Ideally located within walking distance of schools and restaurants, with convenient access to downtown Yelm, Lacey, and JBLM. Enjoy the perfect combination of space, comfort, and convenience!

15266 Chad Drive SE, Yelm

Listing Broker: Keller Williams South Sound; Rachel Platt; 360-918-3405; rachelplatt6@gmail.com

$415,000

3 Beds ⋅ 1 Baths ⋅ 2593602 MLS ⋅ ACTIVE Status

This 3-bedroom rambler was remodeled in 2022, so you get the fresh, updated feel without the renovation headaches. One-level living, an open and comfortable layout, and a yard that's fully fenced for privacy and ready for whatever you dream up: garden, fire pit, game days, or a pup paradise. Now for the plot twist: an Assumable VA-to-VA loan at 4.750%. Eligible VA buyers may be able to step into the seller's existing VA financing at a rate you simply won't find on today's market. First-time buyers, this is your chance to run the numbers on a home that has already done the heavy lifting!Then there's Yelm, the Pride of the Prairie. Stroll the Yelm-Rainier-Tenino Trail, browse the Saturday Farmers Market, catch Jazz in the Park, or tee off at Tahoma Valley Golf & Country Club with Mt. Rainier as your backdrop. Downtown Yelm is close, JBLM and Olympia are an easy commute, and the mountain is your weekend playground.Move-in ready, mountain-adjacent, and priced to move. This one’s for you!

10117 Grove Road SE, Yelm

Listing Broker: Windermere Abode; LaTosha Thomas; 509-366-2503; latosha@windermere.com

$664,950

4 Beds ⋅ 2 Baths ⋅ 2592447 MLS ⋅ ACTIVE Status

Escape the ordinary and enjoy the space, privacy, and flexibility of nearly 5 level acres just minutes from Yelm! Set well back from the road, this home is hidden from view until you follow the secluded driveway and the property opens up in front of you, creating an immediate sense of privacy and retreat. This move-in-ready 4-bedroom, 2-bath rambler offers 2,112 sq ft with an open-concept design, generous living spaces, a thoughtful floor plan, mud room off the garage, and a large laundry room built for everyday function. The big-ticket updates are already complete with a new roof, new flooring throughout, fresh interior paint, and new appliances including washer and dryer. Outside, functional outbuildings, established garden areas, abundant parking, and dedicated RV space create endless possibilities for hobbies, storage, gardening, entertaining, or simply spreading out. With no HOA, easy access to JBLM, Lacey, and Tacoma, and potential for a VA assumable loan, this is a rare opportunity to own acreage without sacrificing convenience.

15011 Smith Prairie Road SE, Yelm

Listing Broker: Realty One Group Bold; Stan Choate; 360-960-0360; stan@choateproperties.com

$599,000

4 Beds ⋅ 3 Baths ⋅ 2591437 MLS ⋅ ACTIVE Status

6913 Axis Street SE, Lacey

Listing Broker: RE/MAX Honors; Ashly Brown; 253-227-5980; ashlybrown@remax.net

$345,000

2 Beds ⋅ 3 Baths ⋅ 2585527 MLS ⋅ ACTIVE Status

VA Assumable Loan Available! Qualified buyers may have the opportunity to assume the seller’s existing VA loan. Welcome to modern comfort & easy, low-maintenance living in desirable Horizon Pointe! This inviting Island Collection home offers 1,324 SF of thoughtfully designed living space with high ceilings, a spacious modern layout, & comfortable everyday living. The main floor features an open living area, convenient 1/2 bath, & walk-in pantry. Upstairs, you’ll find 2 spacious primary suites plus an upper-level utility closet for added convenience. The flexible layout offers privacy & versatility for guests, roommates, multigenerational living, or your own private retreat. Recent updates include new flooring, new induction stove/oven, new microwave, & new refrigerator. Washer & dryer stay, adding even more convenience. A private exterior entry & attached 1-car garage add functionality. Enjoy a walkable neighborhood with a 10-acre community park, playground with picnic areas, soccer field, & community events that bring neighbors together. Association dues include water, sewer, exterior maintenance, & lawn care. Conveniently located near parks, shopping, dining, recreation, & everyday amenities. If you’re looking for modern updates, flexible living space, & low-maintenance convenience, this Horizon Pointe home is ready to welcome you!

6041 Illinois Lane SE Unit #B, Olympia

Listing Broker: eXp Realty; Ken Crotts; 425-432-8600; Ken@KenCrotts.com

$419,999

3 Beds ⋅ 1 Baths ⋅ 2586157 MLS ⋅ ACTIVE Status

Assume a 5.75% loan with only approx. $9K to cover the equity gap! Open to any qualified buyer, veteran or non-veteran. Single-level 3-bedroom on a nearly 0.4-acre fully fenced lot in Yelm with city utilities, RV/boat parking and an outbuilding, plus an easy JBLM commute. LVP and carpet installed within the last two years, recent exterior paint and a newer water heater. Huge level backyard with room to garden, entertain or add a future shop (buyer to verify). Vacant and move-in ready. Ask your lender how much you could save with today’s rates vs. 5.75%!

113 View Drive NW, Yelm

Listing Broker: Keller Williams Realty PS; Tanya Palacios; 253-255-2815; tanyaselzhomes@gmail.com

$494,770

4 Beds ⋅ 3 Baths ⋅ 2585599 MLS ⋅ ACTIVE Status

Don’t miss this inviting traditional two-story home offering 1,902 square feet of living space with 4 bedrooms, 2.5 bathrooms, and approximately 0.29 acres. A covered front porch adds classic curb appeal and offers a wonderful spot to take in views of Mt. Rainier, which can also be enjoyed through the windows of multiple rooms. Inside, the functional floor plan provides comfortable everyday living with flexible spaces to suit a variety of needs. Upstairs, a spacious loft offers even more versatility and can easily be used as a home office, second living room, playroom, hobby area, or additional gathering space. The fully fenced backyard provides plenty of room for outdoor living, gardening, recreation, pets, or entertaining. An attached garage adds everyday convenience and valuable storage. Tucked away on a quiet dead-end street, this home combines traditional charm, generous indoor and outdoor space, Mt. Rainier views, and a desirable Lacey location. Whether relaxing on the front porch, enjoying the private backyard, or making the flexible interior spaces your own, this home offers plenty of room to settle in and enjoy.

308 Middleton Court SE, Rainier

Listing Broker: Real Broker LLC; Ryan Garrison; 360-230-1616; ryan@garrisonre.com

$674,950

3 Beds ⋅ 2 Baths ⋅ 2586213 MLS ⋅ ACTIVE Status

Homes with land just don't come around often and this one has storage for all your toys! Not only is there an oversized two car attached garage, there is a 1,296 sf 2 car detached garage / carport with workshop area, and built in car lift. Shop is insulated with a concrete floor. Then the home....single story living just can't be beat! This home features a recently updated kitchen with new cabinets, quartz counters, flooring, a large island, and stainless steel appliances. Just off the kitchen is a playroom / office, dining area, and living room. Great for entertaining! The primary bedroom is generous sized with a walk in closet and the newly remodeled bathroom featuring a walk in tile shower, new flooring, and double vanities. Both additional bedrooms are good sized. Back half of this 2.59 acre wooded site has been enjoyed by motorsport enthusiasts, but can be used for whatever your heart desires. Add in a fully fenced site with a gated entry, covered front porch, patio that runs the length of the home, a firepit, and a wooden play structure. Scenic Shores Lake on Lawrence beach rights, boat launch, and park are included in HOA. VA to VA assumable loan possible.

17405 153rd Avenue SE, Yelm

Listing Broker: HomeSmart Real Estate Assoc; Kym Knudson; 253-227-5966; kym@integrityhometeamus.com

$449,900

3 Beds ⋅ 3 Baths ⋅ 2582502 MLS ⋅ ACTIVE Status

Welcome to this charming property, situated on nearly 1/3 of an acre, tucked away at the end of a cul-de-sac. Enjoy a peaceful setting, while remaining conveniently located near Yelm’s shopping, dining, schools, parks, and everyday amenities. Outdoor enthusiasts will appreciate nearby access to the Yelm-Tenino Trail, while commuters enjoy convenient access toward JBLM and Olympia. The spacious yard is ready for enjoyment, featuring fruit trees, a fire pit, garden space, and plenty of room to relax or entertain. A 2-car garage and ample additional parking provide space for vehicles, guests, and recreational toys. Inside, the main level features a comfortable living room, dining area, and open-concept kitchen. Upstairs, you’ll find three bedrooms, including a primary bedroom with an attached bathroom. New carpet upstairs and a newer roof add to this home’s appeal. Come discover the comfort, space, and convenience this beautiful home has to offer!

16231 84th Ct SE, Yelm

Listing Broker: HomeSmart Real Estate Assoc; Angela Wassmann; 253-495-7266; angela@livefreeinvesting.com

$699,000

5 Beds ⋅ 3 Baths ⋅ 2580267 MLS ⋅ ACTIVE Status

VA Loan Assumption Available! Welcome to the Rose Model Home at Cantergrove, where thoughtful design and exceptional upgrades come together in a truly impressive home. With over $100,000 in upgrades, this 3,480 sq ft residence offers 5 bedrooms, 2.25 baths, a main-level den, and a spacious 3-bay garage. Hard surface flooring throughout the main floor. The beautifully appointed kitchen is the heart of the home, featuring an oversized quartz island, gorgeous espresso cabinets, upgraded stainless steel appliances, and a huge walk-in pantry. The open great room offers a welcoming space to gather around the fireplace, while the beautifully landscaped front and backyard create an inviting setting for outdoor enjoyment. Home backs up to a greenbelt for added privacy. Beyond the home, Cantergrove delivers an exceptional lifestyle with a private community park with lake access and private boat launch, walking trails, and an elementary school just across the street. Enjoy nearby shopping and dining, and with I-5 conveniently close by, JBLM is just a short drive away. A rare opportunity to own a beautifully upgraded model home in a community designed for the way you live.

2145 Seven Oaks Street SE, Lacey

Listing Broker: Real Broker LLC; Alexis Moore; 360-900-7464; alexis@aaronthomashometeam.com

$515,000

4 Beds ⋅ 3 Baths ⋅ 2578358 MLS ⋅ ACTIVE Status

Assumable 3.25% VA loan!! Don’t miss this spacious 4-bedroom Tumwater home! The main floor offers a versatile formal dining room or den, convenient half bath, and a large kitchen with pantry and adjoining dining space. The inviting family room features a cozy gas fireplace and large windows with abundant natural light. Upstairs, you’ll find a generous primary suite with vaulted ceilings, plus three additional bedrooms. Step outside to the covered back patio, complete with privacy panels—an ideal spot to relax or entertain comfortably year-round. Right down the street from AG West Black Hills High School, and just minutes to Littlerock shopping and the freeway for an easy commute! BUYER INCENTIVE with preferred lender- up to 6k in closing costs!

7127 Rothenberg Drive SW, Tumwater

Listing Broker: Redfin; Jessica Kammeyer; 206-734-2692; jessica.kammeyer@redfin.com

$435,000

3 Beds ⋅ 3 Baths ⋅ 2574111 MLS ⋅ ACTIVE Status

Move in with peace of mind and a NEW ROOF! Tucked at the end of a quiet cul-de-sac in the gated Clearwood community, this inviting home offers space, privacy, and easy access to everything the neighborhood has to offer. Soaring vaulted ceilings welcome you into the light-filled living room, featuring a bay window and seamless flow into the dining area and galley-style kitchen with stainless steel appliances! The spacious family room opens through a slider to an oversized deck, creating the perfect setting for entertaining, relaxing, or enjoying the peaceful surroundings beneath the tall trees.Upstairs, the generous primary suite features a large walk-in closet and private bath. Two additional bedrooms share a full hall bath, providing plenty of space for guests, an office, or growing household needs. A two-car garage plus an additional parking pad provides ample room for vehicles, a boat, or RV. Fully fenced in backyard!! Enjoy the unique lifestyle of Clearwood with access to three lakes, miles of trails, sports courts, a seasonal swimming pool, and more all within a private gated community.Your peaceful Pacific Northwest retreat awaits! VA ASSUMABLE OPPORTUNITY!!

18127 Stoney Ct SE, Yelm

Listing Broker: Real Broker LLC; Rebekah Coriell; 269-601-0313; rebekah@purposerealtywa.com

$629,995

2575338 MLS ⋅ ACTIVE Status

This beautiful duplex is ready for its next owner. House is sound and has been lovingly updated with new flooring throughout, brand new windows (with transferable lifetime warranty), new fence, new water heater in 1327 and new tub in 1329. All appliances stay. Roof is less than 10 years old. This duplex is consistently rented with high occupancy percentage. Elementary school located right across the street. Great location, close to JBLM, shopping, and the I-5 corridor.

1327 Horne Street NE, Olympia

Listing Broker: Real Broker LLC; Ben Smith; 253-326-1185; bsmithsells.realbroker@gmail.com

$545,000

4 Beds ⋅ 3 Baths ⋅ 2552183 MLS ⋅ ACTIVE Status

Welcome home to this 4 bedroom, 2.5 bath home tucked away on a quiet street in Rainier! Sitting on nearly 1/3 of an acre, this home has plenty of space inside & out. The main floor offers an open, functional layout with laminate flooring, granite countertops, stainless steel appliances & plenty of cabinet space. Upstairs you’ll find all 4 bedrooms, including the primary suite with private bath & walk-in closet, plus a bonus/loft space perfect for an office, playroom or second living area. Outside, the fully fenced backyard has been landscaped & offers tons of room to enjoy, entertain or make it your own. You’ll also find RV parking, solar panels, a heat pump & attached 2-car garage. Enjoy a little more space & a quieter setting while still being an easy drive to Yelm, JBLM, Lacey & Olympia. Come see everything this Rainier home has to offer!

301 135th Place SE, Rainier

Listing Broker: eXp Realty; Aubrey Davenport; 503-508-4482; aubreycdavenport@gmail.com

$430,000

3 Beds ⋅ 3 Baths ⋅ 2569932 MLS ⋅ ACTIVE Status

Tucked at the end of a quiet cul-de-sac in the gated Clearwood community, this inviting home offers space, privacy, and easy access to everything the neighborhood has to offer. Soaring vaulted ceilings welcome you into the light-filled living room, featuring a bay window and seamless flow into the dining area and galley-style kitchen with stainless steel appliances and tile flooring. Hard-surface flooring throughout means no carpet! The spacious family room opens through a slider to an oversized deck, creating the perfect setting for entertaining, relaxing, or enjoying the peaceful surroundings beneath the tall trees.Upstairs, the generous primary suite features a large walk-in closet and private bath. Two additional bedrooms share a full hall bath, providing plenty of space for guests, an office, or growing household needs. A two-car garage plus an additional parking pad provides ample room for vehicles, a boat, or RV. Enjoy the unique lifestyle of Clearwood with access to three lakes, miles of trails, sports courts, a seasonal swimming pool, and more all within a private gated community.Your peaceful Pacific Northwest retreat awaits! VA ASSUMABLE opportunity! Don't miss this one!

18133 Stoney Ct SE, Yelm

Listing Broker: Real Broker LLC; Rebekah Coriell; 269-601-0313; rebekah@purposerealtywa.com

$560,000

4 Beds ⋅ 3 Baths ⋅ 2567203 MLS ⋅ ACTIVE Status

This modern 2,278 sq ft home offers an open-concept floor plan with abundant natural light, a gourmet kitchen featuring a large granite island and premium Wolf cooktop, hardwood floors, and a spacious primary suite with a luxurious 5-piece bath. Two secondary bedrooms share a convenient Jack-and-Jill bathroom, while an additional guest bedroom and full bath provide flexibility for visitors, multigenerational living, or a home office. Situated on a fully fenced corner lot, the home features a covered patio, central A/C, an attached two-car garage, underground sprinkler system, and numerous thoughtful upgrades throughout. Conveniently located near top-rated Tumwater schools, shopping, dining, I-5, and JBLM, this home offers the perfect blend of comfort, style, and accessibility.

1321 89th Avenue SE, Tumwater

Listing Broker: Congress Realty; Andrew English; 888-881-4118; support@congressrealty.com

$845,000

4 Beds ⋅ 3 Baths ⋅ 2564596 MLS ⋅ ACTIVE Status

Welcome to McAllister Park, where this beautifully maintained home offers nearly 2,700 sq ft of comfortable living on a fully fenced half-acre lot. The backyard is designed for recreation and relaxation, featuring a generous in-ground pool, pool equipment shed, outdoor sound system, and iRobot pool cleaner. Inside, the open great-room floor plan is enhanced by beautifully refinished hardwood floors and a desirable split-bedroom design. The chef-inspired kitchen features solid-surface counters, large island with prep sink, natural gas appliances, and abundant workspace for cooking and entertaining. Four bedrooms provide excellent flexibility, with one ideally suited for a home office or den. Enjoy movie nights in the impressive media room, complete with projector, screen, sound system, and custom couch that stays. New carpeting enhances the bedrooms and media room. Additional highlights include ample storage throughout the home, a spacious 3-car garage and welcoming neighborhood with sidewalks, mature tree-lined paths, scenic views, and refreshing breezes. Conveniently located near shopping, schools, I-5, and JBLM, this special home is ready for its next owners to enjoy. Ask Listing Broker about potential assumable loan.

9315 Milburn Loop SE, Olympia

Listing Broker: RE/MAX Northwest; Sue Wise; 360-790-2047; sue@makeawisemove.com

$599,900

4 Beds ⋅ 3 Baths ⋅ 2559491 MLS ⋅ ACTIVE Status

**Assumable Loan at 2.25%** Located in desirable Campus Willows in Hawks Prairie, this 2,681+/- sq. ft. home offers 4 bedrooms, 2.5 bathrooms, and a flexible layout designed for comfortable everyday living. Tucked away on a private driveway at the end of a quiet street, this level corner lot backs to a greenbelt for added privacy. Enjoy a fully fenced backyard with a patio, storage shed, attached two car garage, private driveway, and additional nearby parking, creating plenty of space for outdoor living and entertaining. Inside, the welcoming foyer features a custom built in bookcase that adds both character and functional storage. The open main level is centered around a spacious kitchen with an oversized island, perfect for meal prep, casual dining, homework, or gathering with friends. A cozy gas fireplace anchors the living area, while a built in workspace and generous pantry provide added convenience and flexibility. Upstairs, the primary suite offers a private sitting area, walk in closet, and a well appointed five piece bath with a soaking tub, separate shower, and dual vanity. Three additional bedrooms, a full bath, versatile loft, and conveniently located utility room provide space for guests, hobbies, or working from home. Neighborhood parks and playgrounds are nearby, along with shopping, dining, entertainment, transit, and easy access to I-5.

3952 Campus Willows Loop NE, Lacey

Listing Broker: Olympic Sotheby's Int'l Realty; Jake Pierpoint; 360-259-3807; jakepierpoint@olympicsir.com

$615,000

3 Beds ⋅ 3 Baths ⋅ 2556249 MLS ⋅ ACTIVE Status

This place has it all including an ASSUMABLE VA loan at 2.875% Mid-Century home located moments from Hicks Lake Boat Launch and Wanschers Park. Sitting on 3/4 of an acre with a fully fenced back yard, U shaped driveway with room for all your friends to come hang out, more than enough room to park your boat & RV w 50amp plug in. Light and bright interior with hardwood floors, A/C for these hot summer months, a gas and wood fireplace for upcoming winter months, walk-in pantry, double stainless steele ovens, updated kitchen with eating bar and separate dining area. Upstairs primary bedroom with full bath, 2 guest rooms w tiled 3/4 bath in hallway. Fully finished daylight basement has a 1/2 bath, HUGE laundry room with outside access, 2 additional rooms and plenty of storage. Refreshed exterior paint, custom under awning lights, gorgeous garage doors, black cyclone fence with double gate, workshop area in garage and generator hook up. This place is worth taking a look at, tons of charm and pretty dang cool!

6206 Shady Lane SE, Lacey

Listing Broker: Virgil Adams Real Estate, Inc.; Tammy Adams; 360-584-2736; tammy@virgiladamsre.com

6620 Millstone Lane SE Unit #L104, Lacey

$389,900

3 Beds ⋅ 3 Baths ⋅ 2552213 MLS ⋅ ACTIVE Status

It's your lucky day! This immaculate 3 bedroom 2.5 bathroom townhome in Rainier Crossing with rare primary bedroom on main level will appeal to even the pickiest of buyers! Many recent updates including new flooring throughout - carpet upstairs and luxury vinyl on main, new water heater in 2026, furnace is a few years old, 6 panel doors, new stove, dishwasher & fridge. The open layout is sure to impress and the private fully fenced patio that doubles as catio is the icing on the cake! Oh but wait ~ there's more! Seeking peace and quiet? This location is ideal ~ a block to Western Chehalis trail yet only minutes away via car to I-5, Costco, restaurants and easy commute to JBLM. Welcome Home! Seller’s mortgage pmt is ~$1758/mo (3.125% interest); seller is open to considering strong assumption offer with $10K price premium.

6620 Millstone Lane SE Unit #L104, Lacey

Listing Broker: John L. Scott Dupont; Heather Fancher; 253-222-4114; 12thRealtor@gmail.com

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