98513 Homes with USDA Loan Terms

98513 Homes with USDA Loan Terms

Welcome to the charming area of Olympia, Washington, nestled in the scenic Thurston County and enveloped by the breathtaking beauty of the Pacific Northwest. The zip code 98513 is a hidden gem that offers a perfect blend of natural splendor and vibrant community life. Known for its lush greenery, picturesque parks, and proximity to the stunning Puget Sound, this area is an ideal place for families, outdoor enthusiasts, and anyone looking to enjoy a tranquil lifestyle.

One of the most appealing aspects of living in the 98513 zip code is the availability of homes that qualify for USDA loan terms. This financing option opens the door to homeownership for many, especially first-time buyers and those seeking to settle in a rural or suburban setting. With no down payment required and competitive interest rates, USDA loans make it easier for residents to invest in their dream homes while enjoying the benefits of a close-knit community.

Olympia is rich in culture and history, with a vibrant arts scene, local markets, and a variety of dining options that cater to every palate. The city's commitment to sustainability and outdoor recreation is evident in its numerous parks and trails, perfect for hiking, biking, or simply enjoying a leisurely stroll.

Whether you're looking for a cozy starter home, a spacious family residence, or a serene retreat, the 98513 zip code has something for everyone. Explore the possibilities and discover why this enchanting area is the perfect place to call home!

Newest 98513 Homes with USDA Loan Terms

477 Cremini Loop SE Unit #10, Lacey
$684,995
5 Beds ⋅ 3 Baths ⋅ 2583536 MLS ⋅ ACTIVE Status
Enjoy the benefits of life at Morel Meadows - where the community playground and various walking paths will make it easy to connect. Our location puts us just minutes away from the I-5 with convenient access to shopping, many local food options, as well as JBLM and Olympia. The Ballard floor plan will give you a space for everyone - with a main level bedroom and bath/shower next to it, you will find years of multi usage! The formal dining room could easily be used for your favorite crafting hobby just in case, and the loft at the top of the stairs is sure to be far enough away so you don't have to hear the ruckus if you crave peace...Your new home is featuring hard surface flooring, painted white or gray cabinets, Stainless Steel Appliances, Quartz Countertops, Heat Pump for Air Conditioning, smart home features (ALEXA, turn on the good vibes), and a 10yr warranty?! Such a smart home in a great location - we look forward to helping you discover all the reasons to call this HOME! :) Buyers must register their broker on first visit, including open houses. **Ask about our $20,000 buyer bonus with our preferred lender for qualified buyers **

477 Cremini Loop SE Unit #10, Lacey

Listing Broker: D.R. Horton; Brandy M. Runkle; 360-789-9701; bmrunkle@drhorton.com

7445 Fair Oakes Road SE, Olympia
$715,000
3 Beds ⋅ 3 Baths ⋅ 2562523 MLS ⋅ ACTIVE Status
Space, privacy, and Pattison Lake right across the street! Set on nearly .79 acres on a quiet dead-end road with no HOA, this property offers a rare combination of versatility and convenience. The fully fenced, south-facing backyard features a large patio, covered fire pit area, mature fruit trees and bushes, PNW native landscaping, dog run, outbuildings, RV/extra parking, and gated access to additional fenced green space. Inside, natural light fills the inviting floor plan. The kitchen overlooks the backyard with granite counters and a walk-in pantry, opening to the living room with gas fireplace. A separate dining room and bay-window office/flex space add flexibility. The spacious primary suite features a walk-in closet, soaking tub, dual-head glass shower, and dual vanities. An oversized 2-car garage provides workshop space. Updates include furnace & A/C (2022), roof (2018), and exterior paint. The lot may offer ADU potential; buyer to verify. With Pattison Lake across the street and nearby public access for fishing, kayaking, paddleboarding, and boating, enjoy the lake lifestyle while remaining minutes from everyday amenities.

7445 Fair Oakes Road SE, Olympia

Listing Broker: Keller Williams South Sound; Amy Plott; 360-951-9969; amyplott@acburtonrealestate.com

7828 Meridian Road SE, Olympia
$899,999
3 Beds ⋅ 3 Baths ⋅ 2552696 MLS ⋅ ACTIVE Status
MUST SEE! Welcome to country living on 5 fully fenced acres! This very well kept 3-bedroom, 2.5-bath home offers spacious rooms, air conditioning, a cozy gas fireplace(works when electricity is out), a built-in bar for entertaining, a formal dining room, and a kitchen with an eating space. Skylights and an abundance of windows fill the home with natural light, while newer plumbing provides added peace of mind. Step outside to enjoy the impressive outdoor amenities, including a massive 1976 SQ.FT. SHOP for hobbies or storage, a 2-car garage, FULL RV HOOK UP, 750 SQ. FT. barn with two horse stalls and tack room, dog kennel, craft shed, and fenced pasture areas that offer flexibility for a variety of rural and agricultural lifestyles. The property is equipped with water spigots throughout and a 13-zone sprinkler system for convenient landscape maintenance. Relax or entertain on the extra-large patio while taking in the peaceful country setting. With room for hobbies, equipment, and everyday country living, this property offers endless possibilities. BRING YOUR OFFERS!

7828 Meridian Road SE, Olympia

Listing Broker: Best Choice Realty LLC; Kristina Ferreira; 253-507-3558; kristinaferreirahomes@gmail.com

7836 Tanwax Drive SE, Olympia
$545,000
2 Beds ⋅ 2 Baths ⋅ 2548006 MLS ⋅ ACTIVE Status
Enjoy waterfront living 365 days a year in your own lakefront cabin retreat with 59 feet of private shoreline in Sunwood Lakes. Wake up to panoramic lake views from your sun-room, step outside and enjoy direct lake access for kayaking, fishing & paddleboarding from your own backyard. BRAND NEW $45k SEPTIC SYSTEM just installed and completed! Situated on a 0.28-acre lot in a quiet cul-de-sac, this 1,661 sq ft single-level home offers 2 bedrooms, 2.25 bathrooms, office/den (sun-room) and an open living area centered around a wood-burning fireplace with the charming feel of a cabin in the woods. Enjoy functional kitchen design & a light-filled dining room with lovely built-in bench seating. Recent improvements include ductless mini-split with A/C. High-speed internet available. Embrace quiet lake-life, western exposure, abundant wildlife & room for entertaining. Property includes detached garage/shops, attached carport, space for RV or boat, hot tub, deck, and ample room for parking. The shops give flexibility for hobbies, storage, workshop space & expansion potential. There's no other community in Olympia like Sunwood Lakes! The HOA includes: private beach access, large clubhouse, pool, trails, playground, athletic courts, managed forest, gazebo, community events & waterfront recreation. Conveniently located near Yelm Highway with access to Olympia, Lacey, JBLM, & surrounding shopping. Water is included in HOA dues.

7836 Tanwax Drive SE, Olympia

Listing Broker: Paramount Real Estate Group; Jesse Savage; 206-249-3405;

4735 Gallup Court SE, Olympia
$415,000
4 Beds ⋅ 1 Baths ⋅ 2543369 MLS ⋅ ACTIVE Status
SELLER IS OFFERING CLOSING COST CREDIT FOR BUYER~ Welcome to 4 bedrooms and 1 full bathroom in this 1,249 square foot rambler on Gallup Ct. Move in ready with new interior paint, roof, exterior siding and paint, cabinets, quartz countertops, windows, flooring, fridge and dishwasher. All appliances stay. Kitchen is fresh and new with a large built in pantry and just the right amount of cabinet space. The wood stove is a PNW favorite for keeping a home cozy in our chilly seasons. This lot is situated on a cul de sac with the home set back off the road offering ample driveway parking and still enough room to have a large fenced back yard. Sit out on your back deck while you plan where to plant your garden. The shed in the back yard will hold your yard tool plus extras. No HOA! Have an RV or boat, no problem to store at home. Convieniently located for optimal commuting options to Lacey, Olympia, Tumwater, Yelm, I-5 and JBLM. No commuting necessary, then convert a bedroom to an office and take advantage of the Comcast hi-speed internet to work from home. Easy 3 minute walk to City Transit Bus route 90. Elementary school bus picks up in front of the home and the high school bus picks up just inside Gallup Drive. Come make this freshly updated home yours today!

4735 Gallup Court SE, Olympia

Listing Broker: RE/MAX Realty South; Chrissy DeHan; 360-789-4093; chrissydehan@remax.net

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.