98513 Homes with State Bond Terms

98513 Homes with State Bond Terms

Welcome to the captivating 98513 zip code, nestled in the heart of Olympia, Washington! This vibrant area is part of Thurston County and offers a unique blend of natural beauty, community spirit, and convenient access to urban amenities. Known for its lush landscapes and scenic views, 98513 is the perfect place to call home for nature enthusiasts and city dwellers alike.

Olympia, the state capital, is renowned for its rich history and diverse cultural scene. Residents enjoy easy access to local parks, waterfront activities along the Puget Sound, and a variety of dining and shopping options that reflect the area’s eclectic character. The city is also home to a thriving arts community, with galleries, theaters, and festivals that bring the neighborhood to life.

For those considering a move to this charming area, homes in the 98513 zip code come with the added advantage of State Bond Terms. This means potential homeowners can benefit from favorable financing options, making it easier to secure a property in this desirable location. Whether you’re looking for a cozy bungalow, a spacious family home, or a contemporary townhouse, the housing market in 98513 offers a range of options to suit various lifestyles and budgets.

With its welcoming community, stunning surroundings, and advantageous home financing options, the 98513 zip code is truly a hidden gem in Washington State. Explore the possibilities of making Olympia your home and experience the perfect balance of tranquility and urban excitement!

Newest 98513 Homes with State Bond Terms

6036 Chetshire Lane SE, Olympia
$479,950
3 Beds ⋅ 3 Baths ⋅ 2588585 MLS ⋅ ACTIVE Status
First time on the market for this charming 3 bedroom, 2.5 bath home in the desirable Beckonridge community! This well-maintained, one-owner home offers 1,674 sq ft of comfortable living space, with a bright, open layout downstairs and plenty of natural light throughout. On the first floor, the updated kitchen flows easily into the dining and living spaces, while a cozy fireplace makes the perfect gathering spot on chilly Northwest evenings. Upstairs are 3 spacious bedrooms and two full bathrooms. Step outside to enjoy the fully fenced backyard and patio, ideal for entertaining or relaxing. Beautiful landscaping makes for minimal lawn upkeep. Placed at the end of a dead end street, you get the benefits of HOA maintenance with added privacy and no through traffic. Major updates include a 50-year roof installed approximately 10 years ago, updated flooring, and refreshed interior paint. Conveniently located near schools, parks, shopping, I-5 and JBLM. Move-in ready and waiting for its new owners!

6036 Chetshire Lane SE, Olympia

Listing Broker: RE/MAX Northwest; Karna Cristina; 206-554-1522; karnacristina@gmail.com

5473 Balustrade Boulevard SE, Lacey
$459,950
3 Beds ⋅ 3 Baths ⋅ 2587658 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 3-bedroom home in the sought-after Horizon Pointe neighborhood! The gorgeous and open main level features a spacious island with eating area, low-maintenance vinyl flooring, and a functional flow from the kitchen to the dining and living spaces—perfect for everyday living and entertaining. Large windows throughout bring natural light throughout, creating a warm and inviting atmosphere.Upstairs, you’ll find a spacious primary suite complete with a large walk-in closet and private 5-piece ensuite featuring a relaxing soaking tub. Two additional nicely sized bedrooms and a tastefully updated hallway bathroom provide plenty of space and flexibility. Don't miss the dedicated laundry room, spacious garage, and fully fenced backyard, adding comfort and functionality to everyday living. Located in the desirable Horizon Pointe community, with walking trails, parks, shopping, and dining nearby, this home offers the perfect blend of neighborhood charm, convenience, and a wonderful place to call home!

5473 Balustrade Boulevard SE, Lacey

Listing Broker: John L. Scott Lacey; Leslie Gallardo; 360-338-8908; lgallardo@johnlscott.com

6052 Illinois Lane SE Unit #C, Olympia
$311,888
2 Beds ⋅ 2 Baths ⋅ 2584506 MLS ⋅ ACTIVE Status
Welcome to 6052 Illinois Ln SE Unit C—stylish, move-in-ready living in Lacey’s sought-after Horizon Pointe community! Step inside and immediately feel the warmth of this inviting 2-bedroom, 1.75-bath home, featuring an open-concept layout designed to make everyday living and entertaining effortless.The kitchen serves as the heart of the home with a center island, eating bar, pantry, and plenty of functional workspace, flowing seamlessly into the main living areas. Whether you’re hosting friends, enjoying a quiet night in, or starting your morning with coffee at the island, this home offers a comfortable and easygoing lifestyle.Both bedrooms provide flexible, comfortable spaces, while two bathrooms add convenience and privacy. An attached 1-car garage provides secure parking and additional storage, and all appliances are included, making this an easy opportunity to simply move in and start enjoying your new home.Located in the popular Horizon Pointe community, you’ll enjoy convenient access to parks, shopping, dining, recreation, and everyday amenities while still having a welcoming neighborhood setting to come home to.Low-maintenance, beautifully inviting, and ready for its next owner—this is one you’ll want to experience in person. Come take a look and see why 6052 Illinois Ln SE Unit C just might be the one!

6052 Illinois Lane SE Unit #C, Olympia

Listing Broker: eXp Realty; Benaiah Ellington; 425-503-6955; benaiah.ellington3@gmail.com

6039 Bryanston Lane SE, Lacey
$439,700
2 Beds ⋅ 2 Baths ⋅ 2584228 MLS ⋅ ACTIVE Status
Beckonridge Rambler – True Effortless Living in LaceyDiscover this humble single-story rambler nestled in the quiet, tree-lined streets of Lacey’s sought-after Beckonridge neighborhood (part of the thoughtfully planned Rainier Park community). Designed for easy one-level living, it features open the main living space, a warm gas fireplace for Pacific Northwest evenings, and large windows that flood the home with natural light. The open flow from living to dining to kitchen feels simple and inviting, complemented by a comfortable primary suite and a practical additional bedroom.Step outside to a private patio and manageable backyard perfect for morning coffee, evening barbecues, or just listening to the birds. The real lifestyle upgrade? Your HOA handles all front-yard care—mowing, trimming, and watering—so you never have to wrestle with a lawnmower again. City of Lacey offers neighborhood playgrounds and generously improved open spaces that give the subdivision its open, residential feel. Quiet 15-mph streets add a true sense of calm.Walk or bike the scenic Chehalis Western Trail just minutes away. You’re also close to local parks, shopping, restaurants, North Thurston schools, I-5, and Joint Base Lewis-McChord. This is low-maintenance living at its best—an unpretentious, comfortable home in one of Lacey’s most livable and quietly desirable neighborhoods.

6039 Bryanston Lane SE, Lacey

Listing Broker: RE/MAX Parkside Affiliates; Dan Sweeney; 360-791-1880; dan@dansweeney.com

6039 Bryanston Lane SE, Lacey
$439,700
2 Beds ⋅ 2 Baths ⋅ 2573403 MLS ⋅ ACTIVE Status
Beckonridge Rambler – True Effortless Living in LaceyDiscover this humble single-story rambler nestled in the quiet, tree-lined streets of Lacey’s sought-after Beckonridge neighborhood (part of the thoughtfully planned Rainier Park community). Designed for easy one-level living, it features open the main living space, a warm gas fireplace for Pacific Northwest evenings, and large windows that flood the home with natural light. The open flow from living to dining to kitchen feels simple and inviting, complemented by a comfortable primary suite and a practical additional bedroom.Step outside to a private patio and manageable backyard perfect for morning coffee, evening barbecues, or just listening to the birds. The real lifestyle upgrade? Your HOA handles all front-yard care—mowing, trimming, and watering—so you never have to wrestle with a lawnmower again. City of Lacey offers neighborhood playgrounds and generously improved open spaces that give the subdivision its open, residential feel. Quiet 15-mph streets add a true sense of calm.Walk or bike the scenic Chehalis Western Trail just minutes away. You’re also close to local parks, shopping, restaurants, North Thurston schools, I-5, and Joint Base Lewis-McChord. This is low-maintenance living at its best—an unpretentious, comfortable home in one of Lacey’s most livable and quietly desirable neighborhoods.

6039 Bryanston Lane SE, Lacey

Listing Broker: RE/MAX Parkside Affiliates; Dan Sweeney; 360-754-7090; dan@dansweeney.com

5715 Vermont Avenue SE, Lacey
$435,000
3 Beds ⋅ 2 Baths ⋅ 2570775 MLS ⋅ ACTIVE Status
Welcome to a thoughtfully updated home in Horizon Pointe that delivers comfort, functionality, & style in a smartly designed 2-story layout. Main floor features a welcoming living room w/ built-in surround sound, convenient half bath, laundry, & beautifully refreshed kitchen w/ abundant cabinetry, lighting above & below cabinets, dedicated pantry storage, hard-surface counters, tile flooring, newer appliances, & gas range. A cozy dining area in kitchen creates the perfect spot for everyday meals. Upstairs all 3 bedrooms offer ceiling fans, while the spacious primary suite features a walk-in closet & its own separate access to the full bath. Additional hall & entry closets provide excellent storage. Recent updates also include newer LVP flooring throughout, interior recently painted, light fixtures, glass security door which switches to screen door, & wired for 9600-watt generator (powering whole home minus dryer), bringing a fresh modern feel throughout. Double-pane windows & newer central AC add to year-round comfort. Outside enjoy a fully-fenced backyard w/ a generous lawn & storage shed; plus a low-maintenance landscaped front yard. Attached garage offers parking or flexible storage space. Room for 2 cars in driveway & rock area. Nearby parks and fields, dining, shopping, & entertainment make everyday living easy, w/ a convenient commute to JBLM. Walking distance to Chambers Prairie Elementary & Cap City Golf Course. This is a home that truly makes the most of every space!

5715 Vermont Avenue SE, Lacey

Listing Broker: MVP Realty Group; Matthew Plummer; 360-339-8548; Matthew@MVPRealtyGroup.com

1706 Foxfire Drive SE, Olympia
$420,000
3 Beds ⋅ 1 Baths ⋅ 2567923 MLS ⋅ ACTIVE Status
Move-in-ready 3 BR rambler offering 1,014 sq ft of comfortable single-story living on a spacious quarter-acre lot. The inviting interior features thoughtful updates throughout, including a refreshed kitchen with all appliances included - brand new dishwasher! Fresh interior paint completed in 2026 adds a bright, welcoming feel, while exterior paint completed in 2021 enhances curb appeal. Other improvements include an efficient mini-split installed in 2018 for year-round comfort and a new roof in 2017. A large attached garage provides parking, storage, and project space, while the substantial detached carport offers covered space for an RV, boat, or additional vehicles. The separate 10 x 13-foot finished and heated office is ideal for working from home, hobbies, or creative pursuits. Outside, the generous yard offers room to garden, entertain, play, or relax in your own slice of the Pacific Northwest, plus a woodshed for added storage. Conveniently located near a community park, with the elementary school in the subdivision and close to parks, shopping, dining, and everyday amenities, with easy access to I-5, downtown Olympia, Lacey, JBLM, and the South Sound’s lakes, trails, and recreation. With valuable updates completed, flexible bonus space, abundant parking, and a large lot, you don’t have anything to worry about—just move in and enjoy! Call your broker to see it today!

1706 Foxfire Drive SE, Olympia

Listing Broker: Century 21 Van Dorm Realty; Paul R. Klenk; 360-943-3800; Paulklenk@PaulKlenk.com

818 Berne Lane SE, Olympia
$309,950
3 Beds ⋅ 2 Baths ⋅ 2550252 MLS ⋅ ACTIVE Status
3 BEDROOMS + SINGLE-LEVEL LIVING FOR $309,950! Here's your opportunity to own a move-in-ready Olympia home without the price tag you might expect. Step inside to vaulted ceilings, abundant natural light, updated bamboo flooring and a comfortable open feel. Big-ticket improvements include a newer roof and windows, plus ductless heating and cooling for year-round comfort. The flexible 3-bedroom layout works beautifully for first-time buyers, downsizers, or anyone needing a home office or guest space. Outside, enjoy your own private backyard—perfect for pets, gardening, BBQs or simply relaxing. Washer, dryer and kitchen appliances stay. FHA, VA and State Bond financing eligible. Why rent when homeownership may be closer than you think? Come see the value for yourself!

818 Berne Lane SE, Olympia

Listing Broker: eXp Realty; Andre' Jones; 253-324-4167; andre.jones@exprealty.com

638 Mandee Street SE, Lacey
$590,000
3 Beds ⋅ 2 Baths ⋅ 2554960 MLS ⋅ PENDING - BACKUP OFFER REQUESTED Status
NEW PRICE! Welcome to this Rob Rice resale of the popular Juniper floor plan, a beautiful 3-bedroom rambler in the desirable Steilacoom Ridge community offering over 1,700 square feet of well-maintained, single-story living space. The open-concept layout features a spacious kitchen equipped with a gas stove, a large granite island, stainless steel appliances, and custom wood cabinetry with soft-close drawers, all perfectly connecting to the living room and an open dining area. Ideal for seamless indoor-outdoor living, you can step directly out to the covered back patio from the dining room. The primary suite is thoughtfully separated from the guest bedrooms for added privacy, providing a comfortable retreat with an oversized walk-in closet and a full 5-piece bathroom, while two additional bedrooms and a second full bathroom offer versatile space for visitors or a home office. The hallway laundry area/mud room leads straight to the 2-car garage, The fully fenced backyard offers a blank canvas for your own creative vision, whether that means custom landscaping, garden boxes, or designing the perfect outdoor space for entertaining and relaxing, complete with a side yard and a rock path leading to the front gate. The home sits just a block from a community park and offers an easy commute with quick access to I-5 and JBLM, all while remaining minutes from the Regional Athletic Complex, Chehalis Western Trail, shopping, and dining.

638 Mandee Street SE, Lacey

Listing Broker: John L. Scott, Inc.; Jenn Hamilton; ;

6626 Millstone Lane SE Unit #M105, Lacey
$380,000
3 Beds ⋅ 3 Baths ⋅ 2554864 MLS ⋅ ACTIVE Status
Immaculately maintained 3-bedroom, 2.25-bath condo in the desirable Rainier Crossing community offers move-in-ready comfort with a spacious, light-filled floor plan. The inviting main level features vaulted ceilings, a cozy gas fireplace, an open dining area, and a well-appointed kitchen with white cabinetry, Corian countertops, hardwood floors, a breakfast bar for casual dining, and a solar tube that fills the space with natural light. The living room opens through a sliding glass door to a private, fully fenced patio, perfect for relaxing, entertaining, or gardening. Sunshade installed on patio. The main-floor primary suite provides easy one-level living and includes a full bath and walk-in closet. Upstairs are two generously sized bedrooms, each with new ceiling fans and shades, along with a convenient 3/4 bath for guests or household members. Ideally located near shopping, schools, and the scenic Chehalis Western Trail, this home offers both convenience and an active lifestyle. Monthly HOA dues include water, sewer, earthquake insurance, snow removal, and common area maintenance, making for easy, low-maintenance living in a beautifully cared-for community.

6626 Millstone Lane SE Unit #M105, Lacey

Listing Broker: RE/MAX Parkside Affiliates; Patty Miller; 360-280-3134; patty@yoursouthsoundagent.com

6620 Millstone Lane SE Unit #L104, Lacey
$389,900
3 Beds ⋅ 3 Baths ⋅ 2552213 MLS ⋅ ACTIVE Status
It's your lucky day! This immaculate 3 bedroom 2.5 bathroom townhome in Rainier Crossing with rare primary bedroom on main level will appeal to even the pickiest of buyers! Many recent updates including new flooring throughout - carpet upstairs and luxury vinyl on main, new water heater in 2026, furnace is a few years old, 6 panel doors, new stove, dishwasher & fridge. The open layout is sure to impress and the private fully fenced patio that doubles as catio is the icing on the cake! Oh but wait ~ there's more! Seeking peace and quiet? This location is ideal ~ a block to Western Chehalis trail yet only minutes away via car to I-5, Costco, restaurants and easy commute to JBLM. Welcome Home! Seller’s mortgage pmt is ~$1758/mo (3.125% interest); seller is open to considering strong assumption offer with $10K price premium.

6620 Millstone Lane SE Unit #L104, Lacey

Listing Broker: John L. Scott Dupont; Heather Fancher; 253-222-4114; 12thRealtor@gmail.com

7836 Tanwax Drive SE, Olympia
$545,000
2 Beds ⋅ 2 Baths ⋅ 2548006 MLS ⋅ ACTIVE Status
Enjoy waterfront living 365 days a year in your own lakefront cabin retreat with 59 feet of private shoreline in Sunwood Lakes. Wake up to panoramic lake views from your sun-room, step outside and enjoy direct lake access for kayaking, fishing & paddleboarding from your own backyard. BRAND NEW $45k SEPTIC SYSTEM just installed and completed! Situated on a 0.28-acre lot in a quiet cul-de-sac, this 1,661 sq ft single-level home offers 2 bedrooms, 2.25 bathrooms, office/den (sun-room) and an open living area centered around a wood-burning fireplace with the charming feel of a cabin in the woods. Enjoy functional kitchen design & a light-filled dining room with lovely built-in bench seating. Recent improvements include ductless mini-split with A/C. High-speed internet available. Embrace quiet lake-life, western exposure, abundant wildlife & room for entertaining. Property includes detached garage/shops, attached carport, space for RV or boat, hot tub, deck, and ample room for parking. The shops give flexibility for hobbies, storage, workshop space & expansion potential. There's no other community in Olympia like Sunwood Lakes! The HOA includes: private beach access, large clubhouse, pool, trails, playground, athletic courts, managed forest, gazebo, community events & waterfront recreation. Conveniently located near Yelm Highway with access to Olympia, Lacey, JBLM, & surrounding shopping. Water is included in HOA dues.

7836 Tanwax Drive SE, Olympia

Listing Broker: Paramount Real Estate Group; Jesse Savage; 206-249-3405;

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