98513 Homes with Assumable Terms

98513 Homes with Assumable Terms

Welcome to the enchanting zip code 98513, nestled in the heart of Thurston County, Washington. This vibrant community offers a harmonious blend of natural beauty, suburban charm, and convenient access to urban amenities. With its picturesque landscapes, including lush forests and serene waterways, residents can enjoy a tranquil lifestyle while being just a stone's throw away from the bustling city of Olympia.

Homes in the 98513 area are not only appealing for their stunning surroundings but also for their flexible financing options. Many properties here come with assumable terms, making it an excellent choice for first-time homebuyers or those looking to relocate. Assumable loans allow buyers to take over the seller's mortgage, often at a lower interest rate than current market rates. This unique feature can result in significant savings and a smoother transition into your new home.

The local community is rich in amenities, including parks, schools, and shopping centers, ensuring that residents have everything they need at their fingertips. The nearby Nisqually National Wildlife Refuge offers outdoor enthusiasts a chance to explore nature trails, spot wildlife, and enjoy breathtaking views of the Puget Sound.

Whether you're seeking a cozy family home or a spacious retreat, the 98513 zip code has something for everyone. With its inviting atmosphere and favorable housing options, this area is not just a place to live—it's a place to thrive. Discover your dream home in 98513 today and embrace all that this wonderful community has to offer!

Newest 98513 Homes with Assumable Terms

9315 Milburn Loop SE, Olympia
$865,000
4 Beds ⋅ 3 Baths ⋅ 2564596 MLS ⋅ ACTIVE Status
Welcome to McAllister Park, where this beautifully maintained home offers nearly 2,700 sq ft of comfortable living on a fully fenced half-acre lot. The backyard is designed for recreation and relaxation, featuring a generous in-ground pool, pool equipment shed, outdoor sound system, and iRobot pool cleaner. Inside, the open great-room floor plan is enhanced by beautifully refinished hardwood floors and a desirable split-bedroom design. The chef-inspired kitchen features solid-surface counters, large island with prep sink, natural gas appliances, and abundant workspace for cooking and entertaining. Four bedrooms provide excellent flexibility, with one ideally suited for a home office or den. Enjoy movie nights in the impressive media room, complete with projector, screen, sound system, and custom couch that stays. New carpeting enhances the bedrooms and media room. Additional highlights include ample storage throughout the home, a spacious 3-car garage and welcoming neighborhood with sidewalks, mature tree-lined paths, scenic views, and refreshing breezes. Conveniently located near shopping, schools, I-5, and JBLM, this special home is ready for its next owners to enjoy. Ask Listing Broker about potential assumable loan.

9315 Milburn Loop SE, Olympia

Listing Broker: RE/MAX Northwest; Sue Wise; 360-790-2047; sue@makeawisemove.com

6620 Millstone Lane SE Unit #L104, Lacey
$389,900
3 Beds ⋅ 3 Baths ⋅ 2552213 MLS ⋅ ACTIVE Status
It's your lucky day! This immaculate 3 bedroom 2.5 bathroom townhome in Rainier Crossing with rare primary bedroom on main level will appeal to even the pickiest of buyers! Many recent updates including new flooring throughout - carpet upstairs and luxury vinyl on main, new water heater in 2026, furnace is a few years old, 6 panel doors, new stove, dishwasher & fridge. The open layout is sure to impress and the private fully fenced patio that doubles as catio is the icing on the cake! Oh but wait ~ there's more! Seeking peace and quiet? This location is ideal ~ a block to Western Chehalis trail yet only minutes away via car to I-5, Costco, restaurants and easy commute to JBLM. Welcome Home! Seller’s mortgage pmt is ~$1758/mo (3.125% interest); seller is open to considering strong assumption offer with $10K price premium.

6620 Millstone Lane SE Unit #L104, Lacey

Listing Broker: John L. Scott Dupont; Heather Fancher; 253-222-4114; 12thRealtor@gmail.com

6549 Steamer Drive SE, Lacey
$497,500
4 Beds ⋅ 3 Baths ⋅ 2551772 MLS ⋅ ACTIVE Status
Welcome home to this beautiful 4-bedroom, 2.5-bath home in the desirable Pattison Lake community! Filled with natural light, this inviting home offers 1,860 sq ft of functional living space designed for everyday comfort and entertaining. The open-concept kitchen overlooks the main living and dining areas, creating the perfect gathering space for friends. Durable vinyl plank flooring adds style and easy maintenance throughout the main living areas. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite featuring a private en suite bath and ample walk-in closet space. Step outside to enjoy the fully fenced backyard, ideal for pets, play, gardening, or summer BBQs. A roof-mounted solar system helps offset electricity costs, providing long-term energy savings, while the attached 2-car garage offers plenty of storage and convenience. Located just minutes from Pattison Lake, parks, shopping, schools, and easy commuting routes to JBLM, this home combines comfort, efficiency, and an exceptional location. Even better, eligible buyers may take advantage of a VA assumable loan at an attractive 5.75% interest rate, presenting a rare opportunity in today's market!

6549 Steamer Drive SE, Lacey

Listing Broker: Operation Red Dot; James Marszalek; 253-888-9001; James@OperationRedDot.com

7237 Ridgemont Drive SE, Olympia
$575,000
3 Beds ⋅ 3 Baths ⋅ 2547864 MLS ⋅ ACTIVE Status
Price adjustment and $10,000 buyer credit towards closing costs or rate buy down!! Some of the rooms have been virtually staged. Welcome to this beautifully updated 2,644 sq. ft. tri-level home offering the perfect blend of architectural character and peaceful Lake Pattison living. Inspired by mid-century modern design, this home features soaring vaulted ceilings with exposed beams, dramatic triangular clerestory windows, and walls of glass that flood the home with natural light. Fresh interior paint and updated butcher block countertops add warmth and modern appeal. The versatile floor plan includes 3 bedrooms, 2.75 baths, and a flexible lower-level living space with private backyard access—ideal for guests, multigenerational living, a home office, or bonus room. Situated on a generous 12,742 sq. ft. lot, you'll enjoy a slight view of Lake Pattison and private community lake access just around the corner for kayaking, fishing, paddleboarding, or relaxing by the water. Tucked away in a peaceful setting yet only 15 minutes from Hawks Prairie, I-5, shopping, dining, and JBLM, this home offers the perfect balance of privacy and convenience. Complete with a two-car garage and low HOA dues of just $250 per year covering common area maintenance, this is a rare opportunity to own a home with distinctive style, flexible living space, and an exceptional location.

7237 Ridgemont Drive SE, Olympia

Listing Broker: Keller Williams Realty PS; Jessica Taylor; 253-732-4228; jessicataylorsellshomes@gmail.com

7637 Brianna Court SE, Olympia
$485,000
3 Beds ⋅ 3 Baths ⋅ 2514679 MLS ⋅ ACTIVE Status
This charming and well-maintained home features 3 spacious bedrooms and 2.25 bathrooms, offering a generous 1,477 square feet of thoughtfully designed living space. The open concept kitchen and living room create a warm and welcoming atmosphere, perfect for both entertaining guests and enjoying everyday life. The kitchen is equipped with modern appliances and ample counter space, making meal preparation a delight. Step outside to a large, fully fenced backyard that provides privacy and security, ideal for outdoor activities, gardening, or hosting gatherings. Situated in a friendly and well-established neighborhood with a community playground, this residence offers a wonderful blend of convenience, comfort, and community spirit. Close to local schools, shopping centers, parks, and major transportation routes, this is an excellent place to call Home. Listing agents to pay one point towards buyer closing costs OR buy down out of commission at closing. ASK ABOUT THE POTENTIAL TO ASSUME THE LOAN WITH INTEREST RATE BELOW CURRENT MARKET RATES AND NO MORTGAGE INSURANCE!

7637 Brianna Court SE, Olympia

Listing Broker: Northfork Realty; Todd W McAntosh; 360-790-4969; todd.mcantosh@gmail.com

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