98513 Homes with FHA Terms

98513 Homes with FHA Terms

Welcome to the charming community of zip code 98513, located in the heart of Thurston County, Washington. Nestled between the scenic landscapes of the Pacific Northwest, this area offers a delightful blend of natural beauty and suburban convenience. Known for its lush greenery and proximity to stunning parks, residents can enjoy a plethora of outdoor activities, from hiking in the nearby Capitol State Forest to leisurely strolls along the picturesque waters of the Nisqually River.

The 98513 zip code encompasses several vibrant neighborhoods, each with its own unique character. Here, you will find a variety of homes that cater to diverse lifestyles, from cozy single-family residences to modern townhouses. One of the standout features of this area is the availability of homes that qualify for FHA financing. This means that first-time homebuyers and those seeking affordable housing options can take advantage of flexible lending terms, making homeownership more accessible than ever.

Families will appreciate the excellent local schools, community parks, and recreational facilities that foster a strong sense of community. With easy access to major highways, commuting to nearby cities like Olympia and Lacey is a breeze, allowing residents to enjoy the tranquility of suburban living while still being close to urban amenities.

Whether you’re looking to settle down in a welcoming neighborhood or invest in a promising real estate opportunity, the 98513 zip code is a fantastic choice. Explore the possibilities and discover your dream home in this beautiful corner of Washington!

Newest 98513 Homes with FHA Terms

9435 Summerfield Loop SE, Olympia
$524,900
3 Beds ⋅ 3 Baths ⋅ 2590116 MLS ⋅ ACTIVE Status
REFRESHED and remodeled....walk into this freshly painted inside and out home and be greeted with new carpet, new luxury vinyl plank flooring, all new trim and doors, bathrooms refreshed with new vanities, toilets, lights and mirrors....kitchen remodeled with all new cabinets and quartz counters, sink and faucet as well as new dishwasher, stove and microwave.... venture downstairs and find large family room with bonus side room great for den / playroom / hobby room / craft room... so much room to spread out and direct access outside both from the daylight basement family room and off the upstairs dining room to the deck for morning coffee and evening bar b ques. Walking trail goes from cul de sac all the way to Meadows elementary school.

9435 Summerfield Loop SE, Olympia

Listing Broker: RE/MAX Realty South; Bill VanEngelenburg; 206-650-4435; rlest8man@aol.com

807 Gregory Way SE, Olympia
$399,900
3 Beds ⋅ 1 Baths ⋅ 2588207 MLS ⋅ ACTIVE Status
Welcome to this inviting 3 bedroom, 1 bathroom Olympia home offering comfortable living, abundant natural light, and a location that makes everyday life convenient. Skylights brighten the interior and create an airy feel throughout the home, while the French doors opening up to your back patio and large fully fenced yard provides plenty of space for outdoor living, gardening, entertaining, pets, or simply enjoying your own private space. A generously sized garage adds valuable room for parking, storage, hobbies, or workspace. Relax with peace of mind with newer appliances, roof, septic tank and paint throughout. Conveniently located with easy access to JBLM, the Regional Athletic Complex (RAC), shopping, dining, parks, and everyday amenities. A practical layout, generous outdoor space, and easy access to the places that keep life moving make this a home with plenty of room for both everyday routines and the moments that matter. An inviting place to put down roots, with the energy of Olympia and the natural beauty of the South Sound close at hand.

807 Gregory Way SE, Olympia

Listing Broker: Olympic Sotheby's Int'l Realty; Tiffany Curtiss; 360-790-6025; tiffanycurtiss@olympicsir.com

9425 Bowthorpe Street SE, Lacey
$600,000
2 Beds ⋅ 2 Baths ⋅ 2589927 MLS ⋅ ACTIVE Status
Welcome to Ovation at Oak Tree, Taylor Morrison's 55+ active adult community! Popular Aspen floorplan, offering one-level living with 2 bedrooms plus a den. Enjoy a professionally landscaped backyard with turf that backs to a peaceful green space, plus irrigation and a patio plumbed for a gas BBQ. Inside, the living room features a fireplace surrounded by built-ins and open shelving. New blinds and a ceiling fan in the bedroom, along with a ceiling fan in the living room.Life at Ovation is designed around connection, recreation, and convenience. A dedicated lifestyle coordinator organizes events including line dancing, BBQs, food truck visits, and more, with numerous social clubs to join. The community features pocket parks and two clubhouses with full kitchens, comfortable living spaces, TVs, a library, small gym, sauna, and outdoor fireplaces.Additional recreation includes an indoor swimming pool with full shower facilities, hydraulic lifts for the pool and hot tub, game room with shuffleboard and pool tables, cozy fireplaces, movement studio, full gym, pickleball courts, bocce ball, and outdoor hot tub. Enjoy the dog park, Oak Nature Preserve, walking and hiking trails, outdoor fireplaces, and outdoor kitchens perfect for private gatherings. A welcoming community with plenty to do, all while enjoying the ease of single-level living.

9425 Bowthorpe Street SE, Lacey

Listing Broker: John L. Scott, Inc; George Graham; 206-949-3793; pending@nw-realestateteam.com

8703 Bedington Drive SE, Olympia
$879,900
4 Beds ⋅ 3 Baths ⋅ 2589580 MLS ⋅ ACTIVE Status
Experience the perfect blend of luxury, privacy, and comfort in this stunning custom rambler nestled on a beautifully landscaped ½-acre lot in Olympia’s highly sought-after McAllister Park community. Priced with confidence, the seller has recently obtained an independent appraisal to support the asking price, offering buyers added peace of mind and exceptional value. Offering over 2,700 SF of thoughtfully designed single-level living, this 4-bedroom, 2.5-bath home features soaring vaulted ceilings, abundant natural light, formal living and dining rooms, and an open-concept layout ideal for everyday living and entertaining. The chef’s kitchen boasts granite slab countertops, rich cherry cabinetry, a gas cooktop, breakfast bar, and abundant storage. Escape to the spacious primary suite with a spa-inspired 5-piece bath, jetted soaking tub, and walk-in closet. Step outside to your own private backyard retreat showcasing an incredible koi pond, relaxing hot tub, expansive patio, mature landscaping, and exceptional privacy—creating a peaceful setting for entertaining or unwinding year-round. The oversized 3-car garage offers plenty of room for vehicles, storage, and hobbies. Ideally located minutes from I-5, JBLM, shopping, restaurants, golf, parks, and top-rated North Thurston schools, this exceptional home delivers the Pacific Northwest lifestyle you’ve been waiting for.

8703 Bedington Drive SE, Olympia

Listing Broker: COMPASS; Nicole Braam; 253-237-2090; nbraam@kw.com

3704 Indian Summer Court SE, Olympia
$550,000
4 Beds ⋅ 2 Baths ⋅ 2589028 MLS ⋅ ACTIVE Status
INCREDIBLE VALUE + ALMOST AN ACRE! Enjoy the charm and peacefulness of a beautiful, sought-after neighborhood with shopping, dining, major highways, and everyday conveniences just minutes away. This 4BD/2BA home offers the space buyers are looking for with a 3-car garage, massive driveway, and vaulted ceilings. Perfect rambler layout for everyday living and entertaining. Bring your vision and make this property your own. So much home, land, and potential at an unbeatable price!

3704 Indian Summer Court SE, Olympia

Listing Broker: eXp Realty; Dani Estrada; 253-347-2640; daniestradahomes@gmail.com

1503 Milbanke Drive SE, Olympia
$565,000
4 Beds ⋅ 3 Baths ⋅ 2589413 MLS ⋅ ACTIVE Status
New windows. New patio door. A fresh reason to fall in love with Madrona Park. This beautifully refreshed 4-bedroom, 2.5-bath home pairs 2,136 sqft of inviting living space with an impressive list of updates: a one-year-old roof, new main-level luxury vinyl flooring, new carpet upstairs and on the stairs, fresh interior and exterior paint, and new rear decking. From morning coffee on the covered front porch to dinner on the expansive rear deck overlooking the terraced lawn, there's room to enjoy every part of your day. Bay windows brighten the formal living and dining areas, while a separate family room with a gas fireplace sets the scene for relaxed evenings and lively gatherings. The kitchen features a new stainless-steel sink and a backyard-facing window that keeps the view part of your daily routine. Upstairs, four generously sized bedrooms offer flexibility for guests, work or hobbies, with an exceptionally spacious primary suite, private ensuite bath and room to create your own quiet retreat. A two-car attached garage adds everyday convenience. Nearby parks, athletic facilities and shopping, plus I-5 access toward JBLM, keep recreation and essentials within reach. With major updates already completed, this home brings space, comfort and a fresh start together.Come for the updates; picture your future in the spaces that make this home stand out. Stretch out, host the holidays, and savor everyday moments in a home with room to gather and space to recharge. Easy I-5 access

1503 Milbanke Drive SE, Olympia

Listing Broker: Imagine Real Estate; Kathy Cross Reece; 360-951-1360; kathy@kathycross.com

6743 50th Court SE, Olympia
$464,950
3 Beds ⋅ 3 Baths ⋅ 2587294 MLS ⋅ ACTIVE Status
The backyard is the true showstopper of this beautifully maintained Forest Glen home. Tucked at the end of a quiet cul-de-sac on an impressive ~.28-acre lot, your property backs to a peaceful greenbelt, creating a level of privacy that is incredibly hard to find in town. Beautiful landscaping, mature surroundings, and room to relax, garden, entertain, or simply enjoy the quiet make this outdoor space feel like your own private sanctuary. Inside, your 1,551 sq ft home offers 3 bedrooms and 2.5 baths, including a spacious primary suite with walk-in closet and two additional generously sized bedrooms. The kitchen flows into a fantastic dining area with views directly into the backyard, keeping that peaceful setting front and center. A 2-car garage plus room for RV parking add everyday flexibility, while easy access to I-5, JBLM, Olympia, Lacey, shopping, dining, and amenities keeps everything within reach. Space, privacy, and convenience—wrapped into one special in-town retreat. Come tour today!

6743 50th Court SE, Olympia

Listing Broker: Century 21 Van Dorm Realty; Justin Lane; 360-995-8284; justinlaneproperties@gmail.com

6036 Chetshire Lane SE, Olympia
$479,950
3 Beds ⋅ 3 Baths ⋅ 2588585 MLS ⋅ ACTIVE Status
First time on the market for this charming 3 bedroom, 2.5 bath home in the desirable Beckonridge community! This well-maintained, one-owner home offers 1,674 sq ft of comfortable living space, with a bright, open layout downstairs and plenty of natural light throughout. On the first floor, the updated kitchen flows easily into the dining and living spaces, while a cozy fireplace makes the perfect gathering spot on chilly Northwest evenings. Upstairs are 3 spacious bedrooms and two full bathrooms. Step outside to enjoy the fully fenced backyard and patio, ideal for entertaining or relaxing. Beautiful landscaping makes for minimal lawn upkeep. Placed at the end of a dead end street, you get the benefits of HOA maintenance with added privacy and no through traffic. Major updates include a 50-year roof installed approximately 10 years ago, updated flooring, and refreshed interior paint. Conveniently located near schools, parks, shopping, I-5 and JBLM. Move-in ready and waiting for its new owners!

6036 Chetshire Lane SE, Olympia

Listing Broker: RE/MAX Northwest; Karna Cristina; 206-554-1522; karnacristina@gmail.com

947 Old Pacific Hwy SE, Olympia
$3,200,000
4 Beds ⋅ 3 Baths ⋅ 2586135 MLS ⋅ ACTIVE Status
Custom Estate in the heart of the Nisqually Valley – Rural charm, privacy & possibilities. Discover a truly unique 40+/- acre estate nestled in the heart of the Nisqually Valley, offering privacy, rural charm, and an extraordinary array of improvements & potential. Motivated seller, this property presents a rare opportunity for those looking for space, versatility, and the freedom to dream. Secluded & peaceful while conveniently located near area amenities and I-5, the estate consists of two separate parcels (09640019000 & 09640019020) features a private well, water rights, agricultural zoning, and has approximately 1,350 feet of frontage of the Medicine Creek running through the property. Pastures can be irrigated, making the land well suited for farming, hay production, livestock, or other agricultural uses. The property offers multiple structures with a variety of uses, including 3 housing units/possible rental opportunities, pool house, horse barn, shop/building, and impressive historic-style barn that was previously utilized as an event venue. The main residence offers generous living space & distinctive craftsmanship throughout. Features include engineered cherry wood flooring installed in 2005, fir accents in the original kitchen & office, granite countertops , windowsills, tile kitchen flooring, easy-close oak cabinetry and radiant heat. See supplements for additional features. Development rights previously sold. Medicine Creek Winery business does not convey, Ask LA

947 Old Pacific Hwy SE, Olympia

Listing Broker: RE/MAX Parkside Affiliates; Justine L. Capra; 360-239-4898; homeswithjustine@gmail.com

5450 Rumac Street SE, Olympia
$499,999
3 Beds ⋅ 3 Baths ⋅ 2583701 MLS ⋅ ACTIVE Status
Welcome home to this charming Olympia residence offering comfortable living, a functional-open floor plan, and a location that puts you close to schools, shopping, I-5, and JBLM. The main floor features a spacious living room, well-appointed kitchen w/ eating bar, dining area, pantry, laundry room and convenient half bath. Upstairs, you’ll find a comfortable large primary suite with its own private bath, along with two additional bedrooms and a full bath. The front deck is private and spacious for decorating for the seasons and relaxing! Step outside the backyard and enjoy the large covered deck—perfect for morning coffee, gatherings, or relaxing year-round. This back deck can be an extra room for all seasons! The fully fenced backyard provides a great space for pets, gardening, play, or entertaining. A large side shop/shed for all your tools and lawn equipment is perfect and for storage too! A two-car garage and additional parking add everyday convenience. All appliances convey with sale. A wonderful opportunity to make this inviting Olympia home your own!

5450 Rumac Street SE, Olympia

Listing Broker: Keller Williams South Sound; Christine Forrey; 206-779-5401; christine@christineforrey.com

6970 Axis Street SE, Lacey
$625,000
4 Beds ⋅ 3 Baths ⋅ 2587590 MLS ⋅ ACTIVE Status
Nearly 3,000 square feet, a 3 BAY GARAGE, dedicated OFFICE and a SPACIOUS BONUS ROOM... the updates are already done. Welcome to this beautifully refreshed 4 bedroom home in Horizon Pointe, offering 2,912 sq ft of flexible living space designed for your life. Inside, newer luxury vinyl plank flooring, new baseboards and trim, fresh interior paint and brand new solid interior doors give the home a crisp, updated feel throughout. The kitchen features upgraded counters and cabinetry, while thoughtful custom details including a maple and resin custom built in desktop in the dedicated office space, custom fireplace mantel, barn-door-style bifold doors and built-in closet organizers, add character you won’t find in every home. With four bedrooms PLUS a dedicated office and spacious bonus room, there’s room to work, host, play and spread out without sacrificing bedroom space. Outside, the fully fenced backyard is ready for summer evenings with a freshly installed paver patio, included entertaining gazebo and in ground sprinkler system. Add the hard-to-find spacious 3-bay garage and you truly found the space you've been looking for. Located within the North Thurston School District, with Horizons Elementary just a short walk away and convenient access to parks, trails, shopping, dining and JBLM. Updated. Spacious. Functional. And ready for your next chapter.

6970 Axis Street SE, Lacey

Listing Broker: Timber Real Estate; Nichole Frandanisa; 253-579-2508; nfrandanisa@thepnwteam.com

5473 Balustrade Boulevard SE, Lacey
$459,950
3 Beds ⋅ 3 Baths ⋅ 2587658 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 3-bedroom home in the sought-after Horizon Pointe neighborhood! The gorgeous and open main level features a spacious island with eating area, low-maintenance vinyl flooring, and a functional flow from the kitchen to the dining and living spaces—perfect for everyday living and entertaining. Large windows throughout bring natural light throughout, creating a warm and inviting atmosphere.Upstairs, you’ll find a spacious primary suite complete with a large walk-in closet and private 5-piece ensuite featuring a relaxing soaking tub. Two additional nicely sized bedrooms and a tastefully updated hallway bathroom provide plenty of space and flexibility. Don't miss the dedicated laundry room, spacious garage, and fully fenced backyard, adding comfort and functionality to everyday living. Located in the desirable Horizon Pointe community, with walking trails, parks, shopping, and dining nearby, this home offers the perfect blend of neighborhood charm, convenience, and a wonderful place to call home!

5473 Balustrade Boulevard SE, Lacey

Listing Broker: John L. Scott Lacey; Leslie Gallardo; 360-338-8908; lgallardo@johnlscott.com

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