98144 Homes with USDA Loan Terms

98144 Homes with USDA Loan Terms

Welcome to the vibrant and diverse neighborhood of Seattle, Washington, located in the heart of King County, specifically within the 98144 zip code. This area is a hidden gem, offering a unique blend of urban living and natural beauty that caters to a variety of lifestyles. Here, you’ll find a rich tapestry of cultures, with an array of dining, shopping, and entertainment options that reflect the city's eclectic spirit.

The 98144 zip code is known for its proximity to downtown Seattle, making it an ideal location for those who want to enjoy the hustle and bustle of city life while still having access to serene parks and recreational areas. Residents can take advantage of the nearby Mount Baker Park or the scenic shores of Lake Washington, perfect for weekend picnics or leisurely strolls.

For prospective homeowners, the 98144 area is particularly attractive due to the availability of homes that qualify for USDA loan terms. This financing option is designed to help eligible buyers achieve their dream of homeownership, particularly in suburban and rural areas. With zero down payment and competitive interest rates, USDA loans make it easier for families and individuals to invest in their future without the burden of hefty upfront costs.

Whether you’re a first-time buyer or looking to upgrade, the homes in this lively Seattle neighborhood offer a variety of styles and price points to fit your needs. Explore the charm of 98144 and discover the perfect place to call home in one of the Pacific Northwest’s most sought-after cities.

Newest 98144 Homes with USDA Loan Terms

3638 Courtland Place S Unit #B, Seattle
$599,999
2 Beds ⋅ 2 Baths ⋅ 2589241 MLS ⋅ ACTIVE Status
A rooftop deck, attached garage, and flexible den make this Mt. Baker townhome stand out. Start your morning with coffee on the deck, host friends for a sunset dinner, or fire up the grill using the rooftop gas hookup. Inside, large windows bring natural light into the living spaces, while the den offers a dedicated spot for a home office or hobbies. Mini-split heating and A/C, a tankless water heater, and garage storage add everyday comfort and convenience. Built in 2017 and located near parks, restaurants, shopping, and light rail, this home offers room to enjoy the city and space to unwind. No HOA.

3638 Courtland Place S Unit #B, Seattle

Listing Broker: Lake & Company; Lihai Wang-Schmid; 206-512-6005; lihai@lakere.com

218 31st Ave S, Seattle
$1,000,000
3 Beds ⋅ 3 Baths ⋅ 2573971 MLS ⋅ ACTIVE Status
Wake up to Lake Washington views and come home to your own private retreat in Leschi. Wrapped in lush greenery, this contemporary 3-bedroom, 2.5-bath home offers something truly special—a sense of peace, privacy and connection to nature in the heart of Seattle, with NO HOA. Step inside to soaring double-height ceilings, beautiful natural light and French doors that open your living space to the outdoors. Three private decks become an extension of the home: sip your morning coffee among the treetops, gather for dinner overlooking the water, watch the seasons change or catch the Blue Angels soaring across the lake. The primary suite is your sanctuary, with a private terrace showcasing breathtaking lake views, a walk-in closet and a 4-piece bath where you can relax while gazing across Lake Washington. The flexible lower level offers space for guests, movie nights, work or a quiet retreat, while the attached 2-car garage provides exceptional parking and storage. Just outside your door, wander through wooded Frink Park, head toward the Lake Washington waterfront, or enjoy nearby cafés and dining—all with convenient access to Downtown Seattle, I-90 and the Eastside. This rare combination of views, privacy, nature and city connection must be experienced in person. Schedule your private showing, step onto the deck, breathe it all in and imagine coming home to your own Leschi retreat every day!

218 31st Ave S, Seattle

Listing Broker: eXp Realty; Justin Cambra; 425-387-3975; justin@cambragroup.com

1551 Cherrylane Avenue S Unit #1551, Seattle
$359,999
2 Beds ⋅ 2 Baths ⋅ 2566157 MLS ⋅ ACTIVE Status
Price improved and back on market at no fault of the home! Offers reviewed as received, with prompt seller response. Neatly tucked away at the end of a quiet North Beacon Hill street, this end-unit townhome surprises you the moment you step inside. Windows on the open side fill the home with natural light, and a wide, unobstructed outlook across the I-90 corridor delivers space you rarely find in townhome living. The smart open layout and 2-car tunnel garage make it live far larger than expected. Main level: new 2026 kitchen appliances (except stove), dining area, bar seating, tile entry & kitchen floors, gas fireplace, and walk-in pantry. Upstairs, both bedrooms feel airy under high ceilings; the primary suite offers double closets and upstairs laundry (washer/dryer new 2021). BIG work handled by the association's attic program, Aug 2026: old insulation removed, surfaces treated, air sealing, and vent repairs, HOA completing the building-wide program; buyer to verify scope. New quiet-belt garage opener w/ app control & transferable 8-yr warranty. New roof & exterior paint 2024, gas furnace & 100-amp panel Nov 2025 (permitted), water heater supply line & shut-off valve upgraded 2023, new carpet, fresh paint, ADT alarm. Minutes to Jefferson Park, the CID, downtown, stadiums, and light rail, with a straight shot across I-90 to Bellevue. HOA dues include water, sewer, trash & building insurance. At this price? A no-brainer that won't wait long. Come see why it feels like home!

1551 Cherrylane Avenue S Unit #1551, Seattle

Listing Broker: eXp Realty; Teddy Lim; 206-899-6396; info@tlimre.com

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