98144 Homes with Assumable Terms

98144 Homes with Assumable Terms

Welcome to the vibrant neighborhood of Seattle, WA, nestled within the charming 98144 zip code! This area is a hidden gem, offering a perfect blend of urban convenience and natural beauty. Located just south of downtown Seattle, 98144 boasts a rich cultural tapestry, with diverse communities and an array of amenities that cater to every lifestyle.

One of the most appealing aspects of living in 98144 is the accessibility to some of Seattle's finest attractions. Residents enjoy proximity to the bustling International District, where you can savor authentic cuisine and explore unique shops. The nearby Mount Baker Park and Lake Washington provide ample opportunities for outdoor recreation, whether you fancy a leisurely stroll, a picnic, or a day of kayaking.

For those considering homeownership in this thriving area, you’ll be pleased to know that many homes in 98144 come with assumable terms. This means that buyers can take over the existing mortgage of the seller, which can be a significant financial advantage, especially in today’s fluctuating market. This feature not only simplifies the buying process but also opens doors for potential savings on interest rates and monthly payments.

Whether you’re a first-time homebuyer or looking to invest, the 98144 zip code presents a plethora of options to suit your needs. With its welcoming community, rich history, and practical amenities, it’s no wonder that this area is becoming a sought-after destination for home seekers. Explore the possibilities today and discover your dream home in Seattle’s 98144!

Newest 98144 Homes with Assumable Terms

1745 12th Avenue S Unit #1 - 4, Seattle
$1,749,500
6 Beds ⋅ 7 Baths ⋅ 2518007 MLS ⋅ ACTIVE Status
3.25% Assumable Loan | 4-Unit Investment Opportunity | Owner-Occupant | House Hack | Beacon Hill Views | Exceptional opportunity to own a well-located 4-unit property on North Beacon Hill with sweeping Sound, city, and mountain views. This classic 1900-built building offers character, flexibility, and strong appeal for investors, owner-occupants, and potential short-term rental use. Unit mix includes a 3-bedroom view penthouse, 2-bedroom unit, studio, 1-bedroom garden unit, plus a non-conforming caretaker unit. With units coming available, this is a prime opportunity for an owner-user to step in while maintaining rental income. The top unit also benefits from solar offset for electric use. Located on a quiet street near light rail, Downtown Seattle, SODO, and major commuter routes. A standout North Beacon Hill asset with income, views, flexible living options, and long-term upside. Ideal for house hacking, multi-generational living, or long-term investment. Current income update: • Unit #1 — Leased through 1/31/27 at $1,595 base rent + $25 pet rent • Unit #2 — Tenants moved in on 5/18/26. Leased through 4/30/27 at $2,595 base rent • Unit #3 — Month to Month - at $1,045 base rent + $20 pet rent • Unit #4 — $3,395/month • Unit #5 — $350/month • Additional monthly income — $502 Total monthly income, including the proposed Unit #3 renewal: **$9,527** Total annual income at these rates: **$114,324**

1745 12th Avenue S Unit #1 - 4, Seattle

Listing Broker: Keller Williams Downtown Sea; Nicholas T. Vilvandre; 206-612-7883; nvilvandre@kw.com

1745 12th Avenue S Unit #1 - 4, Seattle
$1,749,500
2516840 MLS ⋅ ACTIVE Status
Assumable Loan @3.25% | 4-Unit Investment Opportunity | | Perfect Owner-Occupant / House Hack | Beacon Hill Views | Exceptional opportunity to own a well-located 4-unit property on North Beacon Hill with sweeping Sound, city, and mountain views. This classic 1900-built building offers character, flexibility, and strong appeal for investors, owner-occupants, and potential short-term rental use. Unit mix includes a 3-bedroom view penthouse, 2-bedroom unit, studio, 1-bedroom garden unit, plus a non-conforming caretaker unit. With units coming available, this is a prime opportunity for an owner-user to step in while maintaining rental income. The top unit also benefits from solar offset for electric use. Located on a quiet street near light rail, Downtown Seattle, SODO, and major commuter routes. A standout North Beacon Hill asset with income, views, flexible living options, and long-term upside. Ideal for house hacking, multi-generational living, or long-term investment.

1745 12th Avenue S Unit #1 - 4, Seattle

Listing Broker: Keller Williams Downtown Sea; Nicholas T. Vilvandre; 206-612-7883; nvilvandre@kw.com

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