98144 Homes with VA Loan Terms

98144 Homes with VA Loan Terms

Welcome to the vibrant and diverse neighborhood of Seattle’s 98144 zip code, a hidden gem nestled in the heart of King County, Washington. This area is a delightful blend of urban convenience and natural beauty, making it an ideal place for families, young professionals, and retirees alike.

The 98144 zip code is known for its rich cultural tapestry, featuring a mix of historic homes and modern developments. Residents enjoy easy access to a variety of amenities, including parks, restaurants, and shopping options. The nearby Mount Baker Park offers stunning views of Lake Washington, while the bustling streets of Rainier Valley are lined with eclectic eateries and local shops that reflect the diverse community.

For those looking to invest in real estate, the 98144 area is particularly appealing for veterans and active-duty military personnel, as it offers homes eligible for VA loan terms. This financing option allows qualified buyers to purchase a home with little to no down payment, making homeownership more accessible and affordable. With a range of properties available, from charming bungalows to contemporary condos, there’s something for everyone in this thriving neighborhood.

Living in 98144 means being part of a community that values inclusivity and connection, with regular events and gatherings that bring neighbors together. Plus, with its close proximity to downtown Seattle, you can enjoy the best of city life while retreating to the tranquility of your own home. Discover the possibilities in 98144—where your dream home awaits!

Newest 98144 Homes with VA Loan Terms

1539 14th Avenue S Unit #B, Seattle
$427,000
2 Beds ⋅ 1 Baths ⋅ 2591009 MLS ⋅ ACTIVE Status
Modern Beacon Hill living with NO HOA. Built by Isola Homes, designed around natural light, thoughtful efficiency, and an easy connection to the city. This 2 bedroom, 1 bath townhome offers 1,030 square feet across a smart, open layout, with walls of windows filling the home with light and wide plank engineered hardwood floors adding warmth throughout. The main living level feels clean and inviting, anchored by a polished kitchen with quartz counters, custom tile, stainless steel appliances, and a Bertazzoni gas range that brings a refined edge to everyday cooking and entertaining. The private primary suite creates a comfortable retreat, while the second bedroom offers flexibility for guests, work, or additional living space. Built to 4 Star Built Green standards, the home pairs modern design with energy conscious living, including efficient mini split heating and cooling for year round comfort. Above it all, the rooftop deck becomes an extension of the home, with space to lounge, host, dine outside, and take in panoramic views of the surrounding city. The combination of efficient design, flexible spaces, and outdoor living makes the home feel larger and more versatile than its footprint suggests. With no HOA, Beacon Hill Light Rail nearby, and quick access to Jefferson Park, Beacon Ave restaurants and cafes, I-5, and Downtown Seattle, this is a polished city home built for both everyday ease and an elevated urban lifestyle.

1539 14th Avenue S Unit #B, Seattle

Listing Broker: Real Broker LLC; Wahid Noori; 425-864-7337; homes@wahidnoori.com

1459 S Columbian Way, Seattle
$605,000
3 Beds ⋅ 3 Baths ⋅ 2589229 MLS ⋅ ACTIVE Status
Welcome to this light filled North Beacon Hill home, perfectly positioned on a rare street to street lot offering exceptional privacy from every vantage point. The spacious mid level living area is designed for effortless entertaining, featuring an open floor plan, massive kitchen island, and floor to ceiling windows that flood the home with morning and afternoon sunlight, perfect for your favorite plant babies. The top floor features TWO primary bedrooms, each with vaulted ceilings and walk-in closets. One primary bedroom offers a private en suite full bath, while the second has convenient access to the full hallway bath. With 3 full bedrooms and 3 full baths, there is plenty of space for guests, an office, or everyday living. Thoughtfully refreshed and now equipped with A/C for year round comfort. An attached garage and abundant storage add everyday convenience. Ideally located with quick access to I-5, I-90, and West Seattle, making commuting a breeze. A rare combination of privacy, space, natural light, and convenience in North Beacon Hill.

1459 S Columbian Way, Seattle

Listing Broker: COMPASS; Philip R Baker; 206-999-1857; philip.baker@compass.com

2301 19th Avenue S, Seattle
$850,000
3 Beds ⋅ 2 Baths ⋅ 2584676 MLS ⋅ ACTIVE Status
Bright, open & beautifully updated, this fully remodeled Craftsman bungalow has the kind of warmth & character that makes a home feel immediately familiar. Set high up, off the street, on a sunny corner, the main level is filled with natural light, hardwood floors, fresh paint, a gas fireplace & territorial views stretching to the Cascades. The open kitchen is built for gathering, with quartz counters, glass tile backsplash, stainless appliances and plenty of storage, while the rear deck creates an easy extension of the living space for private dinners outside or summer entertaining. Two bedrooms and a full bath complete the main floor. Downstairs feels like its own private retreat, with a spacious bedroom, 3/4 bath, bonus room, laundry & mudroom space - perfect as a primary suite, guest space or quiet getaway. Outside, mature landscaping gives the home a settled, established feel. Attached garage, driveway parking & EV charger provide tons of storage and modern living options. Heat pump & central air create efficient heating and cooling. All of this in a location that makes getting around unabashedly simple, with access to both the Beacon Hill & Judkins Park light rail stations, I-90, the I-90 bike trail system, Downtown, Columbia City & the International District.

2301 19th Avenue S, Seattle

Listing Broker: KW Greater Seattle; David Sabban; 206-854-9258; dsabban@kw.com

3715 Cascadia Avenue S, Seattle
$2,595,000
4 Beds ⋅ 4 Baths ⋅ 2586332 MLS ⋅ ACTIVE Status
Set on one of Mount Baker’s most iconic streets, this exceptional 2016-built modern home blends luxury, timeless design, and elevated privacy. Offering 4 bedrooms, 3.5 baths, and 3,660 square feet on a 5,149 square foot lot, the home is gracefully perched above the street to capture sweeping panoramic views of Lake Washington, the Cascade Mountains, and Mount Rainier. Light-filled interiors feature an open floor plan, tall ceilings, oversized windows, and rich hardwood floors throughout. The chef’s kitchen is designed for entertaining, complete with a large island and walk-in pantry, flowing seamlessly to a covered deck off the kitchen and dining area. Additional view decks extend from the living room and primary suite, all finished with durable and elegant Ipe decking. The lower level offers a spacious entertainment-style family room with high ceilings, ideal for gatherings or media use. Modern comforts include gas forced air heat and central air conditioning, plus a generous two-car garage. The home has been meticulously maintained, presenting like new construction. Terraced landscaping enhances curb appeal, while the location offers easy access to Mount Baker Park, Lake Washington waterfront trails, and neighborhood favorites including Mioposto and local coffee shops just minutes away. A rare opportunity to own a premier luxury home in one of Seattle’s most sought-after neighborhoods.

3715 Cascadia Avenue S, Seattle

Listing Broker: John L Scott RE West Seattle; Jonn McYnturff; 206-227-2772; mcynturff@hotmail.com

3420 Renton Place S, Seattle
$599,000
3 Beds ⋅ 2 Baths ⋅ 2586679 MLS ⋅ ACTIVE Status
City living looks good from here. Just blocks from the Mt. Baker light rail station, this light and airy three-bedroom townhome puts an easy, highly walkable lifestyle right outside your door. Step inside to an inviting main level where the kitchen, living, and dining spaces flow together, creating a natural place to gather. A large kitchen island anchors the space, while designer touches throughout give the home personality and polish. Fresh paint and new carpet add to the move-in-ready feel. When it’s time to get outside, choose between a private patio for a quiet morning coffee and a rooftop deck made for lingering on a sunny afternoon or hosting friends after dark. A/C keeps things comfortable in warmer months, and Quantum Fiber readiness makes working from home easy. With light rail just blocks away, you can leave the car behind whenever you like-though ample street parking is there when you need it. Three bedrooms, two outdoor spaces, no homeowner’s dues, and a location that makes getting around a breeze: this one checks a lot of boxes.

3420 Renton Place S, Seattle

Listing Broker: Windermere RE/Capitol Hill,Inc; Michael Witt; 206-324-8900; mwitt@windermere.com

1512 21st Avenue S, Seattle
$795,000
4 Beds ⋅ 2 Baths ⋅ 2585595 MLS ⋅ ACTIVE Status
Exceptional opportunity for investors and first-time buyers! This spacious 1,670-sqft, two-story home offers four bedrooms, two full baths, and outstanding access to transit and city amenities. The newly opened Judkins Park Link light rail station is within walking distance, while nearby arterials offer frequent transit service options. Conveniently located near I-90 and I-5 makes commuting easy. With a bike score of 9.2 and a walk score of 8.6, the location is ideal for a car-light lifestyle. The main level features one bedroom, a full bath, a kitchen, dining and living areas, and a generous utility/laundry room. Upstairs, three well-proportioned bedrooms share a second full bath. An approximately 200 sqft unfinished basement provides additional storage space and flexibility. Originally built in 1905, the home underwent significant improvements in 1990 (effective year) to create its current layout. Notable features include wood and tile flooring, double-pane vinyl windows, stainless steel appliances, and granite countertops. Outside, the property offers three uncovered parking spaces, fruit trees, garden space, and a fully fenced, low-maintenance yard. Schools and shopping are just a few blocks away, and Downtown Seattle and Bellevue are only minutes from home. House is sited on a 3,000 multifamily (LR1) lot offers future development potential. Do not miss this well-located property in an exceptionally convenient setting.

1512 21st Avenue S, Seattle

Listing Broker: John L. Scott Des Moines; Paul Lau; 206-852-5288; paullau@johnlscott.com

116 24th Avenue S, Seattle
$800,000
3 Beds ⋅ 3 Baths ⋅ 2583009 MLS ⋅ ACTIVE Status
Ready for a detached home without giving up the energy and convenience of city living? This 3 bedroom home near Judkins Park offers a rare combination of privacy, flexible living space, private outdoor space, and a garage with EV charging, all in a central Seattle location. The main level makes smart use of every square foot with a comfortable living room, dedicated dining area and bonus office nook. The kitchen offers generous storage and workspace, while a remodeled half bath adds everyday convenience. Upstairs, the primary suite features dual closets and a beautifully remodeled en suite with walk in shower, floating vanity, illuminated mirror with built in storage. Two additional bedrooms provide flexibility for guests, a dedicated home office or whatever fits your lifestyle. Outside, enjoy a private patio completely redesigned with pavers, creating an inviting space for summer dinners, entertaining or evenings around the fire without the maintenance of a large yard. Garage and driveway parking provide valuable off street parking plus room for bikes, gear and storage. Just minutes from neighborhood favorites including Standard Brewing, Temple Pastries, Reckless Noodle and Wood Shop BBQ. In combination with local bus routes, Judkins Station provides convenient light rail connections to Downtown Seattle and the Eastside. City living with more privacy, more flexibility, your own outdoor space and no shared walls. The sellers are offering up to $17K toward a 2/1 buydown.

116 24th Avenue S, Seattle

Listing Broker: Coldwell Banker Bain; Rocky W. Flowers; 206-795-6292; rocky@rockyflowershomes.com

1105 Yakima Avenue S, Seattle
$998,800
2 Beds ⋅ 3 Baths ⋅ 2569360 MLS ⋅ ACTIVE Status
Just down from the vibrant hub of Mount Baker ridge (The Dream Bakery, That's Amore, Heyday, Iconiq French-Japanese cuisine, Q.E.D Coffee) lies this handsome Scandi style standalone. If the impressive location, layout and amenities don't getcha, the stunning oversize roof deck will. Relish unobstructed territorial views to the west (sunsets! mountains! city!) and beyond. Grow a garden, entertain guests around the fire pit and dining table, or lounge with a good book in this 480sf sky den. Built in 2021 by Collective Co., it's the first resale of a freestanding unit in a prideful, established quad. Inside you'll find 1,500sf of well-designed modern living. Oversized picture windows frame mature greenery and the neighborhood’s vintage homes. The open main level features a dining area with room for five, island seating for three, slab counters, stainless appls & a pwdr rm. Upstairs are primary and junior suites, each with their own bathroom. Downstairs, a versatile flex room is ready for work, media or guests. There's laundry in the garage and the roof offers wood decking, water & gas and globe lights. 'Smart' Hunter Douglas window shades. Minisplits for A/C and heat. Tankless gas W/H. Generous one-car garage with storage and 240V outlet for Level 2 EV charging. No HOA. Close to light rail (Judkins Station & Eastlink) for an easy commute all directions. Mins to Lake Washington, the pickle ball courts of Mount Baker, Mio Posto, The Velvet Elk, Temple Pastries & Reckless Noodle.

1105 Yakima Avenue S, Seattle

Listing Broker: Windermere R E Mount Baker; Cherie Hasson; 206-725-7255; cheriehasson@gmail.com

2616 S Dearborn St, Seattle
$949,000
3 Beds ⋅ 4 Baths ⋅ 2582638 MLS ⋅ ACTIVE Status
Modern Seattle living in this stylish standalone contemporary home, ideally positioned in a highly central location! Light and bright with sleek finishes, an open-concept layout, and abundant natural light throughout. The main level features beautiful wood flooring, a gourmet kitchen with quartz countertops and stainless steel appliances, and a spacious living area perfect for everyday living and entertaining. Upstairs, discover a generous primary suite with a sparkling ensuite bath, plus an additional bedroom suite. The versatile lower level offers endless possibilities as a third suite, home office, guest space, or media room. New interior paint and carpet provide a fresh, move-in-ready feel. Take entertaining to the next level on the spectacular rooftop deck, where sweeping territorial and Mount Rainier views create the perfect backdrop for gatherings or relaxing evenings. Attached garage, no HOA, and easy access to freeways and transit. Conveniently located near shops, restaurants, parks, and everyday amenities. Contemporary style, flexible living, and an unbeatable central location—this one is a must see!

2616 S Dearborn St, Seattle

Listing Broker: Real Broker LLC; Myles Oliver Middleton; 206-701-4220; m.middleton@mcconnellgroup.com

1339 15th Avenue S, Seattle
$547,000
2 Beds ⋅ 2 Baths ⋅ 2583381 MLS ⋅ ACTIVE Status
Exceptional N Beacon Hill townhome where modern design, thoughtful upgrades & an unbeatable location come together. Light-filled open-concept living features vaulted ceilings, quartz countertops, soft-close cabinetry, stainless steel appliances & sleek contemporary finishes. Automatic smart blinds add everyday convenience, while ductless mini-split heating & cooling provide year-round comfort. Versatile 2-bedroom, 1.75-bath floor plan includes dedicated office/den space for working from home. Step outside to enjoy your own garden space & apple tree, or head to the private rooftop deck for entertaining, relaxing & territorial views overlooking the Leschi & Mt. Baker neighborhoods. The location truly shines with convenient access to Judkins Park Station at Rainier Ave connects you to light rail & destinations throughout the region, with nearby transit, neighborhood amenities & easy access to Downtown Seattle. Stylish, updated & exceptionally well located, this home offers an impressive combination of design, outdoor space, connectivity & value.

1339 15th Avenue S, Seattle

Listing Broker: John L. Scott, Inc; Derek Tu; 206-331-8478; derektu@johnlscott.com

1731 Lake Washington Boulevard S, Seattle
$1,187,500
4 Beds ⋅ 2 Baths ⋅ 2583368 MLS ⋅ ACTIVE Status
Have you ever wanted to live in a treehouse? Here’s your chance. Perched above the wooded greenery of historic Colman Park on a quiet, private dead-end drive, this 1916 Craftsman offers a rare sense of seclusion while keeping downtown Seattle less than 15 minutes away and I-90 just five minutes from home. A nearby park path takes you through the greenery to the water, making the setting as walkable as it is peaceful. Inside, 2,285 square feet across three levels pairs original character with an easy, practical layout, including hardwood floors, coved ceilings, built-ins, a wood-burning fireplace, dining room, and walk-in pantry. Three bedrooms and 1.75 baths include an upper-level primary suite with its own bath and walk-in closet. The 479-square-foot basement, finished in 2018, adds valuable flexibility as a fourth bedroom or family room, plus a separate finished space for storage, hobbies, or a workshop. A large, secure crawl space provides even more storage. The sellers tackled the big-ticket improvements with new windows and deck in 2016, a new roof in 2024, and a new combination boiler in 2026. Skylights bring in additional natural light, the detached carport provides covered parking, and the 3,870-square-foot wooded lot enjoys partial territorial views with remarkably few nearby neighbors. It is a distinctive combination of character, flexible space, substantial improvements, and peaceful in-city convenience.

1731 Lake Washington Boulevard S, Seattle

Listing Broker: Bushwick; Rob McGarty; 206-899-0994; rob.mcgarty@bushwick.com

3215 22nd Avenue S, Seattle
$799,900
3 Beds ⋅ 3 Baths ⋅ 2580848 MLS ⋅ ACTIVE Status
Price reduced $50,000! Rare new-construction street-front DADU in North Beacon Hill with only $5 a month of HOA fee AND one car garage attached! Situated on a generous lot with ample outdoor space, this fully fenced home also features a one-car garage. Lives like a single-family home with no shared walls—completely standalone. The main floor offers open-concept living, dining, and kitchen areas, plus a convenient powder room. Upstairs, the spacious primary suite includes a 3/4 bath with double vanity, along with two additional bedrooms and a full bath. Vaulted ceilings elevate the upper level, and mini-splits in the living area and all bedrooms provide efficient heating and A/C. Laundry is located upstairs near the bedrooms for added convenience. A rare opportunity to own a thoughtfully designed DADU in a prime location.

3215 22nd Avenue S, Seattle

Listing Broker: Heaton Dainard, LLC; Victoria Loder; 206-832-5475; victoria@heatondainard.com

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