Roy Homes with USDA Loan Terms

Roy Homes with USDA Loan Terms

Roy is a charming neighborhood nestled in Pierce County, Washington. This peaceful community offers a serene and picturesque setting, making it an ideal place to call home. With its convenient location and close proximity to major cities, Roy provides residents with the perfect balance between a tranquil lifestyle and easy access to urban amenities.

One of the standout features of this neighborhood is the availability of homes with USDA loan terms. The USDA loan program is designed to help moderate-income families achieve their dream of homeownership. With favorable terms and low-interest rates, USDA loans provide an affordable option for those looking to buy a home in Roy.

These homes with USDA loan terms offer a range of benefits for potential buyers. Firstly, they require no down payment, making it easier for buyers to get into the market. Additionally, USDA loans often have lower monthly mortgage payments compared to traditional loans, making homeownership more affordable.

Living in Roy means enjoying the tranquility of a close-knit community while still being within reach of essential amenities. The neighborhood boasts a range of local shops, restaurants, and recreational facilities, ensuring that residents have everything they need close by.

If you're looking for a peaceful neighborhood with affordable homeownership options, Roy is the perfect place for you. With its charming atmosphere and homes with USDA loan terms, this community offers an excellent opportunity to settle down and enjoy the best of both worlds.

Newest Roy Homes with USDA Loan Terms

$689,999
3 Beds ⋅ 2 Baths ⋅ 2561082 MLS ⋅ ACTIVE Status
Ready to call this beautiful property home? This wonderfully maintained 3-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and country living. Inside, you'll find both a spacious living room with pellet stove and a separate family room, providing plenty of space to relax or entertain. The dining area flows seamlessly into the kitchen, creating an inviting space for everyday living and hosting. Step outside to enjoy the stunning back deck, where you can take in a peek-a-boo view of Mt. Rainier while enjoying your morning coffee or evening sunsets. The outdoor amenities continue with a sports court, charming gazebo, multiple outbuildings, and a large shop that offers endless possibilities for hobbies, storage, or projects. Complete with Air compressor system and furnace, perfect for working on those chilly days. The fully fenced property features gated access, level pasture, and ample room for animals, gardening, recreation, or simply enjoying the open space. An additional parcel is included with the property, presenting exciting opportunities for an accessory dwelling unit (ADU), future expansion, or other building possibilities (buyer to verify). Whether you're looking for a peaceful retreat, a hobby farm, or a property with room to grow, this home offers exceptional versatility and incredible outdoor features. Don't miss your chance to experience everything this one-of-a-kind property has to offer!

28707 26th Avenue E, Roy

Listing courtesy of Better Properties Hometown.

$595,000
3 Beds ⋅ 3 Baths ⋅ 2560762 MLS ⋅ ACTIVE Status
Just what you are looking for! Situated on a generously sized lot, this well-cared-for 2,305 sq. ft. home is exceptional. Spacious primary suite with 5-piece bath. Newer appliances, updated pantry & travertine tile flooring in kitchen. Landing for top floor-hallway has a customized storage space with sitting nook. Exterior paint completed 2025, interior paint completed 2024. Roof less than 5 years of age. Plank flooring throughout with the exception of carpet in bedrooms. Bottom floor spares no expense for a home office or flex space! Two car garage, RV parking, storage shed in backyard, deck is ready for entertaining & relaxing! Fruit trees bearing plums, cherries, Asian pears & 7 gooseberry bushes! Conveniently located 10 mins from East Gate – JBLM, easy access to local schools and shopping. Don't miss this move-in ready opportunity!

820 289th Street E, Roy

Listing courtesy of Better Properties UP/Fircrest.

$1,175,000
5 Beds ⋅ 4 Baths ⋅ 2559250 MLS ⋅ ACTIVE Status
Come experience this exceptional farm, where thoughtfully designed infrastructure and peaceful country living come together. The level, dry, and highly usable acreage is cross fenced into 8 pastures, offering an ideal setup for livestock, rotational grazing, horseback riding, or recreational use. Inside, the farm style home features fresh interior paint, new carpet, quartz countertops, & inviting indoor-outdoor living spaces. The finished basement, w/ a separate entrance, features a full kitchen, 1 bed, 1 bath, living area, and laundry hookup providing an excellent opportunity for multi-generational living. Adding to the property's unique appeal is the established Tranquility Flower Farm, where vibrant blooms, a roadside flower stand, & 15 raised flower beds have become a beloved part of the community. The property's extensive infrastructure provides exceptional flexibility. Two large barns with power and water, multiple outbuildings, greenhouses, a chicken coop, and a climate-controlled brick building offer abundant space for equipment storage, workshops, horse facilities, or creative pursuits. Imagine starting your morning w/ coffee on the covered patio overlooking the front garden, then unwinding in the gazebo while horses and cattle graze nearby, dragonflies drift across the fields, and sunsets bring the day to a close. Whether you're envisioning a productive homestead, an equestrian retreat, a multi-gen property, or simply a place with room to grow, this is it!

816 304th Street S, Roy

Listing courtesy of Timber Real Estate.

$675,000
3 Beds ⋅ 2 Baths ⋅ 2550576 MLS ⋅ ACTIVE Status
Welcome to Sunset Acres: a premier gated community between Graham and Yelm, WA. This exceptional single-story rambler sits on 5 private acres under a stunning, mature Pacific Northwest tree canopy. It offers the perfect blend of secluded country living and easy convenience to both neighboring cities. Key Features: Move-In Ready: Features a fresh roof installed within the last two years and a crisp, newly painted interior. Spacious Layout: The open floor plan includes 3 ample bedrooms, a dedicated home office, and a fluid living space designed for seamless entertaining. True Privacy: Single-story living designed for absolute peace and quiet, providing a natural buffer between you and your neighbors. Embrace the Homestead Lifestyle: With 5 full acres at your disposal, you finally have the room to stretch out. There is plenty of usable space to build a pasture for goats or set up a hobby farm. More importantly, it offers the ultimate backyard playground to finally get that dog you've been wanting—providing tons of space for a true friend who will love you no matter what. Whether you are commuting to nearby centers or working from your private home office, this property is a rare sanctuary. Escape the suburban crowd, enjoy the security of a gated neighborhood, and come home to the peace, quiet, and space you deserve.

33110 27th Avenue E, Roy

Listing courtesy of Keller Williams Realty.

$650,000
4 Beds ⋅ 2 Baths ⋅ 2557323 MLS ⋅ ACTIVE Status
Welcome to your private Northwest retreat! Situated on over an acre of beautifully landscaped grounds, this exceptional 1,919 sq. ft. home offers the perfect blend of comfort, privacy, and outdoor living. Featuring 4 bedrooms and 2 bathrooms, the open-concept floor plan is designed for both everyday living and entertaining. The spacious kitchen is the heart of the home, showcasing granite countertops, stainless steel appliances, a breakfast bar, and a large pantry. The inviting primary suite offers a spa-like escape with a walk-in closet and luxurious 5-piece ensuite complete with a soaking tub. Step outside and discover a true backyard paradise. Enjoy year-round entertaining with a covered outdoor kitchen, expansive patio, hot tub, wood-burning fire pit, and fenced garden space. The stunning illuminated rockery waterfall creates a peaceful ambiance, while mature landscaping provides exceptional privacy and a serene park-like setting. Additional features include central air conditioning, RV parking with hookups, irrigation and sprinkler system, ample parking, and plenty of space for outdoor recreation, gardening, and gatherings. This move-in-ready property offers the lifestyle buyers are searching for—private acreage, modern amenities, outdoor entertaining spaces, and room to relax and unwind. Experience the perfect balance of country tranquility and everyday convenience in this one-of-a-kind property.

7805 300th Street Ct S, Roy

Listing courtesy of eXp Realty.

$490,000
3 Beds ⋅ 2 Baths ⋅ 2553066 MLS ⋅ ACTIVE Status
This 3-bedroom, 2-bathroom home on 5 acres offers peaceful country living with beautiful mountain views. Updated flooring in the main living areas, kitchen and bathrooms, provide a great starting point while leaving room to make it your own. The newer efficient heat pump keeps you comfortable year-round with air conditioning for hot summer days and warmth in the winter. Relax on the spacious patio, listen to the birds, and enjoy the view. The home sits more than 600 feet off the road with approximately 400 feet of wooded buffer for added privacy. Horn Creek meanders through the property, creating a welcoming drive home. The detached shop and additional outbuildings offer plenty of storage and workspace. Approximately 1.5 acres of fenced land are ready for livestock, recreation, or open space. With a large yard, peaceful setting, and endless possibilities, this property is ready for its next owner. Schedule your showing today and come see everything it has to offer.

2514 State Route 702 E, Roy

Listing courtesy of RE/MAX Exclusive.

$875,000
3 Beds ⋅ 4 Baths ⋅ 2553687 MLS ⋅ ACTIVE Status
Escape the noise in your own private sanctuary. Tucked away down a quiet drive on 5 acres of mature forest, this secluded property offers a peaceful retreat. Boasting over 3,442 sq ft of finished living space, fresh exterior paint, and a brand new roof with a transferable warranty, this home is entirely move-in ready. Inside, an open floor plan features rich hardwood floors, recessed lighting, and ample kitchen storage. Large, new windows frame views of the surrounding trees, creating a treehouse like feel throughout, especially in the living room and primary suite. The main floor hosts three bedrooms and three bathrooms: the primary suite with a full en-suite, a second full guest bath, and a convenient 3/4 bath off the attached two car garage near main floor laundry. Downstairs offers incredible versatility with its own separate entrance. A fully finished 824 sq ft rec room provides space for hobbies, while an adjacent 840 sq ft partially finished area includes a workshop, 3/4 bath, and second laundry setup, ideal for multi family living. Outside, explore timbered acreage, relax on the covered porch, or use the deeded easement for private river access. Enjoy total privacy, updated features, and peaceful country living with easy access to JBLM without relying on the I-5 for your commute. Don't miss it!

5716 Gahs Road S, Roy

Listing courtesy of John L. Scott CNT.

$455,000
3 Beds ⋅ 2 Baths ⋅ 2550667 MLS ⋅ ACTIVE Status
Enjoy the best of South Pierce County living in this well cared for rambler offering a rare blend of space, convenience, & rural charm. The thoughtfully designed kitchen features updated shaker style cabinets, granite countertops, full tile backsplash, undermount sink, stainless steel appliances, & a view of the backyard. A versatile flex room provides excellent options for additional living space, media room, bonus room, home office, or guest quarters. Spacious primary bedroom includes a walk-in closet & private bath. Efficient ductless heat pump mini-splits provide year round heating/cooling while helping reduce utility costs. Relax under the expansive covered patio, enjoy the sunshine from the deck, or take in the peaceful setting from the flat, nearly half acres lot tucked away on a quiet cul-de-sac. Property also features organic blueberries, pears, & apples from your own fruit trees. Major updates have already been completed for added peace of mind, including newer roof, windows, fencing, & water heater. Included shed for extra storage. Ideally located near JBLM, Spanaway, Graham, Yelm, Lakewood, & Tacoma, this home offers a quiet rural feel while maintaining convenient access to major employment centers, shopping, services, and regional amenities. Nearby outdoor recreation includes Spanaway Park with lake access, walking trails, playgrounds, sports courts, picnic areas, and seasonal water activities. Move-in ready and full of value, schedule your private showing today.

29428 85th Avenue Ct S, Roy

Listing courtesy of eXp Realty.

$479,950
3 Beds ⋅ 2 Baths ⋅ 2548692 MLS ⋅ ACTIVE Status
Country living meets modern comfort on this fully remodeled 3-bedroom, 2-bath home nestled on a fully fenced 0.99-acre lot in Roy. From the fresh exterior paint to the updated flooring, countertops, bathrooms, and interior finishes, this home has been thoughtfully refreshed and is ready for its next owner.Step outside and enjoy nearly an acre of usable land surrounded by mature trees for added privacy, plus a producing apple tree right in your own backyard. The detached garage with automatic opener and dedicated shop space provides endless possibilities for hobbies, storage, or projects, while the weather-tight wood shed and attached lean-to offer additional functional space.Whether you’re looking for room to spread out, space for your toys and equipment, or simply a peaceful place to call home, this property delivers the best of rural living with modern updates already completed.

8903 336th Street S, Roy

Listing courtesy of Blade Realty LLC.

$649,950
3 Beds ⋅ 2 Baths ⋅ 2535871 MLS ⋅ ACTIVE Status
Discover peaceful country living in this move-in ready home on acreage packed with upgrades and space to grow. The open-concept kitchen features corian countertops and a large island with plenty of cabinet space. Stay comfortable year round with AC, pellet stove and a back-up generator for peace of mind. Step outside to your own mini farm: fully fenced and cross fenced with mature landscaping, fruit trees, garden space, pasture area and a storage shed. Unwind on the spacious deck or soak in the hot tub under the stars. Covered RV parking and room for all your toys! This rare property blends comforts, functionality, and rural charm. Come enjoy the space and freedom you've been looking for! Great commuter location just minutes from JBLM.

9117 336th Street S, Roy

Listing courtesy of Skyline Properties, Inc..

$519,000
3 Beds ⋅ 2 Baths ⋅ 2508658 MLS ⋅ ACTIVE Status
Nestled privately along the scenic banks of the Nisqually River, this beautifully remodeled three-bedroom, two-bathroom home offers a rare blend of country serenity and modern living just minutes from the conveniences of town. The interior has been thoughtfully renovated to provide a move-in-ready experience, boasting a fully remodeled kitchen and updated bathrooms that complement the new flooring and carpeting throughout. Every room reflects a commitment to quality and comfort, making it the perfect sanctuary for those looking to "rewind" and escape the daily grind. The property truly shines outdoors, where the spacious and fully fenced grounds cater to both hobbyists and nature lovers alike. For those with a green thumb or a desire for self-sufficiency, the yard features established fruit trees and a ready-to-use chicken coop. Adventure seekers will appreciate the dedicated RV parking complete with a 50-amp hookup, while the wired shed provides a versatile space for a workshop or secure storage. As evening falls, you can head down to the private fire pit situated right at the water's edge to enjoy the peaceful sounds of the river. This home isn't just a place to live; it's a peaceful retreat that balances the quiet of the countryside with an unbeatable location.

8628 358th Street S, Roy

Listing courtesy of eXp Realty.

$1,294,950
3 Beds ⋅ 5 Baths ⋅ 2498912 MLS ⋅ ACTIVE Status
Live above it all in Kinsman Court, a gated community featuring luxurious estates and unmatched panoramic views of Mt. Rainier, the Olympics, and the Cascades. This 4,500+ sq ft home on nearly 10 acres offers 3 bedrooms plus an office (potential 4th), 3.75 baths, and a main-floor primary suite designed as a private retreat with a fireplace, jetted tub, steam shower, and stunning mountain vistas.The chef’s kitchen is appointed with granite slab counters, high-end built-in appliances, custom panel-ready finishes that seamlessly conceal appliances for a refined, cohesive look, and radiant-heated travertine flooring. Thoughtfully designed for comfort and entertaining, the home also features a theater room, dual laundry on main and lower levels, A/C, remote blinds, and a built-in vacuum system. The secondary bedrooms are thoughtfully designed as junior suites, each featuring walk-in closets and private attached bathrooms, offering comfort and privacy for guests or multi-generational living. Additional highlights include RV hookups and a generator with automatic transfer for peace of mind. Professionally landscaped grounds showcase water features, a hot tub, and a full sprinkler system—creating a serene outdoor oasis. Luxury, privacy, and views—this home truly has it all.

2510 Cascade Drive E, Roy

Listing courtesy of Real Estate With Nik & Co.

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