Roy Homes with FHA Terms

Roy Homes with FHA Terms

Welcome to the charming neighborhood of Roy, located in Pierce County, Washington, in the United States. Nestled in the heart of this beautiful state, Roy offers a tranquil and close-knit community for residents to call home.

With its picturesque surroundings and small-town atmosphere, Roy provides a peaceful escape from the hustle and bustle of city life. Surrounded by lush greenery and scenic landscapes, this neighborhood is perfect for those seeking a serene and idyllic setting.

If you're looking for a home in Roy, you'll be pleased to know that there are plenty of options available with FHA terms. FHA, or Federal Housing Administration, loans are government-backed mortgages that offer flexible lending criteria and lower down payment requirements. This makes homeownership more accessible and affordable for many individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, homes in Roy with FHA terms can be a great option. With the assistance of FHA loans, you can find a home that suits your needs and budget, allowing you to settle down and enjoy all that this charming neighborhood has to offer.

From its friendly community spirit to its natural beauty, Roy is a hidden gem in Pierce County, Washington. Don't miss out on the opportunity to make this wonderful neighborhood your home. Contact a local real estate agent today to explore the available homes with FHA terms and start your journey towards homeownership in Roy.

Newest Roy Homes with FHA Terms

$649,500
4 Beds ⋅ 2 Baths ⋅ 2572618 MLS ⋅ ACTIVE Status
Beautiful Roy Retreat on Nearly 1.5 Acres! Tucked away in a peaceful Roy setting, this beautiful 2,112 SF home offers space, comfort, and plenty of room to enjoy the outdoors. The open floor plan features laminate hardwood flooring throughout and a bright living room with vaulted ceilings. The eat-in kitchen boasts stainless steel appliances, barstool seating, and abundant cabinet and counter space. A dedicated dining area opens through doors to your private outdoor retreat. The spacious primary suite features a 5-piece bath and large walk-in closet. Three additional bedrooms and a full bath provide plenty of room for guests or a home office. Outside, enjoy a fully fenced and cross-fenced yard, two horse stalls, outbuildings, a patio, and RV parking. With nearly 1.5 acres, there’s room for animals, hobbies, recreation, and more. Conveniently located just 30 minutes from JBLM! A peaceful country setting with the space you’ve been looking for. One year home warranty included with purchase.

8121 349th Street S, Roy

Listing courtesy of John L. Scott, Inc..

$1,998,000
3 Beds ⋅ 3 Baths ⋅ 2568076 MLS ⋅ ACTIVE Status
Welcome to an almost twelve-acre estate with Mt. Rainier views, offering nearly 4,700 square feet of living space across two distinct custom, quality homes and a standalone studio, a brand new 1,808sf RV garage/shop, an almost 1,000sf attached garage, a barn, and more, all behind an impressive electronic gate. Built for every stage of life, the 3-bedroom, 2.5-bath main residence dazzles with vaulted ceilings, tons of natural light, a chef's kitchen built for gourmet cooking, and a primary suite with a huge walk-in closet and spa-style ensuite bath, all just nine years young. A newly remodeled, gorgeous 2-bedroom, 2-bath second home, complete with its own address, driveway, laundry room, and large open living space, opens the door to multigenerational living or real rental income. Just steps away, a studio offers flexible space for a home office or creative space. Horse lovers and hobbyists will find a working barn and fenced pasture ready for livestock and projects alike. Outside, the grounds unfold into a private retreat of their own: a fountain-anchored circular drive, arbors, a gazebo, and endless sitting areas. Just 15 minutes from JBLM's East Gate, Tanwax and Clear Lakes, and easy access to Tacoma and Olympia. Properties with this combination of acreage, location, shop/garage space, and living space rarely come to market. Picture your morning coffee on the patio, watching horses graze in the pasture. Browse the photos to explore it all, and be sure to watch the video.

2315 304th Street E, Roy

Listing courtesy of Renaissance Real Estate LLC.

$624,950
4 Beds ⋅ 2 Baths ⋅ 2569669 MLS ⋅ ACTIVE Status
Discover the space, privacy, and versatility of this 2.4-acre property in Roy! Fully fenced and surrounded by a peaceful country setting ready to call home! This spacious 5 bedroom home greets you when you walk in with vaulted ceilings and large windows letting in an abundance of light! Open concept kitchen features stainless appliances, island, and walk-in pantry! The dining room opens up to the back deck for easy access BBQ and more! The primary suite has private deck access through french doors, a walk-in closet, and updated 5-piece bath! Lots of space for everyone with 4 other great size bedrooms! Pellet stove to keep you toasty and AC to keep you cool! Enjoy outdoor living from the expansive deck overlooking the huge property! An unfinished detached 384 SF studio has potential w/ a kitchenette and bath that could be flexible space for guests, office, or rental use! Multiple outbuildings add storage and room for animals, hobbies, or projects. An ideal setup for multi-generational living, homesteading, or added income potential!

6807 345th Street S, Roy

Listing courtesy of Theory Real Estate.

$445,000
3 Beds ⋅ 2 Baths ⋅ 2564791 MLS ⋅ ACTIVE Status
Charming 3-bedroom, 2-bath rambler on a spacious .33-acre lot in Roy! Featuring 1,620 square feet, a detached drive through garage, fully fenced backyard, bonus room for office/den, custom epoxy counter tops in kitchen, and covered deck perfect for year-round entertaining. Seller offering up to $10,000 toward buyer’s allowable closing costs with an acceptable offer. Enjoy the freedom of no HOA and the peaceful setting while remaining close to local amenities. Some listing photos have been digitally enhanced and/or virtually staged.

29710 68 Avenue S, Roy

Listing courtesy of John L. Scott Orting.

$689,999
3 Beds ⋅ 2 Baths ⋅ 2561082 MLS ⋅ ACTIVE Status
Ready to call this beautiful property home? This wonderfully maintained 3-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and country living. Inside, you'll find both a spacious living room with pellet stove and a separate family room, providing plenty of space to relax or entertain. The dining area flows seamlessly into the kitchen, creating an inviting space for everyday living and hosting. Step outside to enjoy the stunning back deck, where you can take in a peek-a-boo view of Mt. Rainier while enjoying your morning coffee or evening sunsets. The outdoor amenities continue with a sports court, charming gazebo, multiple outbuildings, and a large shop that offers endless possibilities for hobbies, storage, or projects. Complete with Air compressor system and furnace, perfect for working on those chilly days. The fully fenced property features gated access, level pasture, and ample room for animals, gardening, recreation, or simply enjoying the open space. An additional parcel is included with the property, presenting exciting opportunities for an accessory dwelling unit (ADU), future expansion, or other building possibilities (buyer to verify). Whether you're looking for a peaceful retreat, a hobby farm, or a property with room to grow, this home offers exceptional versatility and incredible outdoor features. Don't miss your chance to experience everything this one-of-a-kind property has to offer!

28707 26th Avenue E, Roy

Listing courtesy of Better Properties Hometown.

$575,000
3 Beds ⋅ 2 Baths ⋅ 2562306 MLS ⋅ ACTIVE Status
Rare find- this rambler set on a great cul-de-sac away from the hustle & bustle, yet still close to stores & access to main towns. This one-story home features an open layout w/vaulted ceilings, easy access to the spacious backyard, and set up as a "smart" home. Primary suite has updated shower and includes a walk-through closet. Good-sized bedrooms w/2 full baths. Hickory hardwood floors grace the family room and kitchen where you can stay comfortable w/the heat pump/A-C unit. Even the garage is equipped for cooling & heat plus extra lighting for your work in the shop. Plenty of room for RV Parking and toys as 12 ft gates open on both sides of the house to the backyard. Custom built gazebo is a main feature along with a fire pit, garden space, mature fruit trees and sheds to store tools. New roof just installed. Make this your new country home today!

914 288th Street Ct E, Roy

Listing courtesy of Keller Williams Realty PS.

$595,000
3 Beds ⋅ 3 Baths ⋅ 2560762 MLS ⋅ ACTIVE Status
Just what you are looking for! Situated on a generously sized lot, this well-cared-for 2,305 sq. ft. home is exceptional. Spacious primary suite with 5-piece bath. Newer appliances, updated pantry & travertine tile flooring in kitchen. Landing for top floor-hallway has a customized storage space with sitting nook. Exterior paint completed 2025, interior paint completed 2024. Roof less than 5 years of age. Plank flooring throughout with the exception of carpet in bedrooms. Bottom floor spares no expense for a home office or flex space! Two car garage, RV parking, storage shed in backyard, deck is ready for entertaining & relaxing! Fruit trees bearing plums, cherries, Asian pears & 7 gooseberry bushes! Conveniently located 10 mins from East Gate – JBLM, easy access to local schools and shopping. Don't miss this move-in ready opportunity!

820 289th Street E, Roy

Listing courtesy of Better Properties UP/Fircrest.

$789,000
3 Beds ⋅ 3 Baths ⋅ 2560836 MLS ⋅ ACTIVE Status
Discover the perfect blend of peaceful country living and modern convenience on this beautifully updated 5+ acre estate in Roy! Located on a quiet paved dead-end road with an easy commute to JBLM, this fully fenced and cross-fenced property is ideal for horse enthusiasts, hobby farmers, gardeners, or anyone seeking space and privacy. An automatic gated entry welcomes you home to a spacious 2,264 sq. ft. rambler featuring 3 bedrooms, 2.25 baths, vaulted ceilings, an open-concept design, and an impressive 400 sq. ft. great room addition filled with natural light and scenic territorial views. The oversized kitchen offers abundant cabinetry, expansive prep space, and flows seamlessly into multiple living areas perfect for entertaining. The spacious primary suite features an updated bath and large walk-in closet, while efficient mini-split heating and A/C provide year-round comfort. Step outside to enjoy the custom covered patio with skylights overlooking your private acreage. The property includes a 3-stall barn, stable, outbuildings, RV parking, raised garden beds, mature cherry, apple, pear, almond, hazelnut and walnut trees, plus room for horses, livestock, equipment, or future shop space. Additional highlights include a newer roof on the home and storage shed, attached 2-car garage with workshop space, wired generator hookup, high-speed internet, and no HOA. Move-in ready and offering the country lifestyle you've been dreaming about—just minutes from everyday conveniences.

32916 14th Avenue S, Roy

Listing courtesy of Gateway Real Estate.

$1,175,000
5 Beds ⋅ 4 Baths ⋅ 2559250 MLS ⋅ ACTIVE Status
Come experience this exceptional farm, where thoughtfully designed infrastructure and peaceful country living come together. The level, dry, and highly usable acreage is cross fenced into 8 pastures, offering an ideal setup for livestock, rotational grazing, horseback riding, or recreational use. Inside, the farm style home features fresh interior paint, new carpet, quartz countertops, & inviting indoor-outdoor living spaces. The finished basement, w/ a separate entrance, features a full kitchen, 1 bed, 1 bath, living area, and laundry hookup providing an excellent opportunity for multi-generational living. Adding to the property's unique appeal is the established Tranquility Flower Farm, where vibrant blooms, a roadside flower stand, & 15 raised flower beds have become a beloved part of the community. The property's extensive infrastructure provides exceptional flexibility. Two large barns with power and water, multiple outbuildings, greenhouses, a chicken coop, and a climate-controlled brick building offer abundant space for equipment storage, workshops, horse facilities, or creative pursuits. Imagine starting your morning w/ coffee on the covered patio overlooking the front garden, then unwinding in the gazebo while horses and cattle graze nearby, dragonflies drift across the fields, and sunsets bring the day to a close. Whether you're envisioning a productive homestead, an equestrian retreat, a multi-gen property, or simply a place with room to grow, this is it!

816 304th Street S, Roy

Listing courtesy of Timber Real Estate.

$675,000
3 Beds ⋅ 2 Baths ⋅ 2550576 MLS ⋅ ACTIVE Status
Welcome to your private sanctuary at Sunset Acres, a secure gated haven tucked between Graham and Yelm. Nestled beneath a majestic canopy of mature Pacific Northwest evergreens, this single-story rambler offers the quiet, peaceful lifestyle you’ve been dreaming of—without sacrificing easy convenience to town. Step inside to feel the immediate warmth of effortless single-level living. Sunlight filters through open, fluid spaces designed for restful evenings and easy gathering. With a fresh roof installed within the last two years and a crisp, newly painted interior, every inch of this home is turn-key and ready to embrace your next chapter. Featuring three spacious bedrooms plus a dedicated home office, you’ll find the ideal balance of productivity and relaxation. Outside, five breathtaking acres give you the room to truly breathe and reconnect with nature. Imagine slow morning coffees surrounded by nature's sounds, space to cultivate your own garden or hobby farm, and endless room for pets to run freely. The surrounding tree buffer ensures total peace and privacy, creating a comforting barrier from the rush of the outside world. Whether working from your quiet home office or returning from a day out, coming home to this property feels like a deep exhale. Escape the everyday crowd, settle into the security of a gated community, and reclaim the tranquility, space, and simple joy of one-level living you deserve.

33110 27th Avenue E, Roy

Listing courtesy of Keller Williams Realty.

$640,000
4 Beds ⋅ 2 Baths ⋅ 2557323 MLS ⋅ ACTIVE Status
Welcome to your private Northwest retreat! Situated on over an acre of beautifully landscaped grounds, this exceptional 1,919 sq. ft. home offers the perfect blend of comfort, privacy, and outdoor living. Featuring 4 bedrooms and 2 bathrooms, the open-concept floor plan is designed for both everyday living and entertaining. The spacious kitchen is the heart of the home, showcasing granite countertops, stainless steel appliances, a breakfast bar, and a large pantry. The inviting primary suite offers a spa-like escape with a walk-in closet and luxurious 5-piece ensuite complete with a soaking tub. Step outside and discover a true backyard paradise. Enjoy year-round entertaining with a covered outdoor kitchen, expansive patio, hot tub, wood-burning fire pit, and fenced garden space. The stunning illuminated rockery waterfall creates a peaceful ambiance, while mature landscaping provides exceptional privacy and a serene park-like setting. Additional features include central air conditioning, RV parking with hookups, irrigation and sprinkler system, ample parking, and plenty of space for outdoor recreation, gardening, and gatherings. This move-in-ready property offers the lifestyle buyers are searching for—private acreage, modern amenities, outdoor entertaining spaces, and room to relax and unwind. Experience the perfect balance of country tranquility and everyday convenience in this one-of-a-kind property.

7805 300th Street Ct S, Roy

Listing courtesy of eXp Realty.

$795,000
3 Beds ⋅ 3 Baths ⋅ 2555182 MLS ⋅ ACTIVE Status
Welcome to a rare Pacific NW retreat where breathtaking Mount Rainier views, peaceful creek frontage, and five acres, a lifestyle that feels like a private resort. This extraordinary country estate offers the balance of refined living, outdoor recreation, and tranquil privacy. From the moment you arrive, you'll be captivated by the enchanting tree-lined entrance that welcomes you into your secluded oasis. The fully renovated home features three spacious bedrooms, three remodeled bathrooms with designer tile finishes, fresh interior paint, updated flooring. The modifications/remodeling on the property were completed in 2023: 2 Complete Full Bathroom Remodels with tile throughout; 1/2 Bath Converted to 3rd Full Bath; Water Heater Upgrade with Tank Booster Thermostatic Mixing Valve; Whole Home Flooring Replacement; Whole Home Interior Paint on Walls, Doors and Trims; Sunroom Remodel & Bar Sink Installation; Vapor Barrier Replacement, Install New Sump Pump with Discharge Drain, Whole home re pipe with PEX and insulation; Barn Converted into Shop including electrical panel, heater, epoxy flooring and new windows; Refurbished Water Well House and Filtration System; Landscaping Remodel, tree trimming, gravel, electrical outlets for RVs and entrance electrical lighting, and yard hydrants all the way to the bond fire/creek, outdoor Bar Sink and installation of creek bridge railings; New Front Gate; Outdoor Laundry Hookups and Kitchen Sink.

33913 4th Avenue E, Roy

Listing courtesy of John L. Scott, Inc..

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