Poulsbo Homes with FHA Terms

Poulsbo Homes with FHA Terms

Welcome to Poulsbo, a charming city nestled in Kitsap County, Washington. This picturesque town, also known as "Little Norway," offers a unique blend of Scandinavian heritage and Pacific Northwest beauty.

Poulsbo is a vibrant community with a rich history, stunning natural surroundings, and a thriving local economy. Residents enjoy a high quality of life, with top-rated schools, diverse dining options, and a variety of outdoor recreational activities.

If you're considering buying a home in Poulsbo, you'll be pleased to know that there are many options available with FHA terms. FHA loans are a popular choice for first-time homebuyers and those with less-than-perfect credit, offering low down payments and competitive interest rates.

Whether you're looking for a cozy cottage in the heart of downtown or a waterfront retreat with panoramic views of Liberty Bay, Poulsbo has something for everyone. Let us help you find the perfect home in this idyllic community.

Contact us today to learn more about the real estate market in Poulsbo and start your journey to homeownership in this charming city.

Newest Poulsbo Homes with FHA Terms

$599,000
3 Beds ⋅ 2 Baths ⋅ 2575917 MLS ⋅ ACTIVE Status
Welcome home to Forest Rock Hills! This immaculately maintained single-story home built by Terhune Homes offers the ideal blend of comfort, quality, and everyday convenience. Nestled in one of Poulsbo’s most sought-after neighborhoods, this 3-bedroom, 2-bath floor plan features glowing hardwood floors and high vaulted ceilings that create a bright, airy feel throughout the main living areas. The open kitchen flows seamlessly into the main living space—complete with a cozy gas-log fireplace—making entertaining an absolute breeze. Home features updated countertops in both the kitchen and bathrooms, along with a double oven and a stylish farmhouse sink. Primary suite includes an en-suite bath with a skylight for soothing natural light and a walk-in closet. Step outside to your fully fenced, private backyard retreat with a spacious patio and garden area, perfect for summer gatherings and outdoor dining. Attached two-car garage features built-in workbench space, and peace of mind comes easy with a roof replaced within the last 5 years. Unbeatable location: walk to Town and Country, local schools, and historic downtown Poulsbo with easy access to Hwy 3 and an easy commute to the Bainbridge Island Ferry. Move-in ready!

20130 Bue Rund Loop NE, Poulsbo

Listing courtesy of Paramount Real Estate Group.

$790,000
4 Beds ⋅ 3 Baths ⋅ 2575372 MLS ⋅ ACTIVE Status
This charming split-level home offers the perfect blend of country living, modern updates & everyday convenience on 2.46 gorgeous acres just minutes from Poulsbo. Surrounded by mature trees & natural landscaping, this peaceful retreat offers room to garden, play, entertain, & enjoy life. Inside, vaulted ceilings, picturesque windows, gorgeous hardwood floors, & a fireplace create a bright & welcoming atmosphere. The kitchen features cherry-finished alder cabinetry, granite countertops, stainless steel appliances, & an eating area that leads to an expansive Trex deck overlooking the backyard. Newer features throughout including updated bathroom finishes mean much of the hard work has already been done. The flexible floor plan offers 4 bedrooms and 2.5 baths, with the primary suite & updated 3/4 bath on the main level along with 2 addition bedrooms & a shared bath. Downstairs, an additional bedroom, rec room, and laundry room provide exceptional versatility for guests, hobbies, a home office, fitness area, or multi-generational living. Outside, the level, sun-drenched grounds are made for Northwest living! Enjoy a fully fenced perimeter, fenced garden area, mature landscaping, adorable playhouse, firepit, hot tub, garden shed, carport, detached 2-car garage, RV parking, and abundant space for equipment and projects. A paved wraparound driveway provides ample parking and a sense of privacy, while the convenient location places you less than a mile from shopping and restaurants.

21121 Little Rude Avenue NW, Poulsbo

Listing courtesy of Paramount Real Estate Group.

$285,000
3 Beds ⋅ 2 Baths ⋅ 2573948 MLS ⋅ ACTIVE Status
BELOW MARKET VALUE! Rare opportunity to own a 3-bedroom, 1.75-bath end-unit condo offering gorgeous Olympic Mountain views. Priced to reflect the need for updating and new carpeting, this home is a true blank canvas ready for your personal finishing touches and design ideas. Enjoy simplified living with an assigned parking space and an impressive array of HOA amenities, including an outdoor swimming pool, fitness center, clubhouse with kitchen, EV charging station, water, sewer, and common-area maintenance. Ideally located just minutes from downtown Poulsbo, you’ll have easy access to the waterfront, marinas, charming boutiques, restaurants, coffee shops, parks, and Poulsbo’s year-round festivals and distinctive Scandinavian charm. Shopping, schools, medical services, the Seattle and Edmonds ferries, and naval bases at Bangor, Keyport, and Bremerton are all conveniently accessible. Come experience all that Poulsbo has to offer—comfortable, simplified living in a highly desirable location at an exceptional value!

20198 Viking Crest Loop NE Unit #8-201, Poulsbo

Listing courtesy of John L. Scott, Inc..

$510,000
3 Beds ⋅ 2 Baths ⋅ 2560130 MLS ⋅ ACTIVE Status
Experience the perfect blend of privacy, comfort, and convenience in this charming Poulsbo home! Nestled on a spacious lot with mature landscaping, this light-filled home boasts a bright, open floor plan designed for easy living. The home features 3 bedrooms and 2 bathrooms, offering comfortable living spaces with thoughtful updates throughout. French doors lead to a serene backyard with a patio, lush lawn, and privacy-enhancing laurel hedge—ideal for relaxing, gardening, or entertaining guests. Recent updates include fully remodeled bathrooms, newly installed wood-plank flooring, Cadet heaters, fresh interior paint, a newer roof, and a refreshed kitchen with newer appliances and sink. It is located in a peaceful neighborhood with access to a community beach, and it is just minutes from downtown Poulsbo, schools, shopping, and Highway-3. A true Pacific Northwest gem you won’t want to miss!

25950 NW Circle Drive S, Poulsbo

Listing courtesy of Redfin.

$1,450,000
3 Beds ⋅ 4 Baths ⋅ 2573417 MLS ⋅ ACTIVE Status
An Exceptional Kingston Retreat perched to capture stunning Puget Sound vistas offering the perfect blend of tranquility & NW quality craftsmanship. Wake up to sweeping water views, passing ferries & ever-changing sunsets that paint the sky in brilliant color. Nestled on a shy 2.5 acres in a coveted Sound view setting while experiencing serenity, scenery & lifestyle. Tucked at the end of your meandering private driveway this rare find welcomes you to a delightful entry adorned w/endless flowering gardens, natural beauty & open spaces. Featuring open concept living, space galore for entertaining & custom appt's are accented by a wall of windows to the gorgeous landscape + Sound Views. Your gourmet kitchen offers gorgeous granite surfaces, ample tall hickory cabinetry, large Serving Is, SS appliances, walk-in pantry, eating nook & opens to the Great rm accessing your covered view deck. The main level features ease in one-level living w/new white oak hardwoods, 2 Jr. Suites, Primary EnSuite & oversized formal dining rm. The convenient upper level provides a Bonus rm & optn'l 4th bdrm/Flex rm overlooking the mesmerizing Sound Views. Perfectly located, this peaceful oasis is just mins to DT Kingston, Ferry, local shops, dining & outdoor recreation. Whether you're entertaining on the deck, enjoying your morning coffee w/a view or simply unwinding at days end, you'll find inspiration abound. Your everyday escape awaits! BRAND NEW ROOF COMPLETED SOON - Please no driveway drivebys.

23506 Seatter Road NE, Kingston

Listing courtesy of RE/MAX Northwest.

$322,500
3 Beds ⋅ 2 Baths ⋅ 2569149 MLS ⋅ CONTINGENT Status
Welcome to the Viking Crest community, where this beautifully refreshed 3-bedroom, 2-bath condo is ready to welcome you home. Thoughtfully updated with new interior paint, new carpet, a new stove, new microwave, stylish light fixtures, and granite countertops, this move-in-ready home offers comfort, style, and low-maintenance living. The spacious primary suite features its own private bathroom, while the private balcony overlooks a peaceful greenbelt, providing the perfect place to enjoy your morning coffee or unwind at the end of the day. Enjoy the convenience of one assigned parking space and outstanding HOA amenities, including a swimming pool, fitness room, clubhouse with kitchen, EV charging station, water, sewer, and common area maintenance. Ideally located just minutes from charming downtown Poulsbo, you'll enjoy easy access to the waterfront, marinas, local boutiques, restaurants, coffee shops, parks, and the town's year-round festivals and Scandinavian charm. Shopping, schools, medical facilities, and convenient access to the Bainbridge Island and Kingston ferry terminals make commuting and everyday living a breeze. This is your opportunity to enjoy the best of Poulsbo living in a beautifully updated home!

20156 Vikings Crest NE Unit #7-101, Poulsbo

Listing courtesy of SASH Realty.

$899,900
5 Beds ⋅ 3 Baths ⋅ 2568270 MLS ⋅ ACTIVE Status
Tri Pointe Homes is back in Poulsbo! Homesite 24: Move-In Ready This September. There’s a reason our 290 plan is a favorite: Designed with flexibility, style, and everyday living in mind, this home delivers spaces that simply work. The main level features a bedroom that adapts to your life—ideal for overnight guests, multi-generational living, or a private home office. The heart of the home opens up beautifully, with a gourmet kitchen made for inspired cooks and effortless entertaining, a generous walk-in pantry, and a welcoming Great Room anchored by a gas fireplace. Step outside to the expansive covered patio overlooking green space—a peaceful extension of your living space and a place you’ll want to enjoy year-round. Thoughtful details continue throughout, including a convenient valet just off the garage entry. Upstairs, the primary suite feels like a true retreat. Unwind in the deck-mounted soaking tub and enjoy a seriously impressive walk-in closet with room for it all. And then there’s the sense of space. Nine-foot ceilings on both the main and second floors, 8-foot doors, and an abundance of natural light give this home an airy, elevated feel from the moment you walk in. Reg Policy #4675: Buyer Broker must accompany and personally register Buyer at first visit, or no BBC will be paid. Call to schedule a tour!

19288 Bergen Drive NW Unit #24, Poulsbo

Listing courtesy of Tri Pointe Homes Real Estate.

$589,950
3 Beds ⋅ 3 Baths ⋅ 2564901 MLS ⋅ ACTIVE Status
Welcome to this spacious 3 bed/2.25 bath home located in the Liberty Hill community. Vaulted ceiling entry with tons of natural light transforms the 1st floor of this home. A large great room, fireplace, powder room with a premier kitchen creates a space to entertain all year long. Large eat in kitchen with island, SS appliances and open dining room concept makes cooking and serving effortless. New flooring and interior paint make the downstairs a living oasis. Enjoy your private patio and backyard with garden space through the lower level sure to please. The 2nd floor offers a family room flex space and a full bath to support the upper bedrooms. Primary bedroom offers an En-suite bathroom and WIC. The entire 2nd floor is complete with brand new carpet and interior paint. Central AC. Spacious two car garage has great parking and storage options. Situated close to the community playground and a walkable community. Minutes from stores, shops and restaurants.

21602 NW Monterey Loop, Poulsbo

Listing courtesy of Acre Real Estate.

$1,750,000
3 Beds ⋅ 3 Baths ⋅ 2567244 MLS ⋅ ACTIVE Status
Experience Hood Canal waterfront living where the views are truly the centerpiece. Walls of windows sweep across the living spaces, capturing breathtaking Hood Canal and mountain views from nearly every angle. Thoughtful craftsmanship is found throughout this 3-bedroom, 2.25-bath home, from custom built-in shelving and a shiplap fireplace surround to the beautifully designed kitchen featuring custom cabinetry, granite countertops and backsplash, a large island, a butler’s pantry and coffee bar. The dining room opens directly to the expansive deck, creating a seamless connection between indoor and outdoor living and an incredible setting for entertaining. Wake up to the water from the primary suite, complete with its own private balcony. A versatile bonus room provides additional space for guests, an office, or media room. Outside, approximately 95 feet of medium-bank waterfront invites you to embrace life on Hood Canal. A 3-car garage completes this exceptional property where beautiful design, quality craftsmanship, and unforgettable Pacific Northwest scenery come together. Just minutes from Port Gamble & Poulsbo amenities.

31879 S Bridge Way NE, Poulsbo

Listing courtesy of Keller Williams Greater 360.

$749,900
3 Beds ⋅ 3 Baths ⋅ 2568193 MLS ⋅ ACTIVE Status
TRI POINTE HOMES IS BACK IN POULSBO! Homesite 23 - Move-In Ready this September! Beautifully designed with everything you are looking for! Gourmet Kitchen featuring a gas cooktop and built-in ovens—perfect for everyday living and entertaining. Inviting Great Room with a cozy gas fireplace and abundant natural light. Covered Patio overlooking greenspace—the perfect spot for morning coffee, outdoor dining, or unwinding at the end of the day. Luxurious Primary Suite with a spa-inspired bath and soaking tub that practically begs you to relax. Light, Height, Space. Enjoy impressive 9-foot ceilings on BOTH the main and upper floors, complemented by 8-foot doors that create an open, expansive feel throughout the home. Come experience Plateau at Liberty Bay offering nearly 14 acres of protected space with parks and BBQ pavilion. Truly a MUST SEE! Be sure to explore the included smart home package and ask about the Buyer Bonus available with Tri Pointe Connect! Photos are of a completed model home; layout, colors and features may vary. Reg Policy #4675: Buyer Broker must accompany and personally register Buyer at first visit, or no BBC will be paid. Call to schedule a tour!

19294 Bergen Drive NW Unit #23, Poulsbo

Listing courtesy of Tri Pointe Homes Real Estate.

$718,900
3 Beds ⋅ 3 Baths ⋅ 2567503 MLS ⋅ ACTIVE Status
Tri Pointe Homes is back in Poulsbo! Homesite 21 features our A-235 Plan, offering 3–4 bedrooms and 2.5 baths with thoughtfully designed spaces that flex with your lifestyle. From a storage closet or home office to a media nook or homework station, this home offers versatility where you need it most. Step inside to an inviting open foyer that leads to a spacious kitchen with a generous island that flows seamlessly into the great room and dining area. Upstairs, make the space your own! Choose an additional 4th bedroom or keep the space open as a versatile loft—perfect for a media room, play space, home office or cozy retreat. The roomy primary suite completes the upstairs with views looking out to greenspace. Best of all, construction has not yet started, giving you a rare opportunity to personalize your future home! Collaborate with our design team at our stunning Design Studio to select finishes that reflect your unique style. Plateau at Liberty Bay offers nearly 14 acres of protected space with parks and BBQ pavilion. Truly a MUST SEE! Be sure to explore the included smart home package and ask about the Buyer Bonus available with Tri Pointe Connect! Photos are of a completed model home; layout, colors and features may vary. Reg Policy #4675: Buyer Broker must accompany and personally register Buyer at first visit, or no BBC will be paid. Call to schedule a tour!

19306 Bergen Drive NW Unit #21, Poulsbo

Listing courtesy of Tri Pointe Homes Real Estate.

$756,900
3 Beds ⋅ 3 Baths ⋅ 2567936 MLS ⋅ ACTIVE Status
Tri Pointe Homes is back in Poulsbo! Surrounded by the natural splendor of the Olympic and Cascade mountain ranges, Plateau at Liberty Bay is surrounded by beautiful views of the Kitsap Peninsula, nearly 14 acres of protected space with parks and BBQ pavilion. Homesite 22 offers the exciting opportunity to visit our award-winning Design Studio and work with our Designer to personalize the finishes that are important to you. The 250 Plan is designed with flexibility in mind, giving you options to create a home that fits the way you want to live. Choose to convert the den into an additional bedroom and even add a shower to the powder bath—giving you added flexibility for guests, a home office or the way your lifestyle commands! Be sure to explore the included smart home package and ask about the Buyer Bonus available with Tri Pointe Connect! Photos are of a completed model home; layout, colors and features may vary. Reg Policy #4675: Buyer Broker must accompany and personally register Buyer at first visit, or no BBC will be paid. Call to schedule a tour!

19300 Bergen Drive NW Unit #22, Poulsbo

Listing courtesy of Tri Pointe Homes Real Estate.

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