Poulsbo Homes with Assumable Terms

Poulsbo Homes with Assumable Terms

Welcome to Poulsbo, a charming city nestled in Kitsap County, Washington. Known for its Scandinavian roots, Poulsbo offers a unique blend of culture, history, and natural beauty.

This picturesque neighborhood is a haven for outdoor enthusiasts, with easy access to hiking trails, parks, and waterways. Residents can enjoy stunning views of the Puget Sound and the Olympic Mountains, making it a truly idyllic place to call home.

One of the standout features of homes in Poulsbo is the option for assumable terms. This means that buyers have the opportunity to take over the seller's existing mortgage, providing a convenient and potentially cost-effective way to purchase a property. With a range of housing options available, from cozy cottages to spacious family homes, there is something to suit every lifestyle and budget in Poulsbo.

Whether you're drawn to the vibrant local arts scene, the delicious dining options, or the strong sense of community, Poulsbo has something for everyone. Come and discover the magic of this thriving neighborhood and find your perfect home with assumable terms in Poulsbo, Washington.

Newest Poulsbo Homes with Assumable Terms

$749,999
5 Beds ⋅ 3 Baths ⋅ 2562152 MLS ⋅ ACTIVE Status
Assumable VA loan! Welcome home to Calavista, where modern comfort meets the charm of Poulsbo w/ Peekaboo mountain views—the beloved "Little Norway" of the Pacific Northwest. Built just 3 years ago, this beautifully designed 5-bedroom home offers the perfect balance of space, style, & everyday functionality in one of Kitsap County's most desirable communities. From the moment you step inside, you'll appreciate the open-concept design featuring quartz countertops, stainless steel appliances, soft-close cabinetry, a spacious island, & inviting living spaces made for gathering. The flexible main-floor bedroom & ¾ bath provide the perfect setup for guests, multigenerational living, or a private home office. Upstairs, retreat to the spacious primary suite, where peekaboo views of the Olympic Mountains greet you each morning. Unwind in the spa-inspired ensuite featuring a deep freestanding soaking tub positioned to take in the peaceful scenery. Three additional bedrooms, a versatile loft, & an upstairs laundry rm complete the second level. Outside, enjoy a private patio overlooking a tranquil greenbelt, low maintenance back yard and a fully fenced—ideal for summer BBQs, entertaining, or simply relaxing after a long day. Just minutes from Poulsbo's waterfront, locally owned shops, restaurants, parks, marinas, & easy commuting options, this home offers the lifestyle you've been waiting for.

1685 NE Halden Glen Drive, Poulsbo

Listing courtesy of Paramount Real Estate Group.

$599,000
2 Beds ⋅ 2 Baths ⋅ 2542782 MLS ⋅ ACTIVE Status
VA Assumable Loan (for qualified buyers)! Fantastic opportunity to own a private 1.5-acre certified backyard wildlife sanctuary in one of Poulsbo's most desirable locations. Property offers seasonal water views and is the perfect setting for entertaining or simply enjoying peaceful living. Recent updates include mini-split heating and cooling, newer electrical, insulation, water heater, water softener. New paint inside and outside. Double-pane windows, and LeafFilter gutter guards. Most appliances stay, and a seller provided flooring allowance gives buyers the opportunity to add their own finishing touches. Build equity through updates, expand the existing home, or explore ADU potential while creating your dream property. The unfinished basement offers additional storage, workshop space, or future expansion possibilities. Enjoy a private well, no HOA dues, and a level, usable lot with room for gardens, recreation, RV parking, or outbuildings. Conveniently located just minutes from downtown Poulsbo, waterfront activities, shopping, dining, marinas, ferry terminals, and the casino. Properties offering this combination of acreage, privacy, updates, seasonal views, and future potential are increasingly rare. Come explore the possibilities and make this special property your own!

5618 NE Arrowhead Place, Poulsbo

Listing courtesy of Hawkins Poe.

$798,000
4 Beds ⋅ 3 Baths ⋅ 2516678 MLS ⋅ ACTIVE Status
Welcome to this East-facing, 2,893 sqft home, featuring 4 Bed, 3 Full Bath + Office/Den + Loft Space. Built in 2021, this home is located in the highly desirable Poulsbo Meadows community—where modern design meets everyday functionality. This home offers a versatile floor plan, including a bedroom and full bath on the first-floor main level—perfect for guests, multigenerational living, or flexible use. The main floor also features a dedicated office/den, ideal for remote work or creative space. Enjoy an open-concept layout, walk-in kitchen pantry, abundant natural light, and seamless flow from the living, dining, and kitchen areas. Step outside to a fully fenced backyard designed for relaxation, shaded for most of the day. The covered back patio includes a convenient gas hookup for BBQs, making outdoor entertaining effortless year-round. Additional highlights include a 2-car garage with EV charging hookup, energy-efficient systems, and newer construction peace of mind. Located just minutes from downtown Poulsbo, shopping, dining, schools, and easy access to ferries and bases, this home blends comfort, convenience, and lifestyle. Modern living, smart upgrades, and a prime location—house sits just across from the neighborhood park and playground, visible from the office/den window. This Poulsbo Meadows gem and its friendly neighbors are ready to welcome you home. Ask about seller's 2.375% assumable loan!

2466 NE Athlon Court, Poulsbo

Listing courtesy of Realty ONE Group Orca Gold.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.