Mount Vernon Homes with VA Loan Terms

Mount Vernon Homes with VA Loan Terms

Mount Vernon is a charming neighborhood located in Skagit County, Washington. Situated in the heart of the state, this area offers a perfect blend of natural beauty and urban convenience. With its close proximity to major cities like Seattle and Bellingham, Mount Vernon provides residents with a peaceful retreat while still being within reach of modern amenities.

One notable feature of Mount Vernon is its abundance of homes with VA loan terms. For those who have served in the military, a VA loan can be a great option when purchasing a home. These loans offer competitive interest rates and flexible terms, making homeownership more accessible for veterans and their families.

Whether you're looking for a cozy single-family home or a spacious townhouse, Mount Vernon has a variety of options to suit different preferences and budgets. Many of these homes are nestled in well-established neighborhoods, providing a sense of community and a safe environment for families.

In addition to its real estate offerings, Mount Vernon boasts a vibrant downtown area with a range of shops, restaurants, and entertainment venues. The neighborhood is also known for its picturesque parks, scenic trails, and access to outdoor activities like hiking, boating, and fishing.

If you're searching for a neighborhood that offers a peaceful lifestyle, convenient location, and homes with VA loan terms, Mount Vernon is the perfect place to call home. With its welcoming community and natural beauty, this neighborhood truly has something for everyone.

Newest Mount Vernon Homes with VA Loan Terms

$795,000
3 Beds ⋅ 2 Baths ⋅ 2574910 MLS ⋅ ACTIVE Status
Nestled in the serene 55+ community of Twin Brooks, this impeccably maintained residence showcases bright open architecture and timeless craftsman detailing. Effortless living with no-step design ensures accessibility at every turn. A multitude of thoughtful upgrades include gorgeous hardwood floors, air conditioning and French doors leading out to covered back patio seamlessly extending living and entertaining outdoors. Grand kitchen equipped with an abundance of cabinetry, glistening quartz countertops with full tiled backsplash, stainless appliances, walk in pantry with custom shelving, plus center island with farmhouse sink offers additional storage and bar seating. Spacious dining off the kitchen effortlessly connects to a light filled living area where oversized picture windows frame peaceful views of the park like setting and is warmed by a cozy gas fireplace with wood mantle and stone surround. French doors off entry reveals a versatile office/den. Generous private primary features a 4-piece ensuite bath providing dual vanity, oversized tiled shower with bench seat and large walk-in with custom closet system. Two inviting guest bedrooms and a full guest bath complete the layout. You will also appreciate the 3-car garage, manicured mature landscape, serene walking trails and wonderful community clubhouse. HOA provides front and back lawn care. Fantastic location, with easy access to I-5 and close to medical, shopping, hiking/biking and historic downtown Mount Vernon.

518 Twin Brooks Drive, Mount Vernon

Listing courtesy of Windermere RE Skagit Valley.

$550,000
4 Beds ⋅ 1 Baths ⋅ 2574098 MLS ⋅ ACTIVE Status
This charming 4-bedroom rambler sits on a spacious, beautifully landscaped lot filled with mature trees and vibrant plantings, including apple, Asian pear, and two Bing cherry trees. Inside, the home feels fresh and updated with new kitchen cabinets (Dec. 2025), new flooring (2025), and a new roof (2025), along with double-pane vinyl windows for year-round comfort. Outdoor living is easy with a concrete patio, a welcoming front deck, and plenty of room to relax or garden. A convenient storage shed adds extra functionality, making this property a wonderful blend of comfort, updates, and natural beauty.

1100 N 18th Street, Mount Vernon

Listing courtesy of Skagit Tradition Realty, LLC.

$699,500
5 Beds ⋅ 3 Baths ⋅ 2574262 MLS ⋅ ACTIVE Status
Looking for space? This beautifully maintained 3,105 sq. ft. home in the desirable Digby Heights neighborhood offers 5 bedrooms (or 4 bedrooms plus a dedicated home office) and multiple living spaces, providing the flexibility today's buyers are looking for. Soaring ceilings greet you upon entry, creating a light-filled, open feel that flows seamlessly into the living room, dining area, and spacious kitchen which is ideal for everyday living and entertaining.The main level features a versatile bedroom or home office, while upstairs you'll find a generous loft/bonus room and four additional bedrooms, including a spacious primary suite complete with a private ensuite bath and large walk-in closet. The utility room is conveniently located on the upper level alongside the bedrooms, making laundry day a breeze.Just off the kitchen, the enclosed sunroom offers a wonderful flex space for relaxing, hobbies, or enjoying your morning coffee year-round. Step outside to the fully fenced, private backyard, complete with a large storage shed, the setting is perfect for entertaining, gardening, or play. The oversized 2+ car garage offers plenty of room for vehicles, storage, or a workshop and features direct access to the backyard for added convenience. With new carpet throughout and an ideal location in one of the area's most desirable neighborhoods, this move-in ready home is waiting for its next owners.

328 Barry Loop, Mount Vernon

Listing courtesy of Windermere RE North, Inc..

$519,000
3 Beds ⋅ 2 Baths ⋅ 2574104 MLS ⋅ ACTIVE Status
Welcome to 248 Shantel Street, where timeless curb appeal meets thoughtfully designed single-level living. This beautifully maintained 3-bedroom, 2-bath rambler offers 1,520 sq ft and a wonderfully versatile floor plan featuring two distinct living areas and a refined den—ideal for a home office, formal sitting room or creative retreat. An inviting covered front porch sets the tone, while the fireplace brings warmth and character to the interior. The spacious primary suite offers a private escape with a soaking tub and separate shower. An attached two-car garage and mature landscaping complete the home, while its convenient Mount Vernon location places you near Skagit Valley Hospital, shopping, dining, downtown attractions and the seasonal Mount Vernon Farmers Market. Enjoy easy access to I-5, regional military installations—including Naval Air Station Whidbey Island and Naval Station Everett—and the natural beauty and recreation of the Pacific Northwest. From local farms and waterfront communities to the world-famous Skagit Valley tulip fields, this location captures the very best of Skagit Valley living. Comfortable, connected and effortlessly inviting—

248 Shantel Street, Mount Vernon

Listing courtesy of Keller Williams Western Realty.

$499,000
4 Beds ⋅ 2 Baths ⋅ 2574361 MLS ⋅ ACTIVE Status
Charming and move-in ready, this 4-bedroom, 2-bath home offers 1,374 square feet of comfortable living space in a convenient Mount Vernon location. The home features a practical single-level layout with a bright, welcoming feel and room to make it your own including a large mostly level lot. Ideal for buyers seeking an established neighborhood setting, this property combines classic residential appeal with easy access to local amenities, schools, shopping, hospital and commuter routes. Whether you’re looking for your first home, downsizing, or adding to your investment portfolio, this home offers a solid opportunity in a desirable area. Contact the city for potential addition of ADU. Tenant vacating at the end of September.

2000 E Highland Avenue, Mount Vernon

Listing courtesy of CENTURY 21 North Homes Realty.

$403,000
3 Beds ⋅ 2 Baths ⋅ 2573643 MLS ⋅ ACTIVE Status
Tucked on a corner lot, this 3 bedroom, 2 bath home offers a functional layout with spacious rooms and plenty of natural light throughout. The detached 2 car garage adds great flexibility, whether you need extra storage, a workshop, or space for hobbies and projects. Step outside to a fully fenced backyard with room for garden beds, plus a front deck made for morning coffee or evening unwinding. Bakerview Park is close by for playground time and sports fields, with everyday errands quick and close as well. Just off College Way, this location offers a direct route to I-5 for an easy commute.

1810 N 33rd Place, Mount Vernon

Listing courtesy of Windermere RE Whatcom, Inc..

$539,000
3 Beds ⋅ 2 Baths ⋅ 2568209 MLS ⋅ ACTIVE Status
Move-in ready Mount Vernon rambler - Minutes to I-5, shopping, dining, schools, and parks- Vaulted ceilings and abundant natural light fill the spacious living room, flowing into the dining area and well-appointed kitchen. A slider leads to the spacious rear patio and fully fenced yard, perfect for entertaining, Barbecuing, gardening, or relaxing. Recent updates: new roof, exterior paint, flooring, new baseboards, bathroom vanities, and fascia. The finished two-car garage comes with an EV charging station installed, plus a detached storage shed for the ultimate workshop setup. Ask about the LENDER-PAID 1-0 BUYDOWN—an interest rate 1% LOWER your first year!

100 S 28th Street, Mount Vernon

Listing courtesy of Keller Williams Eastside.

$391,000
2 Beds ⋅ 2 Baths ⋅ 2571465 MLS ⋅ ACTIVE Status
This home is better than new. Everything has been replaced except the kitchen cabinets, which have been modified with pull out shelving and new paint. Appliances are top of the line. Except for the compactor, counter tops, disposal, sink and faucet all new. The living area has new vinyl plank flooring and the bedrooms have new carpet, blinds are new bathrooms are new including the toilet, tub and shower surrounds. All doors and moldings are new and the lighting is new. If you are looking for an outstanding 2 bedroom two bath ground level condo this is it.

2021 N LaVenture Road Unit #107, Mount Vernon

Listing courtesy of Windermere Real Estate GH LLC.

$520,000
3 Beds ⋅ 2 Baths ⋅ 2572368 MLS ⋅ ACTIVE Status
Imagine coming home to this comfortable, thoughtfully updated home with space that adapts to the way you live. This 3-bedroom, 1.5-bath home has already had many of the big-ticket updates completed, including a newer roof (2020), fresh exterior paint (2026), and updated kitchen and bathrooms. The kitchen features quartz countertops and updated cabinetry, while a generous 440 sq. ft. of bonus space offers flexibility for a home office, gym, hobby room, or guest quarters, and storage. Outside, the large, landscaped lot features mature trees, a covered gazebo, fenced backyard, dog run, and multiple outbuildings for tools, yard supplies, and hobbies.  There is even a space for RV parking!  Spend time in your own space and enjoy the mountain view.  There is an opportunity to assume the existing FHA loan at an amazing 2.7% interest rate, subject to lender approval. Conveniently located near Haggen with easy access to I-5, restaurants, and shopping. Schedule a showing today!

1015 S 25th Street, Mount Vernon

Listing courtesy of House Love Realty.

$689,000
3 Beds ⋅ 2 Baths ⋅ 2571948 MLS ⋅ ACTIVE Status
Solid, reliable, and meticulously maintained, this 1991-built single-story home sits on a generously sized lot at the end of a quiet Mt. Vernon cul-de-sac. Out back, a massive 720 sqft detached shop offers seamless ADU potential with interior framing already done, doors and windows installed, water and sewer right next to the unit ready to connect, and previously permitted plans available in supplements (ask your agent). The home's roof has been well-maintained and demossed on a yearly basis. Inside, vaulted ceilings and newer triple-pane windows fill the space with natural light, highlighting the beautifully resilient engineered wood flooring throughout the kitchen, family, and dining rooms. The functional, spacious kitchen features granite countertops, stainless steel appliances, solid wood cabinetry, and a cozy breakfast nook. Just off the kitchen, the family room opens through glass doors to two Trex decks overlooking a chemical-free yard and organic garden with raised flower beds, a concrete patio, and mature cherry and lilac trees. The primary suite includes a bath with heated floors and a luxurious walk-in shower; both full bathrooms feature granite countertops and energy efficient solar tubes. Modern efficiency upgrades offer worry-free living, including high-efficiency heating, central A/C, a tankless hot water heater, and a reliable washer and dryer that convey. Move right in and enjoy the shop for tinkering, or complete the framed quarters to unlock instant equity.

2901 Montgomery Place, Mount Vernon

Listing courtesy of COMPASS.

$639,999
3 Beds ⋅ 2 Baths ⋅ 2572101 MLS ⋅ ACTIVE Status
Welcome home to Woodside, a sought-after 55+ community where easy living meets everyday comfort. This beautifully maintained single-level home welcomes you with an open, effortless floor plan bathed in natural light from vaulted ceilings and generous windows throughout, all on one level for effortless everyday living. The kitchen is the heart of it all: gleaming quartz countertops, a large island perfect for gathering, a new refrigerator, a walk-in pantry, and storage tucked around every corner. Retreat to the primary suite, where a spacious ensuite bath and a custom-fitted walk-in closet offer a quiet place to unwind. Step out back to your own private, covered deck, an ideal spot for morning coffee or evening relaxing, rain or shine. Central A/C keeps things comfortable year-round, and the attached 2-car garage adds everyday convenience. Best of all, the HOA takes care of the landscaping, so you can spend your time enjoying life instead of maintaining a yard. Impeccably maintained with quality materials and workmanship, and set in a walkable neighborhood with medical care and shopping just moments away, this is low-maintenance living at its finest.

4681 Sierra Street, Mount Vernon

Listing courtesy of Keller Williams Western Realty.

$569,000
3 Beds ⋅ 2 Baths ⋅ 2570905 MLS ⋅ ACTIVE Status
Welcome home to your own peaceful rural retreat! This charming single story ranch-style home combines comfortable everyday living with incredible versatility on a shy half acre of flat land. The functional layout features an inviting living room, a large family room anchored by a cozy wood stove, a bright kitchen with plenty of cabinetry & ample counter space, and a dedicated utility room with convenient overhead storage. You will also find three generous bedrooms and a full bathroom down a private hallway as well as a 3/4 bath conveniently located by the back door. Outside, the covered back porch invites you to kick back, relax, and take in the beautiful lawn and surrounding mature trees. The large detached workshop—complete with built-in cabinetry, a deep garage bay, and a cozy free-standing stove—offers the perfect haven for hobbyists, trade projects, or extra storage. The main highlight here though is the enormous back yard which offers an incredible opportunity for entertaining large gatherings, growing an amazing private garden, or practicing your favorite outdoor hobby! It’s a truly wonderful place to relax, create, and feel at home.

13176 Avon Allen Road, Mount Vernon

Listing courtesy of Kaizen Realty.

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