Mount Vernon Homes with FHA Terms

Mount Vernon Homes with FHA Terms

Mount Vernon, located in Skagit County, Washington, is a charming city with a rich history and a vibrant community. Situated in the heart of the Pacific Northwest, Mount Vernon offers a picturesque setting with stunning views of the surrounding mountains and the Skagit River.

This neighborhood is known for its diverse housing options, including a range of homes that are available with FHA terms. FHA, or Federal Housing Administration, loans are a popular choice for homebuyers as they offer more flexible lending requirements and lower down payment options. With FHA terms, prospective homeowners in Mount Vernon have the opportunity to find their dream home while enjoying the benefits of this loan program.

Whether you're looking for a cozy single-family home or a spacious townhouse, Mount Vernon has something for everyone. The neighborhood boasts a variety of architectural styles, from traditional craftsman houses to modern contemporary designs. With its well-maintained streets and lush green spaces, Mount Vernon provides a welcoming and family-friendly environment.

In addition to its beautiful homes, Mount Vernon offers a range of amenities and attractions. Residents can enjoy exploring the vibrant downtown area, which is filled with charming shops, restaurants, and cafes. The city is also home to several parks, trails, and recreational facilities, providing ample opportunities for outdoor activities.

With its convenient location, friendly community, and homes available with FHA terms, Mount Vernon is a fantastic place to call home. Whether you're a first-time homebuyer or looking to upgrade, this neighborhood offers the perfect blend of comfort and affordability.

Newest Mount Vernon Homes with FHA Terms

$455,000
3 Beds ⋅ 1 Baths ⋅ 2571099 MLS ⋅ ACTIVE Status
This Turnkey One-Level Comfortable Home, in Mt Vernon's Bel-Air Neighborhood, Basks in All-Day Sun! Huge Lot for Gardening and Privacy! Recent Updates include: New Electrical Panel, New Dishwasher, New Hot Water Heater, Cork Flooring, Mini-Split for A/C & Heat, Exterior House Paint and Front Fence. The Hunter-Douglas Drop Down Shades stay with the house! Lots of Closets and Storage. The Home Sets on a quiet, low traffic, circular street. Friendly neighbors! Private Sunny Backyard with lots of sunlight for plants and gardening. Close to Skagit Valley Hospital and Skagit Valley College. BONUS: Cascade Mountain Views from the Fully Fenced backyard. Over-Sized One-Car Garage. RV Parking and lots of street parking too! Its a short trip to Costco, Fred Meyer and Haggen. This Large Lot "may" be a candidate for DADU (Detached Auxiliary Dwelling).

1905 E Belair Drive, Mount Vernon

Listing courtesy of Windermere RE Whatcom, Inc..

$550,000
4 Beds ⋅ 1 Baths ⋅ 2574098 MLS ⋅ ACTIVE Status
This charming 4-bedroom rambler sits on a spacious, beautifully landscaped lot filled with mature trees and vibrant plantings, including apple, Asian pear, and two Bing cherry trees. Inside, the home feels fresh and updated with new kitchen cabinets (Dec. 2025), new flooring (2025), and a new roof (2025), along with double-pane vinyl windows for year-round comfort. Outdoor living is easy with a concrete patio, a welcoming front deck, and plenty of room to relax or garden. A convenient storage shed adds extra functionality, making this property a wonderful blend of comfort, updates, and natural beauty.

1100 N 18th Street, Mount Vernon

Listing courtesy of Skagit Tradition Realty, LLC.

$699,500
5 Beds ⋅ 3 Baths ⋅ 2574262 MLS ⋅ ACTIVE Status
Looking for space? This beautifully maintained 3,105 sq. ft. home in the desirable Digby Heights neighborhood offers 5 bedrooms (or 4 bedrooms plus a dedicated home office) and multiple living spaces, providing the flexibility today's buyers are looking for. Soaring ceilings greet you upon entry, creating a light-filled, open feel that flows seamlessly into the living room, dining area, and spacious kitchen which is ideal for everyday living and entertaining.The main level features a versatile bedroom or home office, while upstairs you'll find a generous loft/bonus room and four additional bedrooms, including a spacious primary suite complete with a private ensuite bath and large walk-in closet. The utility room is conveniently located on the upper level alongside the bedrooms, making laundry day a breeze.Just off the kitchen, the enclosed sunroom offers a wonderful flex space for relaxing, hobbies, or enjoying your morning coffee year-round. Step outside to the fully fenced, private backyard, complete with a large storage shed, the setting is perfect for entertaining, gardening, or play. The oversized 2+ car garage offers plenty of room for vehicles, storage, or a workshop and features direct access to the backyard for added convenience. With new carpet throughout and an ideal location in one of the area's most desirable neighborhoods, this move-in ready home is waiting for its next owners.

328 Barry Loop, Mount Vernon

Listing courtesy of Windermere RE North, Inc..

$519,000
3 Beds ⋅ 2 Baths ⋅ 2574104 MLS ⋅ ACTIVE Status
Welcome to 248 Shantel Street, where timeless curb appeal meets thoughtfully designed single-level living. This beautifully maintained 3-bedroom, 2-bath rambler offers 1,520 sq ft and a wonderfully versatile floor plan featuring two distinct living areas and a refined den—ideal for a home office, formal sitting room or creative retreat. An inviting covered front porch sets the tone, while the fireplace brings warmth and character to the interior. The spacious primary suite offers a private escape with a soaking tub and separate shower. An attached two-car garage and mature landscaping complete the home, while its convenient Mount Vernon location places you near Skagit Valley Hospital, shopping, dining, downtown attractions and the seasonal Mount Vernon Farmers Market. Enjoy easy access to I-5, regional military installations—including Naval Air Station Whidbey Island and Naval Station Everett—and the natural beauty and recreation of the Pacific Northwest. From local farms and waterfront communities to the world-famous Skagit Valley tulip fields, this location captures the very best of Skagit Valley living. Comfortable, connected and effortlessly inviting—

248 Shantel Street, Mount Vernon

Listing courtesy of Keller Williams Western Realty.

$499,000
4 Beds ⋅ 2 Baths ⋅ 2574361 MLS ⋅ ACTIVE Status
Charming and move-in ready, this 4-bedroom, 2-bath home offers 1,374 square feet of comfortable living space in a convenient Mount Vernon location. The home features a practical single-level layout with a bright, welcoming feel and room to make it your own including a large mostly level lot. Ideal for buyers seeking an established neighborhood setting, this property combines classic residential appeal with easy access to local amenities, schools, shopping, hospital and commuter routes. Whether you’re looking for your first home, downsizing, or adding to your investment portfolio, this home offers a solid opportunity in a desirable area. Contact the city for potential addition of ADU. Tenant vacating at the end of September.

2000 E Highland Avenue, Mount Vernon

Listing courtesy of CENTURY 21 North Homes Realty.

$403,000
3 Beds ⋅ 2 Baths ⋅ 2573643 MLS ⋅ ACTIVE Status
Tucked on a corner lot, this 3 bedroom, 2 bath home offers a functional layout with spacious rooms and plenty of natural light throughout. The detached 2 car garage adds great flexibility, whether you need extra storage, a workshop, or space for hobbies and projects. Step outside to a fully fenced backyard with room for garden beds, plus a front deck made for morning coffee or evening unwinding. Bakerview Park is close by for playground time and sports fields, with everyday errands quick and close as well. Just off College Way, this location offers a direct route to I-5 for an easy commute.

1810 N 33rd Place, Mount Vernon

Listing courtesy of Windermere RE Whatcom, Inc..

$539,000
3 Beds ⋅ 2 Baths ⋅ 2568209 MLS ⋅ ACTIVE Status
Move-in ready Mount Vernon rambler - Minutes to I-5, shopping, dining, schools, and parks- Vaulted ceilings and abundant natural light fill the spacious living room, flowing into the dining area and well-appointed kitchen. A slider leads to the spacious rear patio and fully fenced yard, perfect for entertaining, Barbecuing, gardening, or relaxing. Recent updates: new roof, exterior paint, flooring, new baseboards, bathroom vanities, and fascia. The finished two-car garage comes with an EV charging station installed, plus a detached storage shed for the ultimate workshop setup. Ask about the LENDER-PAID 1-0 BUYDOWN—an interest rate 1% LOWER your first year!

100 S 28th Street, Mount Vernon

Listing courtesy of Keller Williams Eastside.

$649,000
5 Beds ⋅ 3 Baths ⋅ 2569923 MLS ⋅ ACTIVE Status
Welcome to this beautifully **fully remodeled 5-bedroom, 3-bathroom home** that perfectly blends comfort, functionality, and modern upgrades. From the moment you arrive, you'll notice the **fresh new paint** and updated finishes, including a **refreshed kitchen floor** that adds a clean, contemporary touch.Step outside to enjoy a **spacious, fully fenced backyard**—ideal for pets and outdoor entertaining. The yard features a **fruit tree** and an **extra storage shed**, offering both charm and practicality.Inside, the **flexible layout** provides ample space for **multi-generational living**. Whether you're looking for a **primary residence** or a **smart investment opportunity**, this home checks all the boxes.Additional highlights include an **EV charger in the garage** and a **friendly neighborhood** that makes this property even more desirable.? **Fully Remodeled & Move-In Ready**? **5 Bedrooms | 3 Bathrooms**? **Fully Fenced Backyard**? **Fruit Tree + Extra Storage Shed**? **EV Charger in Garage**? **Ideal for Multi-Generational Living**? **Great Investment Opportunity**Opportunities like this don't come around often—**don't miss your chance to own this exceptional home!**

2225 E Meadow Boulevard, Mount Vernon

Listing courtesy of Merrick Real Estate, LLC.

$520,000
3 Beds ⋅ 2 Baths ⋅ 2572368 MLS ⋅ ACTIVE Status
Imagine coming home to this comfortable, thoughtfully updated home with space that adapts to the way you live. This 3-bedroom, 1.5-bath home has already had many of the big-ticket updates completed, including a newer roof (2020), fresh exterior paint (2026), and updated kitchen and bathrooms. The kitchen features quartz countertops and updated cabinetry, while a generous 440 sq. ft. of bonus space offers flexibility for a home office, gym, hobby room, or guest quarters, and storage. Outside, the large, landscaped lot features mature trees, a covered gazebo, fenced backyard, dog run, and multiple outbuildings for tools, yard supplies, and hobbies.  There is even a space for RV parking!  Spend time in your own space and enjoy the mountain view.  There is an opportunity to assume the existing FHA loan at an amazing 2.7% interest rate, subject to lender approval. Conveniently located near Haggen with easy access to I-5, restaurants, and shopping. Schedule a showing today!

1015 S 25th Street, Mount Vernon

Listing courtesy of House Love Realty.

$689,000
3 Beds ⋅ 2 Baths ⋅ 2571948 MLS ⋅ ACTIVE Status
Solid, reliable, and meticulously maintained, this 1991-built single-story home sits on a generously sized lot at the end of a quiet Mt. Vernon cul-de-sac. Out back, a massive 720 sqft detached shop offers seamless ADU potential with interior framing already done, doors and windows installed, water and sewer right next to the unit ready to connect, and previously permitted plans available in supplements (ask your agent). The home's roof has been well-maintained and demossed on a yearly basis. Inside, vaulted ceilings and newer triple-pane windows fill the space with natural light, highlighting the beautifully resilient engineered wood flooring throughout the kitchen, family, and dining rooms. The functional, spacious kitchen features granite countertops, stainless steel appliances, solid wood cabinetry, and a cozy breakfast nook. Just off the kitchen, the family room opens through glass doors to two Trex decks overlooking a chemical-free yard and organic garden with raised flower beds, a concrete patio, and mature cherry and lilac trees. The primary suite includes a bath with heated floors and a luxurious walk-in shower; both full bathrooms feature granite countertops and energy efficient solar tubes. Modern efficiency upgrades offer worry-free living, including high-efficiency heating, central A/C, a tankless hot water heater, and a reliable washer and dryer that convey. Move right in and enjoy the shop for tinkering, or complete the framed quarters to unlock instant equity.

2901 Montgomery Place, Mount Vernon

Listing courtesy of COMPASS.

$569,000
3 Beds ⋅ 2 Baths ⋅ 2570905 MLS ⋅ ACTIVE Status
Welcome home to your own peaceful rural retreat! This charming single story ranch-style home combines comfortable everyday living with incredible versatility on a shy half acre of flat land. The functional layout features an inviting living room, a large family room anchored by a cozy wood stove, a bright kitchen with plenty of cabinetry & ample counter space, and a dedicated utility room with convenient overhead storage. You will also find three generous bedrooms and a full bathroom down a private hallway as well as a 3/4 bath conveniently located by the back door. Outside, the covered back porch invites you to kick back, relax, and take in the beautiful lawn and surrounding mature trees. The large detached workshop—complete with built-in cabinetry, a deep garage bay, and a cozy free-standing stove—offers the perfect haven for hobbyists, trade projects, or extra storage. The main highlight here though is the enormous back yard which offers an incredible opportunity for entertaining large gatherings, growing an amazing private garden, or practicing your favorite outdoor hobby! It’s a truly wonderful place to relax, create, and feel at home.

13176 Avon Allen Road, Mount Vernon

Listing courtesy of Kaizen Realty.

$390,000
1 Beds ⋅ 1 Baths ⋅ 2562591 MLS ⋅ ACTIVE Status
Why keep renting? Or settle for a condo - when you can own the whole thing? No HOA, no shared walls, no monthly dues — just your own detached home, your own garage, and your own private yard. This move-in-ready Mount Vernon home was made for easy living, with a single-level, lock-and-leave layout that keeps life simple. Step inside to all-new laminate flooring and a built-in electric fireplace that warms the living room the moment you walk in. The updated kitchen features a gas range and real space to cook, gather, and entertain, while the spacious bedroom offers its own attached bath for everyday comfort and convenience. Outside is where this home truly shines. A large detached garage and an extra-long driveway provide parking for up to four vehicles — plus room for your RV or boat - the kind of shop and storage space you simply won't find at this price point. The fully fenced backyard is ready for summer BBQs, cornhole, gardening, and cozy evenings around the fire pit. All of it just minutes from I-5, historic downtown, public transit, medical facilities, shopping, and recreation. Move-in ready, freshly updated, and low-maintenance from top to bottom — this is the rare home that fits the first-time buyer ready to stop renting, the downsizer wanting simple single-level living, or the investor looking for a turnkey rental. Homes like this don't last. Come see it before it's gone.

1509 S 7th Street S, Mount Vernon

Listing courtesy of RE/MAX Gateway.

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