Bellingham Homes with VA Loan Terms

Bellingham Homes with VA Loan Terms

Located in Whatcom County, Washington, Bellingham is a vibrant city that offers residents a high quality of life. Situated in the Pacific Northwest region of the United States, Bellingham is known for its stunning natural beauty, outdoor recreational opportunities, and thriving arts and culture scene.

With its close proximity to the Canadian border and the stunning backdrop of the Cascade Mountains, Bellingham offers residents a unique blend of urban amenities and access to the great outdoors. The city is home to a diverse population, including students attending Western Washington University, which adds to the vibrant and youthful atmosphere.

Bellingham boasts a variety of neighborhoods, each with its own distinct character and charm. From the historic Fairhaven district with its quaint shops and Victorian-era architecture to the bustling downtown area with its vibrant arts scene and waterfront views, there is something for everyone in Bellingham.

For those looking to purchase a home in Bellingham, it's worth noting that there are options available with VA loan terms. This can be a great opportunity for veterans and active-duty military personnel to take advantage of favorable loan terms and become homeowners in this beautiful city.

Whether you're looking for a cozy bungalow in a quiet suburban neighborhood or a modern condominium in the heart of downtown, Bellingham offers a range of housing options to suit every taste and budget. With its stunning natural surroundings, vibrant community, and access to amenities, Bellingham is a great place to call home.

Newest Bellingham Homes with VA Loan Terms

$669,000
3 Beds ⋅ 2 Baths ⋅ 2572029 MLS ⋅ ACTIVE Status
For the first time on the market in decades, this incredible home at 3822 Gala Lp awaits its lucky new owners. Lovingly cared for over the years inside & out the list of things you'll love about this home never ends. Enjoy the bright open living room with gas fireplace leading to the tasteful kitchen. Off the kitchen you will adore the sun room! Off the sun room you will find a lovely covered patio on one side, deck on the other and a fully fenced full sun yard with place to play! All three bedrooms found upstairs including an en-suite primary. Lower level flex room perfect for projects & bonus space. Have more tools & toys? The garage has functioned as a workshop for decades and welcomes your projects or parking. Add of this plus a newer roof, heat pump, on-demand water heater & furnace you will simply fall in love! Located just outside of Bellingham city limits yet still within minutes from town!

3822 Gala Loop, Bellingham

Listing courtesy of Keller Williams Western Realty.

$575,000
2 Beds ⋅ 2 Baths ⋅ 2570562 MLS ⋅ ACTIVE Status
If you’ve been looking for country living with convenient access to Bellingham, look no further. Welcome to 5594 Sand Rd! A cute 2-bed, 2-bath, 1,008 sqft home with a shop on a level, private acre. Step inside from the new Trex deck into a living room where built-ins and character from the home’s original design meet thoughtful updates throughout. The spacious kitchen offers loads of cabinet and counter space, stainless steel appliances, and an adjoining dining area perfect for meals around the table. The primary suite features a no-step shower and opens directly onto the back Trex deck, while a dedicated laundry/mudroom helps keep the rest of the home organized and clean. The entire home has been tastefully remodeled, with a large 832 sqft unfinished basement offering plenty of room to make it your own. Outside, the yard is full of character, with swings, open space, and room for garden beds, fruit trees, a flower farm, chickens, or whatever your version of homesteading looks like. The 864 sqft shop is the perfect spot to park a boat, work on projects, and take advantage of additional attic storage above. If you envision peace and quiet in the Whatcom County countryside, coffee on the deck, meals around the table, time in the yard, projects in the shop, and growing some of your own food, all while being just 13 minutes from a date night in Bellingham’s Barkley neighborhood, come see 5594 Sand Rd in person today!

5594 Sand Road, Bellingham

Listing courtesy of COMPASS.

$739,000
4 Beds ⋅ 3 Baths ⋅ 2566861 MLS ⋅ ACTIVE Status
Welcome to this spacious 4-bedroom, 2.5-bath home with a bonus room, nestled on a private 1.5-acre lot. Conveniently located just minutes from the freeway, this home offers the perfect blend of privacy and easy access to everyday amenities. The main floor features an open, airy layout with a comfortable living room that flows seamlessly into the kitchen and dining area—perfect for entertaining or everyday living. Step outside onto the private back patio and enjoy the peaceful surroundings. Upstairs, you’ll find a spacious primary suite complete with a walk-in closet and attached full bathroom. Three additional bedrooms and a large bonus room provide plenty of space for guests, a home office, hobbies, or a playroom. With room both inside and out, this private acreage property is one you won’t want to miss!

1244 Lake Samish Road, Bellingham

Listing courtesy of Coldwell Banker Bain.

$805,000
3 Beds ⋅ 2 Baths ⋅ 2569696 MLS ⋅ ACTIVE Status
DOUBLE LOT-1 ACRE! SELLER FUNDED 2/1 BUYDOWN plus LENDER CREDIT OF .75% OF MORTAGE LAON AMOUNT for QUALIFIED BUYERS when you use Seller's Preferred Lender. Take in this stunning renovated 3 bedroom, 2 bath home while enjoying rural living without the maintenance of large acreage, this move-in ready home combines modern upgrades, functional space, & the privacy buyers are searching for in North Whatcom County. This home lives like new construction; ALL NEW roof, gas forced air heat, electric central AC, luxury vinyl plank & tile flooring, interior and exterior paint, lighting, interior and exterior doors, and more. The stunning kitchen features shaker cabinetry, quartz countertops, full tile backsplash, large island and black stainless-steel appliances. The oversized primary suite offers flexible space for exercise, TV/sitting area, or home office. The beautifully designed ensuite includes a double vanity and spa-like large tile walk-in shower with dual shower heads. Additional highlights include a second fully remodeled bathroom & dedicated laundry room. There's room to garden, build a shop or ADU, and entertain. Easy access to Bellingham, Ferndale, Lynden and the Canadian border. BACK 1/2 ACRE OF THIS PROPERTY IS A BUILDABLE LOT (buyer to verify) for investment opportunities now or in the future. To Qualify for 2/1 Buydown and Lender Credit, must be full price offer and meet Lender Qualifications.

323 W King Tut Road, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$659,900
4 Beds ⋅ 4 Baths ⋅ 2557371 MLS ⋅ ACTIVE Status
Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces. Special lender financing available—receive a 1% credit of the loan amount! This corner-unit home offers 4 bedrooms, a dedicated office, 3 baths, a private courtyard, a 2-car garage, and a driveway for additional parking. The entry level features a spacious bedroom with an en-suite bath, perfect for guests, a secondary primary suite, or flex space. The main level includes a private office, half bath, laundry, and an open-concept kitchen, dining, and living area with access to a covered deck. The kitchen is appointed with quartz countertops, a tile backsplash, stainless steel appliances, and ample cabinet space. The upper level features the primary suite with dual closets and an attached bath with a tiled walk-in shower. Two additional bedrooms and a full bath complete the third floor. Enjoy contemporary finishes, flexible living spaces, and low-maintenance living in this thoughtfully designed new construction home at Caliber Court.

219 Prince Avenue Unit #101, Bellingham

Listing courtesy of Coldwell Banker Bain.

$649,900
4 Beds ⋅ 4 Baths ⋅ 2557366 MLS ⋅ ACTIVE Status
Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces. Special lender financing available—receive a 1% credit of the loan amount! This interior-unit home offers 4 bedrooms, a dedicated office, 3 baths, a private courtyard, and a 2-car garage with additional driveway parking. The entry level features a spacious bedroom with an en-suite bath, ideal for guests, a secondary primary suite, or flex space. The main level includes a private office, half bath, laundry, and an open-concept kitchen, dining, and living area with access to a covered deck. The kitchen is appointed with quartz countertops, a tile backsplash, stainless steel appliances, and ample cabinet space. The upper level features a spacious primary suite with dual closets and an attached bath with a tiled walk-in shower. Two additional bedrooms a full bath and laundry room complete the third floor. Thoughtfully designed with contemporary finishes, flexible living spaces, and low-maintenance living, this new construction townhome offers comfort, style, and convenience at Caliber Court.

219 Prince Avenue Unit #103, Bellingham

Listing courtesy of Coldwell Banker Bain.

$649,900
4 Beds ⋅ 4 Baths ⋅ 2557369 MLS ⋅ ACTIVE Status
Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces. Special lender financing available—receive a 1% credit of the loan amount! This interior-unit home offers 4 bedrooms, a dedicated office, 3 baths, a private courtyard, and a 2-car garage with additional driveway parking. The entry level features a spacious bedroom with an en-suite bath, ideal for guests, a secondary primary suite, or flex space. The main level includes a private office, half bath, laundry, and an open-concept kitchen, dining, and living area with access to a covered deck. The kitchen is appointed with quartz countertops, a tile backsplash, stainless steel appliances, and ample cabinet space. The upper level features a spacious primary suite with dual closets and an attached bath with a tiled walk-in shower. Two additional bedrooms a full bath and laundry room complete the third floor. Thoughtfully designed with contemporary finishes, flexible living spaces, and low-maintenance living, this new construction townhome offers comfort, style, and convenience at Caliber Court.

219 Prince Avenue Unit #102, Bellingham

Listing courtesy of Coldwell Banker Bain.

$649,900
4 Beds ⋅ 4 Baths ⋅ 2557361 MLS ⋅ ACTIVE Status
Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces. Special lender financing available—receive a 1% credit of the loan amount! This interior-unit home offers 4 bedrooms, a dedicated office, 3 baths, a private courtyard, and a 2-car garage with additional driveway parking. The entry level features a spacious bedroom with an en-suite bath, ideal for guests, a secondary primary suite, or flex space. The main level includes a private office, half bath, laundry, and an open-concept kitchen, dining, and living area with access to a covered deck. The kitchen is appointed with quartz countertops, a tile backsplash, stainless steel appliances, and ample cabinet space. The upper level features a spacious primary suite with dual closets and an attached bath with a tiled walk-in shower. Two additional bedrooms a full bath and laundry room complete the third floor. Thoughtfully designed with contemporary finishes, flexible living spaces, and low-maintenance living, this new construction townhome offers comfort, style, and convenience at Caliber Court.

219 Prince Avenue Unit #104, Bellingham

Listing courtesy of Coldwell Banker Bain.

$659,900
4 Beds ⋅ 4 Baths ⋅ 2557340 MLS ⋅ ACTIVE Status
Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces Special lender financing available—receive a 1% credit of the loan amount! This corner-unit home offers 4 bedrooms, a dedicated office, 3.5 baths, a private courtyard, a 2-car garage, and a driveway for additional parking. The entry level features a spacious bedroom with an en-suite bath, perfect for guests, a secondary primary suite, or flex space. The main level includes a private office, half bath, laundry, and an open-concept kitchen, dining, and living area with access to a covered deck. The kitchen is appointed with quartz countertops, a tile backsplash, stainless steel appliances, and ample cabinet space. The upper level features the primary suite with dual closets and an attached bath with a tiled walk-in shower. Two additional bedrooms, a full bath and laundry room complete the third floor. Enjoy contemporary finishes, flexible living spaces, and low-maintenance living in this thoughtfully designed new construction home at Caliber Court.

219 Prince Avenue Unit #105, Bellingham

Listing courtesy of Coldwell Banker Bain.

$625,000
4 Beds ⋅ 3 Baths ⋅ 2569272 MLS ⋅ ACTIVE Status
BIG HOUSE, BIG POTENTIAL, NEW PRICE !!! Seller has had all the big dollar items taken care of: Newer furnace, newer on-demand hot water heater, newer appliances, and a new roof is on the way. This 3,052 sf home offers a second kitchen, bedroom and full bath in the 1,240 sf daylight basement that is perfect for a recreation room or for separate livable space. Great for multigenerational living! This unique home offers tidy and cozy living close to most amenities and minutes form I-5, Costco and WCC.

997 W Larson Road, Bellingham

Listing courtesy of John L. Scott Bellingham.

$1,185,000
2569169 MLS ⋅ ACTIVE Status
HUGE INVESTMENT OPPORTUNITY! Approximately 5 acres along the Mount Baker Highway corridor featuring a unique collection of residential and shop improvements and currently bringing in $12,650 / mo in rent. The property includes a 3-bedroom residence situated away from the road, flexible lower-level living areas with multiple bedrooms, kitchens, baths, and separate entrances, a manufactured home near the highway frontage, and a secluded beautiful and private RV area located further back on the property with septic/power/water. Additional improvements include a 40' x 60' clear-span shop building and a 40' x 40' shop with additional upper-level space. Ample parking, open yard areas, and excellent access create a versatile property with a rare combination of residential, shop, storage, and outdoor space. Conveniently located 10 minutes from I-5 and on the way to Mount Baker recreation areas.

3092 Mt Baker Highway, Bellingham

Listing courtesy of Muljat Group.

$1,185,000
6 Beds ⋅ 6 Baths ⋅ 2569119 MLS ⋅ ACTIVE Status
HUGE INVESTMENT OPPORTUNITY! Approximately 5 acres along the Mount Baker Highway corridor featuring a unique collection of residential and shop improvements and currently bringing in $12,650 / mo in rent. The property includes a 3-bedroom residence situated away from the road, flexible lower-level living areas with multiple bedrooms, kitchens, baths, and separate entrances, a manufactured home near the highway frontage, and a secluded beautiful and private RV area located further back on the property with septic/power/water. Additional improvements include a 40' x 60' clear-span shop building and a 40' x 40' shop with additional upper-level space. Ample parking, open yard areas, and excellent access create a versatile property with a rare combination of residential, shop, storage, and outdoor space. Conveniently located 10 minutes from I-5 and on the way to Mount Baker recreation areas.

3092 Mt Baker Highway, Bellingham

Listing courtesy of Muljat Group.

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