Bellingham Homes with FHA Terms

Bellingham Homes with FHA Terms

Bellingham, located in Whatcom County, Washington, is a vibrant city known for its natural beauty and thriving community. Situated in the Pacific Northwest region of the United States, Bellingham offers a unique blend of urban amenities and outdoor recreational opportunities.

With its close proximity to the stunning Mount Baker and the picturesque Bellingham Bay, residents of this area can enjoy a wide range of outdoor activities, including hiking, skiing, boating, and fishing. The city is also home to several parks, trails, and green spaces, providing ample opportunities for relaxation and exploration.

In terms of real estate, Bellingham offers a variety of housing options to suit different lifestyles and budgets. Whether you're looking for a cozy single-family home, a modern townhouse, or a spacious condominium, there are plenty of options available.

For those seeking financing options, Bellingham also has homes with FHA terms. The Federal Housing Administration (FHA) provides mortgage insurance on loans made by FHA-approved lenders, making it easier for buyers to qualify for a home loan. This can be particularly beneficial for first-time homebuyers or those with lower credit scores.

In summary, Bellingham, Washington, is a desirable place to live, offering a beautiful natural environment, a strong sense of community, and a range of housing options, including homes with FHA terms. Whether you're a nature enthusiast, an outdoor adventurer, or a homebuyer looking for affordable financing, Bellingham has something to offer.

Newest Bellingham Homes with FHA Terms

$649,000
3 Beds ⋅ 2 Baths ⋅ 2574755 MLS ⋅ ACTIVE Status
Beautiful Mt. Baker view! New roof! Double lot, flat and usable 1.43 acres. Hobby farm, personal garden, or elbow room, this is it! Fantastic views of Mt. Baker from both inside the home and out. Large front picture windows frame in the mountain views from morning until night. The mountain is the perfect backdrop for catching the sunset. The home boasts 2,842 sf of living space, 3 bd/1.75 bath. Main level and lower level each have 1,421 sf. Lower level access is from inside the home, or from its separate exterior door entry conveniently located on the southside, the driveway-side, of the home. Quiet location with high-end homes nearby. Located close to 1-5, Bellingham, Ferndale, and the Phillips 66 Soccer Park. Do you like fresh fruit? The property has several fruit trees, apple, Rainier cherry, plum, and pear. Pie anyone? There's plenty of room for your RV and/or boat storage and ample off-street parking. The "U" shaped driveway allows for easy car turn-around. A double-bay pole barn can be used as you need; a shop, garage, storage or all of the above! Your home equity and years of memory-making are waiting for you. Bring your ideas and take this opportunity to make a home you will treasure.

5471 Waschke Road, Bellingham

Listing courtesy of BHHS Bayside Realty.

$575,000
3 Beds ⋅ 2 Baths ⋅ 2573290 MLS ⋅ ACTIVE Status
Beautifully updated and move-in ready, this single-level home offers 3 bedrooms, 2 baths, and a bright, open feel highlighted by vaulted ceilings and a cozy fireplace. Recent improvements include a refreshed kitchen with new cabinetry, Corian countertops, and new appliances, along with updated bathrooms, new flooring, fresh interior paint, and new trim throughout. The comfortable floor plan is designed for easy everyday living, while the back deck provides a peaceful setting to relax or entertain, with a greenbelt creating a private, natural backdrop. An attached 2-car garage offers additional storage and convenience. Ideally located near shopping, schools, and transit, with easy access to the newly opened Sunset Pond Trail and Squalicum Creek Trail, connecting you to nearby parks, natural areas, and Bellingham’s waterfront.

1320 Fruitland Drive, Bellingham

Listing courtesy of Keller Williams Western Realty.

$549,000
2 Beds ⋅ 1 Baths ⋅ 2574420 MLS ⋅ ACTIVE Status
Wonderful opportunity to own a home on a double lot! This 2 bedroom home has a big living room, 2 large bedrooms and office/den. So many windows in this home makes it feel light and bright in each room. Large Kitchen with eating area and walk in pantry. Big enclosed front porch entry great area for a hall tree, coat racks, shoe racks and extra storage even bikes. Bright enclosed sun room / utility room porch in back. Lots of room for an extra table, crafts, shelving and folding clothes etc. Big attic area great for storage with floors in most of it and basement area too. Gas forced air heat and hot water. Exterior paint done last year. Outbuilding in back off the alley has 2 seperate areas for working on projects and storing your yard equipment. Plenty of off street parking in front and in back off the alley there is room for RV parking or extra parking. Room for garden and there is a large apple tree too. Several neighbors have built detached garages some with living areas. Potiential on this large lot to build shop etc. See the photos of the lot. Check with the City for details about what they are allowing in the area. Great location close to shopping, schools, I-5 access, clinics and more. Water activities boating, fishing, etc. only a few miles away. Collage is near by too. Bellingham is a wonderful place to enjoy life!

2508 Moore Street, Bellingham

Listing courtesy of New Horizon Realty LLC.

$650,000
3 Beds ⋅ 3 Baths ⋅ 2573304 MLS ⋅ ACTIVE Status
Single-level living in Bellingham's coveted Tweed Twenty neighborhood, with a trail system right out your door and just minutes from Lake Whatcom, Bloedel Donovan Park, and Whatcom Falls. This 1,798 sq ft home sits on a generous 12,632 sq ft lot and offers 3 spacious bedrooms and 2.5 baths, with each bedroom enjoying ensuite access, vaulted ceilings, and a skylight in each bathroom. One bedroom includes a sunlit sitting room, perfect as a reading nook, office, or private retreat. Vaulted ceilings continue into the living room, paired with a wood-burning fireplace for a warm, inviting living space. Brand-new carpet runs throughout the home. The kitchen features granite countertops, great storage space, and a double oven, ready for gatherings and everyday entertaining. Step outside to a wraparound deck with an additional landing built for BBQing, overlooking a fully fenced, mature landscaped backyard designed for privacy. Garden enthusiasts will appreciate the dedicated greenhouse tucked alongside the home. The attached two-car garage provides abundant storage and a utility sink for projects that don't belong indoors. Pre-inspected and move-in ready, this well-maintained home offers comfort, space, and an unbeatable location in one of Bellingham's most established neighborhoods.

3772 Spring Coulee Road, Bellingham

Listing courtesy of Muljat Group.

$795,000
2572508 MLS ⋅ ACTIVE Status
Endless possibilities in a prime Bellingham location! This versatile property features approximately 2,100 sq ft of total living space, including a main home with 3 bedrooms, 1.5 bathrooms, fresh interior/exterior paint, and an updated electrical panel. Bring your ideas to customize the kitchen to your personal style! Backyard is fenced, perfect for pets and is bordered by Padden Creek. A major highlight is the potential approximate 650 sq ft ADU complete with its own separate entrance, kitchen, full bath, studio style living area, and a flexible secondary room. Ideal for multi-generational living, a private guest suite, or potential income stream. Conveniently located near Fairhaven, WWU, and trails and easy I-5 access. Buyer to verify square footage and potential ADU permitting/use. Main house and potential ADU on separate electrical meters. One RV parking space with full service hook ups, one with sewer hook up only and one RV storage area.

2001 30th Street, Bellingham

Listing courtesy of Keller Williams Western Realty.

$739,000
4 Beds ⋅ 3 Baths ⋅ 2566861 MLS ⋅ ACTIVE Status
Welcome to this spacious 4-bedroom, 2.5-bath home with a bonus room, nestled on a private 1.5-acre lot. Conveniently located just minutes from the freeway, this home offers the perfect blend of privacy and easy access to everyday amenities. The main floor features an open, airy layout with a comfortable living room that flows seamlessly into the kitchen and dining area—perfect for entertaining or everyday living. Step outside onto the private back patio and enjoy the peaceful surroundings. Upstairs, you’ll find a spacious primary suite complete with a walk-in closet and attached full bathroom. Three additional bedrooms and a large bonus room provide plenty of space for guests, a home office, hobbies, or a playroom. With room both inside and out, this private acreage property is one you won’t want to miss!

1244 Lake Samish Road, Bellingham

Listing courtesy of Coldwell Banker Bain.

$805,000
3 Beds ⋅ 2 Baths ⋅ 2569696 MLS ⋅ ACTIVE Status
DOUBLE LOT-1 ACRE! SELLER FUNDED 2/1 BUYDOWN plus LENDER CREDIT OF .75% OF MORTAGE LAON AMOUNT for QUALIFIED BUYERS when you use Seller's Preferred Lender. Take in this stunning renovated 3 bedroom, 2 bath home while enjoying rural living without the maintenance of large acreage, this move-in ready home combines modern upgrades, functional space, & the privacy buyers are searching for in North Whatcom County. This home lives like new construction; ALL NEW roof, gas forced air heat, electric central AC, luxury vinyl plank & tile flooring, interior and exterior paint, lighting, interior and exterior doors, and more. The stunning kitchen features shaker cabinetry, quartz countertops, full tile backsplash, large island and black stainless-steel appliances. The oversized primary suite offers flexible space for exercise, TV/sitting area, or home office. The beautifully designed ensuite includes a double vanity and spa-like large tile walk-in shower with dual shower heads. Additional highlights include a second fully remodeled bathroom & dedicated laundry room. There's room to garden, build a shop or ADU, and entertain. Easy access to Bellingham, Ferndale, Lynden and the Canadian border. BACK 1/2 ACRE OF THIS PROPERTY IS A BUILDABLE LOT (buyer to verify) for investment opportunities now or in the future. To Qualify for 2/1 Buydown and Lender Credit, must be full price offer and meet Lender Qualifications.

323 W King Tut Road, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$659,900
4 Beds ⋅ 4 Baths ⋅ 2557371 MLS ⋅ ACTIVE Status
Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces. Special lender financing available—receive a 1% credit of the loan amount! This corner-unit home offers 4 bedrooms, a dedicated office, 3 baths, a private courtyard, a 2-car garage, and a driveway for additional parking. The entry level features a spacious bedroom with an en-suite bath, perfect for guests, a secondary primary suite, or flex space. The main level includes a private office, half bath, laundry, and an open-concept kitchen, dining, and living area with access to a covered deck. The kitchen is appointed with quartz countertops, a tile backsplash, stainless steel appliances, and ample cabinet space. The upper level features the primary suite with dual closets and an attached bath with a tiled walk-in shower. Two additional bedrooms and a full bath complete the third floor. Enjoy contemporary finishes, flexible living spaces, and low-maintenance living in this thoughtfully designed new construction home at Caliber Court.

219 Prince Avenue Unit #101, Bellingham

Listing courtesy of Coldwell Banker Bain.

$649,900
4 Beds ⋅ 4 Baths ⋅ 2557366 MLS ⋅ ACTIVE Status
Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces. Special lender financing available—receive a 1% credit of the loan amount! This interior-unit home offers 4 bedrooms, a dedicated office, 3 baths, a private courtyard, and a 2-car garage with additional driveway parking. The entry level features a spacious bedroom with an en-suite bath, ideal for guests, a secondary primary suite, or flex space. The main level includes a private office, half bath, laundry, and an open-concept kitchen, dining, and living area with access to a covered deck. The kitchen is appointed with quartz countertops, a tile backsplash, stainless steel appliances, and ample cabinet space. The upper level features a spacious primary suite with dual closets and an attached bath with a tiled walk-in shower. Two additional bedrooms a full bath and laundry room complete the third floor. Thoughtfully designed with contemporary finishes, flexible living spaces, and low-maintenance living, this new construction townhome offers comfort, style, and convenience at Caliber Court.

219 Prince Avenue Unit #103, Bellingham

Listing courtesy of Coldwell Banker Bain.

$649,900
4 Beds ⋅ 4 Baths ⋅ 2557369 MLS ⋅ ACTIVE Status
Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces. Special lender financing available—receive a 1% credit of the loan amount! This interior-unit home offers 4 bedrooms, a dedicated office, 3 baths, a private courtyard, and a 2-car garage with additional driveway parking. The entry level features a spacious bedroom with an en-suite bath, ideal for guests, a secondary primary suite, or flex space. The main level includes a private office, half bath, laundry, and an open-concept kitchen, dining, and living area with access to a covered deck. The kitchen is appointed with quartz countertops, a tile backsplash, stainless steel appliances, and ample cabinet space. The upper level features a spacious primary suite with dual closets and an attached bath with a tiled walk-in shower. Two additional bedrooms a full bath and laundry room complete the third floor. Thoughtfully designed with contemporary finishes, flexible living spaces, and low-maintenance living, this new construction townhome offers comfort, style, and convenience at Caliber Court.

219 Prince Avenue Unit #102, Bellingham

Listing courtesy of Coldwell Banker Bain.

$649,900
4 Beds ⋅ 4 Baths ⋅ 2557361 MLS ⋅ ACTIVE Status
Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces. Special lender financing available—receive a 1% credit of the loan amount! This interior-unit home offers 4 bedrooms, a dedicated office, 3 baths, a private courtyard, and a 2-car garage with additional driveway parking. The entry level features a spacious bedroom with an en-suite bath, ideal for guests, a secondary primary suite, or flex space. The main level includes a private office, half bath, laundry, and an open-concept kitchen, dining, and living area with access to a covered deck. The kitchen is appointed with quartz countertops, a tile backsplash, stainless steel appliances, and ample cabinet space. The upper level features a spacious primary suite with dual closets and an attached bath with a tiled walk-in shower. Two additional bedrooms a full bath and laundry room complete the third floor. Thoughtfully designed with contemporary finishes, flexible living spaces, and low-maintenance living, this new construction townhome offers comfort, style, and convenience at Caliber Court.

219 Prince Avenue Unit #104, Bellingham

Listing courtesy of Coldwell Banker Bain.

$659,900
4 Beds ⋅ 4 Baths ⋅ 2557340 MLS ⋅ ACTIVE Status
Welcome to Caliber Court, a new townhome community featuring modern design and functional living spaces Special lender financing available—receive a 1% credit of the loan amount! This corner-unit home offers 4 bedrooms, a dedicated office, 3.5 baths, a private courtyard, a 2-car garage, and a driveway for additional parking. The entry level features a spacious bedroom with an en-suite bath, perfect for guests, a secondary primary suite, or flex space. The main level includes a private office, half bath, laundry, and an open-concept kitchen, dining, and living area with access to a covered deck. The kitchen is appointed with quartz countertops, a tile backsplash, stainless steel appliances, and ample cabinet space. The upper level features the primary suite with dual closets and an attached bath with a tiled walk-in shower. Two additional bedrooms, a full bath and laundry room complete the third floor. Enjoy contemporary finishes, flexible living spaces, and low-maintenance living in this thoughtfully designed new construction home at Caliber Court.

219 Prince Avenue Unit #105, Bellingham

Listing courtesy of Coldwell Banker Bain.

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