Bellingham Homes with Conventional Terms

Bellingham Homes with Conventional Terms

Located in Whatcom County, Washington, Bellingham is a charming city that offers a great quality of life for its residents. Situated in the northwest corner of the United States, Bellingham is known for its stunning natural surroundings, including the picturesque Bellingham Bay and the nearby Mount Baker.

The city of Bellingham is home to a diverse range of neighborhoods, each with its own unique character and charm. From the historic Fairhaven district with its quaint shops and cafes to the bustling downtown area with its vibrant arts scene, there is something for everyone in Bellingham.

When it comes to real estate, Bellingham offers a variety of options for homebuyers. Whether you're looking for a cozy bungalow in a family-friendly neighborhood or a modern condo in the heart of downtown, there are homes to suit every taste and budget.

One advantage of buying a home in Bellingham is that conventional terms are readily available. This means that homebuyers can secure a mortgage with traditional lending terms, making the home buying process more straightforward. With conventional terms, buyers can benefit from competitive interest rates and flexible payment options.

In addition to its beautiful homes and convenient financing options, Bellingham also boasts excellent schools, a thriving economy, and a strong sense of community. With its natural beauty, vibrant culture, and friendly atmosphere, Bellingham is a wonderful place to call home.

Newest Bellingham Homes with Conventional Terms

$579,900
2 Beds ⋅ 2 Baths ⋅ 2566684 MLS ⋅ ACTIVE Status
Welcome to this brand-new home located in one of Bellingham’s most desirable neighborhoods! Currently under construction, this thoughtfully designed 2-story home combines modern finishes with a functional and inviting layout. The main level offers a comfortable living room, dining area, and kitchen with an open flow that’s perfect for everyday living and entertaining. Upstairs, you’ll find the primary bedroom, full bath, and conveniently located utility room. Features include vinyl plank flooring, wall-to-wall carpet, double-pane windows, and efficient ductless mini-split heating and cooling. Situated on a level 5,463 sq. ft. lot with a patio, alley access, sidewalks, paved streets, and city utilities. Ideally located near schools, parks, shopping, dining, and all that Bellingham has to offer, this new construction home is a great opportunity to enjoy modern, low-maintenance living in a highly sought-after neighborhood.

2513 Kulshan Street, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$1,149,000
4 Beds ⋅ 4 Baths ⋅ 2566661 MLS ⋅ ACTIVE Status
Welcome to this exceptional new construction home in one of Bellingham’s most desirable neighborhoods! This thoughtfully designed 2-story residence offers 4 bedrooms plus a bonus room, including two primary suites with one on the main floor and one upstairs, 3.5 bathrooms, and 2,508 sq. ft. of finished living space. The spacious kitchen features quality finishes, a walk-in pantry, and an easy flow into the main living area, perfect for everyday living and entertaining. Enjoy the convenience of a main-floor primary suite complete with a private bath and walk-in closet. A standout feature is the potential for a roughed-in 400 sq. ft., 1-bedroom, 1-bath ADU above the detached 2-car garage, offering excellent flexibility for rental income, guests, multigenerational living, or a home office. Conveniently located near schools, parks, shopping, dining, and I-5 access, this brand-new Bellingham home offers comfort, versatility, and modern living in a great location.

2519 Kulshan Street, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$1,595,000
3 Beds ⋅ 3 Baths ⋅ 2566470 MLS ⋅ ACTIVE Status
Close-in, serene five-acre estate with sweeping south-facing pastoral views. Tucked well off the main road, this sprawling one-level residence offers approx. 3,400 SF with 3 bedrooms, 3 baths and thoughtful spaces for work and play. Two double-car garages (one equipped with solar), plus a seven-bay roll-up shop with multiple office spaces — ideal for a hobbyist, small business, or car enthusiast. Interior highlights include an extra-large recreation room with an upper bonus loft, an attached glass-enclosed sauna, and generous main-floor living areas that flow to the grounds. Outdoors features dedicated garden beds, a garden shed, and a private pond with dock. Roomy, flexible layout and abundant outbuildings provide exceptional live/work opportunities while preserving a peaceful, pastoral setting close to town.

1041 Sterk Lane, Bellingham

Listing courtesy of John L. Scott Bellingham.

$1,650,000
5 Beds ⋅ 3 Baths ⋅ 2564654 MLS ⋅ ACTIVE Status
This sprawling estate on five private acres, is now offered first time on the market since its construction. A long, winding driveway leads to a timeless Tudor perched a plateau, rich in character and perfectly positioned to take in some of the most captivating views. The west facing panoramas stretch from Lake Whatcom to Bellingham Bay, across the city lights and out to the San Juan islands. This setting feels worlds away, yet remains minutes from the heart of Bellingham. The home includes four bedrooms with the primary suite featuring a private deck, a large loft with amazing views out the tower windows, a lower level for games and hobbies, a finished attic with cedar walls perfect for a playroom, plus a separate two-bedroom mother-in-law suite with its own entrance and patio that provides flexible space for guests or multi-generational living. The grounds are equally impressive, with a charming yet substantial sized barn and loft space offering endless potential. Plus a full-size, fenced and lighted tennis court for year-round recreation, while the pond and surrounding acreage create a rare sense of seclusion. Enjoy convenient lake access at the end of E. North Street—perfect for swimming, kayaking, and embracing the outdoor lifestyle this exceptional property brings.

5225 E North Street, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$1,092,500
3 Beds ⋅ 2 Baths ⋅ 2565955 MLS ⋅ ACTIVE Status
Nestled at the top of King Mountain is this custom architecturally built home surrounded by low maintenance landscaping and 180 degree territorial views, including Bellingham Bay and the San Juan Islands! The main level was thoughtfully planned for single level living. Enjoy the sun drenched living space and vaulted ceilings. The kitchen features Bosch and Thermador appliances, perfect for entertaining. The living room and dining area includes a double sided gas fireplace surrounded by view windows. The primary suite encompasses the entire upper floor including Pergo flooring, a gas fireplace and a covered deck to watch the sunset. The bedroom has ample space to retreat from the day-to-day, while the bathroom includes a walk-in closet, soaking tub and walk-in shower. Outside, established trees provide privacy and mature landscaping ensures a lower-maintenance aesthetic for peaceful days outside. Enjoy the expansive Trex deck off the living space perfect for hosting summer barbecues while listening to the birds in the trees. Bellingham's King Mountain neighborhood is close to St Joseph’s Hospital and just 15 minutes away from the waterfront and city center.

4355 Gooding Avenue, Bellingham

Listing courtesy of Bellingham Real Estate Company.

$1,175,000
3 Beds ⋅ 3 Baths ⋅ 2563975 MLS ⋅ ACTIVE Status
Welcome to your personal, park-like paradise! This beautiful 3-bed/2.5-bath home sits on a flat, sunny, picturesque 5-acre lot that's even more stunning in person. Located on a paved private road just minutes from Bellingham, this meticulously cared-for property features a large, 3-bay shop with power, fully automated hydroponic greenhouse, irrigated vegetable garden, gorgeous lawn, fruit trees, and fully-stocked fish pond complete with dock, walking trail, deer run, and birdhouses. The home's main floor offers a cozy parlor room leading past the stairs and into an amazing social area. The kitchen is an immaculate central hub and an entertainer's dream, boasting stainless steel appliances, granite counters, tons of cabinet space, a walk-in pantry, and a massive island with seating and storage. It flows effortlessly into the living room, formal dining room, 3/4 guest bathroom, and out to the patio, with large windows providing tons of daylight and views of the pond. Upstairs you'll find the spacious primary bedroom, featuring twin walk-in closets and a roomy en-suite bathroom complete with double vanity and separate makeup counter. Down the hall you'll find a full guest bath, two guest beds, laundry, and an awesome bonus room hidden behind a disguised bookshelf entrance that's perfect as a gym, office, studio, or playroom. And I haven't even mentioned the oversized 2-car garage, wood fire pizza oven, chicken coop, or fully covered wraparound porch yet. Come see for yourself!

5350 Stephens Drive, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$370,000
3 Beds ⋅ 2 Baths ⋅ 2565797 MLS ⋅ ACTIVE Status
Welcome to James Street Estates, one of Bellingham's desirable 55+ communities, where comfort, convenience, and low-maintenance living come together. This beautifully maintained 3-bedroom, 2-bath manufactured home has been thoughtfully updated and is truly move-in ready. The bright, inviting floor plan offers comfortable living spaces, while air conditioning keeps the home cool year-round. Outside, you'll find an exceptional setting with a large, fully fenced backyard featuring mature landscaping, a spacious patio for outdoor entertaining, and plenty of room to garden or simply relax in your own private retreat. The attached, single-vehicle garage is complemented by a heated studio, providing the perfect space for hobbies, crafts, a home office, or a workshop. Parking is never a concern with additional off-street parking for up to four vehicles, making it easy to accommodate guests or extra cars. Located in the welcoming James Street Estates community, near the clubhouse, you'll enjoy a peaceful neighborhood just minutes from shopping, restaurants, medical services, parks, and all that Bellingham has to offer. This is an outstanding opportunity to enjoy affordable, carefree living in a beautifully updated home with exceptional outdoor space and amenities.

3802 James Street Unit #39, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$665,000
3 Beds ⋅ 3 Baths ⋅ 2565071 MLS ⋅ ACTIVE Status
Tucked away at the end of a quiet cul-de-sac in desirable Tweed Twenty, this sunny, classic home offers timeless curb appeal with its brick façade and welcoming covered front porch. Inside, you'll find a functional, well-designed layout featuring two spacious living areas, a formal dining room, and an updated kitchen with new cabinetry and countertops. Upstairs are three generously sized bedrooms. Recent improvements include luxury vinyl plank flooring, fresh interior paint, remodeled bathrooms, new washer/dryer, and durable Hardie Plank siding on the west side of the home. Step outside to a private, .25 acre backyard with ample room for gardening, entertaining, and hobbies. Ideally located just minutes from Lake Whatcom, Barkley Village, trails, parks, and schools, this home offers the perfect combination of comfort, character, and convenience with room to make it your own.

1311 Sommerset Court, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$3,400,000
2564873 MLS ⋅ ACTIVE Status
3.71 acre lot with Planned Industrial zoning next to Costco in Bellingham ready for your building plans. The binding site plan allows the seller to adust the lot size to obtain the perfect lot size for the buyer’s use. This property has been cleared, graded, compacted, and covered with crushed rock. Another huge plus for the property is that it has been connected to the City of Bellingham Regional Stormwater Facility which allows for maximum use of the property. Heavy power, natural gas, city water and sewer are in the street fronting the property. The completed entitlements to build on this property hundreds of thousands of dollars and took many years of effort allowing for the buyer to expedite their construction and use of the property. Separately listed 2 acre parcel and 5.71 acre parcel.

1365 Mahogany Unit #2, Bellingham

Listing courtesy of Pacific Continental Realty LLC.

$1,920,000
2564862 MLS ⋅ ACTIVE Status
2 acre lot with Planned Industrial zoning next to Costco in Bellingham ready for your building plans. The binding site plan allows the seller to adust the lot size to obtain the perfect lot size for the buyer’s use. This property has been cleared, graded, compacted, and covered with crushed rock. Another huge plus for the property is that it has been connected to the City of Bellingham Regional Stormwater Facility which allows for maximum use of the property. Heavy power, natural gas, city water and sewer are in the street fronting the property. The completed entitlements to build on this property hundreds of thousands of dollars and took many years of effort allowing for the buyer to expedite their construction and use of the property. Separately listed 3.71 acre parcel and 5.71 acre parcel.

1365 Mahogany Unit #1, Bellingham

Listing courtesy of Pacific Continental Realty LLC.

$340,000
2563147 MLS ⋅ ACTIVE Status
Irongate RediSpace - State of the art industrial/storage condominiums conveniently located in the Irongate Industrial Business Park. This is not your typical storage garage. Quality built with steel construction and metal roofs for longevity and low maintenance in mind, and a gated community that is secure and accessible 24/7. Designed with style in mind and extra wide 70-foot aisle ways between buildings for easy maneuverability for most any vehicle. Features include an ADA bathroom, large 14x14 overhead doors with windows and automated openers, 75,000 BTU natural gas heater, high vaulted ceilings, 150-amp 3 phase power, wired for communication, personal mailbox and so much more. Why rent when you can own...A SPACE THAT'S ALL YOURS!

1629 Jills Court Unit #3, Bellingham

Listing courtesy of Windermere RE Whatcom, Inc..

$749,000
3 Beds ⋅ 3 Baths ⋅ 2563729 MLS ⋅ ACTIVE Status
Mountain biking or hiking dream location—just a short pedal from the world-class Galbraith Mountain trail system, with the 241-acre paradise of Whatcom Falls Park just down the street, plus access to a great school cluster. Situated in a quiet, 10-home cul-de-sac within the desirable Whatcom Falls neighborhood, this thoughtfully designed new construction home offers 3 bedrooms and 2.5 bathrooms. This bright home lives large, featuring durable, stylish flooring and large windows throughout that flood every space with natural light. The stunning kitchen boasts shaker cabinets, a large quartz peninsula, a custom tiled backsplash, and new stainless-steel appliances. Unwind by the cozy gas fireplace after a lovely ride on Galby. The primary bedroom suite features dual closets and its own bath with a custom tiled shower and double undermount sinks. Additional house highlights include an energy-efficient heat-pump AC & heat in every room, a spacious 2-car garage pre-wired for EV charging, and an energy-efficient heat-pump water heater. A rare opportunity! Don't wait!

2504 Fireweed Lane, Bellingham

Listing courtesy of List4FlatFee.com, LLC.

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