Central Seattle Homes with FHA Terms

Central Seattle Homes with FHA Terms

Welcome to Central Seattle, a vibrant and sought-after neighborhood located in the heart of the US state of Washington. This charming area, situated in King County and within the bustling city of Seattle, offers a unique blend of urban convenience and natural beauty.

Central Seattle is known for its diverse real estate offerings, including homes with FHA terms, making it an attractive option for first-time homebuyers and those looking for flexible financing options. Whether you're searching for a cozy condo or a spacious family home, Central Seattle has something for everyone.

Living in Central Seattle means being surrounded by a variety of amenities, including trendy shops, delicious restaurants, and picturesque parks. With easy access to major highways and public transportation, residents can easily explore all that Seattle has to offer.

If you're looking to call Central Seattle home, now is the perfect time to explore the available real estate options. From historic bungalows to modern townhouses, there's a property to suit every taste and budget in this dynamic neighborhood.

Discover the perfect home for you in Central Seattle and experience the best of city living with a touch of Pacific Northwest charm. Get in touch with our real estate experts today to start your journey towards finding your dream home in Central Seattle.

Newest Central Seattle Homes with FHA Terms

$665,000
2 Beds ⋅ 2 Baths ⋅ 2564613 MLS ⋅ ACTIVE Status
Experience modern Seattle living at its best in this architecturally distinctive home by award-winning Malboeuf Bowie Architecture. Thoughtfully designed to maximize both space and natural light, the open-concept 2-bedroom, 1.75-bath layout features soaring glass walls, custom iron railings, an open-tread staircase, and beautiful high-end finishes throughout. The chef-inspired kitchen pairs premium Bosch appliances with sleek cabinetry and designer fixtures, creating a space that is as functional as it is beautiful. The spacious primary suite offers a peaceful retreat with a sophisticated en-suite bath, while efficient design and quality construction provide year-round comfort with mini-split heating and cooling. Then head upstairs to your private rooftop deck and take in sweeping city and territorial views—the perfect spot for morning coffee, sunset drinks, or entertaining under the stars. All of this in an unbeatable Capitol Hill location just steps from Seattle University, exceptional dining, coffee, nightlife, shopping, transit, and more. With an outstanding walkable, bike-friendly setting, you can leave the car behind and truly enjoy the city. No HOA. Dedicated outdoor storage included. A rare opportunity to own a thoughtfully crafted urban home where exceptional architecture, smart design, and Seattle lifestyle come together.

710 14th Avenue Unit #C, Seattle

Listing courtesy of John L. Scott, Inc.

$1,595,000
3 Beds ⋅ 4 Baths ⋅ 2567333 MLS ⋅ ACTIVE Status
Welcome to this modern home in the heart of Seattle’s Central District. Thoughtfully designed with a clean, NW contemporary feel, this home offers the perfect blend of style, comfort, and everyday livability. The open main living area creates an easy flow for both entertaining and relaxing, while abundant natural light keeps the home feeling bright and cheerful. This one-owner home sits perched on a corner lot with city views that truly sparkle at nighttime. The kitchen is a chef’s kiss, featuring a generous island and easy access to the backyard patio perfect for morning coffee or summer BBQs. With three bedrooms up, each featuring its own ensuite bath, everyone gets a little privacy and their own space. Newly installed mini-splits add year-round comfort and efficiency. And then there’s the location. Set in one of Seattle’s most vibrant and evolving neighborhoods, you’re close to some of the city’s best restaurants, coffee shops, parks, neighborhood favorites, and everything the Central District has to offer. Whether you’re heading downtown, over to Capitol Hill, or simply enjoying the neighborhood, this is an ideal home base. Come see it for yourself—you’ll want to call this one HOME!

1620 E Alder Street, Seattle

Listing courtesy of Windermere Real Estate Co..

$1,995,980
5 Beds ⋅ 3 Baths ⋅ 2568047 MLS ⋅ ACTIVE Status
Distinctive design, exceptional flexibility, and spectacular gardens come together in this beautifully renovated Madrona home. The showstopping kitchen features an oversized quartz waterfall island, extensive custom cabinetry, Thor six-burner range, Subzero, pot filler, wood-trimmed hood, beverage refrigerator, in island microwave drawer, floating wood shelves, designer lighting, and generous pantry and prep space. Black-framed windows and warm hardwood floors extend into the light-filled dining and living areas, where a floor-to-ceiling slatted-wood fireplace creates a dramatic architectural focal point. The primary suite includes a spa-inspired bath with a double vanity, quartz counters, dimensional tile, and an oversized frameless shower accented by striking blue-green tile and multiple shower fixtures. An additional upper-level bedroom currently serves as an expansive walk-in closet; remove the built-ins & preserve its versatility as a bedroom, office, or flex space. The finished lower level expands the possibilities with a bedroom, full bath, recreation room, dedicated office (currently served as a home workout studio), wet bar with cabinetry and beverage refrigerator, plus an additional workspace nook. AC to keep cool all summer long. Outside, mature, thoughtfully cultivated gardens offer vibrant seasonal color and plantings designed to attract hummingbirds, bees and give you a colorful escape. Close to Madrona’s shops, cafés, parks, and Lake Washington recreation

3302 E Pine Street, Seattle

Listing courtesy of COMPASS.

$1,450,000
3 Beds ⋅ 2 Baths ⋅ 2566337 MLS ⋅ ACTIVE Status
An absolutely magical refuge in Madrona—this charming Craftsman pairs timeless character with beautifully considered modern updates. At the heart of the home is a brand-new, high-end kitchen featuring elegant cabinetry and strategically sourced, one-of-a-kind Calacatta Bella marble counters and backsplash—a dramatic backdrop that punctuates the chic, contemporary design. A deep Kohler sink, KitchenAid dishwasher, and other high end appliances combined with clever storage and an opened-up layout complete the space. Newly refinished white-washed oak floors flow throughout. Inviting interiors include a serene primary bedroom with walk-in closet and spacious ensuite bath, eat-in kitchen with built-in seating, generous formal dining room, wine storage, designer-selected paint and an exceptional home office. A well designed and renovated guest bath adds polish and function. Outside, a private backyard oasis awaits, with a new deck, expansive flagstone paver paths and meticulously designed landscaping offering all-season beauty—made for morning coffee, garden parties, BBQs and evenings under the stars or days spent sunbathing. A new heat pump and A/C provide year-round comfort. Tucked into one of Seattle’s most beloved neighborhoods, just a stroll from Madrona’s parks, cafés, restaurants and shops along 34th. Historic charm, elevated design, and a backyard begging for a dinner party!

716 32nd Avenue, Seattle

Listing courtesy of COMPASS.

$1,575,000
4 Beds ⋅ 3 Baths ⋅ 2567809 MLS ⋅ ACTIVE Status
There is something undeniable about a home that has been deeply cared for and meticulously updated. When the work behind the walls and systems have been modernized to meet today’s standards, while honoring the architectural integrity of this 1911 home. Elevated above the street for privacy, an expansive front porch welcomes you inside. Tailored cabinetry, boxed ceilings, and wainscoting create depth, structure, and elegance upon arrival. A beautifully appointed kitchen features designer appliances, and a sunlit breakfast nook overlooking mature white hydrangeas. Notable enhancements include main-floor powder, second floor bathroom, central AC, custom wall and window coverings, and high-end light fixtures throughout the entire home. The primary suite offers a private balcony. Enjoy morning coffee with glimpses of the Cascades, Bellevue skyline, and Lake Washington. The lower level adapts effortlessly as life evolves, offering flexible space for guests, a home office, sauna, fitness, play, abundant storage, and an additional bathroom and laundry area. Outside, the backyard is a true retreat. Intentionally landscaped with entertainment area; the setting invites everything from quiet mornings to lingering evenings under the stars. Just a short walk to Madrona’s beloved cafés, boutiques, parks, and blocks from the cherished walking loop. This is the kind of Madrona gem that becomes more meaningful with time, both for the life lived within it and the neighborhood that surrounds it.

1522 34th Avenue, Seattle

Listing courtesy of Coldwell Banker Bain.

$850,000
2566584 MLS ⋅ ACTIVE Status
Two living spaces. Multiple income strategies. One unbeatable Seattle location. Here is house-hacking opportunity in the heart of the Central Area/First Hill. Live in one unit while renting the other to help offset your mortgage, space for multigenerational living, or rent both for added income potential. The spacious main-level residence offers 2 bed and 1 full bathroom, an open & light-filled floor plan, and beautifully refinished original hardwood floors. The updated kitchen features white shaker cabinetry, quartz countertops, stainless-steel appliances, and a gas range. Upstairs, the bright 1 bed, 1 bath residence has its own kitchen, dining, in-unit washer/dryer combination, and an abundance of windows that fill the space with natural light. This property delivers something increasingly difficult to find in central Seattle: real outdoor space. The fully fenced grounds include an expansive front yard, backyard space, and a private side yard with a covered gazebo perfect for entertaining, gardening, pets, or simply relaxing outside. Fresh exterior paint, one dedicated parking space, and plentiful street parking complete the package. With a 98 Walk Score, this location puts Seattle U, Swedish Medical, Harborview, Seattle Central College, cafés, restaurants, groceries, and transit within easy reach. Whether you are searching for a home that can help pay for itself, a multigenerational setup, or a property rental potential, this is the flexibility you have been waiting for.

1609 E Alder Street, Seattle

Listing courtesy of Windermere R.E. Shoreline.

$785,000
2 Beds ⋅ 2 Baths ⋅ 2565683 MLS ⋅ ACTIVE Status
Builder incentives available—ask about preferred lender 1% credit. Welcome to 19th & Pine, a boutique collection of nine luxury residences by premier local builder MRN Homes, in a prime Capital Hill location. Secure introductory presale pricing and choose from a variety of thoughtfully designed floorplans. These beautifully crafted and stylish homes feature soaring ceilings, expansive windows, and elevated designer finishes throughout. At the heart of the home, a designer chef's kitchen features quartz countertops, custom cabinetry, floating shelves, and curated designer fixtures—creating an inviting space for everyday living and effortless entertaining. Private rooftop decks provide the perfect setting to relax or entertain with sweeping views, while select homes include EV-ready parking. Discover a refined Seattle lifestyle with a remarkable 95 Walk Score, placing acclaimed dining, neighborhood cafés, boutique shopping, parks, and entertainment just steps from your door. Set in the heart of Capitol Hill, you’re also minutes from Downtown Seattle and the vibrant dining, culture, and waterfront charm of nearby Madrona. Make 19th & Pine your next address and enjoy the best of modern Seattle living.

1825 E Pine Street, Seattle

Listing courtesy of Real Property Associates.

$850,000
3 Beds ⋅ 2 Baths ⋅ 2564521 MLS ⋅ ACTIVE Status
Two living spaces. Multiple income strategies. One unbeatable Seattle location. Here is house-hacking opportunity in the heart of the Central Area/First Hill. Live in one unit while renting the other to help offset your mortgage, space for multigenerational living, or rent both for added income potential. The spacious main-level residence offers 2 bed and 1 full bathroom, an open & light-filled floor plan, and beautifully refinished original hardwood floors. The updated kitchen features white shaker cabinetry, quartz countertops, stainless-steel appliances, and a gas range. Upstairs, the bright 1 bed, 1 bath residence has its own kitchen, dining, in-unit washer/dryer combination, and an abundance of windows that fill the space with natural light. This property delivers something increasingly difficult to find in central Seattle: real outdoor space. The fully fenced grounds include an expansive front yard, backyard space, and a private side yard with a covered gazebo perfect for entertaining, gardening, pets, or simply relaxing outside. Fresh exterior paint, one dedicated parking space, and plentiful street parking complete the package. With a 98 Walk Score, this location puts Seattle U, Swedish Medical, Harborview, Seattle Central College, cafés, restaurants, groceries, and transit within easy reach. Whether you are searching for a home that can help pay for itself, a multigenerational setup, or a property rental potential, this is the flexibility you have been waiting for.

1609 E Alder Street, Seattle

Listing courtesy of Windermere R.E. Shoreline.

$665,000
2 Beds ⋅ 1 Baths ⋅ 2559931 MLS ⋅ ACTIVE Status
Outstanding value and endless opportunity in a commuter’s dream location! Why settle for a low-quality flip with someone else’s finish choices when you can bring your own vision to life? This home gives you the perfect canvas to add your personal touches and build immediate equity. Located steps from the light rail, it’s an absolute commuter’s dream. Plus, enjoy the everyday ease of off-street parking and tons of storage for all your gear and tools. Incredible potential, unbeatable location, and a price that makes sense—schedule your showing today!

916 23rd Avenue S, Seattle

Listing courtesy of KW Greater Seattle.

$1,599,000
4 Beds ⋅ 3 Baths ⋅ 2557956 MLS ⋅ ACTIVE Status
Beautifully renovated Leschi home combines modern style, generous living spaces, and exceptional in-city location. Open-concept main floor features engineered hardwoods, dedicated dining, and a stunning kitchen with oversized quartz island, stainless appliances, and white shaker cabinetry. Multiple indoor and outdoor gathering spaces include an expansive front deck, private backyard with entertaining deck, plus balconies off both the living room and primary suite. Flexible upper-level bonus room is ideal for media, office, or play. Luxurious primary retreat offers fireplace, sitting area, spa-inspired bath, and walk-in closet. Mitsubishi mini-splits provide efficient heating and A/C. New siding, attached two-car garage, and a quiet street just moments from Lake Washington, parks, cafés, downtown, and the best of Leschi complete this move-in-ready home.

209 32nd Avenue, Seattle

Listing courtesy of Windermere RE Greenwood.

$729,950
3 Beds ⋅ 4 Baths ⋅ 2557376 MLS ⋅ ACTIVE Status
Modern end-unit townhouse in the heart of Seattle with no HOA dues! Perfectly positioned between Judkins Park and Leschi, this private residence offers the best of urban living with nearby parks, cafés, dining, and easy commuter access. Enjoy sweeping city and territorial views, abundant natural light, and an open-concept great room with hardwood flooring throughout. The full-floor primary suite is a true retreat, featuring vaulted ceilings, a spa-inspired bath, and a private view deck. Thoughtfully designed with 3 bedrooms, 2.75 baths, gas fireplace, hydronic radiant heating, oversized garage, and a main-level patio with fenced yard ideal for entertaining, pets, or gardening. Convenient access to I-5 and I-90 and just moments from the Judkins Park Station light rail station that connects with the Eastside making this an exceptional opportunity for both homeowners and investors seeking style, comfort, and connectivity in one of Seattle’s most vibrant neighborhoods.

1114 29th Avenue S Unit #A, Seattle

Listing courtesy of John L. Scott, Inc..

$949,950
4 Beds ⋅ 4 Baths ⋅ 2555351 MLS ⋅ ACTIVE Status
In a city where townhomes often ask you to choose between space, function, and location, this Central District home lets you have it all! Set on a quiet residential street, this end-unit offers 4 true bedrooms, 3.5 baths, and a thoughtfully designed floor plan that lives more like a house than a townhome. The main level features airy, open-concept living and a beautifully remodeled kitchen with quartz countertops, stainless steel appliances, gas cooking, ample prep space, and abundant storage. Upstairs, you'll find two bedrooms and a remodeled full bath. The primary suite with vaulted ceilings is a retreat of its own, complete with a spa-inspired 5-piece bath, walk-in closet, and private balcony. The versatile lower-level junior suite with its own en-suite bath is ideal for guests, multigen living, or home office. Other highlights include fresh interior paint, new carpet, A/C, an oversized 1-car garage, and a private fenced patio perfect for summer BBQs. Prime location near the light rail, Seattle U, Capitol Hill, SLU + DT Seattle. No HOA dues! Welcome home!

2022 E Terrace Street, Seattle

Listing courtesy of Berkshire Hathaway HS NW.

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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