Central Seattle Homes with Conventional Terms

Central Seattle Homes with Conventional Terms

Welcome to Central Seattle, a vibrant and diverse neighborhood located in the heart of the bustling city of Seattle, Washington. Situated in King County, Central Seattle is a sought-after area for those looking to experience the perfect blend of urban convenience and residential charm.

One of the key highlights of Central Seattle is its array of homes available with conventional terms. Whether you are a first-time homebuyer or a seasoned investor, Central Seattle offers a range of housing options to suit your needs. From cozy condos to spacious single-family homes, there is something for everyone in this dynamic neighborhood.

Living in Central Seattle means being surrounded by a host of amenities, including top-rated schools, trendy restaurants, and beautiful parks. With easy access to major highways and public transportation, commuting to downtown Seattle or exploring the greater Pacific Northwest is a breeze.

If you are looking to call Central Seattle home, now is the perfect time to explore the available real estate options. Let us help you find your dream home in this charming neighborhood with homes available on conventional terms. Don't miss out on the opportunity to be a part of this thriving community in the heart of Seattle.

Newest Central Seattle Homes with Conventional Terms

$783,500
3 Beds ⋅ 3 Baths ⋅ 2563405 MLS ⋅ ACTIVE Status
Some homes simply provide a place to live. Others elevate everyday life. Created by the acclaimed team at First Lamp Architects, this striking 3-bedroom Seattle townhome blends bold contemporary architecture with exceptional livability. Soaring ceilings, expansive windows, and clean architectural lines create bright, airy interiors. The entire top floor is dedicated to a light-filled primary suite, complete with vaulted ceilings, a generous walk-in closet, and a thoughtfully designed ensuite with a double vanity and a separate water closet—an ideal layout that comfortably accommodates two. A private garden extends the living space outdoors, perfect for morning coffee, al fresco dinners, or a quiet evening beneath the trees. Warm bamboo flooring, efficient mini-split heating and air conditioning, a tankless water heater, full-size laundry, convenient off-street parking, and no HOA dues reflect a home designed for lasting quality and everyday ease. Ideally located in the heart of Judkins Park, just moments from Temple Pastries, neighborhood parks, downtown Seattle, I-90, and only two blocks from the Judkins Park Light Rail Station, you'll enjoy exceptional connectivity without sacrificing the charm of a residential neighborhood. This isn't your typical townhouse or new construction—it offers a feeling and flow that are difficult to capture in photos alone. It's a home best experienced in person.

1120 26th Avenue S, Seattle

Listing courtesy of Ensemble.

$639,000
2 Beds ⋅ 3 Baths ⋅ 2562836 MLS ⋅ ACTIVE Status
Built in 2022, this modern 3-story Seattle townhouse has 2 bedrooms, 2.5 bathrooms, and approximately 1,243 sq. ft. The home is configured with a private 1-bedroom, 1.5-bath primary residence featuring a full kitchen, spacious living area, and exclusive rooftop deck with city views. A separate-entry studio includes a full bathroom & kitchenette, ideal for guests, a home office, extended family, or short-term rental use. The studio currently averages approximately $2,400 per month in gross short-term rental income, offering flexible living and income potential in one property.

800 23RD Avenue S Unit #C, Seattle

Listing courtesy of Next Generation Real Estate.

$729,950
3 Beds ⋅ 4 Baths ⋅ 2557376 MLS ⋅ ACTIVE Status
Modern end-unit townhouse in the heart of Seattle with no HOA dues! Perfectly positioned between Judkins Park and Leschi, this private residence offers the best of urban living with nearby parks, cafés, dining, and easy commuter access. Enjoy sweeping city and territorial views, abundant natural light, and an open-concept great room with hardwood flooring throughout. The full-floor primary suite is a true retreat, featuring vaulted ceilings, a spa-inspired bath, and a private view deck. Thoughtfully designed with 3 bedrooms, 2.75 baths, gas fireplace, hydronic radiant heating, oversized garage, and a main-level patio with fenced yard ideal for entertaining, pets, or gardening. Convenient access to I-5 and I-90 and just moments from the Judkins Park Station light rail station that connects with the Eastside making this an exceptional opportunity for both homeowners and investors seeking style, comfort, and connectivity in one of Seattle’s most vibrant neighborhoods.

1114 29th Avenue S Unit #A, Seattle

Listing courtesy of John L. Scott, Inc..

$799,950
3 Beds ⋅ 3 Baths ⋅ 2558359 MLS ⋅ ACTIVE Status
No shared walls & no HOA — Standalone home just steps from Judkins park light rail station! Front door opens into the main floor, w/ open living space featuring LVP flooring installed in 2022, granite countertops, stainless steel appliances & cozy gas fireplace. 3 bedrooms total, including a private top-floor primary suite w/ vaulted ceilings, A/C, soaking tub, walk-in closet & private deck w/ city views. Attached garage plus room for another car in front, plus additional parking in the alley and on-street. Full-size laundry room w/ built-in shelving for storage. Fully fenced grass yard and fence built in 2023, perfect for pets and entertaining. Easy access to parks, freeways & downtown!

1513 23rd Avenue S, Seattle

Listing courtesy of Pellego, Inc..

$949,950
4 Beds ⋅ 4 Baths ⋅ 2555351 MLS ⋅ ACTIVE Status
In a city where townhomes often ask you to choose between space, function, and location, this Central District home lets you have it all! Set on a quiet residential street, this end-unit offers 4 true bedrooms, 3.5 baths, and a thoughtfully designed floor plan that lives more like a house than a townhome. The main level features airy, open-concept living and a beautifully remodeled kitchen with quartz countertops, stainless steel appliances, gas cooking, ample prep space, and abundant storage. Upstairs, you'll find two bedrooms and a remodeled full bath. The primary suite with vaulted ceilings is a retreat of its own, complete with a spa-inspired 5-piece bath, walk-in closet, and private balcony. The versatile lower-level junior suite with its own en-suite bath is ideal for guests, multigen living, or home office. Other highlights include fresh interior paint, new carpet, A/C, an oversized 1-car garage, and a private fenced patio perfect for summer BBQs. Prime location near the light rail, Seattle U, Capitol Hill, SLU + DT Seattle. No HOA dues! Welcome home!

2022 E Terrace Street, Seattle

Listing courtesy of Berkshire Hathaway HS NW.

$738,000
1 Beds ⋅ 2 Baths ⋅ 2558876 MLS ⋅ ACTIVE Status
Reflecting more than $60K in exceptional stewardship, this curated oasis is enhanced by soaring ceilings and soft natural light. This home has brought tremendous joy, offering a seamless rhythm between refined indoor living and intimate outdoor entertaining. Thoughtful updates enhance everyday comfort. Upstairs, the primary suite offers a serene retreat. The living space opens beneath soaring double-height ceilings, while the kitchen connects effortlessly to the private custom parklette/deck—an inviting setting for dinners with friends, followed by alfresco brunches after a night's rest in the main-level guest room. Whether entertaining or enjoying a quiet morning, this home has been an urban sanctuary. Meaningful upgrades include a new mini-split system. Positioned in the Central District moments from Capitol Hill, with outstanding dining, shopping, culture, and neighborhood charm, this turnkey residence offers a rare blend of vibrant city energy and private retreat. Within six blocks, you'll find abundant 4+ star destinations offering retail, dining, and entertainment. Nearby favorites include PCC Community Market, Central Cinema, and Trader Joe's. Dining favorites include Surrell, Marjorie, Artusi, Communion, and Feed Co. Burgers. Plus Chuck's Hop Shop. This vibrant neighborhood offers exceptional convenience and a rich variety of amenities.

1613 21st Avenue Unit #B, Seattle

Listing courtesy of Windermere Real Estate Co..

$2,450,000
5 Beds ⋅ 4 Baths ⋅ 2558517 MLS ⋅ ACTIVE Status
Rare opportunity to own a slice of Seattle history. Designed specifically for this coveted location by AIA Award winning African American Architect, Leon Bridges for Charles Z & Eleanor Smith in 1967. Created to blend into the natural landscape & featuring glorious views of Mt Rainier across Lake Washington & the Leschi-Lake Dell Natural Area, you feel at one with nature from inside this distinctive home. Enjoy single level living w/ guest suite upstairs. A wall of windows & luscious 400SF covered deck evokes a unique sense of serenity that is hard to find within the city. The spacious kitchen features Sub-Zero, Miele & Thermador appliances & immaculate cabinetry offering abundant storage. Main floor primary suite incls walk-in closet & French doors to the deck; 2nd bedroom / office on main incls en-suite bathroom. Showcasing unspoiled MCM features throughout including an original Louis Poulson Artichoke light. Updates to main systems, fresh paint inside & out, A/C, new oak flooring, EV car charger & more. All rooms open up to forest views from sliding Shoji screens. An upper-level den provides a wet bar & additional options for entertaining. The lower level drops down to the sprawling 725SF covered deck offering endless opportunities for customization! The thoughtful floor plan provides a functional balance that enhances livability & mood. See why the Seattle Chapter of the AIA chose this elegant home as Home of the Month after it was completed. Superior design is timeless!

3411 E Terrace Street, Seattle

Listing courtesy of COMPASS.

$2,400,000
4 Beds ⋅ 4 Baths ⋅ 2559313 MLS ⋅ ACTIVE Status
Enjoy sweeping views of Lake Washington, the Cascade Mountains and the Bellevue skyline in this light-filled home, just three blocks from the boutiques, cafes and parks of Madrona. Sitting up off the street on a large lot, this home offers rare privacy, lush landscaping, and multiple decks for wonderful entertaining. Upon entering, the dining, kitchen and family rooms form the heart of the home opening through French doors to a lovely patio and dreamy garden. Interior features include beautiful hardwood floors, AC, and a cozy living room with floor-to-ceiling windows. The primary suite is a genuine retreat with a spacious sitting room, fireplace, vaulted ceilings and private deck. The north wing of this residence is highlighted by an extraordinary upper-floor guest suite with expansive views, lofty ceilings, a great room including living, kitchen, dining, a fireplace, a bedroom with full bath, and second laundry - accessed by both a separate outdoor entrance and an interior stair. A generous two-car garage offers level entry to the main floor - a true rarity in this neighborhood. Minutes to the shores and beaches of Lake Washington, the Leschi Marina and easy access to downtown Seattle and Bellevue-Redmond.

1515 37th Avenue, Seattle

Listing courtesy of COMPASS.

$850,000
3 Beds ⋅ 3 Baths ⋅ 2558472 MLS ⋅ ACTIVE Status
Chic townhouse in the heart of Seattle. This 3 bdrm/3bath home features upgraded natural bamboo flooring, marble tile and upgraded finishes throughout. Open kitchen with stainless stl appliances and vaulted ceiling, dining room / living room and fireplace is ideal for entertaining or those quiet evenings. Master suite on bottom floor and loft area on top floor creates a fabulous and unique floorpan that is sure to impress. Conveniently located to shops, restaurants, sports stadiums and fwy access adds to the appeal of this property. Two parking spots and convenient alley access!

908 Hiawatha Place S Unit #B, Seattle

Listing courtesy of South Lake Associates Inc..

$1,699,950
4 Beds ⋅ 3 Baths ⋅ 2560040 MLS ⋅ ACTIVE Status
Welcome to the heart of Madison Valley, where this standout home is perfectly positioned on a tree-lined street just steps from the community garden and moments from neighborhood cafés, restaurants, parks and local shops. Fresh landscaping, a new fence with trellis and a charming covered front porch create an inviting first impression. Inside, soaring ceilings, abundant natural light and an open layout set the tone. The living room is anchored by a timeless fireplace with an adjoining sitting area, while the dining room seamlessly connects the spaces, creating an effortless setting for everyday living and entertaining. The brand-new kitchen showcases rich cabinetry, elegant finishes, stainless steel appliances and direct access to the expansive back deck, perfect for dining al fresco in a peaceful, private setting. The primary retreat features a spacious walk-in closet and a spa-inspired three-quarter bath with thoughtfully curated designer finishes. The lower level offers exceptional flexibility with three additional bedrooms, a beautifully updated full bath and a generous bonus room with direct patio access. Rebuilt from the ground up, this home offers the peace of mind of all-new major systems, including the roof, windows, siding, electrical, plumbing and more. Enjoy the home exactly as it is or take advantage of a potential DADU with convenient alley access. Truly exceptional home offering lasting value in one of Seattle's most sought-after neighborhoods. Welcome home!

520 30th Avenue E, Seattle

Listing courtesy of Heaton Dainard, LLC.

$749,950
2 Beds ⋅ 2 Baths ⋅ 2560144 MLS ⋅ ACTIVE Status
Discover modern living at The Central On 29th. This thoughtfully designed new-construction home offers 2 bedrooms, 1.75 baths, and 1,108 square feet in Seattle's Madrona. A bright, open-concept floor plan creates a seamless flow between the kitchen, dining, and living spaces, while a designer fireplace adds warmth and character to the main gathering area. Designer finishes throughout blend timeless style with modern functionality, and flexible spaces accommodate guests, working from home, and everyday living. Well-appointed baths provide refined retreats. Above it all, a private roof deck extends the living space outdoors—perfect for morning coffee, entertaining, or enjoying Seattle sunsets. Ideally located near local cafés, restaurants, parks, Capitol Hill, downtown Seattle, and neighborhood amenities, this home offers an exceptional balance of modern design, convenience, and vibrant city living.

1407 29th Avenue Unit #B, Seattle

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$820,000
2 Beds ⋅ 3 Baths ⋅ 2558842 MLS ⋅ ACTIVE Status
Unmatched Views Meets Unbeatable Convenience Sweeping views of Madison Valley and The Cascades create the ultimate backdrop for entertaining on your spacious rooftop deck. This 4-Star Built Green townhouse pairs modern luxury with year-round comfort—featuring A/C throughout the house for summer and cozy radiant heat for winter. Inside, enjoy a swanky kitchen, vibrant flooring with new carpet, a fresh coat of interior paint, and dual upper-level en suite bedrooms offering maximum flexibility. Parking is effortless with your dedicated space—though you’ll rarely need the car! Step outside to enjoy easy access to Metro bus routes, or take short stroll to neighborhood coffee spots, top-rated restaurants, vibrant bars, and lush parks perfect for playing with the pup.

1806 25th Avenue Unit #A, Seattle

Listing courtesy of View Luxury Estates.

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