Snohomish Homes with USDA Loan Terms

Snohomish Homes with USDA Loan Terms

Snohomish County, located in the state of Washington, is a picturesque region that offers a perfect blend of natural beauty and urban amenities. Situated in the Pacific Northwest, this county is a part of the United States. With its stunning landscapes, vibrant communities, and a thriving real estate market, Snohomish County is an ideal place to call home.

One of the noteworthy aspects of the real estate market in Snohomish County is the availability of homes with USDA loan terms. If you are looking for a property in this area, you may be eligible for a USDA loan, which is a government-backed mortgage program. This loan program is designed to assist low to moderate-income buyers in purchasing homes in rural and suburban areas.

The USDA loan terms offer several advantages to potential homebuyers. These include low-interest rates, zero down payment requirements, and flexible credit guidelines. With the help of a USDA loan, you can finance your dream home in Snohomish County without having to worry about a hefty down payment.

Whether you are a first-time homebuyer or looking to upgrade to a larger property, Snohomish County has plenty to offer. From charming neighborhoods to scenic views of the Cascade Mountains, this county provides a high quality of life for its residents. With the added benefit of USDA loan terms, you can make your homeownership dreams a reality in this beautiful part of Washington state.

Newest Snohomish Homes with USDA Loan Terms

$465,000
4 Beds ⋅ 1 Baths ⋅ 2566506 MLS ⋅ ACTIVE Status
Charming and well-maintained single-level rambler on a spacious corner lot in Sultan! This 4-bedroom, 1-bath home offers approximately 1,300 sq ft and features a new roof and fresh paint. The generously sized kitchen offers abundant storage and counter space. Step outside to a beautiful, expansive grassy backyard with mature trees and plenty of room for entertaining, play, gardening, or simply enjoying the outdoors. The renovated primary bedroom features a stylish barn door, adding character and charm. A custom propane fire table, storage shed, and generator all stay with the home, and the home is already wired for the generator. The side yard provides RV parking, and homeowners enjoy access to a community riverfront beach, perfect for summer days by the water. Thoughtful updates, a fantastic yard, and great included extras make this home ready to enjoy!

16205 357th Avenue SE, Sultan

Listing courtesy of CENTURY 21 North Homes Realty.

$924,950
3 Beds ⋅ 2 Baths ⋅ 2565384 MLS ⋅ ACTIVE Status
Set beneath a canopy of towering evergreens, this inviting craftsman rambler offers a wonderful combination of comfortable living, generous outdoor space & exceptional room for vehicles, hobbies & storage. Inside, an open-concept layout connects the spacious living area w/the kitchen & dining spaces, creating an easy flow for everyday living. The kitchen features rich wood cabinetry, extensive counter space, large center island w/seating, stainless appliances & pendant lighting. Large windows bring in abundant natural light & frame the peaceful surroundings. The primary features a spacious en-suite & walk-in closet, while 2 additional bedrms & a guest bath are thoughtfully positioned on the opposite side of the home. A versatile bonus space offers flexibility as a home office or formal dining rm. Step outside to a fantastic covered deck w/a warm wood-plank ceiling, offering a comfortable place to relax or entertain throughout the seasons. The backyard continues w/expansive patio areas, mature landscaping, established trees & plenty of room to gather around the firepit or enjoy the outdoors. A standout feature is the impressive amount of garage & covered parking spaces, including the attached 3 car garage plus a detached shop & additional covered parking. Whether you need space for vehicles, recreational toys, projects or storage, this property delivers flexibility that's increasingly hard to find. A private-feeling setting w/space to spread out, both inside & out.

17209 100th Street NE, Granite Falls

Listing courtesy of Redfin.

$614,995
4 Beds ⋅ 3 Baths ⋅ 2562742 MLS ⋅ ACTIVE Status
*Quick Move-In* Welcome to Meadow Hawk by D.R. Horton in Stanwood. You will love coming home to the most desirable Wellington plan. The two-story entry is filled with light from the picture window above which also casts light on the upstairs landing. The main floor den boasts large picture windows and overlooks the front streetscape. Spacious flat & private backyard for outdoor. The home features hard surface flooring throughout the main level, white cabinets, white millwork & doors throughout, stainless steel appliances, quartz countertops and undermount sinks. Upstairs landing overlooks entry below. Air Conditioning, home automation package, 240Volt outlet for an electric car, plus a 1-2-10 year builder warranty, and so much storage capacity. Meadow Hawk is a stunning new home community featuring streetlights, parks, play areas, trails & tree lined sidewalks. Buyers must register their Broker on the first visit, including open houses. HUGE Buyer Advantage-Up to $20,000 and special interest rate with preferred lender for qualified buyers. Photos are for representational purposes only and may not be of actual home, colors and finishes may vary.

7823 287th Place NW Unit #13, Stanwood

Listing courtesy of D.R. Horton.

$380,000
1 Baths ⋅ 2559708 MLS ⋅ ACTIVE Status
Nestled in a welcoming, friendly community, this unique property offers endless potential on a nearly 1/4 acre lot. Whether you’re looking to create your dream home or simply need the perfect workshop, this property is ready for you. The standout feature is the impressive 24’ x 36’ detached shop with a spacious loft, attached carport, 200-amp electrical service, and wiring already in place—ideal for hobbyists, mechanics, entrepreneurs, or anyone needing extra space. A fenced yard surrounds the property on two sides, with plenty of room for gardening, boat or RV parking. Water is already connected to the property, and a brand-new septic system has been installed and is ready for final hookup. Included with the sale are custom plans for a 2,520 sq ft, 2-bedroom/3-bath home, giving you a head start on building your dream home. Enjoy an unbeatable location with the community swimming pool just steps away, plus access to the clubhouse, barn, within walking distance is the swinging bridge over the Stillaguamish River, where you’ll enjoy breathtaking views of Mt. Pilchuck. Whether you’re dreaming of building, creating, or simply enjoying a peaceful community with outstanding amenities, this one-of-a-kind property is full of possibilities.

16328 Dogwood Lane, Arlington

Listing courtesy of Hallmark Homes NW, LLC.

$925,000
2 Beds ⋅ 2 Baths ⋅ 2566161 MLS ⋅ ACTIVE Status
Welcome to the farmhouse that has just the right amount of wide open spaces! This beautiful home sits on just under 2 acres of land and features space for all the toys, with a shop, carport, RV parking, RV hook ups, and a private guest quarters. The remodeled farmhouse brings style to the country. Enjoy an open kitchen with space for 6 at the bar top, lots of cabinet storage, plenty of counter space for food prep, stainless steel appliances with a fancy fridge! The great room that is perfect for entertaining and flowing out onto the front porch to watch the world go by or the back deck to relax. The downstairs offers a hideaway with a bonus room and second guest room, while the spacious primary bedroom is nestled in the second floor loft. Primary bath off the bedroom, walk in closet, and lots of other storage space. The whole property is fenced and has an automatic gated entrance. The location is minutes from I-5 at the 300th exit and minutes to the Stanwood's main drag. This property is setup for the one who wants a minimalist primary house and a got to have space all the toys lifestyle. The guest quarters and the carport convey with the house and property.

30032 68th NW Ave, Stanwood

Listing courtesy of North48 Property Management.

$688,749
3 Beds ⋅ 2 Baths ⋅ 2566059 MLS ⋅ ACTIVE Status
Fern Bluff living does not come around often. Set in one of Monroe’s most beautiful Sky Valley pockets, this 3-bedroom plus office home sits on nearly one and a quarter fully fenced acres with room to garden, gather, play, park, breathe, and enjoy the pace of Valley living. Light-filled interiors, newer A/C, 2 fireplaces, 2 bathrooms, and a walk-in tiled shower, tons of storage like a solid mid century beauty AND new stainless steel appliances, upgraded stone countertops, newer floors and freshly painted- -this home is move in READY! Featuring an oversized 2 car garage with shop space, and a solarium with an in-ground pool-put in the vinyl lining, put a deck over it or keep it as a green house-so many possibilities! All this in the most magical of settings: peaceful Fern Bluff surroundings, wide-open usable land, and a neighborhood known for its October Sky Valley Farm Festival, local farms, pumpkins, makers, and small-town harvest energy. Close to downtown Monroe, Sultan, US-2, 203, and 522. Less than an hour from an eastside king county commute and the slopes at Stevens as well as limitless outdoor recreation steps away from your backyard. Representing true PNW lifestyle and the natural beauty that makes Sky Valley so loved, this is the kind of property buyers hope for and hardly ever find with that rare blend of land, lifestyle, community, and convenience.

28802 Fern Bluff Road, Monroe

Listing courtesy of Windermere Real Estate JS.

$1,500,000
6 Beds ⋅ 4 Baths ⋅ 2566024 MLS ⋅ ACTIVE Status
Step into the space you've been waiting for - beautifully updated and thoughtfully expanded with a major addition completed in 2022, all on 2.42 private acres. This spacious home offers 6 bedrooms, 3.5 baths, a large custom kitchen with abundant cabinetry, multiple bonus spaces, a 3-car garage with 220 power, and an unfinished basement ready for your vision. Extensive upgrades include a new roof, new siding, HVAC system, storm windows, a whole-house generator, and an expansive entertainment deck, providing modern comfort and peace of mind for years to come. Thoughtful extras like a hot water recirculation system provide near-instant hot water throughout the home, while an adjustable whole-house water pressure booster lets you customize water pressure to your preference. Ideally located near schools, parks, shopping, and everyday amenities while still offering the privacy and space of country living. With its generous acreage, desirable location, and future development potential (buyer to verify), this is a rare opportunity to enjoy today while investing in tomorrow.

7325 276th Street NW, Stanwood

Listing courtesy of BCR LLC.

$719,900
3 Beds ⋅ 1 Baths ⋅ 2560125 MLS ⋅ ACTIVE Status
Set on 5+ private, park-like acres in sought-after Lochsloy Acres, this 3-bedroom, 2-bath home has the warm feel of a Northwest retreat, surrounded by mature trees, landscaping, fruit trees, and a greenhouse. Inside, warm wood details add character, with a primary suite featuring an ensuite bath. Improvements include fresh interior and exterior paint, new appliances, new heating and A/C, updated lighting, a new roof, and whole-house standby generator. The kitchen features granite countertops, breakfast bar, tile floors, and a garden window. Impressive infrastructure includes an 840 sq ft shop/3-car garage with covered parking and workbenches, a detached 400 sq ft heated hobby/bonus room, and additional outbuildings, including a two-story shed. Enjoy the covered front porch, large back deck with gazebo, fenced areas for pets, plenty of parking, and room to enjoy the land. Private and peaceful while still convenient to everyday amenities, all within the Lake Stevens School District.

6530 137th Drive NE, Lake Stevens

Listing courtesy of Buck Real Estate.

$824,950
3 Beds ⋅ 3 Baths ⋅ 2564053 MLS ⋅ ACTIVE Status
Peaceful two-story home in the desirable Forest at Seven Lakes neighborhood, situated on 3.6 private acres. This well-maintained home features 3 bedrooms, 2.5 baths, and a spacious 3-car garage with epoxy floors. Recent updates include a 2-year-old roof, fresh interior and exterior paint, refinished hardwood floors on the main level, new appliances, a new furnace & hot water heater, and whole house generator switch, offering comfort and peace of mind. The inviting living room features a cozy gas fireplace, while the spacious primary suite includes a 5-piece bath and walk-in closet. Enjoy the quiet backyard on your deck & natural gas BBQ hookup. Conveniently located near 7 lakes, Kayak Point, shopping, dining, Lakewood schools, the Amazon facility, and just 30 minutes to Paine Field. A wonderful opportunity to own a beautiful move-in ready home in one of the area's most established neighborhoods, offering the perfect balance of privacy, space, and convenience.

2626 145th Street NW, Marysville

Listing courtesy of eXp Realty.

$499,900
3 Beds ⋅ 2 Baths ⋅ 2565802 MLS ⋅ ACTIVE Status
The moment you round the corner, you are surrounded by greenery, tall trees and garden blooms, a welcoming front porch and the realization; this one is different from the rest. A colorful palette to plant, create, grow. This charming home is the perfect blend of quiet privacy, convenience and rambler-style living. Tastefully updated to maximize space, comfort and peace of mind, nothing more is needed; just move right in. Lots of skylights and east-facing windows connect to the beauty outside, while inviting the natural light to dance through vaulted living areas into the gorgeous custom kitchen; fully remodeled with new cabinets, quartz, undermount sink and updated plumbing. Three bedrooms include a large primary w/ensuite + two additional bedrooms with a second full bath off the hallway. Fresh LVP flooring throughout, a cozy gas fireplace for cold days and new central AC for hot summer months to keep you comfortable all year. A slider off the back leads to the fenced yard where a covered gazebo and professionally installed, artificial lawn are beckoning you to relax, play and appreciate more living time outdoors. You'll find plenty to do a short stroll from home, where downtown Lk. Stevens shopping, restaurants, coffe shops, farmer's market, schools, services and North Cove Park are all tucked in around the neighborhood. Good neighbors; affordable, friendly HOA covers all yard, road and exterior building maintenance. This is the one!

1425 128th Drive NE, Lake Stevens

Listing courtesy of Champions Real Estate.

$850,000
2 Beds ⋅ 2 Baths ⋅ 2564622 MLS ⋅ ACTIVE Status
Experience effortless living in this beautifully updated 2,316-square-foot golf course condo overlooking the scenic fairways of Mill Creek country club. Perfectly designed for comfort and convenience, this spacious home features two bedrooms on the main floor, making it ideal for those seeking single-level living without sacrificing space. The recently updated interior offers a fresh, modern feel with generous living areas, abundant natural light, and picturesque golf course views. Whether you're entertaining guests or enjoying a quiet evening at home, the open and inviting layout provides the perfect setting. A spacious two-car garage offers ample room for vehicles, storage, and hobbies. Located in one of Mill Creek's most desirable communities, you'll enjoy peaceful surroundings, beautiful landscaping, and the convenience of nearby shopping, dining, parks, and walking trails. If you're looking for low-maintenance living with exceptional golf course views and thoughtful updates throughout, this move-in-ready condo is a must-see.

15825 Village Green Drive Unit #1, Mill Creek

Listing courtesy of CENTURY 21 Real Estate Center.

$560,000
3 Beds ⋅ 3 Baths ⋅ 2525798 MLS ⋅ ACTIVE Status
Perched at the end of a peaceful cul-de-sac in Sultan's Timber Ridge Estates and nestled among the Cascade foothills, this pristine 2016-built home backs to green space and welcomes you home to sweeping mountain views. Enjoy being close to all that nature has to offer. Hiking, skiing, fishing the Skykomish River, far away from the city. Vaulted ceilings and an open-concept living, dining, and kitchen flow together on the light-filled main level, with a private deck perfect for morning coffee with a view. The primary suite features a large closet and en-suite bath, joined by two additional upper bedrooms and a full hallway bath. Downstairs, a spacious finished bonus room offers flexible space for a media room, home office, or playroom, access to the backyard, plus a ¾ bath and laundry. Perfect for multi-genrational living. A 2-car attached garage and fully fenced, level backyard complete the package. Enjoy true cul-de-sac living at the very end of the street with no through traffic — just minutes to Sultan schools, Hwy 2, and the Skykomish River. Low annual HOA dues. Welcome home!

32641 143rd Place SE, Sultan

Listing courtesy of John L. Scott Everett.

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