Snohomish Homes with FHA Terms

Snohomish Homes with FHA Terms

Located in the state of Washington, Snohomish County is a captivating region in the United States that offers a multitude of opportunities for homebuyers. With its picturesque landscapes, thriving communities, and convenient access to major cities, Snohomish County is an ideal place to call home.

One of the notable features of this county is its wide range of homes available with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible, particularly for first-time buyers or those with lower credit scores. These loans offer competitive interest rates and require a lower down payment compared to conventional loans.

Whether you're looking for a cozy single-family home in a quiet suburban neighborhood or a modern townhouse in a bustling urban area, Snohomish County has something to suit every taste and budget. With FHA terms available, prospective homebuyers can take advantage of the benefits offered by these loans and make their dream of homeownership a reality.

Furthermore, Snohomish County boasts excellent schools, a thriving job market, and a variety of recreational activities. From hiking and biking trails to waterfront parks and cultural events, there is always something to do and explore in this vibrant county.

If you're considering buying a home in Snohomish County, exploring the available options with FHA terms can be a great way to find the perfect property while benefiting from favorable loan terms. With its charming communities and diverse real estate market, Snohomish County offers an inviting and affordable place to live.

Newest Snohomish Homes with FHA Terms

$999,888
3 Beds ⋅ 2 Baths ⋅ 2550380 MLS ⋅ ACTIVE Status
Exceptionally maintained and freshly updated Fairway ONE LEVEL rambler in the heart of Mill Creek Country Club! Offering 2,140 square feet of thoughtfully designed living spaces, this beautiful home blends timeless elegance with BRAND NEW tasteful modern updates throughout. You'll love the new gleaming LVP floors thru-out, entire home freshly painted (including all trim), walls of windows that fill the home with natural light, and gracious living areas boasting soaring vaulted ceilings (NO STEP DOWN) - perfect for everyday living and entertaining. The beautifully updated kitchen features quartz countertops, stainless steel appliances, with abundant workspace, while the spacious primary suite offers a peaceful retreat with walk-in closet and new spa-like bathroom boasting walk-in shower. Additional highlights include a freshly updated guest bathroom, quality craftsmanship, 50-year composition roof, fresh landscaping and meticulous maintenance inside and out. Step outside to your private SE-facing backyard with mature landscaping and a spacious entertainment deck—perfect for enjoying morning coffee and abundant natural light throughout the day. Exceptional curb appeal with classic brick accents and a sweeping brand new driveway. Move-in ready and ideally located in one of Mill Creek Country Club's most desirable neighborhoods (Fairway), this is easy, elegant living at its best. PREINSPECTED!

14700 26th Drive SE, Mill Creek

Listing courtesy of RE/MAX Northwest.

$849,900
4 Beds ⋅ 2 Baths ⋅ 2569246 MLS ⋅ ACTIVE Status
Beautifully remodeled Lynnwood home offering a flexible layout, modern updates, and a spacious lot backing to a peaceful greenbelt. This 4-bedroom, 1.75-bath home features new LVP flooring, a brand-new kitchen with all-new appliances, and updated finishes throughout. The lower level offers a separate entrance and a highly versatile living space complete with a full kitchen, bedroom, bathroom, and large living room—ideal for multigenerational living, extended family, guests, or flexible living arrangements. The brand-new lower-level kitchen and bath add even more functionality and appeal. This versatile layout may also appeal to investors seeking potential rental flexibility, subject to buyer verification of applicable requirements. Enjoy a generous lot backing to greenbelt, providing added privacy and a peaceful Pacific Northwest setting. A brand-new roof is currently being installed, adding another major improvement to this extensively updated home. Conveniently located in Lynnwood with easy access to shopping, dining, parks, major commuter routes, and everyday amenities. A rare opportunity to own a move-in-ready home with extensive updates, flexible living space, and a private greenbelt setting.

16032 22nd Avenue W, Lynnwood

Listing courtesy of Best Choice Realty LLC.

$584,950
3 Beds ⋅ 3 Baths ⋅ 2568940 MLS ⋅ ACTIVE Status
Beautiful DR Horton home in the peaceful, family-friendly, and safe Suncrest Farms community. Features central A/C plus approximately $36k in recent upgrades (November 2024), including full kitchen and bathroom renovations, new flooring and trim, entire interior paint, and Ring cameras. Enjoy a fully fenced backyard with patio. Mt. Pilchuck views from the primary suite, living room, and dining room, plus 4th of July fireworks views from the backyard and main living areas. Just a 5-minute walk to Granite Falls High School. Low HOA. Convenient access to hiking trails, rivers, and mountains for outdoor recreation. Pre-inspection report available upon request. Offers due Monday at 5:00 PM. Seller reserves the right to accept an offer prior to the deadline. Please call the listing agent with any questions or to submit offers.

17715 Juniper St, Granite Falls

Listing courtesy of WeLakeside.

$545,000
4 Beds ⋅ 2 Baths ⋅ 2569092 MLS ⋅ ACTIVE Status
Move-in ready Everett home on a spacious 0.24-acre lot! Enjoy RV parking, ample off-street parking, and plenty of room to spread out. The fully finished basement offers flexible living space perfect for guests, a home office, hobbies, or a bonus room. Recent updates include newer siding, windows, roof, and beautifully remodeled bathrooms. The large yard provides endless possibilities for entertaining, gardening, or relaxing. Conveniently located near parks, schools, shopping, and everyday amenities, this home is one you won't want to miss.

4434 Forest Drive, Everett

Listing courtesy of John L. Scott Anacortes.

$700,000
3 Beds ⋅ 2 Baths ⋅ 2568043 MLS ⋅ ACTIVE Status
Welcoming Rambler nestled on private paved easement drive. Peaceful location. Totally usable 1+ acre, fully fenced with 2 sheds, chicken coop & covered garden storage. Enjoy an evening at the firepit. Tons of parking with Level 2 EV Charger & room for future garage or shop. New expansive front deck leads to the entry. Great room concept with HUGE living & dining rooms. Kitchen with tons of counter space, stainless steel appliances, & pantry space. Hardwoods and tile throughout. Three ample-sized bedrooms, a full bath & NEW 3/4 bath high end fixtures & finishes, with utility area with newer stainless steel stackable washer & dryer that stays with home. Large entertainment size rear deck with hot tub & party lighting. Many updates throughout home. Including updated lighting, fixtures, features & all new bedroom, bathroom & linen closet doors. Home boasts A/C heat pump & wired for generator. Mature landscaping with privacy, shade, established fruit trees & other gardens. Easy access to Hwy #2 & #522. Minutes to Monroe & other amenities. Possible mini farm just minutes from town. This is more than a home, it is a lifestyle. Welcome Home.

17909 Trombley Road, Snohomish

Listing courtesy of HomeSmart One Realty.

$520,000
3 Beds ⋅ 2 Baths ⋅ 2568252 MLS ⋅ ACTIVE Status
There's a kind of quiet that settles over this Sultan home in the evening, deck lights on, the smell of dinner on the grill, kids' laughter drifting up from the fenced backyard as the mountains hold onto the last bit of daylight. This home was fully rebuilt in 2017, so the only thing on your mind is the life you're building inside it. There's even flexible space with potential for a separate living setup, ideal for multigenerational living, whether that means grandparents nearby, adult kids finding their footing, or future rental income down the line. The neighborhood is the kind with parks and quiet streets, where families know each other and evenings feel unhurried. And when the weekend comes, Stevens Pass is calling, the river's close, the trails are closer, and Highway 2 makes the commute home and access to outdoor activities easy on the days in between. This one isn't just a house. It's the place where your family's next chapter starts.

1021 Merea Lane, Sultan

Listing courtesy of Real Broker LLC.

$973,995
5 Beds ⋅ 3 Baths ⋅ 2569128 MLS ⋅ ACTIVE Status
BETTER THAN NEW! 2192 sq ft 4 bdrm/3ba, 4yr old Roof w/25yr transferable warranty, Fully permitted New 2024 High Efficient Heat pump/AC & New 2022 Premium grade longer lasting Copper Plumbing (a Rarity) Naturally Antibacterial, & Healthier than the Pex or Pcvp plumbing thats in most communities & new construction. Fully permitted EV charger installed. New 2023 Blinds throughout. New 2025 insulated garage doors, 2024 Newer Premium durable waterproof laminate flooring (can't tell its not real and more durable than real wood for pets and kids!) 2022 Gorgeous Luxury Primary Bath with high-end Porcelain & Lovely new Soaking Tub. Granite Counters in all bathrooms with soft close real wood box frame vanities. Updated kitchen & Designer upgrades throughout w/high quality materials. Plus lets not forget about the spacious 3 car garage! It's been Meticulously maintained, current owner is pet/kid free so home shows like new. This home should last for many years with little to no maintenance. Lovely private tree lined backyard with tranquil entry facing greenbelt. Beautifully landscaped & fully fenced yard. Enjoy beautiful walks overlooking the Snohomish valley, community play areas were just redone. Great Schools, shopping, parks, trails & very nice neighbors who enjoy taking care of their properties. A Few miles from I-5, and 405. Owner Agent. Buyers are encouraged to do their own due diligence.

12828 66th Avenue SE, Snohomish

Listing courtesy of Kelly Right RE of Seattle LLC.

$315,000
2 Beds ⋅ 2 Baths ⋅ 2567804 MLS ⋅ ACTIVE Status
Welcome to Walden Park, where comfort, convenience, and location come together! This beautifully maintained 2-bedroom, 2-bath condo offers an inviting open-concept floor plan filled with natural light and thoughtfully designed for today’s lifestyle. The spacious living room features a cozy fireplace and flows seamlessly into the dining area and kitchen, creating an ideal space for entertaining or relaxing at home.The generous primary suite includes a private ensuite bath and ample closet space, while the second bedroom is perfect for guests, a home office, or flex space. Enjoy the convenience of in-unit laundry, abundant storage, and your own private covered deck—ideal for morning coffee or evening sunsets.This move-in-ready home includes assigned parking and is located within the highly desirable Mukilteo School District. Enjoy easy access to Boeing, Paine Field Airport, Everett Naval Station, I-5, I-405, Highway 99, and SR-526, making commuting throughout Snohomish and King counties a breeze. Minutes from shopping, restaurants, medical facilities, parks, trails, golf, beaches, and the Everett Waterfront.Walden Park is a well-maintained community with beautifully landscaped grounds, ample guest parking, and a welcoming neighborhood atmosphere. Whether you’re searching for your first home, downsizing, purchasing a low-maintenance lifestyle, or adding a quality investment property to your portfolio, this condo checks all the boxes.Affordable, and stylish.

13000 Admiralty Way Unit #A205, Everett

Listing courtesy of HomeSmart Realty Group.

$1,250,000
4 Beds ⋅ 3 Baths ⋅ 2568071 MLS ⋅ ACTIVE Status
Spacious two-story 4 bed, 3 bath home in Mill Creek Meadows offering 2,726 sqft plus a 3-car garage lives large and comfortably. A welcoming front porch leads you inside, where soaring ceilings and an abundance of natural light greet you, with plenty of windows and skylights throughout. Kitchen features granite counters and a center island, open to the dining area. Rooms are noticeably larger than typical for the neighborhood. The layout makes for a comfortable, effortless flow from the living room and formal dining through to the large family room. Primary suite includes a walk-in closet and 5-piece bath. Fully fenced backyard and patio, ideal for entertaining, in a quiet community. Freshly painted inside and out, move-in ready. Walking distance to Tambark Park and award-winning Cedar Wood Elementary. Minutes to golf, gyms, grocery stores, and parks, with easy access to Hwy 527, Hwy 9, and I-405 for commutes into Bothell, Bellevue, and the Redmond/Kirkland tech corridor.

17617 31st Drive SE, Bothell

Listing courtesy of Real Broker LLC.

$500,000
2 Beds ⋅ 3 Baths ⋅ 2568907 MLS ⋅ ACTIVE Status
Imagine waking up to your morning coffee on your private deck, watching hummingbirds zip through the lush greenbelt sanctuary right in your backyard. Nestled in the sought-after Arcadia Terrace community, this pre-inspected, turn-key 2-bed, 2.5-bath townhome offers a rare level of privacy. One of the very few homes in the complex, this unit directly backs to the protected native growth area with zero looking-in neighbors! Thoughtfully updated by the current owners, the interior features LVP flooring throughout, updated kitchen cabinetry, stylish bathroom vanities, refreshed fixtures, and sleek new countertops in ALL bathrooms. Enjoy ultimate year-round comfort with a rare built-in split A/C system, another true and rare standout feature for this home in the community! The open-concept main floor boasts soaring 9 ft ceilings, vibrant natural light, and a chef's kitchen with quartz countertops, mosaic tile backsplash, gas range, and bar seating. Upstairs, both spacious bedrooms feature en-suite bathrooms. Downstairs, the extra-large 2-car tandem garage includes sleek epoxy flooring, ceiling storage racks, and enough room for a workout area or ping-pong table! Complete with abundant guest parking nearby and quick access to neighborhood trails, playgrounds, and the Lake Stickney Off-Leash Dog Park. Outstanding Mukilteo School District location, just minutes to grocery stores, restaurants, Alderwood Mall, Paine Field, and I-5/I-405 access. Welcome home!

12915 20th Dr W Unit #F, Everett

Listing courtesy of CENTURY 21 Real Estate Center.

$797,500
3 Beds ⋅ 3 Baths ⋅ 2569065 MLS ⋅ ACTIVE Status
Behind its timeless exterior lies a home full of warmth, character, and thoughtfully curated design. Filled with natural light from numerous skylights, this distinctive residence features reclaimed wood accents and an inviting dining space that seamlessly blends indoor and outdoor living. The spacious primary retreat offers a luxurious spa-like five-piece ensuite bathroom, while two additional bedrooms, and flexible living spaces provide comfort for guests alike. Designed for entertaining, the expansive sun-drenched deck overlooks a beautifully fenced .37-acre property with exceptional privacy and room to expand. The finished lower-level space is ideal for a home office, fitness room, music studio, or creative retreat, while the insulated and drywalled garage offers additional space for hobbies or storage. Modern efficiency meets everyday luxury with a premium Enphase whole-home solar and battery backup system, delivering energy independence, reduced utility costs, and peace of mind during power outages. Ideally located just minutes from Mukilteo's waterfront, beaches, parks, restaurants, ferry, and commuter routes, this one-of-a-kind property offers the perfect balance of distinctive style, sustainability, and Pacific Northwest living.

5011 Seahurst Avenue, Everett

Listing courtesy of Windermere Real Estate Midtown.

$945,000
4 Beds ⋅ 3 Baths ⋅ 2567489 MLS ⋅ ACTIVE Status
BEAUTIFULLY MAINTAINED & MOVE-IN READY in sought-after Sunrose! Tucked away on a QUIET CUL-DE-SAC, this inviting Mill Creek home offers a peaceful neighborhood setting, abundant natural light & a spacious, thoughtfully designed floorplan. Enjoy the COVERED FRONT PORCH & peaceful cul-de-sac setting. Inside, expansive windows, dramatic vaulted ceilings & a soaring 2-STORY DINING AREA create a bright, open feel. The kitchen features quartz counters, SS appliances & a large island opening seamlessly to the great room, perfect for everyday living & entertaining. Durable luxury vinyl plank flooring throughout the main level. Spacious primary suite w/dual vanities & oversized walk-in closet. Fully fenced backyard w/patio offers plenty of space for outdoor dining, play & relaxation. SPACIOUS FINISHED 2-CAR GARAGE provides ample parking & storage. PRE-INSPECTED for added buyer confidence. Ideally located near parks, trails, Mill Creek Town Center & highly rated schools. A wonderful combination of CONDITION, LOCATION, NATURAL LIGHT & FUNCTIONAL LIVING in one of Mill Creek's most desirable neighborhoods. Offer review date: 8/18/2026

3927 138th Street SE, Mill Creek

Listing courtesy of Keller Williams Rlty Bellevue.

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