Snohomish Homes with FHA Terms

Snohomish Homes with FHA Terms

Located in the state of Washington, Snohomish County is a captivating region in the United States that offers a multitude of opportunities for homebuyers. With its picturesque landscapes, thriving communities, and convenient access to major cities, Snohomish County is an ideal place to call home.

One of the notable features of this county is its wide range of homes available with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible, particularly for first-time buyers or those with lower credit scores. These loans offer competitive interest rates and require a lower down payment compared to conventional loans.

Whether you're looking for a cozy single-family home in a quiet suburban neighborhood or a modern townhouse in a bustling urban area, Snohomish County has something to suit every taste and budget. With FHA terms available, prospective homebuyers can take advantage of the benefits offered by these loans and make their dream of homeownership a reality.

Furthermore, Snohomish County boasts excellent schools, a thriving job market, and a variety of recreational activities. From hiking and biking trails to waterfront parks and cultural events, there is always something to do and explore in this vibrant county.

If you're considering buying a home in Snohomish County, exploring the available options with FHA terms can be a great way to find the perfect property while benefiting from favorable loan terms. With its charming communities and diverse real estate market, Snohomish County offers an inviting and affordable place to live.

Newest Snohomish Homes with FHA Terms

$899,000
4 Beds ⋅ 3 Baths ⋅ 2566935 MLS ⋅ ACTIVE Status
Completely remodeled in 2026, this beautifully updated 4-bedroom, 2.25 baths home blends modern style with everyday comfort in a desirable neighborhood. Thoughtfully renovated from top to bottom, it features brand-new flooring, designer bathrooms, fresh interior paint, and a stunning new kitchen equipped with brand-new appliances. Every detail has been carefully selected to deliver a move-in-ready home with timeless finishes and contemporary appeal. Conveniently located near parks, shopping, dining, and top commuter routes, this exceptional home offers the perfect combination of luxury, comfort, and convenience. Don’t miss this rare opportunity to own a fully renovated home where everything is brand new and ready for you to enjoy.

20133 7th Avenue SE, Bothell

Listing courtesy of eXp Realty.

$798,000
3 Beds ⋅ 3 Baths ⋅ 2568540 MLS ⋅ ACTIVE Status
Welcome to Horizon View Estates, within walking distance from Bothell-Everett Highway! Tucked away at the end of a quiet, private cul-de-sac, this beautifully maintained 2-story Craftsman offers the ideal blend of comfort and functionality. The main level features a light-filled open layout with spacious living and dining areas, and a new remodeled quartz kitchen equipped with a center island. Upstairs, discover a versatile open loft—perfect for a home office or flex space—plus 3 light and airy bedrooms. The executive primary suite boasts soaring vaulted ceilings, a private ensuite bath, and a generous walk-in closet. All new Carpet & Paint. Enjoy the convenience of top-floor laundry, an attached 2-car garage, and a fully fenced backyard. Prime location with easy access to public transport, I-405, I-5, Hwy 527, Mill Creek Town Center, and top-rated Everett schools (Jackson High)!

19109 16th Avenue SE, Bothell

Listing courtesy of Keller Williams Realty Bothell.

$419,950
2 Beds ⋅ 3 Baths ⋅ 2563006 MLS ⋅ ACTIVE Status
Beautifully maintained 2-bedroom, 1.75-bath condo in a peaceful, beautifully landscaped community within the highly sought-after Mukilteo School District. Thoughtfully designed with each bedroom offering access to its own bathroom for added privacy. The spacious primary suite features a walk-in closet, double vanity, and walk-in shower. Upstairs laundry room with washer and dryer included. The inviting living and dining area features a cozy gas fireplace and opens to a private deck overlooking a tranquil setting. Enjoy an ideal location near Harbour Pointe Golf Club, Boeing, the library, police and fire departments, the YMCA, local coffee shops, parks, and a variety of dining options. Includes one assigned covered parking space.

5400 Harbour Pointe Boulevard Unit #E202, Mukilteo

Listing courtesy of Windermere Real Estate/M2, LLC.

$674,950
3 Beds ⋅ 1 Baths ⋅ 2567851 MLS ⋅ ACTIVE Status
Centrally located at the end of a quiet cul-de-sac, this beautifully updated rambler on .25 acres is the home you've been waiting for. Just 5 minutes to the Lynnwood & Mountlake Terrace transit centers (light rail) plus easy I-5/I-405 access for a seamless commute. Several nearby parks & playfields, including Matt Hirvela Bicentenial Park across the street, plus walking distance to schools & groceries. Enter this warm & inviting one-level home & be greeted by an open floor plan featuring a light-filled living room with extra-large windows & a gleaming kitchen with ample cupboard space for all your culinary needs, large island for food prep & entertaining, plus stainless-steel appliances. Great layout with 2 bedrooms on one side of the house and 1 bedroom on the other; makes for a great office or TV room. Sprawling fully-fenced yard & large entertainment-sized paver patio allow for year-round enjoyment of the outdoors; includes a freshly stained greenhouse, raised garden beds, and statement firepit. Patio is plumbed for gas for easy grilling! Several gorgeous trees & plantings including maples, lilacs, Italian plums, hydrangeas & rhodies. A truly park-like setting. Tankless hot water. Fresh interior paint. Exterior paint & new window shutters in 2023. Attached garage with additional loft storage plus attached carport for additional covered parking. Can also be a fantastic investment opportunity; previously being rented for $2950/month. (Some photos have virtual staging).

21903 42nd Place W, Mountlake Terrace

Listing courtesy of John L. Scott, Inc..

$519,990
2 Beds ⋅ 3 Baths ⋅ 2568654 MLS ⋅ ACTIVE Status
Rare opportunity to own this stylish 2 bed + 2.5 bath townhome in the well-maintained and conveniently located community of The Crossings at North Creek. Bright kitchen featuring abundant cabinetry and counter space, original hardwood flooring, and large windows that fill the space with natural light. Open living area with cozy gas fireplace, stylishly updated flooring and access to a spacious, south-facing outdoor balcony. Two generously sized bedrooms, each with their own full bath, including an en-suite in the primary bedroom, plus plenty of closet space throughout. Convenient upstairs laundry closet keeps everyday living easy. Downstairs flex-space conversion is perfect for a home office, gym, hobby room or extra storage—or easily convert it back to a two-car garage! Step outside to your own private, fully fenced patio and garden area, ideal for gardening, pets and outdoor projects. Attached garage parking with ample storage plus additional driveway parking. Convenient access to shopping, dining, recreation and the I-5 corridor, with quick access to I-405. No rental cap offers excellent flexibility for homeowners and investors alike. Move-in ready and waiting to welcome its next owner. Come & see!

402 126th Place SE Unit #A, Everett

Listing courtesy of James & Associates R.E. Inc..

$999,000
2567840 MLS ⋅ ACTIVE Status
This turnkey duplex is a fantastic addition to any investment portfolio—and an ideal opportunity for house hacking. Each spacious unit features three bedrooms, 2.5 bathrooms, and a two-car garage, all situated on a private, tree-filled lot backing to a protected greenbelt. Unit A offers recent updates, including waterproof vinyl flooring throughout the main level. The bright kitchen with large pantry opens to a spacious living room with access to a private backyard—perfect for relaxing. Upstairs are two generously sized bedrooms, a full bathroom with dual sinks, and a peaceful primary suite with an attached bath. All appliances are included, and the garage’s tall ceilings provide excellent storage. Unit B has been beautifully updated with vinyl plank flooring throughout, fresh interior paint, new trim, updated lighting fixtures, and a new refrigerator, washer, and dryer. The floorplan is open and filled with light. The kitchen offers lots of storage and opens to large living room. Upstairs, you will find your primary bedroom with huge closet and attached bath. 2 more spacious bedroom and full bath complete this unit. Live in one unit while renting the other, or add the entire property to your investment portfolio. Located in the highly sought-after Mukilteo School District—including Kamiak High School—the property provides convenient access to Mukilteo Speedway, I-405, and I-5, offering an easy commute without sacrificing its peaceful natural setting.

3115 York Road, Everett

Listing courtesy of Windermere Real Estate GH LLC.

$585,000
4 Beds ⋅ 3 Baths ⋅ 2568277 MLS ⋅ ACTIVE Status
4-bedroom home in Skyridge Estates! This bright and inviting floor plan features an open-concept living space with a spacious kitchen island, granite countertops, stainless steel, and abundant storage. Gorgeous plank flooring adds a modern touch throughout the home. Upstairs, you’ll find 4 generously sized bedrooms plus a versatile bonus loft, perfect for a home office, playroom, or additional living space. The spacious primary suite offers a walk-in closet and a private en-suite bath with dual sinks and a relaxing soaking tub. Enjoy the fully fenced backyard, ideal for outdoor entertaining and everyday living. Conveniently located with easy access to skiing, fishing, hiking, and all the outdoor recreation the Cascades have to offer. Move-in ready and truly better than new—come see all this beautiful home has to offer!

12053 317th Drive SE, Sultan

Listing courtesy of eXp Realty.

$1,649,000
5 Beds ⋅ 3 Baths ⋅ 2568305 MLS ⋅ ACTIVE Status
Select Homes craftsmanship shines throughout this thoughtfully designed 5-bedroom + bonus + den home nestled in Brier. Soaring 9-foot ceilings and oversized windows create an airy, light-filled atmosphere across the open-concept layout. The inviting living area is anchored by a gas fireplace with tile surround and shiplap detailing, while custom built-ins add warmth and character throughout. Chef’s kitchen features white soft-close Belmont shaker cabinetry, subway tile backsplash, premium stainless steel appliances, gas cooktop, and an oversized island topped with Mistério quartz counters and seating. Wide-plank oak hardwoods and extensive millwork elevate the home’s refined finish. Covered outdoor patio overlooks the fully fenced yard. Upstairs offers a generous bonus room, while the main-level guest suite provides flexible living options. Luxurious primary suite includes a spa-inspired 5-piece bath with soaking tub and oversized walk-in closet. 3-car tandem garage, A/C, and builder-backed 2-10 warranty complete the package.

21609 Poplar Way, Brier

Listing courtesy of Windermere Real Estate GH LLC.

$435,000
2 Beds ⋅ 3 Baths ⋅ 2566674 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained townhome, one of the few duplexes located in Royalwood Estates. This home offers a spacious layout with stunning woodburning fireplace and open floor concept. The updated kitchen features modern cabinetry, garden window, double sink, stainless steel appliances and breakfast bar. Large dining area opens to your private backyard terrace perfect for entertaining, gardening, or relaxing in a peaceful setting. Laundry and half bathroom downstairs. Upstairs boasts 2 bedrooms and one full bath. The primary has 3/4 bathroom and walk-in closet. The versatile loft space is ideal for a home office, guest room, or additional living area. The attached one-car garage has closet and accessible attic storage area. There is one additionally designated parking spot near your private front entrance. HOA fees cover water, sewer, and garbage. This home is move-in ready! All appliances stay! Conveniently located in Lynnwood with easy access to I-5, I-405, Park & Ride, shopping, dining, entertainment, and the Light Rail.

19219 40th Avenue W Unit #H-1, Lynnwood

Listing courtesy of Brilliance Realty LLC.

$349,995
2 Beds ⋅ 2 Baths ⋅ 2568536 MLS ⋅ ACTIVE Status
This gorgeous new construction townhouse complete with a warranty is called the "Dream Starter" as it gives a quality product and a new construction investment for Buyers in an affordable price range. The building was constructed with party wall construction between units, fire resistant sheet rock and extra insulation to help with sound proofing. The siding is low maintenance Kaycan vinyl sided backed by a limited lifetime warranty against defects and underneath the siding is a weather barrier system. It has a long-lasting composition roof, and the beautiful interior features a ductless mini split with heat pump for heating & air conditioning, white shaker kitchen cabinets and stylish finishes. The backyard is fully fenced for entertaining & privacy, and the cool front separation fence between units was designed with your privacy in mind so you have front yard use as well. There is a bedroom & bathroom with shower on each floor. This set-up allows income generating opportunities if you wanted to rent out a room long-term or even short term to a traveling nurse or to someone visiting the Cascade Mountain range who needs a place to stay for a night or two. The driveway allows for tandem 2 car parking. Dogs and cats are allowed. Located in downtown Granite Falls with its Wild West Architecture, strong community spirit & boutique shopping, near library & parks. The falls is only 1.5 miles away up Mountain Loop Hwy which leads to hiking trails, lakes, rivers & camping spots.

202 S Alder Avenue Unit #B, Granite Falls

Listing courtesy of Acquisition Real Estate.

$1,130,000
4 Beds ⋅ 3 Baths ⋅ 2567567 MLS ⋅ ACTIVE Status
And just like that, you landed your Edmonds dream home in the desirable Seaview neighborhood. Whether you are wanting to stroll your quiet cul-de-sac, walk to Seaview Park, dine at one of the many Edmonds restaurants, or snag your favorite bakery item from The Cottage Bakery in Perrinville—this beautifully kept home has it all. Step inside and see for yourself—every surface has been updated with intention. The main level welcomes you with an immaculate living space, vaulted ceilings and perfectly positioned kitchen, where thoughtful finishes create a home that feels both elevated and comfortable. Just off the kitchen, an impressive entertainment patio extends your living outdoors with the natural beauty of the Pacific Northwest. Upstairs, the primary suite is joined by two additional bedrooms, creating the option for everyone to be on one level. The primary features an incredible en-suite with designer finishes, while a second full hallway bathroom serves the additional bedrooms. Looking for additional lounging space? Come to the lower level and find a large TV room, 1/2 bathroom, bedroom/office, laundry with wash basin and plenty of useful storage. You’ll agree, this is your next home right here in Edmonds.

7817 182nd Place SW, Edmonds

Listing courtesy of Real Property Associates.

$1,080,000
4 Beds ⋅ 3 Baths ⋅ 2568168 MLS ⋅ ACTIVE Status
Welcome home. With just under 1.5 acres that feels ten with territorial views you have to see to believe. This custom-built 2,660+ sq ft home was made for entertaining, with an open kitchen, four bedrooms, and yes a built in sauna. Step onto the deck and take in territorial views over protected wetland greenspace — offering permanent, unbuildable privacy and a peaceful, farm-like feel you won't find in the suburbs. The property includes a three-car garage plus a detached barn/shop, ready for a tractor, tools, equipment, RV parking, or storing your boat, motorcycles, and jet skis. There's also a chicken coop and garden space, giving you the freedom to spread out and make this property your own. Perfect for the move-up buyer ready to trade a crowded lot for real space without sacrificing convenience — you're just minutes from Costco, Cabela's, Home Depot, Walmart, and local outlet malls. A rare opportunity to own space, privacy, and lifestyle just outside the city. Schedule your showing today.

7406 100th Street NE, Marysville

Listing courtesy of The Joseph Group.

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