Snohomish Homes with Assumable Terms

Snohomish Homes with Assumable Terms

Snohomish County, located in the state of Washington, is a picturesque region that offers a perfect blend of natural beauty and urban amenities. Situated in the Pacific Northwest of the United States, Snohomish County is known for its stunning landscapes, vibrant communities, and thriving real estate market.

With its close proximity to major cities like Seattle and Bellevue, Snohomish County offers residents the best of both worlds. Homebuyers in this area can enjoy the tranquility of suburban living while still having convenient access to employment opportunities, cultural attractions, and recreational activities.

One notable feature of the real estate market in Snohomish County is the availability of homes with assumable terms. Assumable terms allow homebuyers to take over the seller's existing mortgage, making the process of purchasing a home more affordable and streamlined. This option can be particularly advantageous for buyers who are looking to avoid the costs and complexities associated with obtaining a new mortgage.

Whether you're searching for a charming single-family home in a quiet neighborhood or a spacious property with breathtaking views, Snohomish County has a diverse range of housing options to suit every lifestyle and budget. From cozy cottages to luxurious estates, the real estate market in this county offers something for everyone.

If you're considering making Snohomish County your home, you'll be delighted by the area's natural beauty, strong sense of community, and the opportunities it presents for both work and play. With its homes featuring assumable terms, you can find the perfect property that meets your needs while also enjoying the benefits of a simplified home buying process.

Newest Snohomish Homes with Assumable Terms

$539,900
2 Beds ⋅ 2 Baths ⋅ 2562186 MLS ⋅ ACTIVE Status
This newly built Grand Ave home showcases beautiful Puget Sound views and thoughtful modern design. Offering 2 bedrooms and 2 baths, this two-story layout features an open-concept main floor with a bright kitchen complete with shaker cabinets, quartz countertops, and new stainless-steel appliances Plus a main level bedroom. Large windows maximize natural light, privacy, and year-round comfort. Enjoy proximity to the Everett Waterfront, Downtown Everett, and quick access to Boeing and Amazon. Additional upgrades include mini-split AC units throughout and an EV charger. A rare opportunity to own a unique home that blends historic neighborhood charm with modern construction—you truly have to see it to believe it. Please note annual tax showing on Redfin is not accurate, this is new construction, actual tax is not posted yet.

2623 Grand Ave Unit #C, Everett

Listing courtesy of The Preview Group.

$450,000
2 Beds ⋅ 2 Baths ⋅ 2560720 MLS ⋅ ACTIVE Status
Enjoy effortless living in this desirable corner unit at the Carlyle Condominium. Designed for easy living and entertaining, the gracious open floor plan connects the spacious living room, dining area, and kitchen. Large windows flood the space with natural light, while a cozy fireplace serves as the warm centerpiece of the main living area. Enjoy your private balcony - the ultimate spot for morning coffee or evening relaxation. Retreat to the generous primary suite, a private oasis boasting a 3/4 bath with double sinks and dual closets. The versatile second bedroom and adjacent full bathroom offer excellent flexibility for guests, a home office, or media room. Enjoy peace of mind in a secure building featuring a gated garage, private parking space, a large storage unit, and plenty of convenient guest parking. New heating system with a 6-year warranty. Nestled in a prime location just minutes from shopping, dining, the Alderwood Mall, the Lynnwood Convention Center, and the Lynnwood Light Rail station for a stress-free commute. A rare find.

19412 48th Avenue W Unit #103, Lynnwood

Listing courtesy of Windermere Real Estate GH LLC.

$589,900
5 Beds ⋅ 3 Baths ⋅ 2562216 MLS ⋅ ACTIVE Status
Well-built home by peaceful greenbelt with room for everyone! 4 full bedrooms upstairs and a flex room on the main can be a 5th bedroom, home office or private guest suite. Don’t miss rare opportunity to ASSUME EXISTING 3.75% MORTGAGE, a savings that's nearly impossible to find in today's market! Or lease-to-own for up to 3 years- so many options! Perfect for entertaining with formal living room, vaulted ceilings, formal dining, bright kitchen with quartz countertops, eating bar, high-end appliances, double ovens and large pantry opens seamlessly to the eating nook and family room with gas fireplace and wired surround sound. Upstairs spacious primary suite includes 5-piece bath with soaker tub and dual vanities and large walk-in closet plus 3 more large bedrooms with generous closets. Spacious 2nd full bath has dual sinks, skylight and large linen cupboard. Car enthusiasts and hobbyists will love the huge 3-car garage, outfitted with both wall and overhead storage for maximum organization, plus an electric car outlet that can also serve a full-size ceramic kiln! Workbenches and storage abound! Fully fenced backyard, 20x20 patio with electric awning, shed, mature perennial gardens in front and back yards. Located in a pristine community steps from neighborhood park with walking trails and fitness stations. Enjoy small-town living only 13 minutes from shopping, movies and dining in Monroe, 30 min to Everett or Woodinville or hit the slopes at Steven’s Pass just 40 min east.

32518 138th Street SE, Sultan

Listing courtesy of Dalton Wade, Inc..

$669,950
4 Beds ⋅ 3 Baths ⋅ 2561202 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained ranch-style home tucked away on a quiet cul-de-sac in one of Everett's desirable neighborhoods. Thoughtfully designed for comfortable everyday living and effortless entertaining, this home offers spacious living areas filled with natural light, a functional floor plan, and seamless indoor-outdoor flow. The updated kitchen features quartz counters opens to main living space, creating the perfect gathering place for hosting games and holidays. Retreat to the generous primary suite featuring a private bath, walk-in closet and access to the outdoor custom patio. Additional bedrooms provide flexibility – including a second primary en-suite and new LVP flooring throughout. Step outside to enjoy a fully fenced 7,405 sq ft backyard with custom stonework—ideal for summer BBQs, pets, gardening, or simply relaxing in your own private outdoor oasis with gorgeous established Maple Trees. Conveniently located near parks, schools, shopping, dining, Paine Field and major commuter routes with easy access to Boeing, I-5, and Highway 526. This move-in ready home offers the perfect combination of comfort, convenience, and location.

6208 Sycamore Place, Everett

Listing courtesy of KW Greater Seattle.

$589,000
3 Beds ⋅ 2 Baths ⋅ 2561170 MLS ⋅ ACTIVE Status
Welcome home to this charming mid-century Marysville rambler, where timeless character meets thoughtful updates. Original hardwood floors, classic built-ins, and large picture windows showcase the home's enduring craftsmanship while filling the living spaces with natural light. The functional floor plan offers a spacious living room, three comfortable bedrooms, and an inviting galley kitchen featuring new flooring, updated countertops, ample cabinetry, and a cozy dining area. Step outside to enjoy the expansive backyard, complete with a fully finished two-story shed with electricity, insulation and drywall. A two-car garage and attached carport provide abundant parking and storage. Ideally situated on a spacious lot, this home is just minutes from shopping, restaurants, schools, Cedarcrest Golf Course, Seattle Premium Outlets, and convenient access to I-5, making commuting and everyday living a breeze.

5907 88th St NE, Marysville

Listing courtesy of Integris Real Estate.

$1,450,000
4 Beds ⋅ 3 Baths ⋅ 2560164 MLS ⋅ ACTIVE Status
Opportunity, location, and quality—all in one. This beautifully maintained, move-in-ready Edmonds home offers the rare combination of immediate comfort and long-term potential. Thoughtfully cared for, the home is ready to enjoy from day one, with the finished basement providing excellent potential for an Accessory Dwelling Unit (ADU) or flexible additional living space.Nestled in an established neighborhood just minutes from downtown Edmonds, waterfront parks, shopping, dining, commuter routes, and the ferry, this property offers both convenience and lifestyle. Whether you're looking for a primary residence, space for multi-generational living, or an investment opportunity, this home provides the flexibility to meet a variety of needs.Don't miss your chance to own a quality home that's ready to move into today, with the opportunity to add value and make it your own for years to come.

804 15th Street SW, Edmonds

Listing courtesy of Coldwell Banker Danforth.

$729,995
3 Beds ⋅ 3 Baths ⋅ 2560841 MLS ⋅ ACTIVE Status
Set back from the street at the end of a long private driveway on a quiet cul-de-sac, this 2004 built Martha Lake home offers a peaceful setting with generous space between neighboring properties. This well-maintained 3-bedroom, 2.5-bath home features a bright, functional kitchen with abundant cabinet and counter space, making meal preparation and entertaining easy. The spacious second floor includes a primary suite, two additional bedrooms, and a versatile loft ideal for a home office or reading nook. Step outside to a large entertainment deck overlooking beautifully landscaped grounds with established gardens, raised vegetable beds, and inviting outdoor living spaces designed for relaxing or gathering with friends. Conveniently located near Alderwood Mall, Mill Creek Town Center, shopping, dining, Swedish Mill Creek, Martha Lake Airport Park, and Payne Field. Commuters will appreciate quick access to I-5, I-405, Community Transit, and nearby light rail stations. Located within the Edmonds School District and just minutes from the popular spring water collection site. Enjoy the privacy of a tucked-away setting without sacrificing convenience to everyday amenities, recreation, and major commuter routes.

929 149th Place SW, Lynnwood

Listing courtesy of Coldwell Banker Bain.

$1,890,000
4 Beds ⋅ 3 Baths ⋅ 2559939 MLS ⋅ ACTIVE Status
Seller offering $20,000 Buyer Bonus! Rate Buy Down or price reduction. Parklike Private and quiet 5 Acres on Meadow Lake in Snohomish. This beautiful 2-Story home offers over 3,700 square feet of living space with lake views. The home has a 3-Car attached garage, 45’ Covered R.V Bay and an 8 Car 40’ x 40’ detached shop (11 Covered + RV Bay). Floor plan is configured with 3 Bedrooms up plus a large bonus room (could convert to 4th bedroom). Den / Office on the main floor could also be used as a bedroom. Tall covered porch with double doors to the 2-story entry. The entry opens to the grand living room and office with double doors. The vaulted primary suite offers a custom spa-like bathroom and a private deck overlooking the grounds. Beautiful hardwood floors from the entry through the dining room and kitchen. New flooring and full interior paint job just completed, the home feels brand new. 1600 SF Shop (40' x 40') is heated and has it own power and panel (Shop is Permitted). Bonus Room or Main floor office could be used as a 4th bedroom.

8412 E Meadow Lake Drive, Snohomish

Listing courtesy of Keller Williams Realty Bothell.

$315,000
2 Beds ⋅ 1 Baths ⋅ 2559803 MLS ⋅ ACTIVE Status
Freshly remodeled and move-in ready, this affordable end-unit condo offers easy, low-maintenance living just minutes from light rail and major commuter routes. Recent updates include new interior paint, kitchen cabinets and counters, a refrigerator, and newer appliances. Enjoy level access with no stairs, a cozy wood-burning fireplace, and peaceful tree-lined views from the living room, deck, and primary bedroom. The flexible second bedroom works well as an office or guest room. Additional features include in-unit laundry, deck storage, an assigned storage locker, one reserved parking space, and ample guest parking. Community amenities include a pool, clubhouse, sauna, and guest parking. HOA dues cover water, sewer, garbage, earthquake insurance, lawn care, and common-area maintenance. Just minutes from I-5, shopping, restaurants, and light rail, this is an affordable, low-maintenance home with easy access to everything you need.

22105 66th Avenue W Unit #1C, Mountlake Terrace

Listing courtesy of COMPASS.

$649,900
4 Beds ⋅ 3 Baths ⋅ 2559113 MLS ⋅ ACTIVE Status
Step into effortless living in Lake Stevens! This 4-bedroom, 3-bathroom home delivers a smart, functional layout and real value the moment you walk in. Natural light fills the open-concept main level, where the kitchen — complete with refrigerator, range, microwave, dishwasher, and garbage disposal — flows seamlessly into connected living and dining spaces designed for everyday life. Upstairs, the primary suite offers a private escape with a walk-in closet and ensuite bathroom, joined by two additional bedrooms. Downstairs adds even more flexibility with a finished second living area, a fourth bedroom, and a full bathroom — ready for a home office, guests, or whatever fits your lifestyle. Double-pane windows and forced air heating keep the home comfortable year-round. Outside, enjoy the deck and fenced yard for easy outdoor living, plus a 2-car attached garage complete with EV Charger, and additional off-street parking. Public water, connected sewer, natural gas availability, and high-speed internet access keep everyday living simple and connected. Tucked in the Lake Stevens School District and just minutes from Highway 2, Highway 9, downtown Lake Stevens, the waterfront parks, and local shopping and dining — this home puts you close to everything while offering the space to make it your own. A smart move in one of Snohomish County's fastest-growing communities.

2327 107th Avenue SE, Lake Stevens

Listing courtesy of RE/MAX Gateway.

$670,000
3 Beds ⋅ 3 Baths ⋅ 2555707 MLS ⋅ ACTIVE Status
Welcome to Lake Stevens’ desirable Pasadera Heights, where comfort, style and opportunity come together. This beautifully updated, east-facing home is filled with natural light and offers 2,454 sq ft of thoughtfully designed living space with 3 bedrooms, 2.5 baths and a generous upper-level loft/rec room—ideal for movie nights, a playroom, home office or gathering with friends. Fresh interior paint, plush carpet, updated lighting, fixtures and tasteful finishes create a bright, polished and truly move-in-ready interior. The open, functional layout offers comfortable everyday living with room to grow. Step outside to the FULLY FENCED backyard featuring a private patio and garden area, perfect for entertaining, morning coffee, pets, play or cultivating flowers and vegetables. Set in the desirable Snohomish School District, this home is conveniently located near the Lake Stevens waterfront, public boat launch, local restaurants, shopping, transit and the Centennial Trail. Enjoy an active outdoor lifestyle with boating, walking, running and biking just minutes from home. An exceptional opportunity for ELIGIBLE BUYERS: the existing VA loan may be assumable at an incredible *2.25%* interest rate, subject to lender approval and qualification. A rare combination of lifestyle, location and value—this is the one you’ve been waiting for!

2314 119th Drive SE, Lake Stevens

Listing courtesy of Keller Williams Realty Bothell.

$549,950
3 Beds ⋅ 2 Baths ⋅ 2555433 MLS ⋅ ACTIVE Status
Priced to sell! Rare corner lot opportunity near Paradise Lake in one of Woodinville’s growing pockets. Bring your builder, vision, and imagination to 10024 228th Place SE and create value in a location surrounded by beautiful custom homes and nearby million-dollar properties. Enjoy a quiet, natural setting with close proximity to Paradise Valley Conservation Area, offering miles of scenic trails for hiking, biking, and equestrian use. Convenient access to Maltby, Woodinville, Bothell, Mill Creek, and Monroe. Water and power available in the street. Excellent upside potential—buyer to verify all feasibility, utilities, and building requirements to their satisfaction. Adjacent parcel also for sale. Bring your vision!

10024 228th Pl SE, Woodinville

Listing courtesy of Marketplace Sotheby's Intl Rty.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.