Snohomish County Homes with Assumable Terms

Snohomish County Homes with Assumable Terms

Snohomish County, located in the state of Washington, is a picturesque region that offers a perfect blend of natural beauty and urban amenities. Situated in the Pacific Northwest of the United States, Snohomish County is known for its stunning landscapes, vibrant communities, and thriving real estate market.

With its close proximity to major cities like Seattle and Bellevue, Snohomish County offers residents the best of both worlds. Homebuyers in this area can enjoy the tranquility of suburban living while still having convenient access to employment opportunities, cultural attractions, and recreational activities.

One notable feature of the real estate market in Snohomish County is the availability of homes with assumable terms. Assumable terms allow homebuyers to take over the seller's existing mortgage, making the process of purchasing a home more affordable and streamlined. This option can be particularly advantageous for buyers who are looking to avoid the costs and complexities associated with obtaining a new mortgage.

Whether you're searching for a charming single-family home in a quiet neighborhood or a spacious property with breathtaking views, Snohomish County has a diverse range of housing options to suit every lifestyle and budget. From cozy cottages to luxurious estates, the real estate market in this county offers something for everyone.

If you're considering making Snohomish County your home, you'll be delighted by the area's natural beauty, strong sense of community, and the opportunities it presents for both work and play. With its homes featuring assumable terms, you can find the perfect property that meets your needs while also enjoying the benefits of a simplified home buying process.

Newest Snohomish County Homes with Assumable Terms

414 97th Avenue SE, Lake Stevens
$619,900
4 Beds ⋅ 3 Baths ⋅ 2562745 MLS ⋅ ACTIVE Status
Some homes just make everyday life easier, and this is one of them. With 4 bedrooms, 2.25 baths and 1,570 sq ft, the layout makes smart use of every inch, offering bright gathering spaces, room to spread out and flexibility for the way life actually happens. Hardwood floors and large windows bring warmth and natural light into the main living areas, while the fireplace creates an inviting place to settle in, and AC to keep you cool in the summer. Step outside to an expansive deck overlooking the fenced backyard ready for summer dinners, morning coffee or evenings in the hot tub. Downstairs adds even more versatility with finished living space that can adapt as needs change. A 2-car garage, generous driveway with room for RV parking and an established outdoor space. Located in a quiet cul-de-sac in the Lake Stevens School District with convenient access to shopping, dining. Wyatt Park boat launch and commuter routes. A home that feels comfortable from the moment you walk in, and one you'll want to see in person.

414 97th Avenue SE, Lake Stevens

Listing Broker: Camano Island Real Estate; Kesley D Becraft; 425-750-8889; Kesley@previewnw.com

Marysville
$950,000
2590756 MLS ⋅ ACTIVE Status
Successful, well located, national gas/convenience Business Opportunity, Convenient location near I-5. Long term lease. In store sales at $100,000/month with fuel sales 50,000 gal/mo. Assumable loan.

Marysville

Listing Broker: Best Choice Realty LLC; Patrick Johnson; 425-239-4600; psjohnson22@hotmail.com

17104 24th Avenue SE, Bothell
$690,000
3 Beds ⋅ 1 Baths ⋅ 2585165 MLS ⋅ ACTIVE Status
IMMACULATE! This beautifully maintained, move-in-ready home is one of those rare finds where everything feels practically perfect in every way. Thoughtfully cared for inside and out, this charming single-level 3-bedroom home offers easy, comfortable living with laminate flooring, updated windows, abundant natural light and a beautifully remodeled bath. Enjoy year-round comfort with a 2023 gas furnace, whole-house A/C and cozy gas fireplace. The kitchen features solid oak cabinets, custom tile backslpash, stainless appliances and is plumbed for a gas range. The fully fenced backyard is just as impressive, with low-maintenance Trex decking, hot tub, fire pit, full front and back sprinkler system and two storage sheds. A beautiful gazebo provides welcome shade for summer BBQs and outdoor gatherings. Generous 3-car driveway provides ample off-street parking. Conveniently located between I-5 and 405 with nearby transit, shopping and everyday amenities, and served by highly regarded Everett schools. New water heater in 2026. All appliances stay, including washer, dryer and garage refrigerator. Pre-inspected for your peace of mind. Exceptionally clean, beautifully maintained and truly move-in ready—this is a home you’ll be proud to call your own.

17104 24th Avenue SE, Bothell

Listing Broker: Katrina Eileen; Kim Pelham; 425-250-9422; kim@thepelhamgroupnw.com

15421 8th Avenue W, Lynnwood
$1,300,000
5 Beds ⋅ 4 Baths ⋅ 2585542 MLS ⋅ ACTIVE Status
Stunning contemporary home in one of Martha Lake’s most coveted neighborhoods. Built in 2016 and customized with high-quality finishes, this exceptional home offers space, flexibility, and style. The main level features a spacious great room with gas fireplace and built-ins, chef’s kitchen with oversized island and walk-in pantry, plus a versatile adjoining space ideal for formal dining or a den as well as a separate guest room or office. The lower level offers a guest suite and large rec room with potential for a kitchenette, creating an excellent ADU/MIL opportunity. Upstairs, the spacious primary suite features a 5-piece bath and large walk-in closet, along with three additional bedrooms, full bath, and laundry. Tall ceilings, abundant storage, covered deck, and 2-car garage add to the appeal. Enjoy a fully fenced, private backyard with a thoughtfully designed patio, diverse landscaping, and food gardens. Low HOA dues support a beautifully maintained community with buried power lines. Peaceful neighborhood living with easy access to I-5, Alderwood, shopping, and amenities—this one truly checks all the boxes.

15421 8th Avenue W, Lynnwood

Listing Broker: Redfin; Rick Wright; 206-495-3353; rick.wright@redfin.com

108 Mountain View Street, Granite Falls
$550,000
3 Beds ⋅ 2 Baths ⋅ 2586548 MLS ⋅ ACTIVE Status
MOVE-IN READY and beautifully refreshed 3-bedroom, 2-bath home, where thoughtful updates, comfortable living, and an exceptionally convenient location come together. With brand-new carpet, interior and exterior paint, a professional cleaning, and a new furnace, this home has all the valuable updates completed and ready for you. Just move in and enjoy! Need 3 bedrooms PLUS a work space? This home has it! Convenient location with excellent walkability to schools, groceries, coffee shops, hardware store, and a variety of restaurants. Play equipment, gazebo, and patio furniture stay!

108 Mountain View Street, Granite Falls

Listing Broker: John L. Scott Arlington; Karmin Pincus; 425-780-6319; karmin@pcseverett.com

18621 Blueberry Lane Unit #B308, Monroe
$245,000
2 Beds ⋅ 2 Baths ⋅ 2585207 MLS ⋅ ACTIVE Status
Welcome to Canoe Club Condos, where comfort and convenience come together in a peaceful setting near historic downtown Monroe. This 2-bedroom, 3rd floor home features a spacious living area with access to a private patio. Inside, the thoughtfully designed living space provides large rooms and a wide hallway. Enjoy the gas fireplace on those cold days. 2 full baths, in-unit washer and dryer. Need fresh air or just want to stay home and enjoy a fresh look at nature? Open your slider and relax on your private balcony.

18621 Blueberry Lane Unit #B308, Monroe

Listing Broker: Gateway Real Estate; Gary A. Folk; 253-208-1990; garyfolk7@gmail.com

21501 Marine Drive, Stanwood
$650,000
3 Beds ⋅ 2 Baths ⋅ 2580870 MLS ⋅ ACTIVE Status
Get out of the city and enjoy the country life in this updated 3-bed, 1.75-bath rambler nestled on a private 3/4 acre lot just minutes to Lake Goodwin and Warm Beach! Beyond the inviting front porch awaits a tastefully remodeled kitchen open to the living & dining areas and featuring shaker cabinetry, granite counter tops, and stainless steel appliances—all underscored by elegant, wood-laminate flooring. Primary Bedroom with attached bath, 2 additional bedrooms and an impressive Bonus Room providing amazing flex space as a media room, den/ office or 4th bedroom. Enjoy natural scenery from every window and the evening glow of Port Susan to the west every day. Free standing wood stove keeps you warm on those chilly winter nights, while the massive deck off the back slider is designed for effortless summer entertaining against a serene, private backdrop. Extra driveway parking, storage shed, firepit area, backyard with plenty of room to play and grow. Home is wired for generator. No HOA, not on leased land, not in a flood zone, and with a new septic drain field installed in 2021. Less than 5 minutes to both Lake Goodwin and Warm Beach, with easy access to I-5, Lakewood Crossing and Smokey Point shopping and dining options. Assumable mortgage -buyer to verify. The perfect balance of seclusion and accessibility, this rural retreat is truly one-level living at its best! Welcome home!

21501 Marine Drive, Stanwood

Listing Broker: CENTURY 21 Real Estate Center; Bill Townsend; 425-343-6932; townsendgroupre@gmail.com

22105 66th Avenue W Unit #1C, Mountlake Terrace
$299,700
2 Beds ⋅ 1 Baths ⋅ 2581771 MLS ⋅ ACTIVE Status
A home of your own—and a life with less to manage. Tucked into a quiet, tree-lined setting, this refreshed end-unit condo offers the rare combination of privacy, convenience, and easy one-level living. Step inside to a bright, updated interior where the living room opens to peaceful green views and a private deck—perfect for morning coffee or unwinding at the end of the day. A wood-burning fireplace adds warmth when Seattle turns cozy, while the flexible second room gives you space to work from home, host overnight guests, or simply have a little extra room to spread out. With level entry and no stairs, in-unit laundry, reserved parking, additional storage, and thoughtful updates throughout, everyday living couldn't be simpler. When you want to get out, light rail, I-5, restaurants, shopping, and services are just minutes away. And at home, enjoy community amenities including a pool, clubhouse, and sauna. Move in, settle in, and spend your time living instead of maintaining.

22105 66th Avenue W Unit #1C, Mountlake Terrace

Listing Broker: COMPASS; Anne Marie Peterson; 206-779-2174; annemarie.peterson@compass.com

18316 68th Avenue W, Lynnwood
$1,300,000
5 Beds ⋅ 3 Baths ⋅ 2579231 MLS ⋅ ACTIVE Status
ASSUMABLE LOAN OF ROUGHLY $1,057,000 AT A 2.75% INTEREST RATE. Shop like it’s 2022 with an assumable loan at an incredible 2.75% interest rate! Welcome home to this spacious 5-bedroom, 2.75-bath home tucked away at the top of a quiet cul-de-sac in the desirable Blue Ridge neighborhood. Filled with natural light, this home offers a functional and flexible floor plan designed for everyday living and entertaining. The primary bedroom is conveniently located on the main floor. Two separate living rooms and two dining spaces provide plenty of room to gather, entertain, work from home, or simply spread out. Brand-new carpet gives the home a fresh feel, while A/C keeps you comfortable year-round. Outside, enjoy RV, boat, or additional parking—a rare bonus! Just minutes from Downtown Edmonds, local restaurants, shops, parks, the waterfront, and commuter routes. With five bedrooms, flexible living spaces, NO HOA, and an assumable 2.75% interest rate, opportunities like this don’t come around often—come see what makes this home so special!

18316 68th Avenue W, Lynnwood

Listing Broker: Windermere R.E. Shoreline; Brian Alfi; 425-772-9330; brian@alfirealestate.com

2009 101st Avenue SE Unit #3, Lake Stevens
$450,000
2 Beds ⋅ 3 Baths ⋅ 2565762 MLS ⋅ ACTIVE Status
Desirable Westcott Townhome (popular dual primary suite) at the Farmhouses at Roxbughe. This newer Lake Stevens townhome delivers comfort, style, and an unbeatable location — just minutes to Highway 9 and a straight shot to Everett for commuters. Enjoy a true sense of community here, with picnic areas, walking trails, a firepit, a covered cabana for summer BBQs, a playground, and a fully fenced off-leash dog park. Inside, the main level is light and open, anchored by a generous dining space and a gourmet kitchen finished with quartz counters, ample cabinets, tile backsplash, and stainless steel appliances — plus a guest half bath for entertaining. Head upstairs to find two spacious primary suites, a flexible layout that works beautifully for roommates, multi-generational households, or investors chasing strong rental appeal. The deep 2-car tandem garage adds room for storage, tools, or a workshop, and low monthly dues keep ownership simple and affordable. Located in the sought-after Lake Stevens School District and just a few minutes from the lake, boat launch, beaches, trails, shopping, dining, and Costco, this move-in ready home checks every box!!

2009 101st Avenue SE Unit #3, Lake Stevens

Listing Broker: Keller Williams Realty Bothell; Ed Gillis; 425-422-7107; Ed@InfinityRidge.com

17218 84th Avenue NE, Arlington
$700,000
4 Beds ⋅ 3 Baths ⋅ 2572443 MLS ⋅ ACTIVE Status
Built in 2013 and move-in ready. Most homes at this price ask you to choose between one-level living and square footage. This one doesn't. The top floor holds everything you use daily: vaulted great room with gas, stone fireplace, granite island kitchen with gas range and walk-in pantry, dining opening to a large deck, laundry, and three bedrooms including the primary suite with walk-in closet, soaking tub, and separate shower. Downstairs adds a family room and a rec room with the fourth bedroom and third full bath. Guest wing or room for extended living. The tandem garage runs about 852 sq ft, big enough for four cars. There's enough room for hobbies, an exercise space, or that home-based business you've been meaning to start. New roof and deck (2025), kitchen appliances (2025), tankless water heater (2026). Central A/C and HEPA filtration. Level fenced yard with covered patio, community park and playground, quiet dead-end street. Arlington is where north Snohomish County's job growth is landing. Amazon's PAE2 is the company's largest Washington fulfillment center at 2.8 million sq ft and about 2,800 employees, and the Arlington and Marysville Cascade Industrial Center is building toward roughly 4,000 more. Off the clock, you have the Centennial Trail, the Stillaguamish River, and the Cascades out the front door. I-5 and Hwy 9 reach Everett, Marysville, and Lake Stevens in about 20 minutes. Vacant, professionally staged, and ready when you are.

17218 84th Avenue NE, Arlington

Listing Broker: Real Broker LLC; Becca L. Locke; 425-512-3343; becca@beccalocke.com

505 Hemlock Avenue, Granite Falls
$620,000
4 Beds ⋅ 3 Baths ⋅ 2574786 MLS ⋅ ACTIVE Status
Major system updates offer total peace of mind: Central AC (2024), Furnace (2023), Water Heater (2022), and Roof (~9 years old). VA LOAN assumption opportunity at 5.625%! Use preferred lender and receive .5% off your INTEREST RATE for the first SIX months! Enjoy an unbeatable location within walking distance to local schools, dining, and groceries, plus quick access to rivers, trails, and the Mountain Loop Highway for weekend adventures. Step inside to a light-filled upper level featuring VAULTED ceilings, a cozy gas fireplace, and a dining room with front-row views of evening sunsets. The kitchen and adjacent eating area open directly to the deck—perfect for morning coffee. Retreat to the primary suite, complete with a WALK-IN closet, and an east-facing window overlooking the backyard to catch the morning sunrise. Enjoy a FULLY FENCED, LOW-MAINTENANCE yard with a storage shed. The oversized 2-car garage includes an extra nook for a workshop or storage. No HOA!

505 Hemlock Avenue, Granite Falls

Listing Broker: Realty One Group Orca; Gabriela Escalante; 425-344-4710; gabrielarealtyco@gmail.com

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