Snohomish Homes with USDA Loan Terms

Snohomish Homes with USDA Loan Terms

Snohomish County, located in the state of Washington, is a picturesque region that offers a perfect blend of natural beauty and urban amenities. Situated in the Pacific Northwest, this county is a part of the United States. With its stunning landscapes, vibrant communities, and a thriving real estate market, Snohomish County is an ideal place to call home.

One of the noteworthy aspects of the real estate market in Snohomish County is the availability of homes with USDA loan terms. If you are looking for a property in this area, you may be eligible for a USDA loan, which is a government-backed mortgage program. This loan program is designed to assist low to moderate-income buyers in purchasing homes in rural and suburban areas.

The USDA loan terms offer several advantages to potential homebuyers. These include low-interest rates, zero down payment requirements, and flexible credit guidelines. With the help of a USDA loan, you can finance your dream home in Snohomish County without having to worry about a hefty down payment.

Whether you are a first-time homebuyer or looking to upgrade to a larger property, Snohomish County has plenty to offer. From charming neighborhoods to scenic views of the Cascade Mountains, this county provides a high quality of life for its residents. With the added benefit of USDA loan terms, you can make your homeownership dreams a reality in this beautiful part of Washington state.

Newest Snohomish Homes with USDA Loan Terms

$798,000
3 Beds ⋅ 3 Baths ⋅ 2568540 MLS ⋅ ACTIVE Status
Welcome to Horizon View Estates, within walking distance from Bothell-Everett Highway! Tucked away at the end of a quiet, private cul-de-sac, this beautifully maintained 2-story Craftsman offers the ideal blend of comfort and functionality. The main level features a light-filled open layout with spacious living and dining areas, and a new remodeled quartz kitchen equipped with a center island. Upstairs, discover a versatile open loft—perfect for a home office or flex space—plus 3 light and airy bedrooms. The executive primary suite boasts soaring vaulted ceilings, a private ensuite bath, and a generous walk-in closet. All new Carpet & Paint. Enjoy the convenience of top-floor laundry, an attached 2-car garage, and a fully fenced backyard. Prime location with easy access to public transport, I-405, I-5, Hwy 527, Mill Creek Town Center, and top-rated Everett schools (Jackson High)!

19109 16th Avenue SE, Bothell

Listing courtesy of Keller Williams Realty Bothell.

$549,950
2 Beds ⋅ 3 Baths ⋅ 2568129 MLS ⋅ ACTIVE Status
Welcome to the Fern, homesite 16 at Lockwood Lane, a new community by Lennar. This new three-story townhome boasts modern living upon entry with a versatile flex space, perfect for a chic office or studio. On the second floor is a welcoming open-concept layout shared between the kitchen, living and dining areas. Both bedrooms are located on the third floor for optimal comfort and privacy, including a lavish owner’s suite with a spa-inspired bathroom. With Lennar’s signature Everything’s Included®, you’ll find stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

9811 31st Avenue SE Unit #F3, Everett

Listing courtesy of Lennar Sales Corp..

$624,950
3 Beds ⋅ 1 Baths ⋅ 2567694 MLS ⋅ ACTIVE Status
Exceptional Equestrian Property on 5 Acres in Arlington! Discover the perfect blend of country charm, space, and convenience at this beautifully situated 5-acre equestrian property in Arlington. Designed with horse and animal lovers in mind, this unique property features a 2-stall barn, riding arena, pasture, tack room, and plenty of usable, level land for horses, animals, gardening, or future possibilities. The well-built country home welcomes you with a large covered front porch, perfect for relaxing, entertaining, and enjoying the peaceful surroundings and beautiful mountain views. Inside, you'll find a warm and inviting floor plan featuring a primary bedroom with an attached nursery or flexible bonus space, plus a charming loft bedroom with skylight that brings in abundant natural light. Additional highlights include a 2-car garage and a flat, versatile 5-acre setting offering room to create the country lifestyle you've been dreaming about. Enjoy the tranquility and privacy of acreage living while remaining conveniently located near shopping, dining, services, and everyday amenities. Whether you're an equestrian enthusiast, animal lover, hobby farmer, or simply looking for more space and a peaceful country setting, bring your vision and make this special Arlington property your own! Home features: New window 3 years ago, Hot tub, Air-condition/heating, Dish TV. Excellent layout with good bones. There are two outdoor buildings. 2 huge containers stay with the house.

14827 Mcelroy Road, Arlington

Listing courtesy of Nations Realty, LLC.

$499,999
2 Beds ⋅ 2 Baths ⋅ 2567622 MLS ⋅ ACTIVE Status
Welcome to your private country feeling sanctuary not too far from town! Situated on 4.23 mostly level acres, this 1980-built home offers 1,104 square feet of functional living space, complete with 2 bedrooms, 2 bathrooms, and central air conditioning for year-round comfort. A wood burning stove to keep you cozy in the cold winters with no shortage of timber on the property for fuel. Reframe your lifestyle with privacy, space, and freedom—free from the restrictions of an HOA. Includes a separate 2 car garage/shop with a work bench and tool area off to the side. Three storage sheds on property included!  This property presents an exceptional opportunity for buyers looking to build sweat equity,  or anyone searching for affordable acreage with incredible infrastructure already in place to possibly expand.  Bring your vision and make this quiet retreat your own! Estate sale being sold As-Is.

10023 164th Street NE, Arlington

Listing courtesy of KW North Sound.

$1,300,000
2 Beds ⋅ 2 Baths ⋅ 2567131 MLS ⋅ ACTIVE Status
A true Skykomish River legacy property. Set on nearly four acres with over 550 feet of Skykomish River frontage, this architecturally distinctive mountain retreat is among the Sky Valley’s most exceptional riverfront properties. Thoughtfully designed with walls of windows capturing river and mountain views, the home blends timeless Northwest architecture with elevated designer finishes, exposed beams, rich hardwood floors, and a striking granite fireplace. The flexible floor plan features a main-level bedroom, plus an upstairs primary suite, bonus sleeping room, and sitting area. Step outside to an expansive entertaining deck, explore forest trails, stroll through the orchard, or unwind beside the river in the hot tub. Gather around the fire pit beneath the stars, or retreat to a cozy studio nestled beneath a magnificent old-growth cedar. An enclosed outdoor dining room and two-car garage round out the estate. Offered fully furnished and turnkey with a proven STR history, just 20 minutes from Stevens Pass. An extraordinary retreat equally suited as a luxury getaway, investment property, or legacy estate to be enjoyed for generations.

53920 State Route 2, Gold Bar

Listing courtesy of COMPASS.

$465,000
4 Beds ⋅ 1 Baths ⋅ 2566506 MLS ⋅ ACTIVE Status
Charming and well-maintained single-level rambler on a spacious corner lot in Sultan! This 4-bedroom, 1-bath home offers approximately 1,300 sq ft and features a new roof and fresh paint. The generously sized kitchen offers abundant storage and counter space. Step outside to a beautiful, expansive grassy backyard with mature trees and plenty of room for entertaining, play, gardening, or simply enjoying the outdoors. The renovated primary bedroom features a stylish barn door, adding character and charm. A custom propane fire table, storage shed, and generator all stay with the home, and the home is already wired for the generator. The side yard provides RV parking, and homeowners enjoy access to a community riverfront beach, perfect for summer days by the water. Thoughtful updates, a fantastic yard, and great included extras make this home ready to enjoy!

16205 357th Avenue SE, Sultan

Listing courtesy of CENTURY 21 North Homes Realty.

$924,950
3 Beds ⋅ 2 Baths ⋅ 2565384 MLS ⋅ ACTIVE Status
Set beneath a canopy of towering evergreens, this inviting craftsman rambler offers a wonderful combination of comfortable living, generous outdoor space & exceptional room for vehicles, hobbies & storage. Inside, an open-concept layout connects the spacious living area w/the kitchen & dining spaces, creating an easy flow for everyday living. The kitchen features rich wood cabinetry, extensive counter space, large center island w/seating, stainless appliances & pendant lighting. Large windows bring in abundant natural light & frame the peaceful surroundings. The primary features a spacious en-suite & walk-in closet, while 2 additional bedrms & a guest bath are thoughtfully positioned on the opposite side of the home. A versatile bonus space offers flexibility as a home office or formal dining rm. Step outside to a fantastic covered deck w/a warm wood-plank ceiling, offering a comfortable place to relax or entertain throughout the seasons. The backyard continues w/expansive patio areas, mature landscaping, established trees & plenty of room to gather around the firepit or enjoy the outdoors. A standout feature is the impressive amount of garage & covered parking spaces, including the attached 3 car garage plus a detached shop & additional covered parking. Whether you need space for vehicles, recreational toys, projects or storage, this property delivers flexibility that's increasingly hard to find. A private-feeling setting w/space to spread out, both inside & out.

17209 100th Street NE, Granite Falls

Listing courtesy of Redfin.

$614,995
4 Beds ⋅ 3 Baths ⋅ 2562742 MLS ⋅ ACTIVE Status
*Quick Move-In* Welcome to Meadow Hawk by D.R. Horton in Stanwood. You will love coming home to the most desirable Wellington plan. The two-story entry is filled with light from the picture window above which also casts light on the upstairs landing. The main floor den boasts large picture windows and overlooks the front streetscape. Spacious flat & private backyard for outdoor. The home features hard surface flooring throughout the main level, white cabinets, white millwork & doors throughout, stainless steel appliances, quartz countertops and undermount sinks. Upstairs landing overlooks entry below. Air Conditioning, home automation package, 240Volt outlet for an electric car, plus a 1-2-10 year builder warranty, and so much storage capacity. Meadow Hawk is a stunning new home community featuring streetlights, parks, play areas, trails & tree lined sidewalks. Buyers must register their Broker on the first visit, including open houses. HUGE Buyer Advantage-Up to $20,000 and special interest rate with preferred lender for qualified buyers. Photos are for representational purposes only and may not be of actual home, colors and finishes may vary.

7823 287th Place NW Unit #13, Stanwood

Listing courtesy of D.R. Horton.

$380,000
1 Baths ⋅ 2559708 MLS ⋅ ACTIVE Status
Nestled in a welcoming, friendly community, this unique property offers endless potential on a nearly 1/4 acre lot. Whether you’re looking to create your dream home or simply need the perfect workshop, this property is ready for you. The standout feature is the impressive 24’ x 36’ detached shop with a spacious loft, attached carport, 200-amp electrical service, and wiring already in place—ideal for hobbyists, mechanics, entrepreneurs, or anyone needing extra space. A fenced yard surrounds the property on two sides, with plenty of room for gardening, boat or RV parking. Water is already connected to the property, and a brand-new septic system has been installed and is ready for final hookup. Included with the sale are custom plans for a 2,520 sq ft, 2-bedroom/3-bath home, giving you a head start on building your dream home. Enjoy an unbeatable location with the community swimming pool just steps away, plus access to the clubhouse, barn, within walking distance is the swinging bridge over the Stillaguamish River, where you’ll enjoy breathtaking views of Mt. Pilchuck. Whether you’re dreaming of building, creating, or simply enjoying a peaceful community with outstanding amenities, this one-of-a-kind property is full of possibilities.

16328 Dogwood Lane, Arlington

Listing courtesy of Hallmark Homes NW, LLC.

$925,000
2 Beds ⋅ 2 Baths ⋅ 2566161 MLS ⋅ ACTIVE Status
Welcome to the farmhouse that has just the right amount of wide open spaces! This beautiful home sits on just under 2 acres of land and features space for all the toys, with a shop, carport, RV parking, RV hook ups, and a private guest quarters. The remodeled farmhouse brings style to the country. Enjoy an open kitchen with space for 6 at the bar top, lots of cabinet storage, plenty of counter space for food prep, stainless steel appliances with a fancy fridge! The great room that is perfect for entertaining and flowing out onto the front porch to watch the world go by or the back deck to relax. The downstairs offers a hideaway with a bonus room and second guest room, while the spacious primary bedroom is nestled in the second floor loft. Primary bath off the bedroom, walk in closet, and lots of other storage space. The whole property is fenced and has an automatic gated entrance. The location is minutes from I-5 at the 300th exit and minutes to the Stanwood's main drag. This property is setup for the one who wants a minimalist primary house and a got to have space all the toys lifestyle. The guest quarters and the carport convey with the house and property.

30032 68th NW Ave, Stanwood

Listing courtesy of North48 Property Management.

$688,749
3 Beds ⋅ 2 Baths ⋅ 2566059 MLS ⋅ ACTIVE Status
Fern Bluff living does not come around often. Set in one of Monroe’s most beautiful Sky Valley pockets, this 3-bedroom plus office home sits on nearly one and a quarter fully fenced acres with room to garden, gather, play, park, breathe, and enjoy the pace of Valley living. Light-filled interiors, newer A/C, 2 fireplaces, 2 bathrooms, and a walk-in tiled shower, tons of storage like a solid mid century beauty AND new stainless steel appliances, upgraded stone countertops, newer floors and freshly painted- -this home is move in READY! Featuring an oversized 2 car garage with shop space, and a solarium with an in-ground pool-put in the vinyl lining, put a deck over it or keep it as a green house-so many possibilities! All this in the most magical of settings: peaceful Fern Bluff surroundings, wide-open usable land, and a neighborhood known for its October Sky Valley Farm Festival, local farms, pumpkins, makers, and small-town harvest energy. Close to downtown Monroe, Sultan, US-2, 203, and 522. Less than an hour from an eastside king county commute and the slopes at Stevens as well as limitless outdoor recreation steps away from your backyard. Representing true PNW lifestyle and the natural beauty that makes Sky Valley so loved, this is the kind of property buyers hope for and hardly ever find with that rare blend of land, lifestyle, community, and convenience.

28802 Fern Bluff Road, Monroe

Listing courtesy of Windermere Real Estate JS.

$1,500,000
6 Beds ⋅ 4 Baths ⋅ 2566024 MLS ⋅ ACTIVE Status
Step into the space you've been waiting for - beautifully updated and thoughtfully expanded with a major addition completed in 2022, all on 2.42 private acres. This spacious home offers 6 bedrooms, 3.5 baths, a large custom kitchen with abundant cabinetry, multiple bonus spaces, a 3-car garage with 220 power, and an unfinished basement ready for your vision. Extensive upgrades include a new roof, new siding, HVAC system, storm windows, a whole-house generator, and an expansive entertainment deck, providing modern comfort and peace of mind for years to come. Thoughtful extras like a hot water recirculation system provide near-instant hot water throughout the home, while an adjustable whole-house water pressure booster lets you customize water pressure to your preference. Ideally located near schools, parks, shopping, and everyday amenities while still offering the privacy and space of country living. With its generous acreage, desirable location, and future development potential (buyer to verify), this is a rare opportunity to enjoy today while investing in tomorrow.

7325 276th Street NW, Stanwood

Listing courtesy of BCR LLC.

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