Jefferson Homes with USDA Loan Terms

Jefferson Homes with USDA Loan Terms

Located in the beautiful state of Washington, Jefferson County is a hidden gem for those seeking a peaceful and serene lifestyle. Situated in the northwestern part of the United States, this county offers a unique blend of natural beauty and small-town charm.

Jefferson County is known for its stunning landscapes, including the majestic Olympic Mountains and the pristine waters of the Puget Sound. Residents here enjoy a variety of outdoor activities such as hiking, boating, fishing, and beachcombing. With an abundance of parks and trails, nature enthusiasts will find plenty of opportunities to explore and connect with the great outdoors.

For those looking to settle down in Jefferson County, the availability of Homes with USDA Loan Terms is a great advantage. The USDA loan program provides affordable financing options for eligible homebuyers in rural areas. This means that you can find your dream home in a peaceful and picturesque setting without breaking the bank.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Jefferson County offers a range of housing options to suit every need and budget. From charming cottages and bungalows to spacious family homes, there is something for everyone in this county.

In addition to its natural beauty and affordable housing options, Jefferson County also boasts a vibrant community with a thriving arts and culture scene. With art galleries, theaters, and music festivals, residents can immerse themselves in creativity and entertainment.

If you're seeking a tranquil lifestyle surrounded by nature's wonders, Jefferson County in Washington is the perfect place to call home. With Homes with USDA Loan Terms available, now is the time to explore the real estate opportunities in this charming county.

Newest Jefferson Homes with USDA Loan Terms

$595,000
3 Beds ⋅ 2 Baths ⋅ 2564753 MLS ⋅ ACTIVE Status
Enjoy the beauty of the Olympic Mountains from this versatile property set on 1.93 acres in Port Townsend. Offering 1,692 sq ft, 2 bedrooms, 1.75 baths, and flexible living spaces, this home combines comfortable indoor living with exceptional outdoor space. The bright kitchen and dining area capture mountain views, while the living room provides a welcoming place to gather. The spacious primary bedroom includes an en-suite bath, and the second bedroom offers flexibility for a variety of uses. An additional area with a separate entrance, kitchenette, and ¾ bath provides added functionality. Step outside to enjoy the magical meadow views, where open space creates a picturesque backdrop in every season, with plenty of room for gardening, outdoor recreation, or simply enjoying the surrounding landscape. The property also features fenced pasture, fruit trees, RV parking, a detached shop, and an additional outbuilding that was previously used as a garage, offering flexible space for storage, projects, or equipment. Conveniently located near shopping, dining, schools, and the Port Townsend waterfront, this property combines scenic surroundings, usable acreage, and versatile spaces ready for your next chapter.

3295 Hastings Avenue, Port Townsend

Listing courtesy of LPT Realty LLC.

$438,950
3 Beds ⋅ 3 Baths ⋅ 2565706 MLS ⋅ ACTIVE Status
Welcome to the Coral plan at Madrona Ridge, a beautiful Lennar community. This home features an open-concept layout among the great room, dining area, and gourmet kitchen. The first-floor also features a back patio for outdoor living. Upstairs offers a loft and three bedrooms, including the owner’s suite with a spa-like bathroom and spacious walk-in closet. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

1636 Pacifica Way, Port Townsend

Listing courtesy of Lennar Sales Corp..

$597,000
2 Beds ⋅ 2 Baths ⋅ 2562873 MLS ⋅ ACTIVE Status
Discover the perfect blend of comfort, versatility, and Pacific Northwest lifestyle in this beautifully updated Port Ludlow retreat. Nestled on a quiet cul-de-sac, this light-filled 2-bedroom, 2-bath home features fresh interior paint and trim, new appliances this year, newer mini-split heating and cooling, a Pelican whole-home water filtration system, and high-speed internet for today's connected lifestyle. The impressive 792-square-foot detached garage has been nicely finished and includes a workshop, built-in cabinetry, tankless water heater, and an authentic clear cedar hot-rock sauna accommodating up to six people. A separate finished 120-square-foot detached office/studio offers exceptional flexibility for remote work, creative pursuits, fitness, hobbies, or guest space. Relax year-round in the newer Bullfrog hot tub, or enjoy the expansive backyard and gardening planters with automated timed irrigation, expansive decks, and full fencing. Located just minutes from the marina, championship golf course, clubhouse, private beach, swimming pools, pickleball, tennis courts, and miles of scenic hiking trails, this move-in-ready home offers an exceptional opportunity to enjoy the very best of Port Ludlow living.

41 Ames Lane, Port Ludlow

Listing courtesy of John L. Scott Port Ludlow.

$479,000
3 Beds ⋅ 2 Baths ⋅ 2562468 MLS ⋅ ACTIVE Status
Be the proud owner of this charming one-story home located off of Shotwell in Port Hadlock. If you want a quiet location on a semi private street with no through traffic passing by then you have found it. Close to the Jefferson County Library, groceries stores, restaurants as we as the Irondale beach. Close to Chimacum Creek. This quiet cul de sac has a handful of residence making this a very quiet and secluded neighborhood. This 3 bedroom and 1.75 bathroom home features brand good reliable Cedar Ship Lap siding with a big fenced back yard. Wonderfully sized bedrooms with large closet in master bedroom. Fruit trees! 2-car garage is perfect for storing your cars and personal items. Close to schools. Won't last long!

40 Candace Road, Port Hadlock

Listing courtesy of Port Ludlow Brokers LLC.

$545,000
2 Beds ⋅ 2 Baths ⋅ 2561967 MLS ⋅ ACTIVE Status
Welcome to a peaceful lifestyle on Eagleview Lane! This lovely maintained, like-new Craftsman home offers the perfect blend of tranquil living and community perks. The main floor features an open-kitchen concept and living room with a cozy propane fireplace, a flexible bonus room and a 3/4 bath. Upstairs, the home features two bright, peaceful bedrooms and a well-appointed full bath. The exterior spaces are designed for relaxation and peace. The fully fenced backyard is accompanied by a lovely cedar deck, and a detached two-car garage that offers plenty of space for storage. Bridgehaven boasts premier amenities: a gated private marina, beach access, boat launch, club house, and water system. Explore the Hood Canal wildlife by Kayak, boat, or paddle board from one of the best-protected moorages. Conveniently located near world class golf, with Poulsbo and Kingston in the vicinity, schedule your tour today to fully appreciate the calming charm.

115 Eagleview Lane, Port Ludlow

Listing courtesy of Port Ludlow Brokers LLC.

$476,950
4 Beds ⋅ 3 Baths ⋅ 2561139 MLS ⋅ ACTIVE Status
Welcome to the Harbor plan at Lennar's newest community! This home features an open-concept layout among the great room, dining area, and gourmet kitchen. The first floor includes a bedroom and full bathroom, ideal for a home office or guest suite. Outside, enjoy a covered back patio. Upstairs offers a versatile loft and three bedrooms, including the owner’s suite with a spa-like bathroom and walk-in closet. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

1625 Pacifica Way, Port Townsend

Listing courtesy of Lennar Sales Corp..

$350,000
1 Beds ⋅ 1 Baths ⋅ 2560307 MLS ⋅ ACTIVE Status
Move right into this beautifully maintained ground-floor 1 bedroom condo offering easy, low maintenance living in a central Port Townsend location. The Castellano Condos are a secure building with interior entrances, wide hallways and an elevator. This end unit features a private entrance, east-facing deck & garden space, creating a peaceful retreat to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find a cozy propane fireplace, an open-concept living area & abundant natural light. The spacious bedroom features an en suite bath with a walk-in shower. All appliances, including the stacking washer & dryer, are included. Enjoy the affordability of condo living with HOA dues that cover water, sewer, propane, garbage, building insurance & exterior maintenance. Major updates include a new roof in 2025 & exterior paint in 2023. Complete with assigned parking, a private storage unit & an allowance for two small pets, this inviting home is just a short stroll to Fort Worden State Park, the Camas Prairie Park golf course & a nearby bus stop, making it easy to enjoy the very best of Port Townsend.

350 Castellano Way Unit #104, Port Townsend

Listing courtesy of Bell Tower Brokers.

$499,950
3 Beds ⋅ 3 Baths ⋅ 2559584 MLS ⋅ ACTIVE Status
Welcome to the Lighthouse plan at the new beautiful Lennar community., Madrona Ridge! The home features an open-concept layout among the great room, dining area, and gourmet kitchen, plus an outdoor patio. Enjoy extra storage space on the main floor for added convenience. Upstairs hosts a loft and three bedrooms, including the owner’s suite with a spa-like bathroom and spacious walk-in closet. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

2724 Wonderland Way, Port Townsend

Listing courtesy of Lennar Sales Corp..

$454,950
3 Beds ⋅ 3 Baths ⋅ 2559579 MLS ⋅ ACTIVE Status
Welcome to the Driftwood plan at the new beautiful Lennar community. This move-in ready home features an open-concept layout among the great room, dining area, and gourmet kitchen. The first-floor also features a back patio for outdoor living. Upstairs hosts a loft and three bedrooms, including the owner’s suite with a spa-like bathroom and spacious walk-in closet. A convenient carport completes the home. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

1630 Pacifica Drive, Port Townsend

Listing courtesy of Lennar Sales Corp..

$750,000
3 Beds ⋅ 2 Baths ⋅ 2557731 MLS ⋅ ACTIVE Status
Originally built in 1910 as Port Townsend's first Lutheran church and thoughtfully converted into a residence in the 1950s, this unique home is a rare opportunity to own a piece of local history. Perfectly situated in the heart of Uptown, you'll enjoy Olympic Mountain views, partial Port Townsend Bay views, and the convenience of being just moments from downtown shops, restaurants, parks, and waterfront attractions. The spacious floor plan features three generously sized bedrooms on the upper level, accessed by two separate staircases that add both character and flexibility to the home's design. Rich in architectural charm, this one-of-a-kind property offers endless possibilities for those who appreciate historic craftsmanship paired with modern living. A detached 384 square foot ADU with its own separate address provides exceptional versatility for guests, multi-generational living, a home office, or potential rental income (buyer to verify). Whether you're drawn to its remarkable history, inspiring views, or prime Uptown location, this is a truly unique Port Townsend property that offers character and opportunity unlike any other.

1619 Blaine Street, Port Townsend

Listing courtesy of The Agency - Port Townsend.

$725,000
3 Beds ⋅ 3 Baths ⋅ 2559018 MLS ⋅ ACTIVE Status
Experience the best of Hood Canal waterfront living from this private retreat on 1.17± acres. Floor-to-ceiling windows and vaulted ceilings showcase sweeping views of Hood Canal, the Cascade Mountains, and Mt. Baker. Originally reimagined with multigenerational living in mind, this extensively remodeled home offers nearly 2,900 sq. ft. with 3 bedrooms, 2.5 baths, spacious gathering areas, and two wood-burning fireplace inserts. Step outside to the expansive view deck, and beautifully landscaped grounds at the end of a quiet dead-end road. One of the home's most significant recent improvements is a newly installed, state-of-the-art septic system—a $67,000 investment that offers long-term reliability and peace of mind. A rare opportunity to own a thoughtfully updated waterfront retreat in the heart of Quilcene.

510 Johnson Road, Quilcene

Listing courtesy of Munn Bro's Hood Canal Prop Inc.

$995,000
2 Beds ⋅ 2 Baths ⋅ 2556444 MLS ⋅ ACTIVE Status
Storybook Olympic Peninsula retreat nestled on secluded acreage in the foothills of the Olympic Mountains just north of Quilcene. Lovingly maintained by its original owner, this custom Craftsman home offers exceptional privacy, quality craftsmanship, and an extraordinary connection to nature. Expansive windows frame peaceful views across a fish-bearing pond, where migratory birds, abundant wildlife, and spectacular sunsets create an ever-changing backdrop. Radiant heated floors, fresh interior paint, an open-concept design, and thoughtfully crafted living spaces provide year-round comfort. The spacious kitchen, living room, patio, and manicured grounds are perfectly positioned to capture tranquil water views and the surrounding Olympic landscape. Outside, enjoy native landscaping, mature trees, handcrafted rock walls, established garden beds, a garden shed, covered equipment parking, and inviting outdoor living spaces. A large detached shop offers outstanding space for woodworking, fabrication, hobbies, or equipment storage, while the approximately 520-square-foot upper-level ADU with bedroom and bath provides flexible accommodations for guests, multigenerational living, a caretaker, or a private home office. Peaceful, private, and just minutes from Quilcene, this rare Olympic Peninsula property offers an exceptional lifestyle surrounded by nature, recreation, and the beauty of the Pacific Northwest.

1177 Ripley Creek Road, Quilcene

Listing courtesy of John L. Scott Port Ludlow.

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