Jefferson Homes with FHA Terms

Jefferson Homes with FHA Terms

Jefferson County, located in the state of Washington, is a beautiful area known for its stunning natural landscapes and vibrant communities. Situated in the northwestern part of the United States, this county offers a perfect blend of scenic beauty and urban amenities.

Homebuyers in Jefferson County have the advantage of exploring various housing options, including those with FHA terms. FHA, or Federal Housing Administration, loans provide potential homeowners with more flexible financing options, making it easier for them to purchase their dream homes.

With FHA terms, buyers can benefit from a lower down payment requirement, allowing them to enter the housing market with less initial investment. Additionally, FHA loans often have more lenient credit score requirements, making homeownership more accessible to a wider range of individuals.

Whether you're looking for a charming waterfront property in Port Townsend or a cozy cottage in Quilcene, Jefferson County has a diverse range of homes available with FHA terms. From historic Victorian houses to modern townhomes, there is something to suit every taste and budget.

If you're considering purchasing a home in Jefferson County, exploring the FHA options can be a smart choice. It's always advisable to consult with a knowledgeable real estate agent or lender who can guide you through the process and help you find the perfect home that meets your needs and budget.

Newest Jefferson Homes with FHA Terms

$450,000
3 Beds ⋅ 2 Baths ⋅ 2569574 MLS ⋅ ACTIVE Status
Welcome to a charming 3-bed, 2-bath home in the serene locale of Port Hadlock, WA. Spread over 1,792 sq ft, this double-wide manufactured home sits on a generous .4-acre lot. The property showcases an open concept living area with durable LVP flooring in common spaces, offering a harmonious flow throughout. Enjoy the warmth of the propane fireplace, adding a cozy touch to the living area. The meticulously designed 5-piece primary bathroom features a walk-in bathtub and shower for an elevated living experience. All appliances are included, along with a small chest freezer, enhancing convenience. Outdoor features include a spacious deck perfect for entertaining, a variety of fruit trees, and ample parking. Additionally, a versatile shop space and shed provide practical storage and project areas. Positioned conveniently close to all amenities, this home ensures optimal accessibility while retaining tranquility. An ideal balance between comfort and functionality, this property is a rare find in a coveted location.

55 Hunt Road, Port Hadlock

Listing courtesy of Terrafin.

$629,000
3 Beds ⋅ 4 Baths ⋅ 2569050 MLS ⋅ ACTIVE Status
Inviting Home in the North Bay Community of Port Ludlow. Beautiful and well kept Home and grounds. 2 Spacious Primary Bedrooms with ensuite baths on Main Floor, with a 1/2 bath also on main. Vaulted Ceilings offer a connected feel from the upper living area/loft. Propane fireplace. Beautiful Kitchen with granite countertops. and plenty of storage. Large deck to enjoy and entertain. Home is very private from neighbors from the interior. Loft/ Family room and additional craft room. Another Bedroom up with a full bath for guests. Approximately 1300sq ft of walkable crawl space below the deck area- offers an exceptional bonus area (currently utilized as a comfortable man cave) which could be transformed into wine cellar, hobby, workshop area or a home gym. Come Enjoy all Port Ludlow has to offer! Port Ludlow Marina to park your boat, The Inn for Fine Dining, world class Golf Course. miles of hiking Trails and a very active community of events. The Beach Club boasts indoor/ outdoor pools, gym facilities, meeting spaces, access to beachcombing and a Pickleball court! Close to the Hood Canal Bridge for major shopping, Less than an hour to WA State Ferry system to Seattle. ! hour to Sea Tac airport. Explore the amazing Olympic Peninsula National Forest, Sequim Lavender fields, Port Townsend's eclectic energy from Past to Present. Truly a lifestyle to enjoy!

50 Cascade Lane, Port Ludlow

Listing courtesy of Port Ludlow Brokers LLC.

$419,000
3 Beds ⋅ 2 Baths ⋅ 2567958 MLS ⋅ ACTIVE Status
Awaken to the sound of birds in this delightful 3 bedroom, 2 bath home situated on a non-through, quiet lane with only 4 houses, just outside the city limits of Port Townsend. Open, split floor plan provides spacious living and nice separation between primary bedroom suite and additional 2 bedrooms. Dining area has sliding glass doors to the back deck, overlooking the fenced tree lined yard and garden space. Separate utility room, with door to the outside, facilitating hanging laundry outside to dry during the summer months. Detached 2 car garage with workbench for vehicles, storage and tinkering. Access trail to the Larry Scott & Olympic Directory Trail is a few blocks away off S Discovery Rd. Just minutes into Port Townsend and all this historic Victorian charming town has to offer.

106 Cape George Road, Port Townsend

Listing courtesy of John L. Scott Port Townsend.

$379,000
2 Beds ⋅ 1 Baths ⋅ 2563575 MLS ⋅ ACTIVE Status
Solid, well built and maintained, 2 bedroom & 1 bathroom home with separate garage/workshop. Poured concrete foundation and good roof. Situated in Seamount Estates, a quiet neighborhood with beach access. Comfortable open kitchen design, gas stove in living room and window coverings that work remotely. Porch wraps around 2 sides with entrance to house on both sides and outdoor sink in back. Other outbuildings include tool shed, storage container and covered parking. Plenty of other parking out front and a landscaped park with firepit and seating. Large private community picnic area, right on the Hood Canal with covered tables and firepit...enjoy swimming, clam digging and oyster picking. Close to state boat launches, state parks and the Olympic National Park.

400 Seamount Drive, Brinnon

Listing courtesy of Johnston Realty.

$478,000
2 Beds ⋅ 3 Baths ⋅ 2565630 MLS ⋅ ACTIVE Status
Assumable FHA Mortgage at 2.75% interest!! This is a great opportunity to own a well-maintained, 2BR 2.25BA home, with a versatile bonus BR in the picturesque Bridgehaven Community. This home offers a rare advantage of making home ownership affordable at a very low interest rate. Just a short drive to the Hood Canal Bridge & all the amenities in Kingston/Poulsbo/Port Ludlow or travel West to the wilderness of the Olympic Mountains & trails. Home was built in 2018 with an open living concept kitchen, dining & living room, along with a convenient 1/2 Bath-powder room on the main floor, with efficient mini split heat/Air. Second floor has 2 bedrooms plus the bonus room/BR. There is a closet just outside of the bonus Bedroom. Primary BR has a walk-in closet & an ensuite 3/4 bath & can easily accommodate a California King bed. One of the two second floor bedrooms has peek a boo view of Hood Canal & both have access to a full bath. From the kitchen, walk out to a private/roomy deck to take in the large, sunny, back yard which would be perfect for a garden. The community amenities include water, boat launch, private marina, trails & endless beach opportunities. The large, level lot is a blank slate for your landscaping desires. There is a spacious attached 2 car garage & an additional shed next to the garage for storing lawn/gardening equipment. This would be a fantastic first home or home for those downsizing. Must See!

36 Eagleview Lane Lane, Port Ludlow

Listing courtesy of Windermere R.E. Port Townsend.

$735,000
2 Beds ⋅ 2 Baths ⋅ 2566409 MLS ⋅ ACTIVE Status
This property with water and mountain views checks all the boxes! Perfectly positioned to capture desirable southern exposure, this quality-built home has so much to offer. The thoughtfully planned single-level layout features warm hardwood floors, custom cabinetry, and a cozy propane fireplace that makes the living room an inviting gathering place year-round. A spacious deck seamlessly blends indoor and outdoor living and provides the perfect setting for entertaining guests and enjoying your morning coffee. The unfinished basement offers incredible potential to customize the space to fit your lifestyle, whether you envision a workshop, home gym, hobby room, additional storage, or future finished living space. An attached two-car garage provides plenty of room for vehicles, tools, and extra storage. Located in the sought-after Ocean Grove community minutes from Port Townsend, you'll enjoy exceptional neighborhood amenities including miles of scenic walking trails, a gated private beach with easy access to the shoreline, and a dedicated dog park. The homeowner's association maintains these wonderful amenities while keeping annual dues remarkably affordable at just $50 per year. Whether you're looking for a full-time residence or a relaxing getaway, this is more than a home it is a lifestyle.

5391 Cape George Road, Port Townsend

Listing courtesy of RE/MAX FIRST Inc Port Townsend.

$595,000
3 Beds ⋅ 2 Baths ⋅ 2564753 MLS ⋅ ACTIVE Status
Enjoy the beauty of the Olympic Mountains from this versatile property set on 1.93 acres in Port Townsend. Offering 1,692 sq ft, 2 bedrooms, 1.75 baths, and flexible living spaces, this home combines comfortable indoor living with exceptional outdoor space. The bright kitchen and dining area capture mountain views, while the living room provides a welcoming place to gather. The spacious primary bedroom includes an en-suite bath, and the second bedroom offers flexibility for a variety of uses. An additional area with a separate entrance, kitchenette, and ¾ bath provides added functionality. Step outside to enjoy the magical meadow views, where open space creates a picturesque backdrop in every season, with plenty of room for gardening, outdoor recreation, or simply enjoying the surrounding landscape. The property also features fenced pasture, fruit trees, RV parking, a detached shop, and an additional outbuilding that was previously used as a garage, offering flexible space for storage, projects, or equipment. Conveniently located near shopping, dining, schools, and the Port Townsend waterfront, this property combines scenic surroundings, usable acreage, and versatile spaces ready for your next chapter.

3295 Hastings Avenue, Port Townsend

Listing courtesy of LPT Realty LLC.

$626,000
3 Beds ⋅ 2 Baths ⋅ 2565427 MLS ⋅ ACTIVE Status
A rare convergence of mountain, creek, and sea. This 3-bed, 2-bath home sits on approximately 3 private acres at the edge of Olympic National Forest, where Turner Creek meets the Hood Canal corridor. Sweeping views, a large deck, and generous outdoor entertainment space make this a property that lives as beautifully outside as in. The remodeled home is move-in ready (furnishings available), served by a shared well, individual septic, and fiber internet already at the property: a combination that makes full-time living, remote work, or continued short-term rental operation seamless from day one. The home has proven itself as a successful STR and private retreat, offering a buyer the rare ability to step into an income-producing asset with an established track record. Above the home, a partially cleared building site opens the door to future development; a second dwelling, guest cottage, ADU, or long-term investment build. Combined with the acreage and existing infrastructure, the development potential here is genuinely uncommon for this stretch of Hood Canal. Cross the highway and descend to your own private beach — with deeded tideland rights and abundant oysters ready for personal harvest. Launch a kayak, drop a crab pot, or watch the light change over Mount Rainier from the water's edge. Turner Creek frontage adds a layer of natural beauty and privacy that sets this property apart from anything else in the area. Neighboring parcel, 304314 Hwy 101 is also for sale.

304292 Highway 101, Brinnon

Listing courtesy of Windermere RE West Sound Inc..

$438,950
3 Beds ⋅ 3 Baths ⋅ 2565706 MLS ⋅ ACTIVE Status
Welcome to the Coral plan at Madrona Ridge, a beautiful Lennar community. This home features an open-concept layout among the great room, dining area, and gourmet kitchen. The first-floor also features a back patio for outdoor living. Upstairs offers a loft and three bedrooms, including the owner’s suite with a spa-like bathroom and spacious walk-in closet. With Lennar’s signature Everything’s Included®, enjoy stainless steel appliances, quartz countertops, shaker-style cabinetry and more—all at no extra cost. Buyer’s broker must be registered during the customer’s first interaction with a Lennar Associate to be eligible for compensation.

1636 Pacifica Way, Port Townsend

Listing courtesy of Lennar Sales Corp..

$345,000
3 Beds ⋅ 2 Baths ⋅ 2563783 MLS ⋅ ACTIVE Status
Welcome to this split floor plan home tucked away on a quiet cul-de-sac. Vaulted ceilings in the living room, dining room, and primary bedroom create an open and inviting feel. Enjoy the spacious back deck and covered back porch, ideal for entertaining or unwinding outdoors. Features include vinyl plank flooring, carpeting, a metal roof, propane range/oven with a freestanding stove, propane fireplace, cement plank siding, vinyl-clad double-pane windows and slider, and a covered front porch. The large, level backyard offers privacy and room for gardening, while the apple tree in the front yard adds a welcoming touch.

31 Spruce Lane, Port Hadlock

Listing courtesy of eXp Realty.

$597,000
2 Beds ⋅ 2 Baths ⋅ 2562873 MLS ⋅ ACTIVE Status
Discover the perfect blend of comfort, versatility, and Pacific Northwest lifestyle in this beautifully updated Port Ludlow retreat. Nestled on a quiet cul-de-sac, this light-filled 2-bedroom, 2-bath home features fresh interior paint and trim, new appliances this year, newer mini-split heating and cooling, a Pelican whole-home water filtration system, and high-speed internet for today's connected lifestyle. The impressive 792-square-foot detached garage has been nicely finished and includes a workshop, built-in cabinetry, tankless water heater, and an authentic clear cedar hot-rock sauna accommodating up to six people. A separate finished 120-square-foot detached office/studio offers exceptional flexibility for remote work, creative pursuits, fitness, hobbies, or guest space. Relax year-round in the newer Bullfrog hot tub, or enjoy the expansive backyard and gardening planters with automated timed irrigation, expansive decks, and full fencing. Located just minutes from the marina, championship golf course, clubhouse, private beach, swimming pools, pickleball, tennis courts, and miles of scenic hiking trails, this move-in-ready home offers an exceptional opportunity to enjoy the very best of Port Ludlow living.

41 Ames Lane, Port Ludlow

Listing courtesy of John L. Scott Port Ludlow.

$479,000
3 Beds ⋅ 2 Baths ⋅ 2562468 MLS ⋅ ACTIVE Status
Be the proud owner of this charming one-story home located off of Shotwell in Port Hadlock. If you want a quiet location on a semi private street with no through traffic passing by then you have found it. Close to the Jefferson County Library, groceries stores, restaurants as we as the Irondale beach. Close to Chimacum Creek. This quiet cul de sac has a handful of residence making this a very quiet and secluded neighborhood. This 3 bedroom and 1.75 bathroom home features brand good reliable Cedar Ship Lap siding with a big fenced back yard. Wonderfully sized bedrooms with large closet in master bedroom. Fruit trees! 2-car garage is perfect for storing your cars and personal items. Close to schools. Won't last long!

40 Candace Road, Port Hadlock

Listing courtesy of Port Ludlow Brokers LLC.

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