Snohomish Homes with FHA Terms

Snohomish Homes with FHA Terms

Snohomish: A Charming City in Washington State

Nestled in Snohomish County, Washington, lies the picturesque city of Snohomish. With its rich history, vibrant community, and stunning natural beauty, Snohomish offers a wonderful place to call home.

Located in the heart of the Pacific Northwest, Snohomish is known for its small-town charm and friendly atmosphere. The city boasts a thriving downtown area, filled with quaint shops, cozy cafes, and delicious restaurants. Stroll along the historic streets, lined with beautifully preserved Victorian-era homes, and soak in the old-world charm that Snohomish exudes.

Nature lovers will find themselves in paradise in Snohomish. The city is surrounded by breathtaking landscapes, from the majestic Cascade Mountains to the tranquil Snohomish River. Outdoor enthusiasts can explore the numerous parks and trails, perfect for hiking, biking, and picnicking. The nearby Snohomish River Valley is also a haven for birdwatchers and wildlife enthusiasts.

For those looking to settle down in Snohomish, there are plenty of housing options available. Whether you're in search of a historic home with character or a modern, newly built property, Snohomish has it all. Additionally, Snohomish offers homes with FHA terms, making it easier for first-time buyers and those with lower credit scores to secure their dream home.

With its rich history, natural beauty, and welcoming community, Snohomish is a city that truly has it all. Whether you're looking for a place to raise a family or simply a peaceful retreat, Snohomish is the perfect destination to call home.

Newest Snohomish Homes with FHA Terms

$729,950
3 Beds ⋅ 4 Baths ⋅ 2573521 MLS ⋅ ACTIVE Status
Step inside this stunning 1,674 square foot three-story townhome, Homesite 180, Poppy and discover a thoughtfully designed layout with elevated finishes throughout. The first floor welcomes you with a private bedroom and en-suite bath—ideal for guests, a home office or flexible living. Upstairs, the heart of the home features an open-concept kitchen, living and dining area, highlighted by quartz countertops, Shaker-style cabinetry, a Samsung stainless steel appliance suite and a modern electric fireplace. Enjoy direct access to a covered deck, perfect for relaxing or entertaining. The third floor offers two spacious bedrooms, including a serene owner’s suite with a dual-sink vanity and a luxurious walk-in shower. Additional highlights include designer-selected luxury vinyl plank flooring, plush bedroom carpeting, 9' ceilings, energy-efficient features and a finished two-car garage with carriage-style door and automatic opener. With so many sought-after upgrades and a layout designed for modern living, this home is sure to attract plenty of attention—don’t miss your chance to make it yours! Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

9405 Paradise Lake Rd Unit #B6, Snohomish

Listing courtesy of Lennar Sales Corp..

$1,795,000
5 Beds ⋅ 3 Baths ⋅ 2572620 MLS ⋅ ACTIVE Status
Seller will consider Owner Financing at a competitive rate of 5.99% (+/- based on down payment and term). Also, seller will consider a short term lease prior to closing (See "Detailed Information Package" for details). Parklike, Private and quiet 5 Acres on Meadow Lake in Snohomish. This beautiful 2-Story home offers over 3,700 square feet of living space with lake views. The home has a 3-Car attached garage, 45’ Covered R.V Bay and an 8 Car 40’ x 40’ detached shop (11 Covered + RV Bay). Floor plan is configured with 3 Bedrooms up plus a large bonus room (could convert to 4th bedroom). Den / Office on the main floor could also be used as a bedroom. Tall covered porch with double doors to the 2-story entry. The entry opens to the grand living room and office with double doors. The vaulted primary suite offers a custom spa-like bathroom and a private deck overlooking the grounds. Beautiful hardwood floors from the entry through the dining room and kitchen. New flooring and full interior paint job just completed, the home feels brand new. 1600 SF Shop (40' x 40') is heated and has it own power and panel (Shop is Permitted). Bonus Room or Main floor office could be used as a 4th bedroom.

8412 E Meadow Lake Drive, Snohomish

Listing courtesy of Keller Williams Realty Bothell.

$1,590,000
7 Beds ⋅ 2 Baths ⋅ 2564924 MLS ⋅ ACTIVE Status
A rare opportunity to own two neighboring homes on nearly 4 acres in Snohomish. Whether you're looking for multigenerational living, rental income, space for a home-based business, or simply room to spread out, this unique offering provides flexibility that is hard to find. The Cottage is a quaint, cozy home full of character with three bedrooms, a propane stove, and the charm of a home that has been loved by the same family for generations. The Homestead sits on 2.85 acres and features recent updates, including a remodeled bathroom, updated plumbing, flooring, and paint. A spacious detached shop provides parking for up to three vehicles with additional room for storage or a workshop, while the vintage barn adds to the property's country feel. Zoned R-7,200 and located just 8 minutes from Historic Downtown Snohomish, the combined property offers the perfect balance of rural living and everyday convenience. Purchase one or both properties and enjoy nearly 4 acres with endless possibilities (buyer to verify).

10215 & 10115 56th Street SE, Snohomish

Listing courtesy of Windermere R.E./Snohomish.

$1,199,995
4 Beds ⋅ 4 Baths ⋅ 2570656 MLS ⋅ ACTIVE Status
Your private base camp and elevated nature retreat in the gated community of Pilchuck Highlands! Set on 1.55 acres and surrounded by protected natural areas, this 3,224-square-foot home offers exceptional privacy and peaceful wooded views from nearly every window. Featuring 4 bedrooms, a bonus room, den, and 3.25 baths, the home includes a main-floor bedroom with a private ¾ bath and walk-in closet—ideal for multigenerational living or guests. The den offers flexible office or study space, while the bonus room with built-in cabinetry is perfect for entertaining, hobbies, or guests. The entertainment-sized kitchen features granite countertops, stainless steel appliances, abundant cabinetry, and an oversized center island—perfect for hosting and gathering. Large windows bring in natural light and showcase beautiful sunsets from the living room and upstairs hallway. Enjoy landscaped grounds filled with colorful flowers and plants, fruit trees, and numerous berry varieties. Gather around the firepit for evenings under the stars. Nature lovers will appreciate exceptional birdwatching and frequent visits from local wildlife. Additional highlights include upstairs laundry and generator wiring. Nearby Lake Bosworth offers boating, fishing, and water activities, with trails and outdoor recreation near Pilchuck Tree Farm. The property may offer future ADU potential, subject to buyer verification and County approval. Experience the lifestyle for yourself—your new base camp awaits!

5319 Pilchuck Tree Farm Road NE, Snohomish

Listing courtesy of Newberry Realty, Inc..

$759,950
4 Beds ⋅ 3 Baths ⋅ 2572464 MLS ⋅ ACTIVE Status
Welcome Home! Escape into a warm and welcoming floor plan. With indoor and outdoor entertaining space, feel comfortable from the moment you step inside. Located in the coveted Monroe Woodlands community, this contemporary open-concept home was designed for both everyday living & easy entertaining. A beautiful chef’s kitchen featuring quartz countertops, stainless-steel appliances, soft-close cabinetry, a generous island with seating, & a thoughtfully customized pantry w/built-in shelving & drawers. The kitchen flows naturally into the dining & living spaces, where a cozy gas fireplace creates the perfect gathering place for quiet evenings or time spent entertaining. A convenient 1/2 bath & walk in closet completes the main level. Upstairs, a spacious primary suite offers a peaceful retreat w/ ensuite bath & walk-in closet featuring custom built-ins. 3 additional bedrooms provide plenty of options for guests, home office, or gym. You’ll also find a spacious upstairs laundry room & a versatile flex space at the top of the stairs—perfect for homework, working from home, or a cozy reading nook. Relish in your backyard gazebo on your maintenance free PolyTech decking. This space beckons for summer dinners, morning coffee, or simply unwinding at the end of the day. Comfort & convenience continue with A/C, a Smart Home System, tankless water heater, & two-car garage. Community features include walking trails, soccer field, basketball hoop, kids' playground, & landscaped sidewalks.

12931 173rd Drive SE, Snohomish

Listing courtesy of John L. Scott, Inc..

$860,000
4 Beds ⋅ 1 Baths ⋅ 2564558 MLS ⋅ ACTIVE Status
~ The Homestead ~ Set on 2.85 acres, this little slice of history offers a peaceful country setting just 8 minutes from Historic Downtown Snohomish. Available for the first time, the property features recent updates including a remodeled bathroom, updated plumbing, flooring, and paint. A spacious detached shop provides room to park up to three vehicles with additional space for storage or hobbies, while a vintage barn adds character and completes the country setting. Enjoy the privacy and space of rural living while still being close to everyday amenities. Rare opportunity: This property is available individually or may be purchased together with the adjacent home at 10115 56th St SE, creating nearly 4 acres with two homes. Zoned R-7,200, this unique offering is ideal for multigenerational living, investment potential, or those seeking additional land and future possibilities (buyer to verify).

10215 56th Street SE, Snohomish

Listing courtesy of Windermere R.E./Snohomish.

$740,000
3 Beds ⋅ 1 Baths ⋅ 2564559 MLS ⋅ ACTIVE Status
~ The Cottage ~ Quaint, cozy, and full of character, this charming home has been loved by the same family for generations and is offered for the first time. Set on 1 acre just 8 minutes from Historic Downtown Snohomish, with convenient access to Highway 9 and the shopping, dining, and amenities along Bickford Avenue, you can enjoy the simplicity of country living without being far from everything you need. Cozy up next to the propane stove and make this special little home your own. The main level features one bedroom and a 3/4 bath, while two additional bedrooms are located upstairs. Rare opportunity: This property is offered individually or may be purchased together with the adjacent home at 10215 56th St SE, creating nearly 4 acres with two homes. Zoned R-7,200, this unique offering is ideal for multigenerational living, investment, or those seeking additional land and future potential (buyer to verify).

10115 56th Street SE, Snohomish

Listing courtesy of Windermere R.E./Snohomish.

$924,950
4 Beds ⋅ 3 Baths ⋅ 2571234 MLS ⋅ ACTIVE Status
Wonderful updated home in the sought-after Highlands neighborhood, tucked away on a cul-de-sac surrounded by walking trails, 7 parks, and award-winning schools. Light, bright and inviting, this spacious home features an open floor plan with floor-to-ceiling windows that fill the living spaces with light. The formal living and dining rooms showcase soaring cathedral ceilings and elegant wainscoting, creating a welcoming atmosphere. New luxury vinyl plank flooring flows throughout the main living areas, adding style and durability. The beautiful kitchen with breakfast nook features white painted cabinetry, newer stainless-steel appliances, and a peninsula bar overlooking the spacious family room with a gas fireplace. The versatile floor plan offers four bedrooms, including a main-floor bedroom with double doors and an adjacent updated three-quarter bath, ideal for guests, a home office or a flex space. Upstairs with newer carpet offers three additional bedrooms, including a spacious Owner’s Retreat with a 5-piece ensuite bath featuring updated tile flooring, fixtures and a walk-in closet. Step outside to your private, fully fenced backyard oasis featuring mature landscaping, a large patio, and play set perfect for entertaining, relaxing or play. This home offers a three-car garage that provides plenty of room for vehicles, storage and recreational toys, plus new exterior paint and a newer roof. A blend of thoughtful updates, natural light, privacy and an exceptional location!

12716 64th Drive SE, Snohomish

Listing courtesy of John L. Scott Mill Creek.

$865,000
3 Beds ⋅ 3 Baths ⋅ 2571851 MLS ⋅ ACTIVE Status
Welcome to a rare single-level retreat set on 2.85 acres of enchanting, beautifully landscaped grounds. This lovingly maintained, one-owner rambler offers 1,891 sq ft with 3 bedrooms and 2.5 baths plus additional flex space, combining the ease of one-story living with an extraordinary sense of privacy and natural beauty. Step outside and discover mature landscaping, established gardens, multiple fruit trees, meandering streams and peaceful outdoor spaces that feel as though they have been cultivated over generations. Inside, the thoughtfully designed floor plan is comfortable and inviting, offering the opportunity to move right in while personalizing over time. Major updates are already in place, including a newer roof, furnace and central A/C, plus an included generator for added peace of mind. Enjoy morning coffee overlooking the gardens, afternoons tending fruit trees and flowers, and gatherings surrounded by nearly three acres of lush greenery. High-speed internet with underground wiring keeps you seamlessly connected—so you can escape the hustle without ever missing a thing. Peaceful and private yet conveniently located in Snohomish, this is more than an acreage property—it is a truly special one-story home and garden retreat ready for its next chapter.

2717 Newberg Road, Snohomish

Listing courtesy of Four Elements Realty & Co.

$599,000
3 Beds ⋅ 3 Baths ⋅ 2571917 MLS ⋅ ACTIVE Status
Welcome home to this bright, thoughtfully designed end unit in the heart of Snohomish's historic district, just 3 blocks off First Street and moments from the Centennial Trail. Offering 3 bedrooms, 2.5 bathrooms, and 1,446 square feet, this home lives much larger than the square footage suggests. High ceilings and windows on 3 sides fill the main living spaces with natural light throughout the day, while a cozy gas fireplace anchors the living room and makes it comfortable year-round. The spacious primary suite features a walk-in closet and private en suite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Out back, a private and generously sized patio extends the living space outdoors, ready for hosting without the upkeep of a large yard. An attached garage plus additional parking is a rare find this close to downtown. With Historic Downtown Snohomish, local dining, shopping, parks, and trails all nearby, this home offers the perfect combination of low-maintenance living, neighborhood charm, and an exceptionally convenient location.

522 Pearl Street, Snohomish

Listing courtesy of eXp Realty.

$599,000
3 Beds ⋅ 3 Baths ⋅ 2572022 MLS ⋅ ACTIVE Status
Welcome home to this bright, thoughtfully designed end unit in the heart of Snohomish's historic district, just 3 blocks off First Street and moments from the Centennial Trail. Offering 3 bedrooms, 2.5 bathrooms, and 1,446 square feet, this home lives much larger than the square footage suggests. High ceilings and windows on 3 sides fill the main living spaces with natural light throughout the day, while a cozy gas fireplace anchors the living room and makes it comfortable year-round. The spacious primary suite features a walk-in closet and private en suite bath, while two additional bedrooms offer flexibility for guests, a home office, or hobbies. Out back, a private and generously sized patio extends the living space outdoors, ready for hosting without the upkeep of a large yard. An attached garage plus additional parking is a rare find this close to downtown. With Historic Downtown Snohomish, local dining, shopping, parks, and trails all nearby, this home offers the perfect combination of low-maintenance living, neighborhood charm, and an exceptionally convenient location.

522 Pearl Street, Snohomish

Listing courtesy of eXp Realty.

$624,950
2 Beds ⋅ 3 Baths ⋅ 2572154 MLS ⋅ ACTIVE Status
Step inside this beautifully designed 1,458 square foot home, Homesite #9 Dahlia, and discover a welcoming open-concept main floor that effortlessly connects the kitchen, dining and living areas—perfect for hosting friends or relaxing at home. The kitchen stands out with quartz countertops, a full-height subway tile backsplash, sleek Shaker-style cabinetry and a complete suite of Samsung stainless steel appliances, including an induction cooktop and French door refrigerator. Luxury vinyl plank flooring flows throughout the main living spaces, complemented by matte black lighting fixtures and a modern electric fireplace in the great room. Upstairs, two spacious owner’s suites each feature a walk-in closet and private en-suite bathroom with frameless LED-lit vanity mirrors, a walk-in shower with porcelain tile surround and Moen matte black faucets. The two-car garage boasts a carriage-style door, finished interior and automatic opener, plus a paved walkway and enclosed yard with gated access. With its thoughtful layout and designer-selected finishes, this home is sure to attract attention—act quickly before it’s gone! Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

9405 Paradise Lake Rd Unit #NN4, Snohomish

Listing courtesy of Lennar Sales Corp..

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