Snohomish Homes with USDA Loan Terms

Snohomish Homes with USDA Loan Terms

Snohomish: A Charming City in Snohomish County, Washington

Nestled in the beautiful Snohomish County in Washington state, the city of Snohomish offers a charming and idyllic setting for those seeking a tranquil place to call home. With its rich history, picturesque landscapes, and friendly community, Snohomish is a hidden gem worth exploring.

Located in the Pacific Northwest region of the United States, Snohomish is known for its small-town feel and close-knit community. The city is surrounded by stunning natural beauty, including the Snohomish River and the Cascade Mountains, providing residents with ample opportunities for outdoor recreation and exploration.

One of the highlights of living in Snohomish is the availability of homes with USDA loan terms. True to its commitment to supporting rural development, the United States Department of Agriculture (USDA) offers loans with favorable terms for eligible homebuyers in designated rural areas. This means that individuals and families looking to purchase a home in Snohomish may benefit from low-interest rates, flexible credit requirements, and no down payment options.

Whether you're a first-time homebuyer or looking to relocate, Snohomish offers a range of housing options to suit different preferences and budgets. From cozy cottages to spacious family homes, there is something for everyone in this charming city.

In addition to its housing options, Snohomish boasts a vibrant downtown area with boutique shops, art galleries, and delicious dining establishments. The city also hosts various community events and festivals throughout the year, fostering a strong sense of community and camaraderie among its residents.

If you're seeking a peaceful and welcoming place to settle down, Snohomish is an ideal choice. With its small-town charm, natural beauty, and the availability of homes with USDA loan terms, this city has all the ingredients for a fulfilling and comfortable lifestyle.

Newest Snohomish Homes with USDA Loan Terms

$1,265,000
3 Beds ⋅ 3 Baths ⋅ 2560190 MLS ⋅ ACTIVE Status
The Gold Creek rambler everyone waits for! Rarely available and impeccably maintained, this exceptional 1 1/2 -story home with a spacious upper bonus loft offers the perfect blend of elegance, comfort, and versatility. One of the community's most desirable floor plans features 3 generous bedrooms, 2.5 baths, a dedicated home office, formal living and dining rooms, and an inviting great room designed for everyday living and entertaining. The well-appointed kitchen is the heart of the home, showcasing granite countertops, a large center island, all new appliances, walk-in pantry, abundant storage, all opening seamlessly to the light-filled family room with an updated gas fireplace. The luxurious primary suite provides a private retreat with a spa-inspired bath, soaking tub, travertine flooring, and walk-in closet. Step outside to a beautifully landscaped backyard oasis featuring multiple entertaining areas, a cozy firepit, mature plantings, and plenty of space to relax or gather with friends. The versatile loft offers endless possibilities like a media room, guest retreat, fitness space, or hobby area. Additional highlights include central A/C, a 3-car garage, two oversized storage closets, gated backyard, and a detached shed. Ideally situated near Willis Tucker Park, scenic trails, playgrounds, and everyday conveniences, this rare Gold Creek gem delivers the ease of rambler living with the extra space today's lifestyle demands. Opportunities like this don't come along often.

15406 72nd Drive SE, Snohomish

Listing courtesy of Tate Real Estate.

$700,000
3 Beds ⋅ 2 Baths ⋅ 2568043 MLS ⋅ ACTIVE Status
Welcoming Rambler nestled on private paved easement drive. Peaceful location. Totally usable 1+ acre, fully fenced with 2 sheds, chicken coop & covered garden storage. Enjoy an evening at the firepit. Tons of parking with Level 2 EV Charger & room for future garage or shop. New expansive front deck leads to the entry. Great room concept with HUGE living & dining rooms. Kitchen with tons of counter space, stainless steel appliances, & pantry space. Hardwoods and tile throughout. Three ample-sized bedrooms, a full bath & NEW 3/4 bath high end fixtures & finishes, with utility area with newer stainless steel stackable washer & dryer that stays with home. Large entertainment size rear deck with hot tub & party lighting. Many updates throughout home. Including updated lighting, fixtures, features & all new bedroom, bathroom & linen closet doors. Home boasts A/C heat pump & wired for generator. Mature landscaping with privacy, shade, established fruit trees & other gardens. Easy access to Hwy #2 & #522. Minutes to Monroe & other amenities. Possible mini farm just minutes from town. This is more than a home, it is a lifestyle. Welcome Home.

17909 Trombley Road, Snohomish

Listing courtesy of HomeSmart One Realty.

$890,000
4 Beds ⋅ 3 Baths ⋅ 2567725 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 4-bedroom home in desirable Seattle Hill! Enjoy peace of mind with a brand-new 50-year roof, fresh exterior paint, new furnace with AC, and newer appliances. The inviting floor plan is filled with natural light and offers comfortable spaces for everyday living and entertaining. Outside, the spacious landscaped backyard backs to peaceful green space and features two storage sheds and a play structure. A generous two-car garage with attic storage adds even more functionality. Ideally located near parks, schools, shopping, dining, and commuter routes, this home offers the perfect combination of comfort, privacy, and convenience. Don’t miss this wonderful opportunity to make it yours!

13107 58th Drive SE, Snohomish

Listing courtesy of KW Everett.

$2,950,000
4 Beds ⋅ 7 Baths ⋅ 2555606 MLS ⋅ ACTIVE Status
Perched at the end of a private road on nearly 5 wooded acres, this custom Craftsman estate is a rare blend of grandeur, warmth, and complete seclusion. The approach alone sets the tone; a sweeping paved circular drive, with RV/boat and additional parking, manicured grounds, and timber-framed entry that opens to soaring vaulted ceilings, skylights, and walls of windows framing the Cascades. Mornings begin with birdsong and deer at the tree line; evenings end with hot-air balloons drifting through the tree-lined view from the balcony as the sun sets. At the heart of the home, a beautifully refreshed chef's kitchen anchors an effortless flow for entertaining, opening to gracious living and dining spaces and a cozy gas fireplace. Work from home in private offices, gather in the expansive bonus room, and retreat to the serene primary suite on the main level. Upstairs, each large bedroom has a custom closet and attached ensuite. The fully finished lower level lives as a true home within a home: its own full kitchen, minibar with fridge, game room, office, private entry - room for guests or multigenerational living. Unwind in the brand-new dome-style cedar sauna after a day in the fresh mountain air. Radiant heat, central A/C, a 3-car garage, 50-year Presidential roof, and terraced gardens complete this extraordinary Cathcart sanctuary. Minutes to shopping and top Snohomish schools and local activities, yet a world away... this is Pacific Northwest living at its finest.

17310 107th Avenue SE, Snohomish

Listing courtesy of Real Broker LLC.

$1,235,000
3 Beds ⋅ 3 Baths ⋅ 2560840 MLS ⋅ ACTIVE Status
Enjoy end-of-the-road serenity in the exclusive gated East Wonderland community. Built in 2018, this beautifully designed 2,578-square-foot rambler is one of just 10 homes with private access to Flowing Lake, including a community beach and dock.Positioned on the highest lot in the neighborhood, this home offers exceptional privacy and a peaceful setting. Rich and warm Acacia hardwood flooring flows throughout the great room, kitchen, and dining area, while vaulted ceilings and expansive windows fill the home with natural light.The covered patio with a stone-faced fireplace creates an inviting outdoor living space for year-round enjoyment. The spacious primary suite features a spa-like five-piece bath with a tiled walk-in shower and deep freestanding soaking tub. Two additional bedrooms and a dedicated office are thoughtfully located on the opposite side of the home.The chef's kitchen offers double ovens, a gas cooktop, a large quartz island, and an open layout ideal for everyday living and entertaining. Additional features include a three-car garage, Tuff Shed, whole-home Generac generator, and whole-home carbon water filtration system.Come experience the quality craftsmanship, thoughtful design, and peaceful lifestyle this exceptional home has to offer.

18727 55th Street SE, Snohomish

Listing courtesy of NextHome Preview Properties.

$799,000
3 Beds ⋅ 2 Baths ⋅ 2554912 MLS ⋅ ACTIVE Status
Discover the perfect blend of timeless character and modern living in this beautifully remodeled home on 5 private acres in the heart of Snohomish. Tucked away on a quiet dead-end street with convenient access to Highway 9 and Highway 2, this exceptional property offers the peace of country living with everyday convenience. Inside, you'll find a spacious, fully remodeled kitchen with abundant counter space, beautifully updated bathrooms, including a luxurious primary bath with a large walk-in shower, and major upgrades such as newer roofing, new plumbing, and updated electrical, all while preserving the home's original charm. Outside, the usable acreage offers endless possibilities with potential to build an ADU (buyer to verify), a barn, workshop, hobby room, greenhouse, mature landscaping, established fruit trees, and plenty of space for gardens, recreation, or small livestock. This is a rare opportunity to enjoy modern comfort, classic character, and the freedom of country living just minutes from downtown Snohomish.

9910 52nd Street SE, Snohomish

Listing courtesy of John L. Scott Snohomish.

$814,950
3 Beds ⋅ 2 Baths ⋅ 2555679 MLS ⋅ ACTIVE Status
Tucked back off Broadway Ave on a 29,000+ sq. ft. lot and fully fenced backyard, this beautifully updated 3BD + Bonus Room, Single Level rambler offers the perfect blend of comfort and versatility. Inviting open floor plan with living & dining rooms anchored by a classic brick fireplace. Kitchen features breakfast bar, pantry & great flow for everyday living and entertaining and looks over the backyard. Primary suite includes en suite bathroom & walk in closet. Along with 3 generous bedrooms there is a 16' X 13' Office/Bonus room on the opposite end of the house and an exceptional 120 sq. ft. detached finished studio with electricity—ideal for an office, art studio, gym or hobby space. Oversized 640 sq ft 2+ car garage includes workshop room & workbench! Stay cool with A/C, peace of mind with a NEW furnace and a handy generator. Awesome deck and patio has wiring for hot tub. Plenty of parking & room to spread out with potential space for a future shop (buyer to verify). Stand up crawl space below home. Peaceful setting in the Clearview area of Snohomish just minutes to HWY 9, Maltby, Mill Creek, shopping, dining & commuter routes. Potential 0% down USDA financing for qualified buyers.

18114 Broadway Avenue, Snohomish

Listing courtesy of John L. Scott Everett.

$1,029,999
3 Beds ⋅ 3 Baths ⋅ 2554986 MLS ⋅ ACTIVE Status
Absolutely breathtaking luxury residence in Snohomish’s coveted Kenwanda neighborhood,ideally located near the picturesque Snohomish River Valley.This exceptional home offers an elevated Northwest lifestyle with 2 expansive decks and a stunning wraparound deck, perfectly designed for entertaining, relaxing, and enjoying partial views of majestic Mount Baker and the surrounding natural beauty. A grand,wide staircase creates a striking first impression,leading to an upper level defined by soaring vaulted ceilings & a dramatic open-concept layout.Skylights and expansive windows flood the home with natural light, highlighting the refined living spaces & a custom-designed electric fireplace that serves as a sophisticated focal point.The designer chef’s kitchen is a true showpiece, featuring a generous island, custom backsplash, sleek cabinetry, & stainless steel appliances—crafted for both everyday living and elevated entertaining.The lower level provides a spacious,oversized family room,a well-appointed laundry room,&a stylish powder bath, offering both comfort and functionality. Upstairs, the luxurious primary suite is a private retreat with vaulted ceilings, abundant natural light, a walk-in closet, and exclusive access to a private deck.The spa-inspired ensuite bath showcases a custom shower and dual vanity. Two additional well-sized bedrooms complete the upper level.A rare opportunity to own a refined, light-filled home blending modern elegance with timeless comfort.Must SEE!

13430 Kenwanda Drive, Snohomish

Listing courtesy of eXp Realty.

$660,000
3 Beds ⋅ 1 Baths ⋅ 2545606 MLS ⋅ ACTIVE Status
** $20K PRICE IMPORVEMENT AND NEW PRIVACY FENCE ON THE SOUTH PROPERTY LINE** Conveniently located in historic downtown Snohomish, you will find this charming home built in 1950. Each space feels separate, but the open floor plan keeps entertaining so easy. Outside you will find an expansive driveway with plenty of parking, a garage/shop and a large shed. The side yard offers enough space for a large garden or custom patio...the yard is your oyster! If you love local food fare and breweries, walking trails and the best antique shopping in Washington, this is where you belong.

416 Riverview Lane, Snohomish

Listing courtesy of Ballpark Realty.

$1,850,000
5 Beds ⋅ 4 Baths ⋅ 2543869 MLS ⋅ CONTINGENT Status
Tucked inside the prestigious Newberg Crest gated community, this extraordinary estate offers nearly 5,000 square feet of beautifully updated living space on 5 private acres with absolutely breathtaking views in every direction. From the moment you arrive, the peaceful setting, stunning landscaping, and impressive presence make this property unforgettable. Extensively updated throughout with new flooring, fresh interior paint, and a new roof, this home blends timeless luxury with modern comfort. The kitchen is truly a showpiece featuring an chef worthy kitchen island, incredible storage, and enough space to gather, entertain, and create memories for years to come. A main floor bedroom with a full bath adds convenience and versatility. Take in the spectacular scenery from the massive upper level deck off the bonus room or relax on the oversized main level patio, both perfectly positioned to capture the stunning panoramic views. The expansive floor plan includes a full attached apartment, ideal for multigenerational living. With exceptional privacy, and a setting that feels like your own private retreat, this property offers a rare combination of luxury, space, and lifestyle. This home is conveniently located within the Lake Stevens School District, only a few minutes from downtown Lake Stevens for shopping and restaurants!

3504 161st Avenue NE, Snohomish

Listing courtesy of John L. Scott Snohomish.

$824,950
3 Beds ⋅ 3 Baths ⋅ 2541397 MLS ⋅ ACTIVE Status
Nestled in the highly sought-after Fobes Hill area, this exceptional property offers the perfect blend of privacy, versatility & convenience. Situated on a spacious corner lot just minutes from town & major highways, this home features 2,352 square feet of heated living space with 3 bedrooms & a versatile extra room offering endless possibilities. A detached bonus space currently provides the perfect setup for a private home office, creative studio, fitness room, or hobby space, while also offering exciting potential for future DADU use, guest quarters, or multi-generational living. Inside, you'll find warm hardwood floors, fresh interior & exterior paint, mini-split systems for efficient year-round comfort, & abundant storage throughout. The inviting primary suite serves as a relaxing and private retreat, complete w/ a jetted soaking tub. A newer roof adds peace of mind, allowing you to simply move in and enjoy. Designed for those who appreciate both indoor comfort and outdoor living, the expansive lot offers established gardening areas, dog run & a covered deck ideal for entertaining in every season. Ample parking accommodates guests, recreational vehicles, & everyday needs with ease, while covered RV storage provides added protection and convenience. Rarely does a property combine this level of flexibility, functionality, and location. Whether you're dreaming of gardening, hosting gatherings, working from home, or exploring future expansion opportunities...this is the one!

7210 89th AVE SE, Snohomish

Listing courtesy of Gilpin Realty, Inc..

$899,500
4 Beds ⋅ 3 Baths ⋅ 2539053 MLS ⋅ ACTIVE Status
This Beautifully remodeled home is extremely private & cannot be seen from the street. Located in the sought-after Dutch Hill neighborhood of Snohomish Highlands. Thoughtful updates and quality finishes shine throughout this 4-bedroom home with flexible living spaces designed for today's lifestyle. The entry level features a spacious great room with a wet bar, copper sink, beverage refrigerator, and bonus room ideal for a home office, gym, or hobby space. The main living level offers a spacious living room, dining area, and updated kitchen perfect for everyday living and entertaining. Upstairs you'll find three bedrooms, including a private primary retreat with its own deck and a spa-inspired bath featuring a large walk-in shower, heated tile floors, and heated towel rack. Enjoy two decks and a patio, including a private deck off the primary suite. The fully fenced property offers gated entry, beautiful landscaping, a sprinkler system, and exceptional privacy. The impressive 30' x 50' heated and insulated shop/garage features StealthCrete concrete floors, an 80-gallon industrial air tank with 8 air drops, abundant electrical outlets, and an included 12,000-pound vehicle hoist. Combining quality craftsmanship, versatile living spaces, and an incredible shop, this one-of-a-kind property offers the perfect blend of comfort, privacy, and functionality. Too many features and upgrades to list. See attached Property Highlights sheet for additional details.

7609 137th Avenue SE, Snohomish

Listing courtesy of CENTURY 21 North Homes Realty.

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