Roy Homes with FHA Terms

Roy Homes with FHA Terms

Welcome to Roy, a charming city located in Pierce County, Washington, in the beautiful United States. Roy offers a peaceful and idyllic setting, making it an ideal place to call home. With its close-knit community and stunning natural surroundings, it's no wonder that Roy is a sought-after destination for those looking to settle down.

Roy is situated in Pierce County, which is known for its diverse landscapes, ranging from lush forests to breathtaking mountains. This region is a haven for outdoor enthusiasts, offering plenty of opportunities for hiking, biking, and exploring the great outdoors. The county also boasts excellent schools, a thriving economy, and a rich cultural scene, ensuring that residents have access to a wide range of amenities and opportunities.

If you're in the market for a new home in Roy, you'll be pleased to know that there are homes available with FHA terms. FHA loans are backed by the Federal Housing Administration and are designed to make homeownership more accessible for individuals and families. With FHA terms, you can enjoy lower down payments, competitive interest rates, and flexible eligibility criteria.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Roy has a variety of homes for you to choose from. From cozy single-family houses to spacious townhomes, there's something to suit every taste and budget.

Don't miss out on the opportunity to make Roy your home. Contact a local real estate agent today to explore the available options and start your journey towards homeownership in this wonderful city.

Newest Roy Homes with FHA Terms

$529,900
3 Beds ⋅ 2 Baths ⋅ 2562421 MLS ⋅ ACTIVE Status
Quality meets comfort in this beautifully updated rambler located in desirable River View Estates. Set on a spacious 0.41-acre lot, this 3-bedroom, 2-bath home features an open-concept layout with vaulted ceilings, a fully remodeled kitchen, new flooring, and fresh interior paint. The generous primary suite offers flexible bonus space ideal for a home office, nursery, or oversized walk-in closet and is already plumbed for a second washer/dryer. Stay comfortable year-round with a heat pump and A/C. Outside, enjoy a full fully fenced backyard with a spacious entertainment deck, covered gazebo, raised garden beds, storage shed, and RV parking. Community river park access and a convenient location near JBLM, Yelm, and McKenna complete this move-in ready property.

8408 356th Street S, Roy

Listing courtesy of Dove Realty, Inc..

$445,000
3 Beds ⋅ 2 Baths ⋅ 2564791 MLS ⋅ ACTIVE Status
Charming 3-bedroom, 2-bath rambler on a spacious .33-acre lot in Roy! Featuring 1,620 square feet, a detached garage, fully fenced backyard, and covered deck perfect for year-round entertaining. New roof and flooring to be installed prior to closing. Enjoy the freedom of no HOA and the peaceful setting while remaining close to local amenities.

29710 68 Avenue S, Roy

Listing courtesy of John L. Scott Orting.

$899,000
4 Beds ⋅ 4 Baths ⋅ 2564277 MLS ⋅ ACTIVE Status
Trade in the noise for the space, privacy & freedom real Pacific Northwest living has always asked for. Set on a fully-fenced acre within the gated community of Lacamas Valley Estates, this custom home blends peaceful privacy w/ a community featuring scenic trails, neighborhood parks & breathtaking Mt Rainier views. Inside, hand-scraped hardwoods, soaring 10' ceilings, granite counters, custom cabinetry, stainless appliances & an impressive walk-in pantry set the stage. Entertaining flows seamlessly from the kitchen into the living room & out the slider to the back patio. Imagine summertime BBQs, pool parties, games on the sport court, gardening, or soaking in the hot tub at day’s end before roasting smores around the fire & gazing at all those stars. Two primary suites—1 on the main + vaulted upstairs retreat w/ luxurious 5-piece ensuite—offer flexibility for guests or multi-gen living, while 4 beds, 2 extra rooms, office, bonus room & multiple living areas provide room for all. The Detached shop w/ 200amp service, 3-car garage & gated RV parking offer space for projects, hobbies & all the toys that come w/ Pacific Northwest adventures. Stay comfortable year-round w/ a heat pump in the summer & propane fireplace for cozy winter evenings. Within 15 min of Roy, Yelm, Spanaway & JBLM's East Gate, you'll enjoy elevated rural living without giving up convenient I-5 access to the Tacoma, Olympia & Seattle metros, & all the adventures the Pacific Northwest invites you to discover.

29010 27th Avenue S, Roy

Listing courtesy of Timber Real Estate.

$848,000
3 Beds ⋅ 3 Baths ⋅ 2553362 MLS ⋅ ACTIVE Status
Rarely does an opportunity arise to own waterfront property on Hart Lake, Whether you're searching for a full-time residence, a vacation retreat, or an investment property, the possibilities are endless. This exceptional waterfront chalet-style log home is the epitome of Pacific Northwest living with sweeping 180 degree mountain water & views. Impeccably maintained, it features a spacious primary loft with an en-suite bath overlooking the great room below. The main level offers soaring vaulted ceilings, breathtaking lake views, and an expansive entertainment deck that creates the feeling of a private lakeside resort. The fully finished lower level includes a second kitchen, bedroom, full bath, and private entrance, making it ideal for guests or multi-generational living. Step outside to a nicley landscaped backyard complete with a propane BBQ, fire pit, and direct access to your private dock—perfect for boating, kayaking or simply relaxing on the water. Additional features include an attached one-car garage for your lake toys, a detached 10' x 12' storage shed, and a public boat launch just around the corner. Located in the heart of Western Washington's outdoor recreation, only 30 minutes from Tacoma you'll enjoy easy access to endless opportunities to explore. Whether you're seeking a peaceful retreat, an income-producing rental, or an inspiring home surrounded by nature, this extraordinary property delivers a lifestyle few will ever have the chance to own.

39716 24th Avenue Ct S, Roy

Listing courtesy of Keller Williams Rty Tacoma.

$699,900
3 Beds ⋅ 2 Baths ⋅ 2561082 MLS ⋅ ACTIVE Status
Ready to call this beautiful property home? This wonderfully maintained 3-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and country living. Inside, you'll find both a spacious living room with pellet stove and a separate family room, providing plenty of space to relax or entertain. The dining area flows seamlessly into the kitchen, creating an inviting space for everyday living and hosting. Step outside to enjoy the stunning back deck, where you can take in a peek-a-boo view of Mt. Rainier while enjoying your morning coffee or evening sunsets. The outdoor amenities continue with a sports court, charming gazebo, multiple outbuildings, and a large shop that offers endless possibilities for hobbies, storage, or projects. Complete with Air compressor system and furnace, perfect for working on those chilly days. The fully fenced property features gated access, level pasture, and ample room for animals, gardening, recreation, or simply enjoying the open space. An additional parcel is included with the property, presenting exciting opportunities for an accessory dwelling unit (ADU), future expansion, or other building possibilities (buyer to verify). Whether you're looking for a peaceful retreat, a hobby farm, or a property with room to grow, this home offers exceptional versatility and incredible outdoor features. Don't miss your chance to experience everything this one-of-a-kind property has to offer!

28707 26th Avenue E, Roy

Listing courtesy of Better Properties Hometown.

$799,950
3 Beds ⋅ 2 Baths ⋅ 2557602 MLS ⋅ ACTIVE Status
Whitewater Estates Big Rambler and Separate ADU Situated on Parklike Setting! Over 2.5 Acres on Extremely Private (you will not know you have a neighbor) Flat, Fully Fenced and Forested Setting. One Story Home Boasts 2,200 Sq Ft with 3 Bedrooms + Den/Office (could be 4th Bedroom) 2 Full Bathrooms, Hardwood Floors and Vaulted Ceilings with Skylights. New Roof and Quartz Counter Tops. Newer Bosch Furnace and Heat Pump with Full Air Conditioning! This Property also has a Fully Autonomous and Separate ADU (Accessory Dwelling Unit) / Living Area with Full Kitchen, Three Quarter Bathroom with Shower and Loft(See Photos). Great For Multi-Generational or Extended Living. Home and Grounds Meticulously Maintained by ORIGINAL OWNERS. (Most people tend to not move out of Whitewater). All of this in the Great, Gated Community of Whitewater Estates. Community Access to The Nisqually River (Fishing, Rafting, Swimming), Parks and Numerous Horse Riding Trails. Tons of Parking For RV's Or Toys. Bring your Horses. Close to JBLM and Downtown Yelm.

9821 344th Street S, Roy

Listing courtesy of Crescent Realty powered by KW.

$979,000
4 Beds ⋅ 3 Baths ⋅ 2563132 MLS ⋅ ACTIVE Status
Discover refined country living in Whitewater Estates, a coveted gated equestrian community. Set on nearly two professionally landscaped acres, this beautifully updated 4-bedroom, 2.5-bath residence offers more than 4,000 square feet of light-filled, open-concept living. The desirable split-bedroom floor plan places the expansive primary suite in a private wing, complete with fireplace, built-in bookshelves, walk-in closets and private entrance opening to a separated patio deck. The chef's kitchen features granite countertops, stainless steel appliances, a generous pantry, and seamless flow into the spacious living room with a wood-burning stove. An expansive bonus room above the oversized three-car garage provides flexible space for an office, media room, gym, or guest retreat. Designed for year-round entertaining, the park-like grounds feature a massive patio, hot tub, separated large garden area and sprinkler system. 2 large outbuildings provide dedicated storage for firewood, lawn equipment, and irrigation components. A paver-lined horseshoe driveway with a fountain creates an impressive arrival, while a 2nd driveway offers ample parking with space for RV or toys and more. Community amenities include 8+ miles of riding and hiking trails, a 40+ acre park with an outdoor riding arena, wooded riverfront land, and Nisqually River beach access. Enjoy peaceful country living yet conveniently located near shopping, JBLM, Tacoma, and Olympia. Your Pacific Northwest oasis awaits!

9609 346th Street S, Roy

Listing courtesy of Real Broker LLC.

$575,000
3 Beds ⋅ 2 Baths ⋅ 2562306 MLS ⋅ ACTIVE Status
Rare find- this rambler set on a great cul-de-sac away from the hustle & bustle, yet still close to stores & access to main towns. This one-story home features an open layout w/vaulted ceilings, easy access to the spacious backyard, and set up as a "smart" home. Primary suite has updated shower and includes a walk-through closet. Good-sized bedrooms w/2 full baths. Hickory hardwood floors grace the family room and kitchen where you can stay comfortable w/the heat pump/A-C unit. Even the garage is equipped for cooling & heat plus extra lighting for your work in the shop. Plenty of room for RV Parking and toys as 12 ft gates open on both sides of the house to the backyard. Custom built gazebo is a main feature along with a fire pit, garden space, mature fruit trees and sheds to store tools. New roof just installed. Make this your new country home today!

914 288th Street Ct E, Roy

Listing courtesy of Keller Williams Realty PS.

$595,000
3 Beds ⋅ 3 Baths ⋅ 2560762 MLS ⋅ ACTIVE Status
Just what you are looking for! Situated on a generously sized lot, this well-cared-for 2,305 sq. ft. home is exceptional. Spacious primary suite with 5-piece bath. Newer appliances, updated pantry & travertine tile flooring in kitchen. Landing for top floor-hallway has a customized storage space with sitting nook. Exterior paint completed 2025, interior paint completed 2024. Roof less than 5 years of age. Plank flooring throughout with the exception of carpet in bedrooms. Bottom floor spares no expense for a home office or flex space! Two car garage, RV parking, storage shed in backyard, deck is ready for entertaining & relaxing! Fruit trees bearing plums, cherries, Asian pears & 7 gooseberry bushes! Conveniently located 10 mins from East Gate – JBLM, easy access to local schools and shopping. Don't miss this move-in ready opportunity!

820 289th Street E, Roy

Listing courtesy of Better Properties UP/Fircrest.

$789,000
3 Beds ⋅ 3 Baths ⋅ 2560836 MLS ⋅ ACTIVE Status
Discover the perfect blend of peaceful country living and modern convenience on this beautifully updated 5+ acre estate in Roy! Located on a quiet paved dead-end road with an easy commute to JBLM, this fully fenced and cross-fenced property is ideal for horse enthusiasts, hobby farmers, gardeners, or anyone seeking space and privacy. An automatic gated entry welcomes you home to a spacious 2,264 sq. ft. rambler featuring 3 bedrooms, 2.25 baths, vaulted ceilings, an open-concept design, and an impressive 400 sq. ft. great room addition filled with natural light and scenic territorial views. The oversized kitchen offers abundant cabinetry, expansive prep space, and flows seamlessly into multiple living areas perfect for entertaining. The spacious primary suite features an updated bath and large walk-in closet, while efficient mini-split heating and A/C provide year-round comfort. Step outside to enjoy the custom covered patio with skylights overlooking your private acreage. The property includes a 3-stall barn, stable, outbuildings, RV parking, raised garden beds, mature cherry, apple, pear, almond, hazelnut and walnut trees, plus room for horses, livestock, equipment, or future shop space. Additional highlights include a newer roof on the home and storage shed, attached 2-car garage with workshop space, wired generator hookup, high-speed internet, and no HOA. Move-in ready and offering the country lifestyle you've been dreaming about—just minutes from everyday conveniences.

32916 14th Avenue S, Roy

Listing courtesy of Gateway Real Estate.

$1,200,000
5 Beds ⋅ 4 Baths ⋅ 2559250 MLS ⋅ ACTIVE Status
Experience the beauty, versatility, and opportunity of this exceptional farm. This peaceful property is home to the well-established Tranquility Flower Farm, where vibrant blooms, a charming roadside flower stand, and 15 raised flower beds have become a favorite in the community. Enjoy morning coffee on the covered patio overlooking the front garden, then relax in the gazebo as horses and cattle graze, dragonflies drift through the fields, and breathtaking sunsets close out the day. The level, dry, and highly usable acreage is cross-fenced into eight pastures, producing approximately 1,200 bales of hay and providing the perfect setup for livestock, rotational grazing, horseback riding, or recreational use. The 2 large barns with power & water, the multiple outbuildings, greenhouses, chicken coop, and a climate-controlled brick building offer incredible flexibility for equipment storage, workshops, horse facilities, creative studios, or a home-based business. Inside, the thoughtfully updated, rustic farm style home features fresh interior paint, new carpet, quartz countertops, and inviting indoor-outdoor living spaces. The finished basement with a seperate entrance includes a kitchen, 1 bed, 1 bath, living area, and laundry hookups, making it ideal for multi-generational living, guests or even potential rental income. Whether you're dreaming of a working farm, homestead, equestrian set up, or simply room to grow, this remarkable property has it all.

816 304th Street S, Roy

Listing courtesy of Timber Real Estate.

$824,990
4 Beds ⋅ 3 Baths ⋅ 2558710 MLS ⋅ ACTIVE Status
Welcome Home! Absolutely Fabulous, Impeccably Maintained 2-Story situated on a Sprawling and Stunning 1 Acre Homesite in the Wonderful Gated Community of Lacamas Valley Estates in Roy. You will love the quality craftsmanship, upgrades and designer touches throughout this former model home. Grand entrance with soaring ceilings, light and bright formal living and dining rooms, lovely gourmet kitchen with extra-large island, custom lighting and walk-in pantry that is open to the generous family room with wood-pellet stove, built-ins and slider to your backyard oasis. 4 total bedrooms up plus a fantastic bonus/rec room/flex space and 2.5 total baths. Fabulous primary suite with vaulted ceilings, 5 piece bath, soaking tub, separate walk-in shower, double sinks and walk-in closet. Breathtakingly beautiful and pristine fully fenced backyard with lush, mature landscaping and so much privacy with picturesque trees, expansive partially covered patio perfect for entertaining with firepit, patio pavers, front and back sprinkler system plus a HUGE "Dream" detached RV Garage/Finished Outbuilding with all the bells and whistles plus a 3 car attached garage. Heat Pump w/Central A/C for ample cooling and SO much more! This home as been so lovingly cared for and it shows inside and out. An opportunity like this does not come often.

29015 33rd Avenue S, Roy

Listing courtesy of Berkshire Hathaway HS SSP.

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