Olympia Homes with VA Loan Terms

Olympia Homes with VA Loan Terms

Welcome to Olympia, the capital city of Washington state! Located in Thurston County, Olympia is a vibrant and lively city with a rich history and a thriving real estate market. Whether you're a first-time homebuyer or looking to upgrade your current residence, Olympia offers a variety of housing options to suit your needs.

One of the advantages of living in Olympia is the availability of homes with VA loan terms. If you're a veteran or an active-duty military member, you may be eligible for a VA loan, which provides favorable terms and benefits. With a VA loan, you can enjoy low or no down payment options, competitive interest rates, and no private mortgage insurance requirement.

Olympia boasts a diverse range of homes, from charming historic properties to modern new constructions. The city's real estate market offers a mix of single-family homes, townhouses, and condos, ensuring there's something for everyone. Many homes in Olympia feature spacious yards, perfect for gardening or outdoor activities, and some even offer stunning views of the surrounding natural beauty.

In addition to its housing options, Olympia is known for its excellent schools, vibrant arts scene, and abundance of outdoor recreational opportunities. From exploring the beautiful Capitol Lake to hiking in the nearby Olympic National Forest, there's no shortage of activities to enjoy in this picturesque city.

If you're considering relocating to Olympia, now is a great time to explore the real estate market and take advantage of the homes with VA loan terms. Contact a local real estate agent to help you find your dream home in this charming city.

Newest Olympia Homes with VA Loan Terms

$590,000
3 Beds ⋅ 2 Baths ⋅ 2573298 MLS ⋅ ACTIVE Status
Old charm home, impeccably maintained, in the desireable Carlyon neighborhood of Olympia. Small touches throughout add to the times-gone-by appeal. Kitchen has been updated with lovely wood cabinetry, stainless appliances, and marmoleum flooring. Light-filled living room enjoys a small wood stove that adds extra coziness on winter nights. Beautiful hardwood floors - the real thing! - are in pristine condition. Three spacious bedrooms, 1 on the main floor & 2 upstairs, and a bonus room with built-in desk & shelves that makes for the perfect study or den. Inviting, fully fenced backyard boasts a large patio, relaxing shady lawn and even a small sunny garden space. The gorgeous front yard has welcoming, elegant appeal and 3 working garden spaces. Close to shopping and downtown Olympia. Walkable to pizza, coffee (open early!), produce market, sandwich shop. A gem you won't want to miss!

3216 Lorne Street SE, Olympia

Listing courtesy of Group 7 Inc., Real Estate Serv.

$775,000
4 Beds ⋅ 3 Baths ⋅ 2571645 MLS ⋅ ACTIVE Status
Welcome to Nottingham and this beautifully updated custom home tucked away on a picturesque ¼-acre cul-de-sac lot in close-in South Olympia. Offering 2,688 SF with 4 bedrooms and 2.5 baths, the light-filled floor plan combines style with comfortable everyday living. A welcoming foyer introduces new high-end engineered hardwood flooring that flows throughout the main level. Spacious living and dining rooms provide wonderful gathering spaces, while the remodeled kitchen impresses with custom painted cabinetry, center island, farmhouse sink and generous counter space. The kitchen opens to a sunny breakfast nook and inviting spacious family room, creating the heart of the home! Upstairs, the primary suite is a roomy retreat with vaulted ceilings and a beautifully newly updated bath featuring a soaking tub and full tile shower. Three additional bedrooms provide plenty of flexibility, including one spacious enough to double as a bonus room for guests or recreation, plus an updated full bath. Outside, a private backyard oasis awaits! All this, PLUS a full-length covered deck offers year-round extended outdoor living, complemented by a large patio and hot tub. A garden shed, really cool treehouse and small finished outbuilding that could serve as an office, studio or fitness space…add even more versatility. Complete with a 3-car garage and just minutes to Olympia schools, parks and downtown, this Nottingham gem beautifully blends space, style and convenience

2531 Buckingham Drive SE, Olympia

Listing courtesy of Coldwell Banker Evergreen.

$1,135,000
4 Beds ⋅ 4 Baths ⋅ 2573625 MLS ⋅ ACTIVE Status
Prime Nisqually Riverfront, offering space, privacy, & a setting that is increasingly difficult to find this close to everyday amenities. Properties of this size, quality, & proximity are seldom available, making this a truly rare and exceptional offering. The home has been extensively updated, with nearly everything inside feeling new, creating a move-in ready foundation while still allowing you to personalize & shape the property into your long-term vision. The layout features a main-floor primary suite along with a secondary ensuite that was thoughtfully planned for potential conversion into a self-contained ADU (buyer to verify), ideal for multi-generational living, guest quarters, or income potential. The main level showcases soaring vaulted ceilings, a dedicated office, & a large bonus room, along with spacious living & dining areas that connect to a well-appointed gourmet kitchen, perfect for both everyday living & entertaining. Upstairs, you’ll find two additional bedrooms, a full bath, & a second bonus room, providing ample space for a variety of lifestyles. A 3-car garage adds functionality, while the expansive acreage opens the door to endless possibilities—whether you envision recreation, additional improvements, or simply enjoying the natural beauty & privacy of riverfront living. This is more than a home, it’s an opportunity to create something truly special on a beautiful and rare piece of Nisqually Riverfront

230 Conine Street SE, Olympia

Listing courtesy of Keller Williams Rty Tacoma.

$465,000
3 Beds ⋅ 3 Baths ⋅ 2572723 MLS ⋅ ACTIVE Status
Welcome home to this spacious tri-level townhome! The main floor offers an open-concept living space with a modern kitchen featuring granite countertops and rich, dark cabinetry. Upstairs, you’ll find three bedrooms, including a primary suite with a walk-in closet and private ¾ bath. A rare third floor provides fantastic bonus space—perfect for a media room, home office, craft room, or potential 4th bedroom. Enjoy the convenience of a two-car garage with EV charger and alley access. Tucked into a quiet neighborhood while still just minutes from dining, shopping, and the freeway for an easy commute. Olympia schools! Ask your agent about our BUYER INCENTIVE!

3235 15th Way SE, Olympia

Listing courtesy of Redfin.

$585,000
3 Beds ⋅ 2 Baths ⋅ 2572815 MLS ⋅ ACTIVE Status
Custom-built three-bedroom, two-bath rambler nestled on a beautiful half-acre garden oasis. This private setting feels wonderfully rural and tucked away, yet is conveniently close to downtown Olympia and all its amenities. The inviting open floor plan features durable bamboo flooring, a spacious kitchen with abundant cabinetry and counter space, natural gas range, skylight, island eating bar, laundry closet, and dedicated kitchen office area. A freestanding natural gas fireplace adds cozy ambiance on winter evenings. The primary suite includes a ¾ bath and generous walk-in closet. Recent upgrades include a new Pabco Premier Architectural Laminate roof with Algae Defender. The oversized two-car garage offers smart storage shelving and a workbench. Outside, mature fruit trees and extraordinary plantings surround the home, creating a private secret garden retreat you’ll love coming home to.

1112 Henry Street SE, Olympia

Listing courtesy of Group 7 Inc., Real Estate Serv.

$485,000
3 Beds ⋅ 3 Baths ⋅ 2573681 MLS ⋅ ACTIVE Status
Don’t miss this beautiful 3-bedroom, 2.5-bath home on a fully fenced corner lot with a well-maintained yard. The bright, functional interior features vaulted ceilings, abundant natural light, fresh paint, newer LVP flooring, and separate living, dining, and family rooms. A propane heater in the family room provides warmth throughout the home. Step outside to the fantastic screened-in patio—perfect for morning coffee, relaxing, or entertaining—with an adjacent barbecue area. All appliances stay. Conveniently located near schools, shopping, I-5, and JBLM, this move-in-ready home offers comfort, convenience, and exceptional value. Come see it today!

1239 Juniper Dr SE, Olympia

Listing courtesy of KW Greater Seattle.

$869,999
3 Beds ⋅ 2 Baths ⋅ 2572228 MLS ⋅ ACTIVE Status
Where life unfolds. Tucked away on 2.18+/- private acres, just minutes from Tumwater, I-5, schools, shopping & everyday conveniences, this custom rambler feels worlds away without sacrificing day-to-day comforts. A flat, usable lot framed by mature trees opens to an expansive lawn where deer regularly wander through. Enjoy coffee on the covered front porch, evenings around the fire pit, BBQs on the back patio & a soak in the hot tub. Established raised garden beds & a charming chicken coop with chickens add to the lifestyle, plus a cleared area offers potential for a future shop. Inside, 9' ceilings, dramatic skylights, Brazilian acacia hardwood floors, knotty alder doors & trim, cherry cabinetry and striking granite create warmth and character throughout. The cook’s kitchen features a generous island and abundant counter space, while two spacious living areas offer room to gather. A split-bedroom layout creates privacy for the primary retreat, complete with dual walk-in closets & a 5-piece bath. Large windows frame beautiful views of the property. Single-story living, heat pump comfort & Tumwater School District complete the ideal balance of privacy, convenience and room to breathe. Here, life has room to slow down and spread out—plenty of space to play, gardens can grow, friends can gather, and quiet evenings can be spent under the trees. A place for long summer dinners, weekend projects, fresh eggs, changing seasons & the everyday moments that make a house feel like home.

8522 Charmont Lane SW, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$465,000
3 Beds ⋅ 2 Baths ⋅ 2573070 MLS ⋅ ACTIVE Status
Welcome to this beautiful one-story home tucked away on a private, fully fenced 1/3-acre lot backing to a peaceful greenbelt—a garden lover’s dream! Step inside to vaulted ceilings, a cozy fireplace and a spacious kitchen that opens to the dining area. Step outside to the large, covered patio and enjoy a backyard filled with fruit trees, abundant flowers and nature at its finest. The primary suite features double closets and a full bath, plus two additional spacious bedrooms, another full bath and a large bonus room with closet perfect as a 4th bedroom, home office or flex space. New furnace in 2025. Located in the desirable Lake Forest community with access to a private beach, BBQ/picnic area, playground, trails, park and canoe/kayak launch. Easy access to JBLM, shopping, dining and everyday amenities!

8324 Lake Forest Drive SE, Olympia

Listing courtesy of BCR LLC.

$625,000
4 Beds ⋅ 3 Baths ⋅ 2573281 MLS ⋅ ACTIVE Status
Looking for a home close to schools, shopping, area parks and I-5 access AND has a VA 4.5% assumable loan then come take a look at this home located in the desired Goldcrest Community. This home sits on a 1/3 of an acre w/view of the greenbelt, back yard gate that opens up to trails and walking areas. Large sun deck, Apple trees and nice landscaping to enjoy all year round. Oversized 528 sq ft 2 car garage. RV parking on side of the home. Interior includes Updated Kitchen with granite counters, stainless steel appliances, new stove and microwave, Slider leading to that great outside deck just off the kitchen area. Front room, dining room and Separate Family room with fireplace and slider to the deck. Upper Floor features primary bedroom w/walk in closet, ensuite. 3 additional bedrooms and a full bath. Come take a look!!

1732 Medallion Loop NW, Olympia

Listing courtesy of Century 21 Van Dorm Realty.

$849,900
3 Beds ⋅ 2 Baths ⋅ 2571844 MLS ⋅ ACTIVE Status
Tastefully remodeled single-level home on a corner lot in the gated Indian Summer G&CC community. This custom-built rambler features 3 bedrooms, 2 bathrooms, 2,343 sqft, tall ceilings, large windows, and a fully fenced private back yard. Updates include new kitchen countertops, hard wood floors, stainless steel appliances, fireplace, and built-in nook. The primary suite offers a spacious bathroom with walk-in glass shower, large walk-in closet, soaking tub, custom cabinetry, and tile flooring. The exterior has a brick façade and mature landscaping and a newer composition roof. Amenities include central vacuum, sprinkler system, covered patio, great 3 car garage with storage. Located near the clubhouse, schools, shopping, Chehalis Western trail, I-5, and JBLM.

6024 Troon Lane SE, Olympia

Listing courtesy of RE/MAX Parkside Affiliates.

$515,000
2 Beds ⋅ 2 Baths ⋅ 2570521 MLS ⋅ ACTIVE Status
Welcome to Beachcrest! This 2-bedroom, PLUS bonus room has been well-maintained, freshened up and is move-in ready. The Hardwood floors, newer appliances, and a brand-new water heater add to the ease and comfort of this inviting home. From the covered front porch to the light-filled entry, the home has a warm, welcoming feel that fits perfectly with the stay-home-and-play lifestyle of Beachcrest’s private community. Amenities include private Puget Sound beach access, marina, boat launch, kayak storage, beachside cabanas with BBQs, park, sports court, and community trails. Conveniently located near Hawks Prairie shopping, with easy access to I-5, JBLM, and downtown Olympia. With morning beach walks to evening gatherings by the water, this community is designed for year-round outdoor fun!

5047 Carole Drive NE, Olympia

Listing courtesy of Better Properties Gig Harbor.

$649,000
2 Beds ⋅ 2 Baths ⋅ 2573130 MLS ⋅ ACTIVE Status
THE RIDGE at CLEARWATER off Yelm Hwy/Henderson Blvd near Pioneer Park....!!! Extremely desirable neighborhood close to schools, Lowe's QFC, Starbucks, Chevron, WalMart, Safeway, etc..... Private corner lot with a fully fenced rear yard! Vaulted Great Rm ceilings and open floor plan. Amazing kitchen with serve-over counter and dining area! Primary Bedroom with large walk-in closet and private door to rear patio. 3 BR and 1,676sf with great back yard are---- concrete patio, grassy yard, storage shed, nice landscaping. The Ridge is a quiet subdivision tucked away off Henderson Blvd--- Walk, bike, jog and enjoy the neighborhood.

1846 53rd Loop SE, Olympia

Listing courtesy of RE/MAX Parkside Affiliates.

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