Olympia Homes with VA Loan Terms

Olympia Homes with VA Loan Terms

Welcome to Olympia, the capital city of Washington state! Located in Thurston County, Olympia is a vibrant and lively city with a rich history and a thriving real estate market. Whether you're a first-time homebuyer or looking to upgrade your current residence, Olympia offers a variety of housing options to suit your needs.

One of the advantages of living in Olympia is the availability of homes with VA loan terms. If you're a veteran or an active-duty military member, you may be eligible for a VA loan, which provides favorable terms and benefits. With a VA loan, you can enjoy low or no down payment options, competitive interest rates, and no private mortgage insurance requirement.

Olympia boasts a diverse range of homes, from charming historic properties to modern new constructions. The city's real estate market offers a mix of single-family homes, townhouses, and condos, ensuring there's something for everyone. Many homes in Olympia feature spacious yards, perfect for gardening or outdoor activities, and some even offer stunning views of the surrounding natural beauty.

In addition to its housing options, Olympia is known for its excellent schools, vibrant arts scene, and abundance of outdoor recreational opportunities. From exploring the beautiful Capitol Lake to hiking in the nearby Olympic National Forest, there's no shortage of activities to enjoy in this picturesque city.

If you're considering relocating to Olympia, now is a great time to explore the real estate market and take advantage of the homes with VA loan terms. Contact a local real estate agent to help you find your dream home in this charming city.

Newest Olympia Homes with VA Loan Terms

$530,000
3 Beds ⋅ 2 Baths ⋅ 2574555 MLS ⋅ ACTIVE Status
Beauttifully Renovated Eastside Oly Home with $10,000 Seller Incentive! This recently remodeled home is move-in ready and located in one of Olympia’s desirable Eastside neighborhoods. The reno feats. new LVP flooring, updated cabinetry and countertops, new trim, appliances, fixtures, and thoughtful finishing touches throughout. Cozy up by the fireplace on cool PNW evenings and enjoy the warmth and character it brings. The generously sized lot offers room to enjoy the outdoors and may provide potential for an ADU—buyer to verify with city. The inviting kitch offers a modern, functional space for everyday living and entertaining, while the rest of the home provides a clean, cohesive design that is ready for you to make your own. Whether you’re looking for a primary residence or investment property, this home offers the comfort and convenience of a completed renovation without the projects. Enjoy all that Eastside Oly has to offer, with shopping, dining, parks, entertainment, downtown Oly, and convenient I-5 access. A great location for those who want to be close to the energy of downtown while still enjoying the convenience of an established residential neighborhood. Seller Incentive: Seller is offering $10,000 in total concessions for a buyer who is under contract by September 1, 2026. This includes $5,000 toward buyer’s closing costs plus an additional $5,000 credit at inspection toward items identified through the Form 35R process. Seller is seeking a quick closing.

909 Fir Street NE, Olympia

Listing courtesy of Pettit Realty LLC.

$1,149,000
2 Beds ⋅ 2 Baths ⋅ 2573302 MLS ⋅ ACTIVE Status
Welcome to your waterfront dream! Nestled on 103ft of pebbly beach low bank frontage on a calm section of the Eld Inlet, this .64+/- acre property includes 2 separate residences. A 2-bedroom, 2-bathroom 1854+/- sqft single story main home and a 1-bedroom, 1-bathroom 704+/-sqft detached cottage. In the main home, take in the sweeping views of the sound from every room. Entertain with ease in the kitchen that opens to an expansive dining room and features granite countertops, stainless appliances, custom cabinets and a breakfast nook. Cozy up around the fireplace in the living room or open up your favorite book surrounded by the bay windows in the adjacent sitting area. Primary bedroom with walk in closet provides access to the back deck with a step in hot tub. Wander through the immaculately landscaped grounds with terraced gardens, mature fruit trees and rolling lawns on your way down to the beachside deck. The cottage has a fully equipped kitchen, living room and a loft area. Whether it’s for friends or rental income, the cottage provides the flexibility to suit your lifestyle needs. Experience the beauty of the Puget Sound from every room, every deck and every lawn on this magical Madrona Beach property.

2922 Madrona Beach Road NW, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$515,000
3 Beds ⋅ 3 Baths ⋅ 2572853 MLS ⋅ ACTIVE Status
Comfort, space, and convenience come together in this 3-bedroom, 2.5-bath home in the Union Mills community. A welcoming covered front porch creates inviting curb appeal and leads into 2,024 sq ft of thoughtfully designed living space. Vaulted ceilings, hardwood floors, and abundant natural light enhance the open floor plan, featuring spacious living and dining areas that flow seamlessly into the kitchen with quartz countertops, a center island, and stainless appliances. Upstairs, you'll find a spacious family room and a primary suite with a walk-in closet. Stay comfortable year-round with a heat pump and A/C, and enjoy the convenience of an attached 2-car garage and a fenced backyard. Ideally located near Lacey, this home is just minutes from schools, a community park, shopping, dining, and I-5, with JBLM approximately 15 minutes away. Come see all this home has to offer!

8419 15th Avenue SE, Olympia

Listing courtesy of eXp Realty.

$598,660
3 Beds ⋅ 2 Baths ⋅ 2569674 MLS ⋅ ACTIVE Status
Updated 3-bedroom, 2-bathroom home with an inviting open-concept layout and fully finished walk-out basement! Just one block from the community park with access to Hicks Lake. Enjoy a fully fenced, private backyard with beautiful landscaping, fruit trees, greenhouse, and a two-story composite deck ready for friends to gather and have fun! The spacious front yard features stunning cherry blossom trees that put on a beautiful spring show. Inside, you'll find picture windows bringing in the outdoors , fully updated primary suite, two generous living spaces, a large laundry room, wet bar, and durable wood laminate flooring throughout. The oversized 2.5-car garage offers a workbench, while the main and additional driveways provide plenty of parking, including gated RV parking.

3401 Ida Jane Road SE, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$520,000
3 Beds ⋅ 2 Baths ⋅ 2574036 MLS ⋅ ACTIVE Status
This 2002-built one-level home located on a corner lot in Georgetowne Estates features 3 bedrooms, 2 full baths, and an open concept with kitchen open to vaulted dining room and family room. Relax on your covered front porch or in your fully fenced back yard. Convenient location close to shopping, freeway, and just over a mile to Woodland Creek Community Park.

1107 Georgetowne Drive NE, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$584,900
3 Beds ⋅ 3 Baths ⋅ 2571905 MLS ⋅ ACTIVE Status
BRAND NEW ROOF just installed. This beautiful home in a park-like setting has not been on the market for over three decades! Enjoy over half an acre of nature from your backyard gazebo or putter around in your garden/hobby shed. Fully fenced yard with RV parking. The interior shows pride of ownership, being well maintained and boasting of tasteful updates in bathrooms and the kitchen. Family room will be a place to create holiday memories with a cozy gas fireplace and wet bar with granite counter tops. The eat-in kitchen will be the heart of the home, while formal living room and dining room will be appreciated for more sophisticated entertaining. Don't miss this home in a great location for JBLM commuting and access to I5. A short trek to Luhr Landing and Nisqually preserve. HOA is $50 annually.

4804 Beverly Drive NE, Olympia

Listing courtesy of Abbey Realty Inc.

$590,000
3 Beds ⋅ 2 Baths ⋅ 2573298 MLS ⋅ ACTIVE Status
Old charm home, impeccably maintained, in the desireable Carlyon neighborhood of Olympia. Small touches throughout add to the times-gone-by appeal. Kitchen has been updated with lovely wood cabinetry, stainless appliances, and marmoleum flooring. Light-filled living room enjoys a small wood stove that adds extra coziness on winter nights. Beautiful hardwood floors - the real thing! - are in pristine condition. Three spacious bedrooms, 1 on the main floor & 2 upstairs, and a bonus room with built-in desk & shelves that makes for the perfect study or den. Inviting, fully fenced backyard boasts a large patio, relaxing shady lawn and even a small sunny garden space. The gorgeous front yard has welcoming, elegant appeal and 3 working garden spaces. Close to shopping and downtown Olympia. Walkable to pizza, coffee (open early!), produce market, sandwich shop. A gem you won't want to miss!

3216 Lorne Street SE, Olympia

Listing courtesy of Group 7 Inc., Real Estate Serv.

$775,000
4 Beds ⋅ 3 Baths ⋅ 2571645 MLS ⋅ ACTIVE Status
Welcome to Nottingham and this beautifully updated custom home tucked away on a picturesque ¼-acre cul-de-sac lot in close-in South Olympia. Offering 2,688 SF with 4 bedrooms and 2.5 baths, the light-filled floor plan combines style with comfortable everyday living. A welcoming foyer introduces new high-end engineered hardwood flooring that flows throughout the main level. Spacious living and dining rooms provide wonderful gathering spaces, while the remodeled kitchen impresses with custom painted cabinetry, center island, farmhouse sink and generous counter space. The kitchen opens to a sunny breakfast nook and inviting spacious family room, creating the heart of the home! Upstairs, the primary suite is a roomy retreat with vaulted ceilings and a beautifully newly updated bath featuring a soaking tub and full tile shower. Three additional bedrooms provide plenty of flexibility, including one spacious enough to double as a bonus room for guests or recreation, plus an updated full bath. Outside, a private backyard oasis awaits! All this, PLUS a full-length covered deck offers year-round extended outdoor living, complemented by a large patio and hot tub. A garden shed, really cool treehouse and small finished outbuilding that could serve as an office, studio or fitness space…add even more versatility. Complete with a 3-car garage and just minutes to Olympia schools, parks and downtown, this Nottingham gem beautifully blends space, style and convenience

2531 Buckingham Drive SE, Olympia

Listing courtesy of Coldwell Banker Evergreen.

$1,135,000
4 Beds ⋅ 4 Baths ⋅ 2573625 MLS ⋅ ACTIVE Status
Prime Nisqually Riverfront, offering space, privacy, & a setting that is increasingly difficult to find this close to everyday amenities. Properties of this size, quality, & proximity are seldom available, making this a truly rare and exceptional offering. The home has been extensively updated, with nearly everything inside feeling new, creating a move-in ready foundation while still allowing you to personalize & shape the property into your long-term vision. The layout features a main-floor primary suite along with a secondary ensuite that was thoughtfully planned for potential conversion into a self-contained ADU (buyer to verify), ideal for multi-generational living, guest quarters, or income potential. The main level showcases soaring vaulted ceilings, a dedicated office, & a large bonus room, along with spacious living & dining areas that connect to a well-appointed gourmet kitchen, perfect for both everyday living & entertaining. Upstairs, you’ll find two additional bedrooms, a full bath, & a second bonus room, providing ample space for a variety of lifestyles. A 3-car garage adds functionality, while the expansive acreage opens the door to endless possibilities—whether you envision recreation, additional improvements, or simply enjoying the natural beauty & privacy of riverfront living. This is more than a home, it’s an opportunity to create something truly special on a beautiful and rare piece of Nisqually Riverfront

230 Conine Street SE, Olympia

Listing courtesy of Keller Williams Rty Tacoma.

$465,000
3 Beds ⋅ 3 Baths ⋅ 2572723 MLS ⋅ ACTIVE Status
Welcome home to this spacious tri-level townhome! The main floor offers an open-concept living space with a modern kitchen featuring granite countertops and rich, dark cabinetry. Upstairs, you’ll find three bedrooms, including a primary suite with a walk-in closet and private ¾ bath. A rare third floor provides fantastic bonus space—perfect for a media room, home office, craft room, or potential 4th bedroom. Enjoy the convenience of a two-car garage with EV charger and alley access. Tucked into a quiet neighborhood while still just minutes from dining, shopping, and the freeway for an easy commute. Olympia schools! Ask your agent about our BUYER INCENTIVE!

3235 15th Way SE, Olympia

Listing courtesy of Redfin.

$585,000
3 Beds ⋅ 2 Baths ⋅ 2572815 MLS ⋅ ACTIVE Status
Custom-built three-bedroom, two-bath rambler nestled on a beautiful half-acre garden oasis. This private setting feels wonderfully rural and tucked away, yet is conveniently close to downtown Olympia and all its amenities. The inviting open floor plan features durable bamboo flooring, a spacious kitchen with abundant cabinetry and counter space, natural gas range, skylight, island eating bar, laundry closet, and dedicated kitchen office area. A freestanding natural gas fireplace adds cozy ambiance on winter evenings. The primary suite includes a ¾ bath and generous walk-in closet. Recent upgrades include a new Pabco Premier Architectural Laminate roof with Algae Defender. The oversized two-car garage offers smart storage shelving and a workbench. Outside, mature fruit trees and extraordinary plantings surround the home, creating a private secret garden retreat you’ll love coming home to.

1112 Henry Street SE, Olympia

Listing courtesy of Group 7 Inc., Real Estate Serv.

$485,000
3 Beds ⋅ 3 Baths ⋅ 2573681 MLS ⋅ ACTIVE Status
Don’t miss this beautiful 3-bedroom, 2.5-bath home on a fully fenced corner lot with a well-maintained yard. The bright, functional interior features vaulted ceilings, abundant natural light, fresh paint, newer LVP flooring, and separate living, dining, and family rooms. A propane heater in the family room provides warmth throughout the home. Step outside to the fantastic screened-in patio—perfect for morning coffee, relaxing, or entertaining—with an adjacent barbecue area. All appliances stay. Conveniently located near schools, shopping, I-5, and JBLM, this move-in-ready home offers comfort, convenience, and exceptional value. Come see it today!

1239 Juniper Dr SE, Olympia

Listing courtesy of KW Greater Seattle.

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